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Aavas Financiers

  • Market Cap: Mid Cap
  • Industry: Finance - Housing
  • ISIN: INE216P01012
  • NSEID: AAVAS
  • BSEID: 541988
INR
2,005.00
-38 (-1.86%)
BSENSE

Apr 11, 12:53 PM

BSE+NSE Vol: 4.32 lacs

  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-summaryPrice Point
High/Low

1Day

52 Week

Valuation
Technical
Day's Volume

CASH

4.32 lacs (176.44%) Volume

Shareholding (Dec 2024)

FII

33.97%

Held by 182 FIIs

DII

25.69%

Held by 32 DIIs

Promoter

26.47%

iScoreScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy
Dashboard
1

Strong Long Term Fundamental Strength with an average Return on Equity (ROE) of 12.54%

 
2

Healthy long term growth as Net Sales has grown by an annual rate of 21.02% and Operating profit at 21.18%

 
3

Positive results in Dec 24

4

Stock is technically in a Bullish range

5

High Institutional Holdings at 59.66%

6

Market Beating Performance

stock-summaryMojo Parameters
Mojo Parameters
Loading Valuation Snapshot...
Stock DNA
stock-summary
Industry

Finance - Housing

stock-summary
Market cap

INR 15,870 Cr (Mid Cap)

stock-summary
P/E

33.00

stock-summary
Industry P/E

12

stock-summary
Dividend Yield

0.00%

stock-summary
Debt Equity

3.29

stock-summary
Return on Equity

13.00%

stock-summary
Price to Book

4.29

Revenue and Profits (1 Year):
Net Sales:
597 Cr
(Quarterly Results - Dec 2024)
Net Profit:
146 Cr
stock-summaryTotal Returns
Total Returns (Price + Dividend) stock-summary
Dividend Yield (0%)
TimePeriod
Price Return
Dividend Return
Total Return
6 Months
16.77%
0%
16.77%
1 Year
26.93%
0%
26.93%
2 Years
18.49%
0%
18.49%
3 Years
-22.23%
0%
-22.23%
4 Years
-13.6%
0%
-13.6%
5 Years
68.36%
0%
68.36%

Aavas Financiers for the last several years.

Risk Adjusted Returns v/s Sensex stock-summary
Returns Beta
Icon
Beta has not been calculated since enough price history is not available
stock-summaryKey Factors
Quality key factors stock-summary
Factor
Value
Sales Growth (5y)
21.02%
EBIT Growth (5y)
21.18%
Net Debt to Equity (avg)
0
Institutional Holding
59.66%
ROE (avg)
12.54%
Valuation key factors
Factor
Value
P/E Ratio
33
Industry P/E
12
Price to Book Value
4.29
EV to EBIT
18.45
EV to EBITDA
18.05
EV to Capital Employed
1.86
EV to Sales
13.27
PEG Ratio
1.78
Dividend Yield
NA
ROCE (Latest)
10.09%
ROE (Latest)
13.00%
Tecnicals key factors
Indicator
Weekly
Monthly
MACD
Bullish
Bullish
RSI
Bearish
No Signal
Bollinger Bands
Mildly Bullish
Mildly Bullish
Moving Averages
Bullish (Daily)
KST
Bullish
Bullish
Dow Theory
Mildly Bearish
Mildly Bullish
OBV
Bullish
No Trend
stock-summary Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
stock-summaryShareholding
Shareholding Snapshot : Dec 2024stock-summary
Shareholding Compare (%holding) stock-summary
Majority shareholders

FIIs

Pledged Promoter Holdings

None

Mutual Funds

Held by 22 Schemes (22.29%)

FIIs

Held by 182 FIIs (33.97%)

Promoter with highest holding

Lake District Holdings Limited (15.6%)

Highest Public shareholder

Sbi Small Cap Fund (8.59%)

Individual Investors Holdings

10.5%

stock-summaryFinancial
[
  {
    "link": "quarterly",
    "btn_text": "All Quarterly Results",
    "header": "Quarterly Results Snapshot (Standalone) - Dec'24 - QoQ",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "QoQ Growth in quarter ended Dec 2024 is 3.04% vs 6.78% in Sep 2024",
        "dir": -1
      },
      {
        "prefix": "Standalone Net Profit ",
        "suffix": "QoQ Growth in quarter ended Dec 2024 is -1.01% vs 17.30% in Sep 2024",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Dec'24",
        "Sep'24",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "596.74",
          "val2": "579.16",
          "chgp": "3.04%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "455.15",
          "val2": "446.51",
          "chgp": "1.94%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "258.71",
          "val2": "248.85",
          "chgp": "3.96%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Standalone Net Profit",
          "val1": "146.42",
          "val2": "147.91",
          "chgp": "-1.01%",
          "chgp_class": "negative"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "76.27%",
          "val2": "77.10%",
          "chgp": "-0.83%",
          "chgp_class": "negative"
        }
      ]
    }
  },
  {
    "link": "half-yearly",
    "btn_text": "All Half Yearly Results",
    "header": "Half Yearly Results Snapshot (Standalone) - Sep'24",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": " Growth in half year ended Sep 2024 is 16.41% vs 28.89% in Sep 2023",
        "dir": -1
      },
      {
        "prefix": "Standalone Net Profit ",
        "suffix": " Growth in half year ended Sep 2024 is 18.40% vs 18.05% in Sep 2023",
        "dir": 1
      }
    ],
    "table": {
      "header": [
        "Sep'24",
        "Sep'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "1,121.55",
          "val2": "963.47",
          "chgp": "16.41%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "366.95",
          "val2": "311.30",
          "chgp": "17.88%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "484.03",
          "val2": "390.23",
          "chgp": "24.04%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Standalone Net Profit",
          "val1": "274.01",
          "val2": "231.43",
          "chgp": "18.40%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "32.72%",
          "val2": "32.31%",
          "chgp": "0.41%",
          "chgp_class": "positive"
        }
      ]
    }
  },
  {
    "link": "nine-monthly",
    "btn_text": "All Nine Monthly Results",
    "header": "Nine Monthly Results Snapshot (Standalone) - Dec'24",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in nine months ended Dec 2024 is 16.77% vs 26.98% in Dec 2023",
        "dir": -1
      },
      {
        "prefix": "Standalone Net Profit ",
        "suffix": "YoY Growth in nine months ended Dec 2024 is 20.79% vs 14.76% in Dec 2023",
        "dir": 1
      }
    ],
    "table": {
      "header": [
        "Dec'24",
        "Dec'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "1,718.29",
          "val2": "1,471.48",
          "chgp": "16.77%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "822.10",
          "val2": "685.07",
          "chgp": "20.00%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "742.74",
          "val2": "606.80",
          "chgp": "22.40%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Standalone Net Profit",
          "val1": "420.43",
          "val2": "348.08",
          "chgp": "20.79%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "47.84%",
          "val2": "46.56%",
          "chgp": "1.28%",
          "chgp_class": "positive"
        }
      ]
    }
  },
  {
    "link": "annual",
    "btn_text": "All Annual Results",
    "header": "Annual Results Snapshot (Consolidated) - Mar'24",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in year ended Mar 2024 is 25.43% vs 23.33% in Mar 2023",
        "dir": 1
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "YoY Growth in year ended Mar 2024 is 14.21% vs 20.96% in Mar 2023",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Mar'24",
        "Mar'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "2,017.90",
          "val2": "1,608.76",
          "chgp": "25.43%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "1,483.60",
          "val2": "1,166.35",
          "chgp": "27.20%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "828.36",
          "val2": "591.05",
          "chgp": "40.15%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "490.69",
          "val2": "429.64",
          "chgp": "14.21%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "73.52%",
          "val2": "72.50%",
          "chgp": "1.02%",
          "chgp_class": "positive"
        }
      ]
    }
  }
]
Quarterly Results Snapshot (Standalone) - Dec'24 - QoQstock-summary
Dec'24
Sep'24
Change(%)
Net Sales
596.74
579.16
3.04%
Operating Profit (PBDIT) excl Other Income
455.15
446.51
1.94%
Interest
258.71
248.85
3.96%
Exceptional Items
0.00
0.00
Standalone Net Profit
146.42
147.91
-1.01%
Operating Profit Margin (Excl OI)
76.27%
77.10%
-0.83%
Values in Rs Cr.
Direction Arrows
Net Sales

QoQ Growth in quarter ended Dec 2024 is 3.04% vs 6.78% in Sep 2024

Direction Arrows
Standalone Net Profit

QoQ Growth in quarter ended Dec 2024 is -1.01% vs 17.30% in Sep 2024

Half Yearly Results Snapshot (Standalone) - Sep'24stock-summary
Sep'24
Sep'23
Change(%)
Net Sales
1,121.55
963.47
16.41%
Operating Profit (PBDIT) excl Other Income
366.95
311.30
17.88%
Interest
484.03
390.23
24.04%
Exceptional Items
0.00
0.00
Standalone Net Profit
274.01
231.43
18.40%
Operating Profit Margin (Excl OI)
32.72%
32.31%
0.41%
Values in Rs Cr.
Direction Arrows
Net Sales

Growth in half year ended Sep 2024 is 16.41% vs 28.89% in Sep 2023

Direction Arrows
Standalone Net Profit

Growth in half year ended Sep 2024 is 18.40% vs 18.05% in Sep 2023

Nine Monthly Results Snapshot (Standalone) - Dec'24stock-summary
Dec'24
Dec'23
Change(%)
Net Sales
1,718.29
1,471.48
16.77%
Operating Profit (PBDIT) excl Other Income
822.10
685.07
20.00%
Interest
742.74
606.80
22.40%
Exceptional Items
0.00
0.00
Standalone Net Profit
420.43
348.08
20.79%
Operating Profit Margin (Excl OI)
47.84%
46.56%
1.28%
Values in Rs Cr.
Direction Arrows
Net Sales

YoY Growth in nine months ended Dec 2024 is 16.77% vs 26.98% in Dec 2023

Direction Arrows
Standalone Net Profit

YoY Growth in nine months ended Dec 2024 is 20.79% vs 14.76% in Dec 2023

Annual Results Snapshot (Consolidated) - Mar'24stock-summary
Mar'24
Mar'23
Change(%)
Net Sales
2,017.90
1,608.76
25.43%
Operating Profit (PBDIT) excl Other Income
1,483.60
1,166.35
27.20%
Interest
828.36
591.05
40.15%
Exceptional Items
0.00
0.00
Consolidate Net Profit
490.69
429.64
14.21%
Operating Profit Margin (Excl OI)
73.52%
72.50%
1.02%
Values in Rs Cr.
Direction Arrows
Net Sales

YoY Growth in year ended Mar 2024 is 25.43% vs 23.33% in Mar 2023

Direction Arrows
Consolidated Net Profit

YoY Growth in year ended Mar 2024 is 14.21% vs 20.96% in Mar 2023

stock-summaryCompany CV
About Aavas Financiers Ltd. stock-summary
stock-summary
Aavas Financiers Ltd.
Mid Cap
Finance - Housing
Aavas Financiers Ltd. (Formerly known as "Au Housing Finance Limited") is registered as a Housing Finance Company (HFC) with National Housing Bank (NHB)and is engaged in the long term financing activity in the domestic markets to provide housing finance. It chose to serve the growing needs of housing finance customers in the low and middle income segments of sub-urban and rural India, to serve the customers in the metro cities and urban regions of the country.
Company Coordinates stock-summary
Company Details
201-202 2nd Floor Southend, Square Mansarvor Industrial Ar Jaipur Rajasthan : 302020
stock-summary
Tel: 91-141-6618800
stock-summary
ipo@aavas.in
Registrar Details
Link Intime India Pvt Ltd, C-13 Pannalal Silk Compound, L B S Marg, Bhandup , Mumbai