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Emerald Finance

  • Market Cap: Micro Cap
  • Industry: Finance/NBFC
  • ISIN: INE030Q01015
  • NSEID:
  • BSEID: 538882
INR
106.40
-2.15 (-1.98%)
BSENSE

Apr 11, 12:50 PM

BSE+NSE Vol: 3.35 k

  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-summaryPrice Point
High/Low

1Day

52 Week

Valuation
Technical
Day's Volume

CASH

3.35 k (-68.13%) Volume

Shareholding (Dec 2024)

FII

9.78%

Held by 3 FIIs

DII

0.00%

Held by 0 DIIs

Promoter

60.51%

iScoreScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy
Dashboard
1

Weak Long Term Fundamental Strength with an average Return on Equity (ROE) of 7.62%

 
2

With ROE of 10.1, it has a Very Expensive valuation with a 6.1 Price to Book Value

stock-summaryMojo Parameters
Mojo Parameters
Loading Valuation Snapshot...
Stock DNA
stock-summary
Industry

Finance/NBFC

stock-summary
Market cap

INR 367 Cr (Micro Cap)

stock-summary
P/E

50.00

stock-summary
Industry P/E

20

stock-summary
Dividend Yield

0.09%

stock-summary
Debt Equity

0.28

stock-summary
Return on Equity

10.11%

stock-summary
Price to Book

6.09

Revenue and Profits (1 Year):
Net Sales:
6 Cr
(Quarterly Results - Dec 2024)
Net Profit:
2 Cr
stock-summaryTotal Returns
Total Returns (Price + Dividend) stock-summary
Dividend Yield (0.09%)
TimePeriod
Price Return
Dividend Return
Total Return
6 Months
36.45%
0.00%
36.45%
1 Year
212.85%
0.30%
213.15%
2 Years
355.87%
0.86%
356.73%
3 Years
525.88%
1.97%
527.85%
4 Years
848.31%
2.09%
850.4%
5 Years
867.27%
3.39%
870.66%

Latest dividend: 0 per share ex-dividend date: Jan-31-2025

Risk Adjusted Returns v/s Sensex stock-summary
Returns Beta
Icon
Beta has not been calculated since enough price history is not available
stock-summaryKey Factors
Quality key factors stock-summary
Factor
Value
Sales Growth (5y)
18.50%
EBIT Growth (5y)
35.72%
Net Debt to Equity (avg)
0
Institutional Holding
9.78%
ROE (avg)
7.62%
Valuation key factors
Factor
Value
P/E Ratio
50
Industry P/E
20
Price to Book Value
6.09
EV to EBIT
30.11
EV to EBITDA
29.97
EV to Capital Employed
5.36
EV to Sales
19.82
PEG Ratio
0.94
Dividend Yield
0.09%
ROCE (Latest)
14.91%
ROE (Latest)
10.11%
Tecnicals key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bearish
Bullish
Moving Averages
Mildly Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
Mildly Bullish
No Trend
stock-summary Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
stock-summaryShareholding
Shareholding Snapshot : Dec 2024stock-summary
Shareholding Compare (%holding) stock-summary
Majority shareholders

Promoters

Pledged Promoter Holdings

None

Mutual Funds

Held by 0 Schemes

FIIs

Held by 3 FIIs (9.78%)

Promoter with highest holding

Sanjay Aggarwal (28.88%)

Highest Public shareholder

Investi Global Opportunity Fund Pcc- Cell1 (7.79%)

Individual Investors Holdings

23.32%

stock-summaryFinancial
[
  {
    "link": "quarterly",
    "btn_text": "All Quarterly Results",
    "header": "Quarterly Results Snapshot (Consolidated) - Dec'24 - QoQ",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "QoQ Growth in quarter ended Dec 2024 is 14.40% vs 13.90% in Sep 2024",
        "dir": 1
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "QoQ Growth in quarter ended Dec 2024 is 20.39% vs 20.47% in Sep 2024",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Dec'24",
        "Sep'24",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "5.72",
          "val2": "5.00",
          "chgp": "14.40%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "4.06",
          "val2": "3.50",
          "chgp": "16.00%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "0.77",
          "val2": "0.76",
          "chgp": "1.32%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "2.48",
          "val2": "2.06",
          "chgp": "20.39%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "70.98%",
          "val2": "70.00%",
          "chgp": "0.98%",
          "chgp_class": "positive"
        }
      ]
    }
  },
  {
    "link": "half-yearly",
    "btn_text": "All Half Yearly Results",
    "header": "Half Yearly Results Snapshot (Consolidated) - Sep'24",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": " Growth in half year ended Sep 2024 is 56.15% vs 30.87% in Sep 2023",
        "dir": 1
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": " Growth in half year ended Sep 2024 is 108.29% vs 69.16% in Sep 2023",
        "dir": 1
      }
    ],
    "table": {
      "header": [
        "Sep'24",
        "Sep'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "9.40",
          "val2": "6.02",
          "chgp": "56.15%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "6.45",
          "val2": "2.88",
          "chgp": "123.96%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "1.42",
          "val2": "0.48",
          "chgp": "195.83%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "-0.01",
          "chgp": "100.00%",
          "chgp_class": "positive"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "3.77",
          "val2": "1.81",
          "chgp": "108.29%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "68.62%",
          "val2": "47.84%",
          "chgp": "20.78%",
          "chgp_class": "positive"
        }
      ]
    }
  },
  {
    "link": "nine-monthly",
    "btn_text": "All Nine Monthly Results",
    "header": "Nine Monthly Results Snapshot (Consolidated) - Dec'24",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in nine months ended Dec 2024 is 60.17% vs 23.40% in Dec 2023",
        "dir": 1
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "YoY Growth in nine months ended Dec 2024 is 108.33% vs 36.99% in Dec 2023",
        "dir": 1
      }
    ],
    "table": {
      "header": [
        "Dec'24",
        "Dec'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "15.12",
          "val2": "9.44",
          "chgp": "60.17%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "10.51",
          "val2": "4.91",
          "chgp": "114.05%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "2.19",
          "val2": "0.92",
          "chgp": "138.04%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "-0.01",
          "chgp": "100.00%",
          "chgp_class": "positive"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "6.25",
          "val2": "3.00",
          "chgp": "108.33%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "69.51%",
          "val2": "52.01%",
          "chgp": "17.50%",
          "chgp_class": "positive"
        }
      ]
    }
  },
  {
    "link": "annual",
    "btn_text": "All Annual Results",
    "header": "Annual Results Snapshot (Consolidated) - Mar'24",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in year ended Mar 2024 is 15.73% vs 36.05% in Mar 2023",
        "dir": -1
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "YoY Growth in year ended Mar 2024 is 20.35% vs 38.71% in Mar 2023",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Mar'24",
        "Mar'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "13.32",
          "val2": "11.51",
          "chgp": "15.73%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "7.02",
          "val2": "5.56",
          "chgp": "26.26%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "1.42",
          "val2": "0.84",
          "chgp": "69.05%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "-0.09",
          "chgp": "100.00%",
          "chgp_class": "positive"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "4.14",
          "val2": "3.44",
          "chgp": "20.35%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "52.70%",
          "val2": "48.31%",
          "chgp": "4.39%",
          "chgp_class": "positive"
        }
      ]
    }
  }
]
Quarterly Results Snapshot (Consolidated) - Dec'24 - QoQstock-summary
Dec'24
Sep'24
Change(%)
Net Sales
5.72
5.00
14.40%
Operating Profit (PBDIT) excl Other Income
4.06
3.50
16.00%
Interest
0.77
0.76
1.32%
Exceptional Items
0.00
0.00
Consolidate Net Profit
2.48
2.06
20.39%
Operating Profit Margin (Excl OI)
70.98%
70.00%
0.98%
Values in Rs Cr.
Direction Arrows
Net Sales

QoQ Growth in quarter ended Dec 2024 is 14.40% vs 13.90% in Sep 2024

Direction Arrows
Consolidated Net Profit

QoQ Growth in quarter ended Dec 2024 is 20.39% vs 20.47% in Sep 2024

Half Yearly Results Snapshot (Consolidated) - Sep'24stock-summary
Sep'24
Sep'23
Change(%)
Net Sales
9.40
6.02
56.15%
Operating Profit (PBDIT) excl Other Income
6.45
2.88
123.96%
Interest
1.42
0.48
195.83%
Exceptional Items
0.00
-0.01
100.00%
Consolidate Net Profit
3.77
1.81
108.29%
Operating Profit Margin (Excl OI)
68.62%
47.84%
20.78%
Values in Rs Cr.
Direction Arrows
Net Sales

Growth in half year ended Sep 2024 is 56.15% vs 30.87% in Sep 2023

Direction Arrows
Consolidated Net Profit

Growth in half year ended Sep 2024 is 108.29% vs 69.16% in Sep 2023

Nine Monthly Results Snapshot (Consolidated) - Dec'24stock-summary
Dec'24
Dec'23
Change(%)
Net Sales
15.12
9.44
60.17%
Operating Profit (PBDIT) excl Other Income
10.51
4.91
114.05%
Interest
2.19
0.92
138.04%
Exceptional Items
0.00
-0.01
100.00%
Consolidate Net Profit
6.25
3.00
108.33%
Operating Profit Margin (Excl OI)
69.51%
52.01%
17.50%
Values in Rs Cr.
Direction Arrows
Net Sales

YoY Growth in nine months ended Dec 2024 is 60.17% vs 23.40% in Dec 2023

Direction Arrows
Consolidated Net Profit

YoY Growth in nine months ended Dec 2024 is 108.33% vs 36.99% in Dec 2023

Annual Results Snapshot (Consolidated) - Mar'24stock-summary
Mar'24
Mar'23
Change(%)
Net Sales
13.32
11.51
15.73%
Operating Profit (PBDIT) excl Other Income
7.02
5.56
26.26%
Interest
1.42
0.84
69.05%
Exceptional Items
0.00
-0.09
100.00%
Consolidate Net Profit
4.14
3.44
20.35%
Operating Profit Margin (Excl OI)
52.70%
48.31%
4.39%
Values in Rs Cr.
Direction Arrows
Net Sales

YoY Growth in year ended Mar 2024 is 15.73% vs 36.05% in Mar 2023

Direction Arrows
Consolidated Net Profit

YoY Growth in year ended Mar 2024 is 20.35% vs 38.71% in Mar 2023

stock-summaryCompany CV
About Emerald Finance Ltd stock-summary
stock-summary
Emerald Finance Ltd
Micro Cap
Finance/NBFC
Emerald Finance Limited was originally incorporated with the name 'Emerald Leasing Finance and Investment Company Limited' on November 22, 1983. The Company is a NBFC registered with RBI dated December 15, 2018. The Company later on changed the name to Emerald Finance Limited from Emerald Leasing Finance and Investment Company Limited' on April 24, 2023.
Company Coordinates stock-summary
Company Details
59 1st Floor, Uday Park Gautam Nagar New Delhi Delhi : 110049
stock-summary
Tel: 91-11-64645385
stock-summary
emerald_finance@yahoo.com
Registrar Details
MAS Services Ltd, T-34 , 2nd Floor, Okhla Industrial Area, Phase - II, New Delhi