Equitas Sma. Fin

Market Cap: Mid Cap
Industry: Bank - Private
ISIN: INE063P01018
NSEID: EQUITASBNK
BSEID: 543243

INR

57.55

0.73 (1.28%)

BSENSE

Apr 11, 12:53 PM

BSE+NSE Vol: 18.21 lacs

Click here to access the older version

Price Point

High/Low

1Day

52 Week

Valuation

Technical

Day's Volume

CASH

18.21 lacs (-32.03%) Volume

Shareholding (Sep 2024)

FII

16.91%

Held by 146 FIIs

DII

43.67%

Held by 116 DIIs

Promoter

0.00%

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Dashboard

The company has declared Negative results for the last 3 consecutive quarters

PAT(9M) At Rs 104.94 cr has Grown at -82.25 %
PBT LESS OI(Q) At Rs -148.67 cr has Fallen at -102.5 %
GROSS NPA(Q) Highest at 2.97 %

Stock is technically in a Bearish range

Below par performance in long term as well as near term

Mojo Parameters

Loading Valuation Snapshot...

Stock DNA

Industry

Bank - Private

Market cap

INR 6,560 Cr (Mid Cap)

Dividend Yield

1.76%

CAR

20.81%

Return on Assets

0.68%

Net NPA

0.96%

Gross NPA

2.97%

Revenue and Profits (1 Year):

Int. Earned:

1,611.93 Cr

(Quarterly Results - Dec 2024)

Net Profit:

66 Cr

Total Returns

Total Returns (Price + Dividend)

Dividend Yield (1.76%)

TimePeriod

Price Return

Dividend Return

Total Return

6 Months

-21.02%

1 Year

-42.41%

1.05%

-41.36%

2 Years

-18.45%

2.63%

-15.82%

3 Years

1.41%

3.64%

5.05%

4 Years

2.68%

3.60%

6.28%

5 Years

0.0%

Latest dividend: 1 per share ex-dividend date: Aug-09-2024

Risk Adjusted Returns v/s Sensex

Returns Beta

Beta has not been calculated since enough price history is not available

Key Factors

Quality key factors

Factor

Value

Net Interest Income Growth (5y)

18.77%

Net Profit Growth (5y)

-0.14%

Advance to Deposit

109.59%

Capital Adequacy Ratio (Tier 1)

Gross NPA (latest)

2.97%

Gross NPA (avg)

3.16%

Coverage Ratio (avg)

55.08%

Cost to Income (avg)

64.14%

Net Interest Margin (avg)

8.61%

Operating Profit to Assets (avg)

10.38%

ROA (avg)

1.46%

Valuation key factors

Factor

Value

P/E Ratio

Price to Book Value

1.09

PEG Ratio

Dividend Yield

1.75%

ROE (Latest)

5.26%

ROA (Latest)

0.68%

Net NPA to Book Value

5.72

Tecnicals key factors

Indicator

Weekly

Monthly

MACD

Bearish

Mildly Bearish

RSI

No Signal

Bullish

Bollinger Bands

Mildly Bearish

Moving Averages

Bearish (Daily)

KST

Bearish

Dow Theory

Mildly Bearish

OBV

Mildly Bearish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Shareholding

Shareholding Snapshot : Sep 2024

Shareholding Compare (%holding)

Majority shareholders

Non Institution

Pledged Promoter Holdings

None

Mutual Funds

Held by 24 Schemes (38.22%)

FIIs

Held by 146 FIIs (16.91%)

Promoter with highest holding

None

Highest Public shareholder

Hdfc Mutual Fund (8.57%)

Individual Investors Holdings

30.92%

Financial

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          "val2": "1,002.62",
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Quarterly Results Snapshot (Standalone) - Dec'24 - QoQ

Dec'24

Sep'24

Change(%)

Interest Earned

1611.93

1554.87

3.67%

Operating Profit (PBDIT)

332.85

349.72

-4.82%

% of Net NPAs

0.96%

0.97%

-0.01%

% of Gross NPAs

2.97%

2.95%

0.02%

Exceptional Items

0.00

Net Profit

66.30

12.88

414.75%

Values in Rs Cr.

Compare with Peers

Interest Earned

QoQ Growth in quarter ended Dec 2024 is 3.67% vs 3.59% in Sep 2024

Net Profit

QoQ Growth in quarter ended Dec 2024 is 414.75% vs -50.00% in Sep 2024

All Quarterly Results

Half Yearly Results Snapshot (Standalone) - Sep'24

Sep'24

Sep'23

Change(%)

Interest Earned

3055.82

2612.95

16.95%

Operating Profit (PBDIT)

690.11

642.31

7.44%

% of Net NPAs

0.97%

% of Gross NPAs

2.95%

2.27%

0.68%

Exceptional Items

0.00

Net Profit

38.64

389.34

-90.08%

Values in Rs Cr.

Compare with Peers

Interest Earned

Growth in half year ended Sep 2024 is 16.95% vs 34.5% in Sep 2023

Net Profit

Growth in half year ended Sep 2024 is -90.08% vs 82.42% in Sep 2023

All Half Yearly Results

Nine Monthly Results Snapshot (Standalone) - Dec'24

Dec'24

Dec'23

Change(%)

Interest Earned

4667.75

4041.75

15.49%

Operating Profit (PBDIT)

1,022.96

1,002.62

2.03%

% of Net NPAs

0.96%

1.13%

-0.17%

% of Gross NPAs

2.97%

2.53%

0.44%

Exceptional Items

0.00

Net Profit

104.94

591.34

-82.25%

Values in Rs Cr.

Compare with Peers

Interest Earned

YoY Growth in nine months ended Dec 2024 is 15.49% vs 34.45% in Dec 2023

Net Profit

YoY Growth in nine months ended Dec 2024 is -82.25% vs 54.17% in Dec 2023

All Nine Monthly Results

Annual Results Snapshot (Standalone) - Mar'24

Mar'24

Mar'23

Change(%)

Interest Earned

5486.4

4161.88

31.83%

Operating Profit (PBDIT)

1,377.36

1,176.01

17.12%

% of Net NPAs

1.17%

1.21%

-0.04%

% of Gross NPAs

2.61%

2.76%

-0.15%

Exceptional Items

0.00

Net Profit

798.96

573.59

39.29%

Values in Rs Cr.

Compare with Peers

Interest Earned

YoY Growth in year ended Mar 2024 is 31.83% vs 20.3% in Mar 2023

Net Profit

YoY Growth in year ended Mar 2024 is 39.29% vs 104.32% in Mar 2023

All Annual Results

Company CV

About Equitas Small Finance Bank Ltd

Equitas Small Finance Bank Ltd

Mid Cap

Bank - Private

Equitas Small Finance Bank Limited (ESFBL) was originally incorporated as `V.A.P. Finance Private Limited' on June 21, 1993 at Madras, Tamil Nadu, as a Private Limited Company by the RoC. Bank became a deemed public limited company on March 5, 1994 and the name of our Bank was changed to V.A.P. Finance Limited and the Certificate of Incorporation was endorsed by the RoC to that effect. Bank thereafter became a Private Limited Company dated March 30, 2011 upon change of name from V.A.P.

Company Coordinates

No Company Details Available