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Coral India Fin.

  • Market Cap: Micro Cap
  • Industry: Finance/NBFC
  • ISIN: INE558D01021
  • NSEID: CORALFINAC
  • BSEID: 531556
INR
40.00
1.05 (2.7%)
BSENSE

Apr 11, 12:53 PM

BSE+NSE Vol: 5.31 k

  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-summaryPrice Point
High/Low

1Day

52 Week

Valuation
Technical
Day's Volume

CASH

5.31 k (-51.63%) Volume

Shareholding (Dec 2024)

FII

0.70%

Held by 3 FIIs

DII

0.02%

Held by 0 DIIs

Promoter

75.00%

iScoreScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy
Dashboard
1

Weak Long Term Fundamental Strength with an average Return on Equity (ROE) of 10.91%

  • Poor long term growth as Net Sales has grown by an annual rate of 9.24%
2

Flat results in Dec 24

3

Stock is technically in a Bearish range

4

With ROE of 9.4, it has a Expensive valuation with a 0.7 Price to Book Value

5

Below par performance in long term as well as near term

stock-summaryMojo Parameters
Mojo Parameters
Loading Valuation Snapshot...
Stock DNA
stock-summary
Industry

Finance/NBFC

stock-summary
Market cap

INR 161 Cr (Micro Cap)

stock-summary
P/E

7.00

stock-summary
Industry P/E

20

stock-summary
Dividend Yield

1.03%

stock-summary
Debt Equity

0.00

stock-summary
Return on Equity

9.43%

stock-summary
Price to Book

0.67

Revenue and Profits (1 Year):
Net Sales:
4 Cr
(Quarterly Results - Dec 2024)
Net Profit:
2 Cr
stock-summaryTotal Returns
Total Returns (Price + Dividend) stock-summary
Dividend Yield (1.03%)
TimePeriod
Price Return
Dividend Return
Total Return
6 Months
-25.58%
0%
-25.58%
1 Year
-9.79%
0.96%
-8.83%
2 Years
30.68%
2.11%
32.79%
3 Years
-2.44%
2.88%
0.44%
4 Years
78.57%
5.64%
84.21%
5 Years
181.29%
12.59%
193.88%

Latest dividend: 0.4 per share ex-dividend date: Aug-20-2024

Risk Adjusted Returns v/s Sensex stock-summary
Returns Beta
Icon
Beta has not been calculated since enough price history is not available
stock-summaryKey Factors
Quality key factors stock-summary
Factor
Value
Sales Growth (5y)
9.24%
EBIT Growth (5y)
11.56%
Net Debt to Equity (avg)
0
Institutional Holding
0.71%
ROE (avg)
10.91%
Valuation key factors
Factor
Value
P/E Ratio
7
Industry P/E
20
Price to Book Value
0.67
EV to EBIT
1.38
EV to EBITDA
1.37
EV to Capital Employed
0.26
EV to Sales
1.06
PEG Ratio
0.73
Dividend Yield
1.03%
ROCE (Latest)
19.40%
ROE (Latest)
9.43%
Tecnicals key factors
Indicator
Weekly
Monthly
MACD
Bearish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Bearish
Mildly Bearish
Moving Averages
Bearish (Daily)
KST
Bearish
Mildly Bearish
Dow Theory
No Trend
No Trend
OBV
Mildly Bearish
No Trend
stock-summary Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
stock-summaryShareholding
Shareholding Snapshot : Dec 2024stock-summary
Shareholding Compare (%holding) stock-summary
Majority shareholders

Promoters

Pledged Promoter Holdings

None

Mutual Funds

Held by 0 Schemes

FIIs

Held by 3 FIIs (0.7%)

Promoter with highest holding

Navin Bachubhai Doshi (24.3%)

Highest Public shareholder

Coral India Finance And Housing Limited - Unclaimed Suspense Account (1.45%)

Individual Investors Holdings

20.06%

stock-summaryFinancial
[
  {
    "link": "quarterly",
    "btn_text": "All Quarterly Results",
    "header": "Quarterly Results Snapshot (Standalone) - Dec'24 - YoY",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in quarter ended Dec 2024 is 5.14% vs -67.68% in Dec 2023",
        "dir": 1
      },
      {
        "prefix": "Standalone Net Profit ",
        "suffix": "YoY Growth in quarter ended Dec 2024 is -25.56% vs -54.44% in Dec 2023",
        "dir": 1
      }
    ],
    "table": {
      "header": [
        "Dec'24",
        "Dec'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "3.68",
          "val2": "3.50",
          "chgp": "5.14%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "2.13",
          "val2": "2.70",
          "chgp": "-21.11%",
          "chgp_class": "negative"
        },
        {
          "field": "Interest",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Standalone Net Profit",
          "val1": "2.33",
          "val2": "3.13",
          "chgp": "-25.56%",
          "chgp_class": "negative"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "57.88%",
          "val2": "77.14%",
          "chgp": "-19.26%",
          "chgp_class": "negative"
        }
      ]
    }
  },
  {
    "link": "half-yearly",
    "btn_text": "All Half Yearly Results",
    "header": "Half Yearly Results Snapshot (Standalone) - Sep'24",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": " Growth in half year ended Sep 2024 is -15.47% vs 110.74% in Sep 2023",
        "dir": -1
      },
      {
        "prefix": "Standalone Net Profit ",
        "suffix": " Growth in half year ended Sep 2024 is 19.05% vs 104.17% in Sep 2023",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Sep'24",
        "Sep'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "14.43",
          "val2": "17.07",
          "chgp": "-15.47%",
          "chgp_class": "negative"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "12.01",
          "val2": "12.66",
          "chgp": "-5.13%",
          "chgp_class": "negative"
        },
        {
          "field": "Interest",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Standalone Net Profit",
          "val1": "12.81",
          "val2": "10.76",
          "chgp": "19.05%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "83.23%",
          "val2": "74.17%",
          "chgp": "9.06%",
          "chgp_class": "positive"
        }
      ]
    }
  },
  {
    "link": "nine-monthly",
    "btn_text": "All Nine Monthly Results",
    "header": "Nine Monthly Results Snapshot (Standalone) - Dec'24",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in nine months ended Dec 2024 is -11.96% vs 8.66% in Dec 2023",
        "dir": -1
      },
      {
        "prefix": "Standalone Net Profit ",
        "suffix": "YoY Growth in nine months ended Dec 2024 is 9.00% vs 14.42% in Dec 2023",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Dec'24",
        "Dec'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "18.11",
          "val2": "20.57",
          "chgp": "-11.96%",
          "chgp_class": "negative"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "14.14",
          "val2": "15.36",
          "chgp": "-7.94%",
          "chgp_class": "negative"
        },
        {
          "field": "Interest",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Standalone Net Profit",
          "val1": "15.14",
          "val2": "13.89",
          "chgp": "9.00%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "78.08%",
          "val2": "74.67%",
          "chgp": "3.41%",
          "chgp_class": "positive"
        }
      ]
    }
  },
  {
    "link": "annual",
    "btn_text": "All Annual Results",
    "header": "Annual Results Snapshot (Standalone) - Mar'24",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in year ended Mar 2024 is -6.33% vs 7.45% in Mar 2023",
        "dir": -1
      },
      {
        "prefix": "Standalone Net Profit ",
        "suffix": "YoY Growth in year ended Mar 2024 is 13.37% vs 5.47% in Mar 2023",
        "dir": 1
      }
    ],
    "table": {
      "header": [
        "Mar'24",
        "Mar'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "27.68",
          "val2": "29.55",
          "chgp": "-6.33%",
          "chgp_class": "negative"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "20.77",
          "val2": "21.30",
          "chgp": "-2.49%",
          "chgp_class": "negative"
        },
        {
          "field": "Interest",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Standalone Net Profit",
          "val1": "20.77",
          "val2": "18.32",
          "chgp": "13.37%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "75.04%",
          "val2": "72.08%",
          "chgp": "2.96%",
          "chgp_class": "positive"
        }
      ]
    }
  }
]
Quarterly Results Snapshot (Standalone) - Dec'24 - YoYstock-summary
Dec'24
Dec'23
Change(%)
Net Sales
3.68
3.50
5.14%
Operating Profit (PBDIT) excl Other Income
2.13
2.70
-21.11%
Interest
0.00
0.00
Exceptional Items
0.00
0.00
Standalone Net Profit
2.33
3.13
-25.56%
Operating Profit Margin (Excl OI)
57.88%
77.14%
-19.26%
Values in Rs Cr.
Direction Arrows
Net Sales

YoY Growth in quarter ended Dec 2024 is 5.14% vs -67.68% in Dec 2023

Direction Arrows
Standalone Net Profit

YoY Growth in quarter ended Dec 2024 is -25.56% vs -54.44% in Dec 2023

Half Yearly Results Snapshot (Standalone) - Sep'24stock-summary
Sep'24
Sep'23
Change(%)
Net Sales
14.43
17.07
-15.47%
Operating Profit (PBDIT) excl Other Income
12.01
12.66
-5.13%
Interest
0.00
0.00
Exceptional Items
0.00
0.00
Standalone Net Profit
12.81
10.76
19.05%
Operating Profit Margin (Excl OI)
83.23%
74.17%
9.06%
Values in Rs Cr.
Direction Arrows
Net Sales

Growth in half year ended Sep 2024 is -15.47% vs 110.74% in Sep 2023

Direction Arrows
Standalone Net Profit

Growth in half year ended Sep 2024 is 19.05% vs 104.17% in Sep 2023

Nine Monthly Results Snapshot (Standalone) - Dec'24stock-summary
Dec'24
Dec'23
Change(%)
Net Sales
18.11
20.57
-11.96%
Operating Profit (PBDIT) excl Other Income
14.14
15.36
-7.94%
Interest
0.00
0.00
Exceptional Items
0.00
0.00
Standalone Net Profit
15.14
13.89
9.00%
Operating Profit Margin (Excl OI)
78.08%
74.67%
3.41%
Values in Rs Cr.
Direction Arrows
Net Sales

YoY Growth in nine months ended Dec 2024 is -11.96% vs 8.66% in Dec 2023

Direction Arrows
Standalone Net Profit

YoY Growth in nine months ended Dec 2024 is 9.00% vs 14.42% in Dec 2023

Annual Results Snapshot (Standalone) - Mar'24stock-summary
Mar'24
Mar'23
Change(%)
Net Sales
27.68
29.55
-6.33%
Operating Profit (PBDIT) excl Other Income
20.77
21.30
-2.49%
Interest
0.00
0.00
Exceptional Items
0.00
0.00
Standalone Net Profit
20.77
18.32
13.37%
Operating Profit Margin (Excl OI)
75.04%
72.08%
2.96%
Values in Rs Cr.
Direction Arrows
Net Sales

YoY Growth in year ended Mar 2024 is -6.33% vs 7.45% in Mar 2023

Direction Arrows
Standalone Net Profit

YoY Growth in year ended Mar 2024 is 13.37% vs 5.47% in Mar 2023

stock-summaryCompany CV
About Coral India Finance & Housing Ltd stock-summary
stock-summary
Coral India Finance & Housing Ltd
Micro Cap
Finance/NBFC
Incorporated in 1995, the Coral India Finance and Housing Ltd, is been promoted by the CORAL GROUP. The Company is primarily engaged in two segments viz, Construction, development & maintenance of properties and related services and Investment. Apart from these, the company is concentrated on Financing Activities including for Housing. The "Coral Garden" Project was commissioned at Deolali in 2003.
Company Coordinates stock-summary
Company Details
Dalamal House 4th Floor, J B Marg Nariman Point Mumbai Maharashtra : 400021
stock-summary
Tel: 91-022-22853910/11
stock-summary
cs@coralhousing.in
Registrar Details
Link Intime India Pvt Ltd, C-13 Pannalal Silk Compound, L B S Marg, Bhandup , Mumbai