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Poonawalla Fin

  • Market Cap: Large Cap
  • Industry: Finance/NBFC
  • ISIN: INE511C01022
  • NSEID: POONAWALLA
  • BSEID: 524000
INR
360.50
8.15 (2.31%)
BSENSE

Apr 11, 12:53 PM

BSE+NSE Vol: 8.9 lacs

Click here to access the older version
  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-recommendationResults Declared: Poonawalla Fin has declared results on 25 Apr 2025! Click here to unlock the latest financial performance
stock-summaryPrice Point
High/Low

1Day

356.20362.45

52 Week

267.25513.95
Valuation
Technical
Day's Volume

CASH

8.9 lacs (-36.19%) Volume

Shareholding (Mar 2025)

FII

9.98%

Held by 156 FIIs

DII

11.12%

Held by 24 DIIs

Promoter

62.53%

iScoreScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy
Dashboard
1

Poor long term growth as Net Sales has grown by an annual rate of 9.31% and Operating profit at 0.30%

 
2

Flat results in Dec 24

3

Stock is technically in a Mildly Bearish range

4

With ROE of 5.2, it has a Very Expensive valuation with a 3.4 Price to Book Value

5

Underperformed the market in the last 1 year

stock-summaryMojo Parameters
Mojo Parameters
Loading Valuation Snapshot...
Stock DNA
stock-summary
Industry

Finance/NBFC

stock-summary
Market cap

INR 28,047 Cr (Large Cap)

stock-summary
P/E

160.00

stock-summary
Industry P/E

20

stock-summary
Dividend Yield

0.00%

stock-summary
Debt Equity

2.27

stock-summary
Return on Equity

5.18%

stock-summary
Price to Book

3.40

Revenue and Profits (1 Year):
Net Sales:
1,057 Cr
(Quarterly Results - Dec 2024)
Net Profit:
19 Cr
stock-summaryTotal Returns
Total Returns (Price + Dividend) stock-summary
Dividend Yield (0%)
TimePeriod
Price Return
Dividend Return
Total Return
6 Months
-5.63%
0%
-5.63%
1 Year
-27.13%
0%
-27.13%
2 Years
24.72%
1.23%
25.95%
3 Years
17.43%
2.03%
19.46%
4 Years
207.59%
3.29%
210.88%
5 Years
1913.97%
32.84%
1946.81%

Latest dividend: 2 per share ex-dividend date: Jan-31-2024

Risk Adjusted Returns v/s Sensex stock-summary
Returns Beta
Icon
Beta has not been calculated since enough price history is not available
stock-summaryKey Factors
Quality key factors stock-summary
Factor
Value
Sales Growth (5y)
9.31%
EBIT Growth (5y)
0.30%
Net Debt to Equity (avg)
0
Institutional Holding
21.10%
ROE (avg)
4.86%
Valuation key factors
Factor
Value
P/E Ratio
160
Industry P/E
20
Price to Book Value
3.40
EV to EBIT
30.90
EV to EBITDA
29.70
EV to Capital Employed
1.74
EV to Sales
11.57
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
6.23%
ROE (Latest)
5.18%
Tecnicals key factors
Indicator
Weekly
Monthly
MACD
Mildly Bullish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bullish
Mildly Bearish
Moving Averages
Mildly Bearish (Daily)
KST
Mildly Bullish
Bearish
Dow Theory
Mildly Bullish
Mildly Bullish
OBV
Bullish
No Trend
stock-summary Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
stock-summaryShareholding
Shareholding Snapshot : Mar 2025stock-summary
Shareholding Compare (%holding) stock-summary
Majority shareholders

Promoters

Pledged Promoter Holdings

None

Mutual Funds

Held by 14 Schemes (4.29%)

FIIs

Held by 156 FIIs (9.98%)

Promoter with highest holding

Rising Sun Holdings Pvt Ltd (62.53%)

Highest Public shareholder

Life Insurance Corporation Of India (2.93%)

Individual Investors Holdings

12.11%

stock-summaryFinancial
[
  {
    "link": "quarterly",
    "btn_text": "All Quarterly Results",
    "header": "Quarterly Results Snapshot (Consolidated) - Dec'24 - QoQ",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "QoQ Growth in quarter ended Dec 2024 is 6.89% vs 1.15% in Sep 2024",
        "dir": 1
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "QoQ Growth in quarter ended Dec 2024 is 103.98% vs -261.51% in Sep 2024",
        "dir": 1
      }
    ],
    "table": {
      "header": [
        "Dec'24",
        "Sep'24",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "1,057.03",
          "val2": "988.87",
          "chgp": "6.89%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "425.33",
          "val2": "-270.69",
          "chgp": "257.13%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "385.02",
          "val2": "351.59",
          "chgp": "9.51%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "18.73",
          "val2": "-471.04",
          "chgp": "103.98%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "40.24%",
          "val2": "-27.37%",
          "chgp": "67.61%",
          "chgp_class": "positive"
        }
      ]
    }
  },
  {
    "link": "half-yearly",
    "btn_text": "All Half Yearly Results",
    "header": "Half Yearly Results Snapshot (Consolidated) - Sep'24",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": " Growth in half year ended Sep 2024 is 37.38% vs 22.08% in Sep 2023",
        "dir": 1
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": " Growth in half year ended Sep 2024 is -116.52% vs 257.16% in Sep 2023",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Sep'24",
        "Sep'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "1,966.46",
          "val2": "1,431.40",
          "chgp": "37.38%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "435.30",
          "val2": "1,030.74",
          "chgp": "-57.77%",
          "chgp_class": "negative"
        },
        {
          "field": "Interest",
          "val1": "671.69",
          "val2": "445.53",
          "chgp": "50.76%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "848.07",
          "chgp": "-100.00%",
          "chgp_class": "negative"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "-179.40",
          "val2": "1,085.91",
          "chgp": "-116.52%",
          "chgp_class": "negative"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "22.14%",
          "val2": "72.01%",
          "chgp": "-49.87%",
          "chgp_class": "negative"
        }
      ]
    }
  },
  {
    "link": "nine-monthly",
    "btn_text": "All Nine Monthly Results",
    "header": "Nine Monthly Results Snapshot (Consolidated) - Dec'24",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in nine months ended Dec 2024 is 37.81% vs 31.30% in Dec 2023",
        "dir": 1
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "YoY Growth in nine months ended Dec 2024 is -111.89% vs 177.91% in Dec 2023",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Dec'24",
        "Dec'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "3,023.49",
          "val2": "2,194.01",
          "chgp": "37.81%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "860.63",
          "val2": "1,615.21",
          "chgp": "-46.72%",
          "chgp_class": "negative"
        },
        {
          "field": "Interest",
          "val1": "1,056.71",
          "val2": "669.24",
          "chgp": "57.90%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "848.07",
          "chgp": "-100.00%",
          "chgp_class": "negative"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "-160.67",
          "val2": "1,351.05",
          "chgp": "-111.89%",
          "chgp_class": "negative"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "28.46%",
          "val2": "73.62%",
          "chgp": "-45.16%",
          "chgp_class": "negative"
        }
      ]
    }
  },
  {
    "link": "annual",
    "btn_text": "All Annual Results",
    "header": "Annual Results Snapshot (Consolidated) - Mar'24",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in year ended Mar 2024 is 60.38% vs -3.28% in Mar 2023",
        "dir": 1
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "YoY Growth in year ended Mar 2024 is 146.02% vs 82.20% in Mar 2023",
        "dir": 1
      }
    ],
    "table": {
      "header": [
        "Mar'24",
        "Mar'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "3,109.01",
          "val2": "1,938.58",
          "chgp": "60.38%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "2,288.94",
          "val2": "1,330.60",
          "chgp": "72.02%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "950.30",
          "val2": "595.28",
          "chgp": "59.64%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "848.07",
          "val2": "122.61",
          "chgp": "591.68%",
          "chgp_class": "positive"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "1,682.75",
          "val2": "683.98",
          "chgp": "146.02%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "73.62%",
          "val2": "68.64%",
          "chgp": "4.98%",
          "chgp_class": "positive"
        }
      ]
    }
  }
]
Quarterly Results Snapshot (Consolidated) - Dec'24 - QoQstock-summary
Dec'24
Sep'24
Change(%)
Net Sales
1,057.03
988.87
6.89%
Operating Profit (PBDIT) excl Other Income
425.33
-270.69
257.13%
Interest
385.02
351.59
9.51%
Exceptional Items
0.00
0.00
Consolidate Net Profit
18.73
-471.04
103.98%
Operating Profit Margin (Excl OI)
40.24%
-27.37%
67.61%
Values in Rs Cr.
stock-summary Compare with Peers
Direction Arrows
Net Sales

QoQ Growth in quarter ended Dec 2024 is 6.89% vs 1.15% in Sep 2024

Direction Arrows
Consolidated Net Profit

QoQ Growth in quarter ended Dec 2024 is 103.98% vs -261.51% in Sep 2024

All Quarterly Resultsstock-summary
Half Yearly Results Snapshot (Consolidated) - Sep'24stock-summary
Sep'24
Sep'23
Change(%)
Net Sales
1,966.46
1,431.40
37.38%
Operating Profit (PBDIT) excl Other Income
435.30
1,030.74
-57.77%
Interest
671.69
445.53
50.76%
Exceptional Items
0.00
848.07
-100.00%
Consolidate Net Profit
-179.40
1,085.91
-116.52%
Operating Profit Margin (Excl OI)
22.14%
72.01%
-49.87%
Values in Rs Cr.
stock-summary Compare with Peers
Direction Arrows
Net Sales

Growth in half year ended Sep 2024 is 37.38% vs 22.08% in Sep 2023

Direction Arrows
Consolidated Net Profit

Growth in half year ended Sep 2024 is -116.52% vs 257.16% in Sep 2023

All Half Yearly Resultsstock-summary
Nine Monthly Results Snapshot (Consolidated) - Dec'24stock-summary
Dec'24
Dec'23
Change(%)
Net Sales
3,023.49
2,194.01
37.81%
Operating Profit (PBDIT) excl Other Income
860.63
1,615.21
-46.72%
Interest
1,056.71
669.24
57.90%
Exceptional Items
0.00
848.07
-100.00%
Consolidate Net Profit
-160.67
1,351.05
-111.89%
Operating Profit Margin (Excl OI)
28.46%
73.62%
-45.16%
Values in Rs Cr.
stock-summary Compare with Peers
Direction Arrows
Net Sales

YoY Growth in nine months ended Dec 2024 is 37.81% vs 31.30% in Dec 2023

Direction Arrows
Consolidated Net Profit

YoY Growth in nine months ended Dec 2024 is -111.89% vs 177.91% in Dec 2023

All Nine Monthly Resultsstock-summary
Annual Results Snapshot (Consolidated) - Mar'24stock-summary
Mar'24
Mar'23
Change(%)
Net Sales
3,109.01
1,938.58
60.38%
Operating Profit (PBDIT) excl Other Income
2,288.94
1,330.60
72.02%
Interest
950.30
595.28
59.64%
Exceptional Items
848.07
122.61
591.68%
Consolidate Net Profit
1,682.75
683.98
146.02%
Operating Profit Margin (Excl OI)
73.62%
68.64%
4.98%
Values in Rs Cr.
stock-summary Compare with Peers
Direction Arrows
Net Sales

YoY Growth in year ended Mar 2024 is 60.38% vs -3.28% in Mar 2023

Direction Arrows
Consolidated Net Profit

YoY Growth in year ended Mar 2024 is 146.02% vs 82.20% in Mar 2023

All Annual Resultsstock-summary
stock-summaryCompany CV
About Poonawalla Fincorp Ltd stock-summary
stock-summary
Poonawalla Fincorp Ltd
Large Cap
Finance/NBFC
Poonawalla Fincorp Limited (Formerly known Magma Fincorp Limited) is a publicly held non-banking finance company along with its subsidiaries and joint ventures engaged in providing asset finance, housing business through its pan India branch network. The company is headquartered in Kolkata providing equipment and vehicle financing solutions to individuals and small businesses in India.
Company Coordinates stock-summary
Company Details
Development House, 24 Park Street Kolkata West Bengal : 700016
stock-summary
Tel: 91-33-44017350
stock-summary
http://www.poonawallafincorp.com
stock-summary
secretarial@poonawallafincorp.com
Registrar Details
Stock List
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