Poonawalla Fincorp Ltd (POONAWALLA) Stock Analysis | Price, Returns, Financials & Key Metrics

Results Declared: Poonawalla Fin has declared results on 25 Apr 2025! Click here to unlock the latest financial performance

Mojo Score Change: Poonawalla Fin has changed its score on 28 Apr 2025. Click here to unlock latest mojo score!

Price Point

High/Low

1Day

52 Week

Valuation

Technical

Day's Volume

CASH

11.84 lacs (-54.75%) Volume

Shareholding (Mar 2025)

FII

9.98%

Held by 156 FIIs

DII

11.12%

Held by 24 DIIs

Promoter

62.53%

Is Poonawalla Fin technically bullish or bearish?

28-Apr-2025

Poonawalla Fincorp is currently exhibiting a mildly bullish technical trend, with a recent stock price increase and a 6.66% return over the past week. While some monthly indicators are bearish, the overall sentiment leans towards bullish, particularly in the short term.

Are Poonawalla Fin latest results good or bad?

29-Apr-2025

Poonawalla Fincorp's latest results are strong, with a 113.5% increase in Profit Before Tax and record net sales of Rs 1,166.27 crore, indicating solid operational performance. However, MarketsMOJO has issued a 'Sell' call on the stock, suggesting some market caution despite the positive financial metrics.

Should I buy, sell or hold Poonawalla Fin?

29-Apr-2025

Based on current analysis, it is advisable to sell Poonawalla Fin shares due to poor long-term growth potential, significant profit declines, high debt levels, and unfavorable technical indicators. The stock has underperformed the market, indicating a lack of value compared to its peers.

Who are the top shareholders of the Poonawalla Fin?

28-Apr-2025

The top shareholders of Poonawalla Fin include Rising Sun Holdings Pvt Ltd with 62.53%, 14 mutual fund schemes at 4.29%, 156 foreign institutional investors holding 9.98%, and Life Insurance Corporation of India as the largest public shareholder at 2.93%. Individual investors collectively own 12.11% of the shares.

Who are in the management team of Poonawalla Fin?

28-Apr-2025

As of Mar 2023 The management team of Poonawalla Fin includes Abhay Bhutada (Managing Director), ADAR CYRUS POONAWALLA (Chairman), and several Non-Executive and Independent Directors, bringing diverse expertise to the company.

Has Poonawalla Fin declared dividend?

30-Apr-2025

Poonawalla Fincorp Ltd has declared a 100% dividend, amounting to ₹2 per share, with an ex-date of January 31, 2024. Despite the dividend declaration, the yield is 0%, and total returns have varied significantly over different periods, showing impressive long-term gains.

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Dashboard

Poor long term growth as Operating profit has grown by an annual rate of 0.04%

Flat results in Mar 25

Stock is technically in a Mildly Bearish range

With ROE of -1.2, it has a Very Expensive valuation with a 3.6 Price to Book Value

Underperformed the market in the last 1 year

Mojo Parameters

Price Summary - 04:50 PM on 02-May

Performance Today

Outperformed Sector by 0.76%

Trend Reversal

Stock has gained after 2 days of consecutive fall

Day's High

Stock touched an intraday high of Rs 383.8 (2.69%)

Moving Averages

higher than 20 day, 50 day, 100 day and 200 day moving averages but lower than 5 day moving averages

Loading Valuation Snapshot...

Stock DNA

Industry

Finance/NBFC

Market cap

Rs 29,747 Cr (Large Cap)

P/E

NA (Loss Making)

Industry P/E

Dividend Yield

0.00%

Debt Equity

3.19

Return on Equity

-1.20%

Price to Book

3.56

Revenue and Profits (1 Year):

Net Sales:

1,166 Cr

(Quarterly Results - Mar 2025)

Net Profit:

62 Cr

Total Returns

Total Returns (Price + Dividend)

Dividend Yield (0%)

TimePeriod

Price Return

Dividend Return

Total Return

6 Months

-0.17%

1 Year

-23.17%

2 Years

17.13%

1.21%

18.34%

3 Years

28.86%

1.81%

30.67%

4 Years

218.91%

3.31%

222.22%

5 Years

1909.31%

31.41%

1940.72%

Latest dividend: 2 per share ex-dividend date: Jan-31-2024

Risk Adjusted Returns v/s Sensex

Returns Beta

Beta has not been calculated since enough price history is not available

News & Corporate Actions

News

Poonawalla Fincorp Faces Market Sentiment Shift Amid Declining Financial Performance

Poonawalla Fincorp has experienced a recent evaluation adjustment reflecting changes in its technical indicators, influenced by shifts in market sentiment. The company's latest quarterly performance showed minimal operating profit growth and a notable decline in profit after tax, alongside increased leverage and low cash reserves.

Poonawalla Fincorp Sees Significant Surge in Open Interest Amid Active Trading Day

Poonawalla Fincorp Ltd, a prominent player in the Finance/NBFC sector, has experienced a notable increase in open interest today. The latest open interest stands at 17,433 contracts, reflecting a rise of 1,863 contracts or 11.97% from the previous open interest of 15,570. The trading volume for the day reached 18,547 contracts, indicating robust activity in the derivatives market. In terms of price performance, Poonawalla Fincorp opened the day with a loss of 3%, touching an intraday low of Rs 363.5, which represents a decline of 4.44%. However, the stock has shown resilience by outperforming its sector by 0.96% and reversing a three-day downward trend, with a 1D return of 0.76%. The stock's weighted average price suggests that more volume was traded closer to its low price for the day. Additionally, the stock remains above its 20-day, 50-day, 100-day, and 200-day moving averages, although it is currently...

Poonawalla Fincorp Sees Surge in Open Interest Amid Increased Market Activity

Poonawalla Fincorp Ltd, a prominent player in the Finance/NBFC sector, has experienced a significant increase in open interest today. The latest open interest stands at 17,453 contracts, reflecting a rise of 1,883 contracts or 12.09% from the previous open interest of 15,570. The trading volume for the day reached 17,499 contracts, indicating robust activity in the market. In terms of price performance, Poonawalla Fincorp opened the day with a loss of 3%, touching an intraday low of Rs 363.5, which represents a decline of 4.44%. Despite this initial setback, the stock has shown signs of recovery, outperforming its sector by 0.58% and registering a 1D return of 0.76%. The stock's weighted average price suggests that more volume was traded closer to its low price for the day. Additionally, the stock remains above its 20-day, 50-day, 100-day, and 200-day moving averages, although it is currently below its 5-...

Announcement under Regulation 30 (LODR)-Earnings Call Transcript

02-May-2025 | Source : BSE

Intimation w.r.t Earnings Call Transcript

Announcement under Regulation 30 (LODR)-Press Release / Media Release

28-Apr-2025 | Source : BSE

Intimation w.r.t Press Release

Announcement under Regulation 30 (LODR)-Newspaper Publication

26-Apr-2025 | Source : BSE

Intimation w.r.t Newspaper Publication

Corporate Actions

BOARD MEETING

No Upcoming Board Meetings

DIVIDEND

Poonawalla Fincorp Ltd has declared 100% dividend, ex-date: 31 Jan 24

SPLITS

Poonawalla Fincorp Ltd has announced 2:10 stock split, ex-date: 13 Aug 10

BONUS

No Bonus history available

RIGHTS

No Rights history available

Key Factors

Quality key factors

Factor

Value

Sales Growth (5y)

10.76%

EBIT Growth (5y)

0.04%

Net Debt to Equity (avg)

2.62

Institutional Holding

21.10%

ROE (avg)

5.43%

Valuation key factors

Factor

Value

P/E Ratio

NA (Loss Making)

Industry P/E

Price to Book Value

3.60

EV to EBIT

41.17

EV to EBITDA

39.27

EV to Capital Employed

1.62

EV to Sales

13.23

PEG Ratio

Dividend Yield

ROCE (Latest)

3.93%

ROE (Latest)

-1.20%

Tecnicals key factors

Indicator

Weekly

Monthly

MACD

Bullish

Mildly Bearish

RSI

No Signal

Bollinger Bands

Mildly Bullish

Mildly Bearish

Moving Averages

Mildly Bearish (Daily)

KST

Bullish

Bearish

Dow Theory

Mildly Bullish

No Trend

OBV

No Trend

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Shareholding

Shareholding Snapshot : Mar 2025

Shareholding Compare (%holding)

Majority shareholders

Promoters

Pledged Promoter Holdings

None

Mutual Funds

Held by 14 Schemes (4.29%)

FIIs

Held by 156 FIIs (9.98%)

Promoter with highest holding

Rising Sun Holdings Pvt Ltd (62.53%)

Highest Public shareholder

Life Insurance Corporation Of India (2.93%)

Individual Investors Holdings

12.11%

Financial

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    "link": "quarterly",
    "btn_text": "All Quarterly Results",
    "header": "Quarterly Results Snapshot (Consolidated) - Mar'25 - QoQ",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "QoQ Growth in quarter ended Mar 2025 is 10.33% vs 6.89% in Dec 2024",
        "dir": 1
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        "prefix": "Consolidated Net Profit ",
        "suffix": "QoQ Growth in quarter ended Mar 2025 is 232.78% vs 103.98% in Dec 2024",
        "dir": 1
      }
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    "table": {
      "header": [
        "Mar'25",
        "Dec'24",
        "Change(%)"
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      "body": [
        {
          "field": "Net Sales",
          "val1": "1,166.27",
          "val2": "1,057.03",
          "chgp": "10.33%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "551.08",
          "val2": "425.33",
          "chgp": "29.57%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "458.38",
          "val2": "385.02",
          "chgp": "19.05%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "62.33",
          "val2": "18.73",
          "chgp": "232.78%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "47.25%",
          "val2": "40.24%",
          "chgp": "7.01%",
          "chgp_class": "positive"
        }
      ]
    }
  },
  {
    "link": "half-yearly",
    "btn_text": "All Half Yearly Results",
    "header": "Half Yearly Results Snapshot (Consolidated) - Sep'24",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": " Growth in half year ended Sep 2024 is 37.38% vs 22.08% in Sep 2023",
        "dir": 1
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": " Growth in half year ended Sep 2024 is -116.52% vs 257.16% in Sep 2023",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Sep'24",
        "Sep'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "1,966.46",
          "val2": "1,431.40",
          "chgp": "37.38%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "435.30",
          "val2": "1,030.74",
          "chgp": "-57.77%",
          "chgp_class": "negative"
        },
        {
          "field": "Interest",
          "val1": "671.69",
          "val2": "445.53",
          "chgp": "50.76%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "848.07",
          "chgp": "-100.00%",
          "chgp_class": "negative"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "-179.40",
          "val2": "1,085.91",
          "chgp": "-116.52%",
          "chgp_class": "negative"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "22.14%",
          "val2": "72.01%",
          "chgp": "-49.87%",
          "chgp_class": "negative"
        }
      ]
    }
  },
  {
    "link": "nine-monthly",
    "btn_text": "All Nine Monthly Results",
    "header": "Nine Monthly Results Snapshot (Consolidated) - Dec'24",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in nine months ended Dec 2024 is 37.81% vs 31.30% in Dec 2023",
        "dir": 1
      },
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        "prefix": "Consolidated Net Profit ",
        "suffix": "YoY Growth in nine months ended Dec 2024 is -111.89% vs 177.91% in Dec 2023",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Dec'24",
        "Dec'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "3,023.49",
          "val2": "2,194.01",
          "chgp": "37.81%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "860.63",
          "val2": "1,615.21",
          "chgp": "-46.72%",
          "chgp_class": "negative"
        },
        {
          "field": "Interest",
          "val1": "1,056.71",
          "val2": "669.24",
          "chgp": "57.90%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "848.07",
          "chgp": "-100.00%",
          "chgp_class": "negative"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "-160.67",
          "val2": "1,351.05",
          "chgp": "-111.89%",
          "chgp_class": "negative"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "28.46%",
          "val2": "73.62%",
          "chgp": "-45.16%",
          "chgp_class": "negative"
        }
      ]
    }
  },
  {
    "link": "annual",
    "btn_text": "All Annual Results",
    "header": "Annual Results Snapshot (Consolidated) - Mar'25",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in year ended Mar 2025 is 34.76% vs 60.38% in Mar 2024",
        "dir": -1
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "YoY Growth in year ended Mar 2025 is -105.84% vs 146.02% in Mar 2024",
        "dir": -1
      }
    ],
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        "Mar'25",
        "Mar'24",
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          "val2": "3,109.01",
          "chgp": "34.76%",
          "chgp_class": "positive"
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          "field": "Operating Profit (PBDIT) excl Other Income",
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          "val2": "2,288.94",
          "chgp": "-38.32%",
          "chgp_class": "negative"
        },
        {
          "field": "Interest",
          "val1": "1,515.09",
          "val2": "950.30",
          "chgp": "59.43%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "848.07",
          "chgp": "-100.00%",
          "chgp_class": "negative"
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          "field": "Consolidate Net Profit",
          "val1": "-98.34",
          "val2": "1,682.75",
          "chgp": "-105.84%",
          "chgp_class": "negative"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "33.69%",
          "val2": "73.62%",
          "chgp": "-39.93%",
          "chgp_class": "negative"
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Quarterly Results Snapshot (Consolidated) - Mar'25 - QoQ

Mar'25

Dec'24

Change(%)

Net Sales

1,166.27

1,057.03

10.33%

Operating Profit (PBDIT) excl Other Income

551.08

425.33

29.57%

Interest

458.38

385.02

19.05%

Exceptional Items

0.00

Consolidate Net Profit

62.33

18.73

232.78%

Operating Profit Margin (Excl OI)

47.25%

40.24%

7.01%

Values in Rs Cr.

Compare with Peers

Net Sales

QoQ Growth in quarter ended Mar 2025 is 10.33% vs 6.89% in Dec 2024

Consolidated Net Profit

QoQ Growth in quarter ended Mar 2025 is 232.78% vs 103.98% in Dec 2024

All Quarterly Results

Half Yearly Results Snapshot (Consolidated) - Sep'24

Sep'24

Sep'23

Change(%)

Net Sales

1,966.46

1,431.40

37.38%

Operating Profit (PBDIT) excl Other Income

435.30

1,030.74

-57.77%

Interest

671.69

445.53

50.76%

Exceptional Items

0.00

848.07

-100.00%

Consolidate Net Profit

-179.40

1,085.91

-116.52%

Operating Profit Margin (Excl OI)

22.14%

72.01%

-49.87%

Values in Rs Cr.

Compare with Peers

Net Sales

Growth in half year ended Sep 2024 is 37.38% vs 22.08% in Sep 2023

Consolidated Net Profit

Growth in half year ended Sep 2024 is -116.52% vs 257.16% in Sep 2023

All Half Yearly Results

Nine Monthly Results Snapshot (Consolidated) - Dec'24

Dec'24

Dec'23

Change(%)

Net Sales

3,023.49

2,194.01

37.81%

Operating Profit (PBDIT) excl Other Income

860.63

1,615.21

-46.72%

Interest

1,056.71

669.24

57.90%

Exceptional Items

0.00

848.07

-100.00%

Consolidate Net Profit

-160.67

1,351.05

-111.89%

Operating Profit Margin (Excl OI)

28.46%

73.62%

-45.16%

Values in Rs Cr.

Compare with Peers

Net Sales

YoY Growth in nine months ended Dec 2024 is 37.81% vs 31.30% in Dec 2023

Consolidated Net Profit

YoY Growth in nine months ended Dec 2024 is -111.89% vs 177.91% in Dec 2023

All Nine Monthly Results

Annual Results Snapshot (Consolidated) - Mar'25

Mar'25

Mar'24

Change(%)

Net Sales

4,189.76

3,109.01

34.76%

Operating Profit (PBDIT) excl Other Income

1,411.71

2,288.94

-38.32%

Interest

1,515.09

950.30

59.43%

Exceptional Items

0.00

848.07

-100.00%

Consolidate Net Profit

-98.34

1,682.75

-105.84%

Operating Profit Margin (Excl OI)

33.69%

73.62%

-39.93%

Values in Rs Cr.

Compare with Peers

Net Sales

YoY Growth in year ended Mar 2025 is 34.76% vs 60.38% in Mar 2024

Consolidated Net Profit

YoY Growth in year ended Mar 2025 is -105.84% vs 146.02% in Mar 2024

All Annual Results

Company CV

About Poonawalla Fincorp Ltd

Poonawalla Fincorp Ltd

Large Cap

Finance/NBFC

Poonawalla Fincorp Limited was erstwhile incorporated as 'Magma Fincorp Limited' on December 18, 1978 as a Private Limited Company. On October 30, 1980, the company was converted into Public Limited Company and the name was changed to Magma Leasing Limited. On June 19, 2007, the name of the company was changed from Magma Leasing Limited to Magma Shrachi Finance Limited and subsequently to Poonawalla Fincorp Limited from Magma Shrachi Finance Limited on July 12, 2021.

Company Coordinates

Company Details

Development House, 24 Park Street Kolkata West Bengal : 700016

Tel: 91-33-44017350

http://www.poonawallafincorp.com

secretarial@poonawallafincorp.com

Registrar Details

Poonawalla Fin

1Day

52 Week

CASH

FII

DII

Promoter

Is Poonawalla Fin technically bullish or bearish?

Are Poonawalla Fin latest results good or bad?

Should I buy, sell or hold Poonawalla Fin?

Who are the top shareholders of the Poonawalla Fin?

Who are in the management team of Poonawalla Fin?

Has Poonawalla Fin declared dividend?

Dashboard

Poor long term growth as Operating profit has grown by an annual rate of 0.04%

Flat results in Mar 25

Stock is technically in a Mildly Bearish range

With ROE of -1.2, it has a Very Expensive valuation with a 3.6 Price to Book Value

Underperformed the market in the last 1 year

Mojo Parameters

Price Summary - 04:50 PM on 02-May

Performance Today

Trend Reversal

Day's High

Moving Averages

Stock DNA

Total Returns (Price + Dividend)

Risk Adjusted Returns v/s Sensex

Returns Beta

News

Poonawalla Fincorp Faces Market Sentiment Shift Amid Declining Financial Performance

Poonawalla Fincorp Sees Significant Surge in Open Interest Amid Active Trading Day

Poonawalla Fincorp Sees Surge in Open Interest Amid Increased Market Activity

Announcements

Announcement under Regulation 30 (LODR)-Earnings Call Transcript

Announcement under Regulation 30 (LODR)-Press Release / Media Release

Announcement under Regulation 30 (LODR)-Newspaper Publication

Corporate Actions

Quality key factors

Valuation key factors

Tecnicals key factors

Shareholding Snapshot : Mar 2025

Shareholding Compare (%holding)

Quarterly Results Snapshot (Consolidated) - Mar'25 - QoQ

Half Yearly Results Snapshot (Consolidated) - Sep'24

Nine Monthly Results Snapshot (Consolidated) - Dec'24

Annual Results Snapshot (Consolidated) - Mar'25

About Poonawalla Fincorp Ltd

Company Coordinates