Results Snapshot
Figures in Rs cr
Standalone Half Yearly Results
Sep'24
Sep'23
Sep'22
Sep'21
Sep'20
Sep'19
Mar'19
Interest Earned
60,480.59
52,182.95
38,967.58
32,339.47
32,426.13
30,692.75
28,927.76
Income On Investments
11,024.37
9,582.85
8,758.92
6,949.84
6,074.93
5,987.45
5,865.03
Interest On Balances With Rbi Other Inter Bank Funds
646.40
505.31
334.98
665.25
699.02
387.02
406.97
Interest / Discount On Advances / Bills
47,979.93
41,390.99
29,150.40
23,868.20
24,600.72
23,385.07
21,755.48
Others
829.89
703.80
723.28
856.18
1,051.46
933.21
900.28
Other Income
12,505.34
10,121.35
6,783.78
7,156.84
5,793.98
7,764.53
7,526.97
Total Income
72,985.93
62,304.30
45,751.36
39,496.31
38,220.11
38,457.28
36,454.73
Interest Expended
33,549.16
27,909.62
19,223.31
16,678.90
18,114.75
18,747.27
17,618.50
Net Interest Income
26,931.43
24,273.33
19,744.27
15,660.57
14,311.38
11,945.48
11,309.26
Total Expenditure (Excl Depreciation)
18,618.06
16,948.46
12,924.84
10,702.91
7,963.23
7,865.67
8,297.16
Employee Cost
6,246.64
5,298.24
4,352.74
3,787.41
2,819.06
2,581.81
2,344.87
Other Operating Expenses
12,371.42
11,650.22
8,572.10
6,915.50
5,144.17
5,283.86
5,952.29
Operating Profit Before Provisions and Contingencies
20,818.71
17,446.22
13,603.21
12,114.50
12,142.13
11,844.34
10,539.07
Exceptional Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provisions and contingencies
4,243.37
1,849.44
909.14
5,037.39
8,397.19
7,332.97
5,765.94
Profit Before Tax
16,575.34
15,596.78
12,694.07
7,077.11
3,744.94
4,511.37
4,773.13
Tax
3,623.13
3,936.12
3,239.04
1,783.64
950.10
3,253.37
1,587.22
Profit After Tax
12,952.21
11,660.66
9,455.03
5,293.47
2,794.84
1,258.00
3,185.91
Extraordinary Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net Profit
12,952.21
11,660.66
9,455.03
5,293.47
2,794.84
1,258.00
3,185.91
Face Value
2.0
2.0
2.0
2.0
2.0
2.0
2.0
Reserves
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Earnings per share (EPS)
41.87
37.84
30.78
17.26
9.13
4.46
12.39
Diluted Earnings per share
41.63
37.64
30.72
17.22
9.67
4.8
0.0
Operating Profit Margin (Excl OI)
62.2%
63.98%
64.5%
51.33%
49.55%
50.48%
51.39%
Gross Profit Margin
27.41%
29.89%
32.58%
21.88%
11.55%
14.7%
77.41%
PAT Margin
21.42%
22.35%
24.26%
16.37%
8.62%
4.1%
11.01%
Net Interest Margin
0.0%
0.0%
0.0%
0.0%
3.58%
0.0%
0.0%
Return on Assets
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
CASA (%)
40.0%
43.0%
44.0%
42.0%
40.0%
39.0%
0.0%
CASA Amount
4,41,053.00
4,23,866.00
3,74,846.00
3,27,581.00
2,80,788.00
2,40,054.00
0.00
Capital Adequacy Ratio (Total)
16.61%
16.56%
16.52%
19.23%
18.92%
18.23%
0.0%
Capital Adequacy Ratio (Tier 1)
14.12%
13.8%
14.55%
16.73%
16.06%
15.03%
0.0%
Provision Coverage Ratio (%)
77.0%
79.0%
80.0%
124.0%
124.0%
79.0%
0.0%
Amount of Gross NPAs
15,466.23
16,756.74
19,893.73
24,148.61
26,831.64
29,071.39
29,789.44
Amount of Net NPAs
3,612.47
3,441.25
3,995.54
7,199.97
6,107.88
11,138.30
11,275.60
% of Net NPAs
0.34%
0.36%
0.51%
1.08%
0.98%
1.99%
2.06%
% of Gross NPAs
1.44%
1.73%
2.5%
3.53%
4.18%
5.03%
5.26%
Public Share Holdings (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Promotor Holding (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Capital (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Number of ATMs
15728.0
15806.0
16043.0
10970.0
11821.0
12191.0
0.0
Number of Branches
5577.0
5152.0
4760.0
4679.0
4568.0
4284.0
0.0
Half Yearly Analysis Highlights
Interest Earned
Growth in half year ended Sep 2024 is 15.9% vs 33.91% in Sep 2023
Net Profit
Growth in half year ended Sep 2024 is 11.08% vs 23.33% in Sep 2023
Operating Profit (PBDIT)
Growth in half year ended Sep 2024 is 19.33% vs 28.25% in Sep 2023
% of Net NPAs
Growth in half year ended Sep 2024 is -0.02% vs -0.15% in Sep 2023
% of Gross NPAs
Growth in half year ended Sep 2024 is -0.29% vs -0.77% in Sep 2023
Compare Half Yearly Results Of Axis Bank With
Figures in Rs cr
Standalone Half Yearly Results
Change(INR)
Change(%)
Interest Earned
60,480.59
25,962.38
34,518.21
132.95%
Income On Investments
11,024.37
5,364.09
5,660.28
105.52%
Interest On Balances With Rbi Other Inter Bank Funds
646.40
496.27
150.13
30.25%
Interest / Discount On Advances / Bills
47,979.93
19,911.99
28,067.94
140.96%
Others
829.89
190.03
639.86
336.72%
Other Income
12,505.34
9,133.13
3,372.21
36.92%
Total Income
72,985.93
35,095.51
37,890.42
107.96%
Interest Expended
33,549.16
12,100.42
21,448.74
177.26%
Net Interest Income
26,931.43
13,861.96
13,069.47
94.28%
Total Expenditure (Excl Depreciation)
18,618.06
9,121.83
9,496.23
104.1%
Employee Cost
6,246.64
3,821.89
2,424.75
63.44%
Other Operating Expenses
12,371.42
5,299.94
7,071.48
133.43%
Operating Profit Before Provisions and Contingencies
20,818.71
10,353.36
10,465.35
101.08%
Exceptional Items
0.00
0.00
0.00
Provisions and contingencies
4,243.37
1,238.87
3,004.50
242.52%
Profit Before Tax
16,575.34
12,634.39
3,940.95
31.19%
Tax
3,623.13
3,040.85
582.28
19.15%
Profit After Tax
12,952.21
9,593.54
3,358.67
35.01%
Extraordinary Items
0.00
2,672.73
-2,672.73
-100.0%
Prior Period Expenses
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
Net Profit
12,952.21
6,920.81
6,031.40
87.15%
Face Value
2.00
5.00
0.00
Reserves
0.00
0.00
0.00
Earnings per share (EPS)
41.87
48.25
-6.38
-13.22%
Diluted Earnings per share
41.63
30.55
11.08
36.27%
Operating Profit Margin (Excl OI)
62.20%
60.09%
0.00
2.11%
Gross Profit Margin
27.41%
48.66%
0.00
-21.25%
PAT Margin
21.42%
36.95%
0.00
-15.53%
Net Interest Margin
0.00%
0.00%
0.00
0.00%
Return on Assets
0.00%
1.59%
-1.59
-1.59%
CASA (%)
40.00%
43.60%
-3.60
-3.60%
CASA Amount
4,41,053.00
1,86,676.00
2,54,377.00
136.27%
Capital Adequacy Ratio (Total)
16.61%
22.60%
-5.99
-5.99%
Capital Adequacy Ratio (Tier 1)
14.12%
21.50%
-7.38
-7.38%
Provision Coverage Ratio (%)
77.00%
71.00%
6.00
6.00%
Amount of Gross NPAs
15,466.23
6,033.17
9,433.06
156.35%
Amount of Net NPAs
3,612.47
1,723.83
1,888.64
109.56%
% of Net NPAs
0.34%
0.43%
-0.09
-0.09%
% of Gross NPAs
1.44%
1.49%
-0.05
-0.05%
Public Share Holdings (%)
0.00%
0.00%
0.00
0.00%
Pledged Promotor Holding (%)
0.00%
0.00%
0.00
0.00%
Pledged Capital (%)
0.00%
0.00%
0.00
0.00%
Number of ATMs
15,728.00
3,329.00
12,399.00
372.45%
Number of Branches
5,577.00
2,013.00
3,564.00
177.05%
Half Yearly - Interest Earned
Interest Earned 60480.59 Cr
in Sep 2024Figures in Rs Cr
Growth in half year ended Sep 2024 is 15.9% vs 33.91% in Sep 2023
Half Yearly - Net Profit
Net Profit 12,952.21 Cr
in Sep 2024Figures in Rs Cr
Growth in half year ended Sep 2024 is 11.08% vs 23.33% in Sep 2023
Half Yearly - Operating Profit (PBDIT)
Operating Profit (PBDIT) 20,818.71 Cr
in Sep 2024Figures in Rs Cr
Growth in half year ended Sep 2024 is 19.33% vs 28.25% in Sep 2023
Half Yearly - % of Net NPAs
% of Net NPAs 0.34%
in Sep 2024Figures in Rs %
Growth in half year ended Sep 2024 is -0.02% vs -0.15% in Sep 2023
Half Yearly - % of Gross NPAs
% of Gross NPAs 1.44%
in Sep 2024Figures in Rs %
Growth in half year ended Sep 2024 is -0.29% vs -0.77% in Sep 2023