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Kotak Mah. Bank

  • Market Cap: Large Cap
  • Industry: Bank - Private
  • ISIN: INE237A01028
  • NSEID: KOTAKBANK
  • BSEID: 500247
INR
2,120.35
67.3 (3.28%)
BSENSE

Apr 11, 12:53 PM

BSE+NSE Vol: 33.56 lacs

  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-recommendationAnnual Results
Results Snapshot
Figures in Rs cr
Standalone Annual Results
Mar'24
Mar'23
Mar'22
Mar'21
Mar'20
Mar'19
Mar'18
Interest Earned
45,798.91
34,250.85
27,038.82
26,840.28
26,929.61
23,890.06
19,748.49
Income On Investments
8,898.08
6,458.65
6,689.26
6,833.41
5,257.25
4,872.77
3,933.00
Interest On Balances With Rbi Other Inter Bank Funds
779.38
550.29
723.42
1,174.74
381.24
381.43
755.29
Interest / Discount On Advances / Bills
35,657.99
26,978.45
19,378.69
18,589.08
20,999.24
18,318.10
14,727.95
Others
463.46
263.46
247.45
243.05
291.88
317.76
332.25
Other Income
10,273.10
7,083.05
5,985.92
5,006.51
5,372.11
4,657.18
4,052.21
Total Income
56,072.01
41,333.90
33,024.74
31,846.79
32,301.72
28,547.24
23,800.70
Interest Expended
19,805.71
12,698.93
10,220.91
11,500.62
13,429.95
12,684.25
10,216.81
Net Interest Income
25,993.20
21,551.92
16,817.91
15,339.66
13,499.66
11,205.81
9,531.68
Total Expenditure (Excl Depreciation)
16,678.85
13,786.99
10,752.96
8,584.14
8,850.94
7,514.81
6,425.72
Employee Cost
6,856.37
5,519.83
4,582.35
3,729.13
3,877.63
3,159.39
2,929.77
Other Operating Expenses
9,822.48
8,267.16
6,170.61
4,855.01
4,973.31
4,355.42
3,495.95
Operating Profit Before Provisions and Contingencies
19,587.45
14,847.98
12,050.87
11,762.03
10,020.83
8,348.18
7,158.17
Exceptional Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provisions and contingencies
1,573.73
456.99
689.56
2,459.04
2,216.16
962.39
939.95
Profit Before Tax
18,013.72
14,390.99
11,361.31
9,302.99
7,804.67
7,385.79
6,218.22
Tax
4,232.14
3,451.69
2,788.62
2,338.15
1,857.49
2,520.46
2,133.92
Profit After Tax
13,781.58
10,939.30
8,572.69
6,964.84
5,947.18
4,865.33
4,084.30
Extraordinary Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net Profit
13,781.58
10,939.30
8,572.69
6,964.84
5,947.18
4,865.33
4,084.30
Face Value
5.0
5.0
5.0
5.0
5.0
5.0
5.0
Reserves
95,645.50
81,966.67
70,964.14
62,236.05
47,558.78
41,444.00
36,528.83
Earnings per share (EPS)
69.33
55.07
43.19
35.14
31.09
25.49
21.43
Diluted Earnings per share
69.15
54.87
43.01
35.14
30.84
25.32
21.51
Operating Profit Margin (Excl OI)
60.15%
58.41%
57.68%
58.86%
58.9%
64.52%
62.7%
Gross Profit Margin
39.33%
42.02%
42.02%
34.66%
28.98%
30.92%
31.49%
PAT Margin
30.09%
31.94%
31.71%
25.95%
22.08%
20.37%
20.68%
Net Interest Margin
5.32%
5.33%
4.61%
4.41%
4.72%
4.33%
4.3%
Return on Assets
2.61%
2.47%
2.13%
1.85%
1.87%
1.69%
1.73%
CASA (%)
45.5%
52.8%
60.7%
60.4%
56.2%
52.5%
50.8%
CASA Amount
2,04,304.00
1,91,815.00
1,89,134.00
1,69,313.00
1,47,622.00
1,18,586.00
97,775.00
Capital Adequacy Ratio (Total)
20.55%
21.8%
22.69%
22.26%
17.89%
17.45%
18.22%
Capital Adequacy Ratio (Tier 1)
19.2%
20.6%
21.7%
21.38%
17.3%
16.9%
17.6%
Provision Coverage Ratio (%)
75.9%
79.3%
73.2%
63.6%
69.0%
65.4%
56.5%
Amount of Gross NPAs
5,274.78
5,768.32
6,469.74
7,425.51
5,026.89
4,467.94
3,825.38
Amount of Net NPAs
1,270.57
1,193.30
1,736.71
2,705.17
1,557.89
1,544.37
1,665.05
% of Net NPAs
0.34%
0.37%
0.64%
1.21%
0.71%
0.75%
0.98%
% of Gross NPAs
1.39%
1.78%
2.34%
3.25%
2.25%
2.14%
2.22%
Public Share Holdings (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Promotor Holding (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Capital (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Number of ATMs
3291.0
2963.0
2705.0
2598.0
2519.0
2352.0
2199.0
Number of Branches
1948.0
1780.0
1700.0
1604.0
1600.0
1500.0
1388.0
Annual Analysis Highlights
stock-summary

Interest Earned

YoY Growth in year ended Mar 2024 is 33.72% vs 26.67% in Mar 2023

stock-summary

Net Profit

YoY Growth in year ended Mar 2024 is 25.98% vs 27.61% in Mar 2023

stock-summary

Operating Profit (PBDIT)

YoY Growth in year ended Mar 2024 is 31.92% vs 23.21% in Mar 2023

stock-summary

% of Net NPAs

YoY Growth in year ended Mar 2024 is -0.03% vs -0.27% in Mar 2023

stock-summary

% of Gross NPAs

YoY Growth in year ended Mar 2024 is -0.39% vs -0.56% in Mar 2023

Compare Annual Results Of Kotak Mah. Bank With
Markets Mojo
Figures in Rs cr
Standalone Annual Results
Markets Mojo
Markets Mojo
Change(INR)
Change(%)
Interest Earned
45,798.91
1,42,890.94
-97,092.03
-67.95%
Income On Investments
8,898.08
28,630.99
-19,732.91
-68.92%
Interest On Balances With Rbi Other Inter Bank Funds
779.38
1,791.39
-1,012.01
-56.49%
Interest / Discount On Advances / Bills
35,657.99
1,10,943.93
-75,285.94
-67.86%
Others
463.46
1,524.63
-1,061.17
-69.6%
Other Income
10,273.10
22,957.77
-12,684.67
-55.25%
Total Income
56,072.01
1,65,848.71
-1,09,776.70
-66.19%
Interest Expended
19,805.71
68,585.22
-48,779.51
-71.12%
Net Interest Income
25,993.20
74,305.72
-48,312.52
-65.02%
Total Expenditure (Excl Depreciation)
16,678.85
39,132.73
-22,453.88
-57.38%
Employee Cost
6,856.37
15,141.99
-8,285.62
-54.72%
Other Operating Expenses
9,822.48
23,990.74
-14,168.26
-59.06%
Operating Profit Before Provisions and Contingencies
19,587.45
58,130.76
-38,543.31
-66.3%
Exceptional Items
0.00
0.00
0.00
Provisions and contingencies
1,573.73
3,642.93
-2,069.20
-56.8%
Profit Before Tax
18,013.72
54,487.83
-36,474.11
-66.94%
Tax
4,232.14
13,599.56
-9,367.42
-68.88%
Profit After Tax
13,781.58
40,888.27
-27,106.69
-66.29%
Extraordinary Items
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
Net Profit
13,781.58
40,888.27
-27,106.69
-66.29%
Face Value
5.00
2.00
0.00
Reserves
95,645.50
2,32,505.97
-1,36,860.47
-58.86%
Earnings per share (EPS)
69.33
58.22
11.11
19.08%
Diluted Earnings per share
69.15
57.33
11.82
20.62%
Operating Profit Margin (Excl OI)
60.15%
70.06%
0.00
-9.91%
Gross Profit Margin
39.33%
38.13%
0.00
1.20%
PAT Margin
30.09%
28.62%
0.00
1.47%
Net Interest Margin
5.32%
4.53%
0.79
0.79%
Return on Assets
2.61%
0.00%
2.61
2.61%
CASA (%)
45.50%
38.90%
6.60
6.60%
CASA Amount
2,04,304.00
5,95,872.00
-3,91,568.00
-65.71%
Capital Adequacy Ratio (Total)
20.55%
16.33%
4.22
4.22%
Capital Adequacy Ratio (Tier 1)
19.20%
15.60%
3.60
3.60%
Provision Coverage Ratio (%)
75.90%
80.30%
-4.40
-4.40%
Amount of Gross NPAs
5,274.78
27,961.68
-22,686.90
-81.14%
Amount of Net NPAs
1,270.57
5,377.79
-4,107.22
-76.37%
% of Net NPAs
0.34%
0.42%
-0.08
-0.08%
% of Gross NPAs
1.39%
2.16%
-0.77
-0.77%
Public Share Holdings (%)
0.00%
0.00%
0.00
0.00%
Pledged Promotor Holding (%)
0.00%
0.00%
0.00
0.00%
Pledged Capital (%)
0.00%
0.00%
0.00
0.00%
Number of ATMs
3,291.00
17,190.00
-13,899.00
-80.86%
Number of Branches
1,948.00
6,523.00
-4,575.00
-70.14%
Annual - Interest Earned
Interest Earned 45798.91 Cr
in Mar 2024

Figures in Rs Cr
stock-summary

YoY Growth in year ended Mar 2024 is 33.72% vs 26.67% in Mar 2023

Annual - Net Profit
Net Profit 13,781.58 Cr
in Mar 2024

Figures in Rs Cr
stock-summary

YoY Growth in year ended Mar 2024 is 25.98% vs 27.61% in Mar 2023

Annual - Operating Profit (PBDIT)
Operating Profit (PBDIT) 19,587.45 Cr
in Mar 2024

Figures in Rs Cr
stock-summary

YoY Growth in year ended Mar 2024 is 31.92% vs 23.21% in Mar 2023

Annual - % of Net NPAs
% of Net NPAs 0.34%
in Mar 2024

Figures in Rs %
stock-summary

YoY Growth in year ended Mar 2024 is -0.03% vs -0.27% in Mar 2023

Annual - % of Gross NPAs
% of Gross NPAs 1.39%
in Mar 2024

Figures in Rs %
stock-summary

YoY Growth in year ended Mar 2024 is -0.39% vs -0.56% in Mar 2023