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General Insuranc

  • Market Cap: Large Cap
  • Industry: Finance/NBFC
  • ISIN: INE481Y01014
  • NSEID: GICRE
  • BSEID: 540755
INR
399.05
4.75 (1.2%)
BSENSE

Apr 11, 12:53 PM

BSE+NSE Vol: 1.72 lacs

  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-summaryPrice Point
High/Low

1Day

52 Week

Valuation
Technical
Day's Volume

CASH

1.72 lacs (-35.94%) Volume

Shareholding (Dec 2024)

FII

1.80%

Held by 128 FIIs

DII

13.70%

Held by 40 DIIs

Promoter

82.40%

iScoreScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy
Dashboard
1

Flat results in Dec 24

  • NO KEY NEGATIVE TRIGGERS
2

Stock is technically in a Bearish range

stock-summaryMojo Parameters
Mojo Parameters
Loading Valuation Snapshot...
Stock DNA
stock-summary
Industry

Finance/NBFC

stock-summary
Market cap

INR 70,009 Cr (Large Cap)

stock-summary
P/E

9.00

stock-summary
Industry P/E

20

stock-summary
Dividend Yield

2.54%

stock-summary
Debt Equity

0.00

stock-summary
Return on Equity

12.61%

stock-summary
Price to Book

1.16

Revenue and Profits (1 Year):
Net Sales:
11,144 Cr
(Quarterly Results - Dec 2024)
Net Profit:
1,677 Cr
stock-summaryTotal Returns
Total Returns (Price + Dividend) stock-summary
Dividend Yield (2.54%)
TimePeriod
Price Return
Dividend Return
Total Return
6 Months
2.25%
0%
2.25%
1 Year
21.22%
2.93%
24.15%
2 Years
175.02%
10.10%
185.12%
3 Years
220.14%
17.30%
237.44%
4 Years
88.28%
9.97%
98.25%
5 Years
243.12%
15.71%
258.83%

Latest dividend: 10 per share ex-dividend date: Sep-11-2024

Risk Adjusted Returns v/s Sensex stock-summary
Returns Beta
Icon
Beta has not been calculated since enough price history is not available
stock-summaryKey Factors
Quality key factors stock-summary
Factor
Value
Sales Growth (5y)
-0.95%
EBIT Growth (5y)
214.85%
Net Debt to Equity (avg)
0
Institutional Holding
15.50%
ROE (avg)
11.03%
Valuation key factors
Factor
Value
P/E Ratio
9
Industry P/E
20
Price to Book Value
1.16
EV to EBIT
4.71
EV to EBITDA
4.71
EV to Capital Employed
1.28
EV to Sales
0.94
PEG Ratio
0.93
Dividend Yield
2.54%
ROCE (Latest)
27.19%
ROE (Latest)
12.61%
Tecnicals key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Bearish
Mildly Bullish
Moving Averages
Bearish (Daily)
KST
Bearish
Mildly Bearish
Dow Theory
Mildly Bearish
No Trend
OBV
No Trend
No Trend
stock-summary Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
stock-summaryShareholding
Shareholding Snapshot : Dec 2024stock-summary
Shareholding Compare (%holding) stock-summary
Majority shareholders

Promoters

Pledged Promoter Holdings

None

Mutual Funds

Held by 17 Schemes (1.43%)

FIIs

Held by 128 FIIs (1.8%)

Promoter with highest holding

President Of India (82.4%)

Highest Public shareholder

Life Insurance Corporation Of India (9.81%)

Individual Investors Holdings

1.57%

stock-summaryFinancial
[
  {
    "link": "quarterly",
    "btn_text": "All Quarterly Results",
    "header": "Quarterly Results Snapshot (Consolidated) - Dec'24 - YoY",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in quarter ended Dec 2024 is -0.04% vs -1.12% in Dec 2023",
        "dir": 1
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "YoY Growth in quarter ended Dec 2024 is 16.53% vs 16.77% in Dec 2023",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Dec'24",
        "Dec'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "11,143.80",
          "val2": "11,148.37",
          "chgp": "-0.04%",
          "chgp_class": "negative"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "1,928.92",
          "val2": "1,625.37",
          "chgp": "18.68%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "1,676.62",
          "val2": "1,438.84",
          "chgp": "16.53%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "22.75%",
          "val2": "20.89%",
          "chgp": "1.86%",
          "chgp_class": "positive"
        }
      ]
    }
  },
  {
    "link": "half-yearly",
    "btn_text": "All Half Yearly Results",
    "header": "Half Yearly Results Snapshot (Consolidated) - Sep'24",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": " Growth in half year ended Sep 2024 is 3.08% vs -0.80% in Sep 2023",
        "dir": 1
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": " Growth in half year ended Sep 2024 is 22.12% vs -9.48% in Sep 2023",
        "dir": 1
      }
    ],
    "table": {
      "header": [
        "Sep'24",
        "Sep'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "25,264.44",
          "val2": "24,510.41",
          "chgp": "3.08%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "3,853.24",
          "val2": "2,772.74",
          "chgp": "38.97%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "3,256.37",
          "val2": "2,666.61",
          "chgp": "22.12%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "20.30%",
          "val2": "14.87%",
          "chgp": "5.43%",
          "chgp_class": "positive"
        }
      ]
    }
  },
  {
    "link": "nine-monthly",
    "btn_text": "All Nine Monthly Results",
    "header": "Nine Monthly Results Snapshot (Consolidated) - Dec'24",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in nine months ended Dec 2024 is 2.10% vs -0.90% in Dec 2023",
        "dir": 1
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "YoY Growth in nine months ended Dec 2024 is 20.16% vs -1.74% in Dec 2023",
        "dir": 1
      }
    ],
    "table": {
      "header": [
        "Dec'24",
        "Dec'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "36,408.24",
          "val2": "35,658.78",
          "chgp": "2.10%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "5,782.16",
          "val2": "4,398.11",
          "chgp": "31.47%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "4,932.99",
          "val2": "4,105.45",
          "chgp": "20.16%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "15.88%",
          "val2": "12.33%",
          "chgp": "3.55%",
          "chgp_class": "positive"
        }
      ]
    }
  },
  {
    "link": "annual",
    "btn_text": "All Annual Results",
    "header": "Annual Results Snapshot (Consolidated) - Mar'24",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in year ended Mar 2024 is -2.71% vs -5.18% in Mar 2023",
        "dir": 1
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "YoY Growth in year ended Mar 2024 is -3.21% vs 189.46% in Mar 2023",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Mar'24",
        "Mar'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "45,374.94",
          "val2": "46,638.29",
          "chgp": "-2.71%",
          "chgp_class": "negative"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "7,330.48",
          "val2": "7,431.55",
          "chgp": "-1.36%",
          "chgp_class": "negative"
        },
        {
          "field": "Interest",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "6,685.88",
          "val2": "6,907.31",
          "chgp": "-3.21%",
          "chgp_class": "negative"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "21.75%",
          "val2": "20.66%",
          "chgp": "1.09%",
          "chgp_class": "positive"
        }
      ]
    }
  }
]
Quarterly Results Snapshot (Consolidated) - Dec'24 - YoYstock-summary
Dec'24
Dec'23
Change(%)
Net Sales
11,143.80
11,148.37
-0.04%
Operating Profit (PBDIT) excl Other Income
1,928.92
1,625.37
18.68%
Interest
0.00
0.00
Exceptional Items
0.00
0.00
Consolidate Net Profit
1,676.62
1,438.84
16.53%
Operating Profit Margin (Excl OI)
22.75%
20.89%
1.86%
Values in Rs Cr.
Direction Arrows
Net Sales

YoY Growth in quarter ended Dec 2024 is -0.04% vs -1.12% in Dec 2023

Direction Arrows
Consolidated Net Profit

YoY Growth in quarter ended Dec 2024 is 16.53% vs 16.77% in Dec 2023

Half Yearly Results Snapshot (Consolidated) - Sep'24stock-summary
Sep'24
Sep'23
Change(%)
Net Sales
25,264.44
24,510.41
3.08%
Operating Profit (PBDIT) excl Other Income
3,853.24
2,772.74
38.97%
Interest
0.00
0.00
Exceptional Items
0.00
0.00
Consolidate Net Profit
3,256.37
2,666.61
22.12%
Operating Profit Margin (Excl OI)
20.30%
14.87%
5.43%
Values in Rs Cr.
Direction Arrows
Net Sales

Growth in half year ended Sep 2024 is 3.08% vs -0.80% in Sep 2023

Direction Arrows
Consolidated Net Profit

Growth in half year ended Sep 2024 is 22.12% vs -9.48% in Sep 2023

Nine Monthly Results Snapshot (Consolidated) - Dec'24stock-summary
Dec'24
Dec'23
Change(%)
Net Sales
36,408.24
35,658.78
2.10%
Operating Profit (PBDIT) excl Other Income
5,782.16
4,398.11
31.47%
Interest
0.00
0.00
Exceptional Items
0.00
0.00
Consolidate Net Profit
4,932.99
4,105.45
20.16%
Operating Profit Margin (Excl OI)
15.88%
12.33%
3.55%
Values in Rs Cr.
Direction Arrows
Net Sales

YoY Growth in nine months ended Dec 2024 is 2.10% vs -0.90% in Dec 2023

Direction Arrows
Consolidated Net Profit

YoY Growth in nine months ended Dec 2024 is 20.16% vs -1.74% in Dec 2023

Annual Results Snapshot (Consolidated) - Mar'24stock-summary
Mar'24
Mar'23
Change(%)
Net Sales
45,374.94
46,638.29
-2.71%
Operating Profit (PBDIT) excl Other Income
7,330.48
7,431.55
-1.36%
Interest
0.00
0.00
Exceptional Items
0.00
0.00
Consolidate Net Profit
6,685.88
6,907.31
-3.21%
Operating Profit Margin (Excl OI)
21.75%
20.66%
1.09%
Values in Rs Cr.
Direction Arrows
Net Sales

YoY Growth in year ended Mar 2024 is -2.71% vs -5.18% in Mar 2023

Direction Arrows
Consolidated Net Profit

YoY Growth in year ended Mar 2024 is -3.21% vs 189.46% in Mar 2023

stock-summaryCompany CV
About General Insurance Corporation of India stock-summary
stock-summary
General Insurance Corporation of India
Large Cap
Finance/NBFC
General Insurance Corporation of India (GIC Re) is the leader in the Indian reinsurance market. It leads many of the domestic companies' treaty programmes and facultative placements. Internationally, GIC Re is an effective reinsurance partner for the Afro-Asian region, leading the reinsurance programmes of several insurance companies in the Middle East and North Africa and SAARC countries. It has offices in London, Dubai, Kuala Lumpur and a representative office in Moscow.
Company Coordinates stock-summary
Company Details
Suraksha 170 J Tata Road, Churchgate Mumbai Maharashtra : 400020
stock-summary
Tel: 91-22-22867000
stock-summary
investors.gic@gicofindia.com
Registrar Details
Karvy Computershare Pvt Ltd., Karvy Selenium, Tower-B Plot No 31 & 32, Survey No 116/22, 115/24, 115/25, Financial District, Nanakramguda, Serilingampally, Mandal Ranga Reddy Dist, Hyderabad