Half Yearly Results Results Snapshot
Figures in Rs cr
Standalone Half Yearly Results
Sep'24
Sep'23
Sep'22
Sep'21
Interest Earned
2,618.56
2,365.05
1,998.84
1,887.97
Income On Investments
518.16
521.01
441.85
400.82
Interest On Balances With Rbi Other Inter Bank Funds
12.83
19.76
13.79
18.74
Interest / Discount On Advances / Bills
2,086.57
1,822.25
1,540.04
1,463.75
Others
1.00
2.03
3.16
4.66
Other Income
461.19
323.06
284.42
344.13
Total Income
3,079.75
2,688.11
2,283.26
2,232.10
Interest Expended
1,455.94
1,318.24
966.27
1,013.22
Net Interest Income
1,162.62
1,046.81
1,032.57
874.75
Total Expenditure (Excl Depreciation)
689.77
624.84
553.36
529.94
Employee Cost
370.39
329.99
299.47
0.00
Other Operating Expenses
319.38
294.85
253.89
529.94
Operating Profit Before Provisions and Contingencies
934.04
745.03
763.63
688.94
Exceptional Items
0.00
0.00
0.00
0.00
Provisions and contingencies
150.37
62.29
89.10
132.60
Profit Before Tax
783.67
682.74
674.53
556.34
Tax
193.20
148.00
178.02
164.26
Profit After Tax
590.47
534.74
496.51
392.08
Extraordinary Items
0.00
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
0.00
Net Profit
590.47
534.74
496.51
392.08
Face Value
10.0
10.0
10.0
10.0
Reserves
0.00
0.00
0.00
0.00
Earnings per share (EPS)
37.29
33.77
31.36
27.51
Diluted Earnings per share
37.29
33.77
34.44
27.51
Operating Profit Margin (Excl OI)
67.92%
70.95%
67.86%
64.91%
Gross Profit Margin
29.93%
28.87%
33.75%
29.47%
PAT Margin
22.55%
22.61%
24.84%
20.77%
Net Interest Margin
0.0%
0.0%
0.0%
4.04%
Return on Assets
1.91%
1.87%
1.93%
1.63%
CASA (%)
0.0%
28.0%
30.58%
27.89%
CASA Amount
0.00
0.00
13,192.64
11,439.32
Capital Adequacy Ratio (Total)
29.59%
26.04%
24.58%
18.87%
Capital Adequacy Ratio (Tier 1)
28.12%
24.43%
22.98%
17.87%
Provision Coverage Ratio (%)
0.0%
86.42%
88.58%
80.5%
Amount of Gross NPAs
584.45
643.84
593.34
1,045.26
Amount of Net NPAs
194.77
371.90
295.97
564.95
% of Net NPAs
0.46%
0.99%
0.86%
1.82%
% of Gross NPAs
1.37%
1.7%
1.7%
3.31%
Public Share Holdings (%)
0.0%
0.0%
0.0%
0.0%
Pledged Promotor Holding (%)
0.0%
0.0%
0.0%
0.0%
Pledged Capital (%)
0.0%
0.0%
0.0%
0.0%
Number of ATMs
0.0
1152.0
1145.0
0.0
Number of Branches
0.0
541.0
509.0
0.0
Half Yearly Analysis Highlights
Interest Earned
Growth in half year ended Sep 2024 is 10.72% vs 18.32% in Sep 2023
Net Profit
Growth in half year ended Sep 2024 is 10.42% vs 7.70% in Sep 2023
Operating Profit (PBDIT)
Growth in half year ended Sep 2024 is 25.37% vs -2.44% in Sep 2023
% of Net NPAs
Growth in half year ended Sep 2024 is -0.53% vs 0.13% in Sep 2023
% of Gross NPAs
Growth in half year ended Sep 2024 is -0.33% vs 0.00% in Sep 2023
Compare Half Yearly Results Of T N Merc. Bank With
Figures in Rs cr
Standalone Half Yearly Results
Change(INR)
Change(%)
Interest Earned
2,618.56
15,449.64
-12,831.08
-83.05%
Income On Investments
518.16
2,938.08
-2,419.92
-82.36%
Interest On Balances With Rbi Other Inter Bank Funds
12.83
170.92
-158.09
-92.49%
Interest / Discount On Advances / Bills
2,086.57
11,559.18
-9,472.61
-81.95%
Others
1.00
781.46
-780.46
-99.87%
Other Income
461.19
2,605.59
-2,144.40
-82.3%
Total Income
3,079.75
18,055.23
-14,975.48
-82.94%
Interest Expended
1,455.94
11,005.16
-9,549.22
-86.77%
Net Interest Income
1,162.62
4,444.48
-3,281.86
-73.84%
Total Expenditure (Excl Depreciation)
689.77
5,189.51
-4,499.74
-86.71%
Employee Cost
370.39
1,987.72
-1,617.33
-81.37%
Other Operating Expenses
319.38
3,201.79
-2,882.41
-90.02%
Operating Profit Before Provisions and Contingencies
934.04
1,860.56
-926.52
-49.8%
Exceptional Items
0.00
0.00
0.00
Provisions and contingencies
150.37
508.87
-358.50
-70.45%
Profit Before Tax
783.67
1,351.69
-568.02
-42.02%
Tax
193.20
296.22
-103.02
-34.78%
Profit After Tax
590.47
1,055.47
-465.00
-44.06%
Extraordinary Items
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
Net Profit
590.47
1,055.47
-465.00
-44.06%
Face Value
10.00
2.00
0.00
Reserves
0.00
0.00
0.00
Earnings per share (EPS)
37.29
0.34
36.95
10867.65%
Diluted Earnings per share
37.29
0.34
36.95
10867.65%
Operating Profit Margin (Excl OI)
67.92%
63.12%
0.00
4.80%
Gross Profit Margin
29.93%
8.75%
0.00
21.18%
PAT Margin
22.55%
6.83%
0.00
15.72%
Net Interest Margin
0.00%
0.00%
0.00
0.00%
Return on Assets
1.91%
0.00%
1.91
1.91%
CASA (%)
0.00%
32.00%
-32.00
-32.00%
CASA Amount
0.00
88,601.00
-88,601.00
-100.0%
Capital Adequacy Ratio (Total)
29.59%
15.60%
13.99
13.99%
Capital Adequacy Ratio (Tier 1)
28.12%
13.20%
14.92
14.92%
Provision Coverage Ratio (%)
0.00%
70.00%
-70.00
-70.00%
Amount of Gross NPAs
584.45
3,889.43
-3,304.98
-84.97%
Amount of Net NPAs
194.77
1,168.02
-973.25
-83.32%
% of Net NPAs
0.46%
1.60%
-1.14
-1.14%
% of Gross NPAs
1.37%
1.60%
-0.23
-0.23%
Public Share Holdings (%)
0.00%
0.00%
0.00
0.00%
Pledged Promotor Holding (%)
0.00%
0.00%
0.00
0.00%
Pledged Capital (%)
0.00%
0.00%
0.00
0.00%
Number of ATMs
0.00
1,325.00
-1,325.00
-100.0%
Number of Branches
0.00
1,237.00
-1,237.00
-100.0%
Half Yearly - Interest Earned
Interest Earned 2618.56 Cr
in Sep 2024Figures in Rs Cr
Growth in half year ended Sep 2024 is 10.72% vs 18.32% in Sep 2023
Half Yearly - Net Profit
Net Profit 590.47 Cr
in Sep 2024Figures in Rs Cr
Growth in half year ended Sep 2024 is 10.42% vs 7.70% in Sep 2023
Half Yearly - Operating Profit (PBDIT)
Operating Profit (PBDIT) 934.04 Cr
in Sep 2024Figures in Rs Cr
Growth in half year ended Sep 2024 is 25.37% vs -2.44% in Sep 2023
Half Yearly - % of Net NPAs
% of Net NPAs 0.46%
in Sep 2024Figures in Rs %
Growth in half year ended Sep 2024 is -0.53% vs 0.13% in Sep 2023
Half Yearly - % of Gross NPAs
% of Gross NPAs 1.37%
in Sep 2024Figures in Rs %
Growth in half year ended Sep 2024 is -0.33% vs 0.00% in Sep 2023
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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