down arrow

Guj. State Fin.

  • Market Cap: Micro Cap
  • Industry: Finance/NBFC
  • ISIN: INE944A01011
  • NSEID: GUJSTATFIN
  • BSEID: 532160
INR
15.36
0.51 (3.43%)
BSENSE

Apr 11, 12:53 PM

BSE+NSE Vol: 5.98 k

  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-summaryPrice Point
High/Low

1Day

52 Week

Valuation
Technical
Day's Volume

CASH

5.98 k (-2.26%) Volume

Shareholding (Mar 2025)

FII

0.00%

Held by 0 FIIs

DII

5.64%

Held by 1 DIIs

Promoter

83.95%

iScoreScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy
Dashboard
1

With a Negative Book Value, the company has a Weak Long Term Fundamental Strength

  • Poor long term growth as Net Sales has grown by an annual rate of -31.43% and Operating profit at 0%
2

Negative results in Dec 24

3

Stock is technically in a Bearish range

4

Risky - Negative Book Value

5

Underperformed the market in the last 1 year

stock-summaryMojo Parameters
Mojo Parameters
Loading Valuation Snapshot...
Stock DNA
stock-summary
Industry

Finance/NBFC

stock-summary
Market cap

INR 137 Cr (Micro Cap)

stock-summary
P/E

NA (Loss Making)

stock-summary
Industry P/E

20

stock-summary
Dividend Yield

0.00%

stock-summary
Debt Equity

-0.22

stock-summary
Return on Equity

4.23%

stock-summary
Price to Book

-0.04

Revenue and Profits (1 Year):
Net Sales:
-1 Cr
(Quarterly Results - Dec 2024)
Net Profit:
-32 Cr
stock-summaryTotal Returns
Total Returns (Price + Dividend) stock-summary
Dividend Yield (0%)
TimePeriod
Price Return
Dividend Return
Total Return
6 Months
-36.4%
0%
-36.4%
1 Year
-46.31%
0%
-46.31%
2 Years
144.59%
0%
144.59%
3 Years
57.54%
0%
57.54%
4 Years
405.26%
0%
405.26%
5 Years
787.86%
0%
787.86%

Guj. State Fin. for the last several years.

Risk Adjusted Returns v/s Sensex stock-summary
Returns Beta
Icon
Beta has not been calculated since enough price history is not available
stock-summaryKey Factors
Quality key factors stock-summary
Factor
Value
Sales Growth (5y)
-31.43%
EBIT Growth (5y)
7.81%
Net Debt to Equity (avg)
0
Institutional Holding
5.64%
ROE (avg)
0
Valuation key factors
Factor
Value
P/E Ratio
NA (Loss Making)
Industry P/E
20
Price to Book Value
-0.04
EV to EBIT
-294.26
EV to EBITDA
-294.26
EV to Capital Employed
-0.34
EV to Sales
791.55
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
Negative Capital Employed
ROE (Latest)
Negative BV
Tecnicals key factors
Indicator
Weekly
Monthly
MACD
Bearish
Mildly Bearish
RSI
No Signal
Bullish
Bollinger Bands
Bearish
Mildly Bearish
Moving Averages
Bearish (Daily)
KST
Bearish
Mildly Bearish
Dow Theory
No Trend
No Trend
stock-summary Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
stock-summaryShareholding
Shareholding Snapshot : Mar 2025stock-summary
Shareholding Compare (%holding) stock-summary
Majority shareholders

Promoters

Pledged Promoter Holdings

None

Mutual Funds

Held by 0 Schemes

FIIs

Held by 0 FIIs

Promoter with highest holding

H.e. The Governor Of Gujarat (55.09%)

Highest Public shareholder

Central Bank Of India (1.12%)

Individual Investors Holdings

8.82%

stock-summaryFinancial
[
  {
    "link": "quarterly",
    "btn_text": "All Quarterly Results",
    "header": "Quarterly Results Snapshot (Standalone) - Dec'24 - QoQ",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "QoQ Growth in quarter ended Dec 2024 is -385.29% vs -35.85% in Sep 2024",
        "dir": -1
      },
      {
        "prefix": "Standalone Net Profit ",
        "suffix": "QoQ Growth in quarter ended Dec 2024 is -0.67% vs -0.74% in Sep 2024",
        "dir": 1
      }
    ],
    "table": {
      "header": [
        "Dec'24",
        "Sep'24",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "-0.97",
          "val2": "0.34",
          "chgp": "-385.29%",
          "chgp_class": "negative"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "-1.80",
          "val2": "-0.51",
          "chgp": "-252.94%",
          "chgp_class": "negative"
        },
        {
          "field": "Interest",
          "val1": "35.18",
          "val2": "35.06",
          "chgp": "0.34%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "1.55",
          "val2": "0.33",
          "chgp": "369.70%",
          "chgp_class": "positive"
        },
        {
          "field": "Standalone Net Profit",
          "val1": "-31.66",
          "val2": "-31.45",
          "chgp": "-0.67%",
          "chgp_class": "negative"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "185.57%",
          "val2": "-150.00%",
          "chgp": "335.57%",
          "chgp_class": "positive"
        }
      ]
    }
  },
  {
    "link": "half-yearly",
    "btn_text": "All Half Yearly Results",
    "header": "Half Yearly Results Snapshot (Standalone) - Sep'24",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": " Growth in half year ended Sep 2024 is -78.30% vs 1,809.52% in Sep 2023",
        "dir": -1
      },
      {
        "prefix": "Standalone Net Profit ",
        "suffix": " Growth in half year ended Sep 2024 is -5.79% vs 8.95% in Sep 2023",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Sep'24",
        "Sep'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "0.87",
          "val2": "4.01",
          "chgp": "-78.30%",
          "chgp_class": "negative"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "-70.32",
          "val2": "-68.04",
          "chgp": "-3.35%",
          "chgp_class": "negative"
        },
        {
          "field": "Interest",
          "val1": "69.63",
          "val2": "68.70",
          "chgp": "1.35%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.27",
          "val2": "2.68",
          "chgp": "-89.93%",
          "chgp_class": "negative"
        },
        {
          "field": "Standalone Net Profit",
          "val1": "-62.66",
          "val2": "-59.23",
          "chgp": "-5.79%",
          "chgp_class": "negative"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "-8,082.76%",
          "val2": "-1,696.76%",
          "chgp": "-6,386.00%",
          "chgp_class": "negative"
        }
      ]
    }
  },
  {
    "link": "nine-monthly",
    "btn_text": "All Nine Monthly Results",
    "header": "Nine Monthly Results Snapshot (Standalone) - Dec'24",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in nine months ended Dec 2024 is -102.48% vs 706.00% in Dec 2023",
        "dir": -1
      },
      {
        "prefix": "Standalone Net Profit ",
        "suffix": "YoY Growth in nine months ended Dec 2024 is -5.23% vs 5.13% in Dec 2023",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Dec'24",
        "Dec'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "-0.10",
          "val2": "4.03",
          "chgp": "-102.48%",
          "chgp_class": "negative"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "-72.12",
          "val2": "-67.08",
          "chgp": "-7.51%",
          "chgp_class": "negative"
        },
        {
          "field": "Interest",
          "val1": "104.81",
          "val2": "103.41",
          "chgp": "1.35%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "1.82",
          "val2": "2.57",
          "chgp": "-29.18%",
          "chgp_class": "negative"
        },
        {
          "field": "Standalone Net Profit",
          "val1": "-94.32",
          "val2": "-89.63",
          "chgp": "-5.23%",
          "chgp_class": "negative"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "0.00%",
          "val2": "-1,664.52%",
          "chgp": "1,664.52%",
          "chgp_class": "positive"
        }
      ]
    }
  },
  {
    "link": "annual",
    "btn_text": "All Annual Results",
    "header": "Annual Results Snapshot (Standalone) - Mar'24",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in year ended Mar 2024 is 747.27% vs -35.29% in Mar 2023",
        "dir": 1
      },
      {
        "prefix": "Standalone Net Profit ",
        "suffix": "YoY Growth in year ended Mar 2024 is 4.75% vs 2.08% in Mar 2023",
        "dir": 1
      }
    ],
    "table": {
      "header": [
        "Mar'24",
        "Mar'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "4.66",
          "val2": "0.55",
          "chgp": "747.27%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "-136.04",
          "val2": "-138.96",
          "chgp": "2.10%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "137.48",
          "val2": "135.62",
          "chgp": "1.37%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "3.77",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Standalone Net Profit",
          "val1": "-119.21",
          "val2": "-125.15",
          "chgp": "4.75%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "-2,919.31%",
          "val2": "-25,265.45%",
          "chgp": "22,346.14%",
          "chgp_class": "positive"
        }
      ]
    }
  }
]
Quarterly Results Snapshot (Standalone) - Dec'24 - QoQstock-summary
Dec'24
Sep'24
Change(%)
Net Sales
-0.97
0.34
-385.29%
Operating Profit (PBDIT) excl Other Income
-1.80
-0.51
-252.94%
Interest
35.18
35.06
0.34%
Exceptional Items
1.55
0.33
369.70%
Standalone Net Profit
-31.66
-31.45
-0.67%
Operating Profit Margin (Excl OI)
185.57%
-150.00%
335.57%
Values in Rs Cr.
Direction Arrows
Net Sales

QoQ Growth in quarter ended Dec 2024 is -385.29% vs -35.85% in Sep 2024

Direction Arrows
Standalone Net Profit

QoQ Growth in quarter ended Dec 2024 is -0.67% vs -0.74% in Sep 2024

Half Yearly Results Snapshot (Standalone) - Sep'24stock-summary
Sep'24
Sep'23
Change(%)
Net Sales
0.87
4.01
-78.30%
Operating Profit (PBDIT) excl Other Income
-70.32
-68.04
-3.35%
Interest
69.63
68.70
1.35%
Exceptional Items
0.27
2.68
-89.93%
Standalone Net Profit
-62.66
-59.23
-5.79%
Operating Profit Margin (Excl OI)
-8,082.76%
-1,696.76%
-6,386.00%
Values in Rs Cr.
Direction Arrows
Net Sales

Growth in half year ended Sep 2024 is -78.30% vs 1,809.52% in Sep 2023

Direction Arrows
Standalone Net Profit

Growth in half year ended Sep 2024 is -5.79% vs 8.95% in Sep 2023

Nine Monthly Results Snapshot (Standalone) - Dec'24stock-summary
Dec'24
Dec'23
Change(%)
Net Sales
-0.10
4.03
-102.48%
Operating Profit (PBDIT) excl Other Income
-72.12
-67.08
-7.51%
Interest
104.81
103.41
1.35%
Exceptional Items
1.82
2.57
-29.18%
Standalone Net Profit
-94.32
-89.63
-5.23%
Operating Profit Margin (Excl OI)
0.00%
-1,664.52%
1,664.52%
Values in Rs Cr.
Direction Arrows
Net Sales

YoY Growth in nine months ended Dec 2024 is -102.48% vs 706.00% in Dec 2023

Direction Arrows
Standalone Net Profit

YoY Growth in nine months ended Dec 2024 is -5.23% vs 5.13% in Dec 2023

Annual Results Snapshot (Standalone) - Mar'24stock-summary
Mar'24
Mar'23
Change(%)
Net Sales
4.66
0.55
747.27%
Operating Profit (PBDIT) excl Other Income
-136.04
-138.96
2.10%
Interest
137.48
135.62
1.37%
Exceptional Items
3.77
0.00
Standalone Net Profit
-119.21
-125.15
4.75%
Operating Profit Margin (Excl OI)
-2,919.31%
-25,265.45%
22,346.14%
Values in Rs Cr.
Direction Arrows
Net Sales

YoY Growth in year ended Mar 2024 is 747.27% vs -35.29% in Mar 2023

Direction Arrows
Standalone Net Profit

YoY Growth in year ended Mar 2024 is 4.75% vs 2.08% in Mar 2023

stock-summaryCompany CV
About Gujarat State Financial Corporation stock-summary
stock-summary
Gujarat State Financial Corporation
Micro Cap
Finance/NBFC
Gujarat State Financial Corporation(GSFC), established on 1st May, 1960 and operating from Gujarat is the second state level developmental institution to go public, after Haryana Financial Corporation. Its main object is to provide financial assistance to small and medium scale new/existing industrial and service sector units all over Gujarat for acquisition of fixed assets, preliminary and pre-operative expenses, expansion, modernization, diversification etc.
Company Coordinates stock-summary
Company Details
Sector-11 GH 4 Udyog Bhavan, 1st Floor Block No 10 Gandhinagar Gujarat : 382011
stock-summary
Tel: 91-79-23256761-66/23256772-74
stock-summary
webmaster-gsfc@gujarat.gov.in
Registrar Details
MCS Ltd , 101 Shatdal Complex , 1st Floor, Opp. Bata Show Room, Ashram Road, Ahmedabad