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HDFC Life Insur.

  • Market Cap: Large Cap
  • Industry: Finance/NBFC
  • ISIN: INE795G01014
  • NSEID: HDFCLIFE
  • BSEID: 540777
INR
685.35
0.55 (0.08%)
BSENSE

Apr 11, 12:53 PM

BSE+NSE Vol: 18.59 lacs

  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-summaryPrice Point
High/Low

1Day

52 Week

Valuation
Technical
Day's Volume

CASH

18.59 lacs (13.73%) Volume

Shareholding (Dec 2024)

FII

25.14%

Held by 779 FIIs

DII

13.74%

Held by 121 DIIs

Promoter

50.32%

iScoreScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy
Dashboard
1

Company has a low Debt to Equity ratio (avg) at 0 times

 
2

Flat results in Dec 24

3

Stock is technically in a Mildly Bullish range

4

With ROE of 11.1, it has a Expensive valuation with a 9.3 Price to Book Value

5

High Institutional Holdings at 38.88%

6

Market Beating Performance

stock-summaryMojo Parameters
Mojo Parameters
Loading Valuation Snapshot...
Stock DNA
stock-summary
Industry

Finance/NBFC

stock-summary
Market cap

INR 147,555 Cr (Large Cap)

stock-summary
P/E

84.00

stock-summary
Industry P/E

20

stock-summary
Dividend Yield

0.29%

stock-summary
Debt Equity

0.08

stock-summary
Return on Equity

11.05%

stock-summary
Price to Book

9.33

Revenue and Profits (1 Year):
Net Sales:
17,300 Cr
(Quarterly Results - Dec 2024)
Net Profit:
421 Cr
stock-summaryTotal Returns
Total Returns (Price + Dividend) stock-summary
Dividend Yield (0.29%)
TimePeriod
Price Return
Dividend Return
Total Return
6 Months
-5.29%
0%
-5.29%
1 Year
10.28%
0.35%
10.63%
2 Years
33.53%
0.71%
34.24%
3 Years
20.82%
1.02%
21.84%
4 Years
-1.47%
1.14%
-0.33%
5 Years
45.4%
1.54%
46.94%

Latest dividend: 2 per share ex-dividend date: Jun-21-2024

Risk Adjusted Returns v/s Sensex stock-summary
Returns Beta
Icon
Beta has not been calculated since enough price history is not available
stock-summaryKey Factors
Quality key factors stock-summary
Factor
Value
Sales Growth (5y)
18.43%
EBIT Growth (5y)
-7.04%
EBIT to Interest (avg)
100.00
Debt to EBITDA (avg)
2.61
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
5.72
Tax Ratio
5.54%
Dividend Payout Ratio
27.33%
Pledged Shares
0
Institutional Holding
38.88%
ROCE (avg)
1.96%
ROE (avg)
0
Valuation key factors
Factor
Value
P/E Ratio
84
Industry P/E
20
Price to Book Value
9.33
EV to EBIT
205.22
EV to EBITDA
205.22
EV to Capital Employed
8.69
EV to Sales
1.48
PEG Ratio
5.83
Dividend Yield
0.29%
ROCE (Latest)
4.23%
ROE (Latest)
11.05%
Tecnicals key factors
Indicator
Weekly
Monthly
MACD
Bullish
Mildly Bearish
RSI
Bearish
No Signal
Bollinger Bands
Mildly Bullish
Mildly Bullish
Moving Averages
Mildly Bearish (Daily)
KST
Mildly Bullish
Bullish
Dow Theory
Mildly Bullish
Mildly Bullish
OBV
Mildly Bullish
Mildly Bullish
stock-summary Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
stock-summaryShareholding
Shareholding Snapshot : Dec 2024stock-summary
Shareholding Compare (%holding) stock-summary
Majority shareholders

Promoters

Pledged Promoter Holdings

None

Mutual Funds

Held by 37 Schemes (11.02%)

FIIs

Held by 779 FIIs (25.14%)

Promoter with highest holding

Hdfc Bank Ltd (50.32%)

Highest Public shareholder

Exide Industries Limited (4.04%)

Individual Investors Holdings

5.71%

stock-summaryFinancial
[
  {
    "link": "quarterly",
    "btn_text": "All Quarterly Results",
    "header": "Quarterly Results Snapshot (Consolidated) - Dec'24 - YoY",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in quarter ended Dec 2024 is -35.75% vs 37.55% in Dec 2023",
        "dir": -1
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "YoY Growth in quarter ended Dec 2024 is 14.63% vs 16.34% in Dec 2023",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Dec'24",
        "Dec'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "17,300.27",
          "val2": "26,927.47",
          "chgp": "-35.75%",
          "chgp_class": "negative"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "448.03",
          "val2": "264.15",
          "chgp": "69.61%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "421.31",
          "val2": "367.54",
          "chgp": "14.63%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "2.66%",
          "val2": "1.73%",
          "chgp": "0.93%",
          "chgp_class": "positive"
        }
      ]
    }
  },
  {
    "link": "half-yearly",
    "btn_text": "All Half Yearly Results",
    "header": "Half Yearly Results Snapshot (Consolidated) - Sep'24",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": " Growth in half year ended Sep 2024 is 19.17% vs 56.22% in Sep 2023",
        "dir": -1
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": " Growth in half year ended Sep 2024 is 15.00% vs 15.13% in Sep 2023",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Sep'24",
        "Sep'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "55,430.82",
          "val2": "46,513.04",
          "chgp": "19.17%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "1.48",
          "val2": "-90.25",
          "chgp": "101.64%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "914.15",
          "val2": "794.90",
          "chgp": "15.00%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "0.01%",
          "val2": "-0.34%",
          "chgp": "0.35%",
          "chgp_class": "positive"
        }
      ]
    }
  },
  {
    "link": "nine-monthly",
    "btn_text": "All Nine Monthly Results",
    "header": "Nine Monthly Results Snapshot (Consolidated) - Dec'24",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in nine months ended Dec 2024 is -0.97% vs 48.82% in Dec 2023",
        "dir": -1
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "YoY Growth in nine months ended Dec 2024 is 14.88% vs 15.51% in Dec 2023",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Dec'24",
        "Dec'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "72,731.09",
          "val2": "73,440.51",
          "chgp": "-0.97%",
          "chgp_class": "negative"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "449.51",
          "val2": "173.90",
          "chgp": "158.49%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "1,335.46",
          "val2": "1,162.44",
          "chgp": "14.88%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "0.62%",
          "val2": "0.24%",
          "chgp": "0.38%",
          "chgp_class": "positive"
        }
      ]
    }
  },
  {
    "link": "annual",
    "btn_text": "All Annual Results",
    "header": "Annual Results Snapshot (Consolidated) - Mar'24",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in year ended Mar 2024 is 44.55% vs 4.59% in Mar 2023",
        "dir": 1
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "YoY Growth in year ended Mar 2024 is 15.04% vs 3.12% in Mar 2023",
        "dir": 1
      }
    ],
    "table": {
      "header": [
        "Mar'24",
        "Mar'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "1,01,481.80",
          "val2": "70,207.08",
          "chgp": "44.55%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "437.81",
          "val2": "4.00",
          "chgp": "10,845.25%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "1,574.08",
          "val2": "1,368.28",
          "chgp": "15.04%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "0.70%",
          "val2": "0.01%",
          "chgp": "0.69%",
          "chgp_class": "positive"
        }
      ]
    }
  }
]
Quarterly Results Snapshot (Consolidated) - Dec'24 - YoYstock-summary
Dec'24
Dec'23
Change(%)
Net Sales
17,300.27
26,927.47
-35.75%
Operating Profit (PBDIT) excl Other Income
448.03
264.15
69.61%
Interest
0.00
0.00
Exceptional Items
0.00
0.00
Consolidate Net Profit
421.31
367.54
14.63%
Operating Profit Margin (Excl OI)
2.66%
1.73%
0.93%
Values in Rs Cr.
Direction Arrows
Net Sales

YoY Growth in quarter ended Dec 2024 is -35.75% vs 37.55% in Dec 2023

Direction Arrows
Consolidated Net Profit

YoY Growth in quarter ended Dec 2024 is 14.63% vs 16.34% in Dec 2023

Half Yearly Results Snapshot (Consolidated) - Sep'24stock-summary
Sep'24
Sep'23
Change(%)
Net Sales
55,430.82
46,513.04
19.17%
Operating Profit (PBDIT) excl Other Income
1.48
-90.25
101.64%
Interest
0.00
0.00
Exceptional Items
0.00
0.00
Consolidate Net Profit
914.15
794.90
15.00%
Operating Profit Margin (Excl OI)
0.01%
-0.34%
0.35%
Values in Rs Cr.
Direction Arrows
Net Sales

Growth in half year ended Sep 2024 is 19.17% vs 56.22% in Sep 2023

Direction Arrows
Consolidated Net Profit

Growth in half year ended Sep 2024 is 15.00% vs 15.13% in Sep 2023

Nine Monthly Results Snapshot (Consolidated) - Dec'24stock-summary
Dec'24
Dec'23
Change(%)
Net Sales
72,731.09
73,440.51
-0.97%
Operating Profit (PBDIT) excl Other Income
449.51
173.90
158.49%
Interest
0.00
0.00
Exceptional Items
0.00
0.00
Consolidate Net Profit
1,335.46
1,162.44
14.88%
Operating Profit Margin (Excl OI)
0.62%
0.24%
0.38%
Values in Rs Cr.
Direction Arrows
Net Sales

YoY Growth in nine months ended Dec 2024 is -0.97% vs 48.82% in Dec 2023

Direction Arrows
Consolidated Net Profit

YoY Growth in nine months ended Dec 2024 is 14.88% vs 15.51% in Dec 2023

Annual Results Snapshot (Consolidated) - Mar'24stock-summary
Mar'24
Mar'23
Change(%)
Net Sales
1,01,481.80
70,207.08
44.55%
Operating Profit (PBDIT) excl Other Income
437.81
4.00
10,845.25%
Interest
0.00
0.00
Exceptional Items
0.00
0.00
Consolidate Net Profit
1,574.08
1,368.28
15.04%
Operating Profit Margin (Excl OI)
0.70%
0.01%
0.69%
Values in Rs Cr.
Direction Arrows
Net Sales

YoY Growth in year ended Mar 2024 is 44.55% vs 4.59% in Mar 2023

Direction Arrows
Consolidated Net Profit

YoY Growth in year ended Mar 2024 is 15.04% vs 3.12% in Mar 2023

stock-summaryCompany CV
About HDFC Life Insurance Company Ltd stock-summary
stock-summary
HDFC Life Insurance Company Ltd
Large Cap
Finance/NBFC
HDFC Life Insurance Company Limited (formerly known as HDFC Standard Life Insurance Company Limited) is formed as a Joint Venture between Housing Development Finance Corporation Limited (HDFC Limited) and Abrdn plc, formerly Standard Life Aberdeen plc. and was incorporated in Mumbai on 14th August, 2000. The Company obtained the Certificate of Commencement of Business on October 12, 2000.
Company Coordinates stock-summary
Company Details
13th Floor Lodha Excelus, ApolloMills Compound Mahalaxmi Mumbai Maharashtra : 400011
stock-summary
Tel: 91-22-67516666
stock-summary
investor.service@hdfclife.com
Registrar Details
Karvy Computershare Pvt Ltd., Karvy Selenium, Tower-B Plot No 31 & 32, Survey No 116/22, 115/24, 115/25, Financial District, Nanakramguda, Serilingampally, Mandal Ranga Reddy Dist, Hyderabad