J A Finance

Market Cap: Micro Cap
Industry: Finance/NBFC
ISIN: INE825B01010
NSEID:
BSEID: 543860

INR

113.86

2.23 (2.0%)

BSENSE

Apr 11, 12:38 PM

BSE+NSE Vol: 60

Click here to access the older version

Price Point

High/Low

1Day

52 Week

Valuation

Technical

Day's Volume

CASH

60.0 (-96.08%) Volume

Shareholding (Dec 2024)

FII

0.00%

Held by 0 FIIs

DII

0.00%

Held by 0 DIIs

Promoter

59.90%

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Dashboard

Weak Long Term Fundamental Strength with an average Return on Equity (ROE) of 3.93%

Flat results in Dec 24

Mojo Parameters

Loading Valuation Snapshot...

Stock DNA

Industry

Finance/NBFC

Market cap

INR 119 Cr (Micro Cap)

P/E

109.00

Industry P/E

Dividend Yield

0.00%

Debt Equity

0.23

Return on Equity

5.32%

Price to Book

5.80

Revenue and Profits (1 Year):

Net Sales:

1 Cr

(Quarterly Results - Dec 2024)

Net Profit:

0 Cr

Total Returns

Total Returns (Price + Dividend)

Dividend Yield (0%)

TimePeriod

Price Return

Dividend Return

Total Return

6 Months

249.16%

1 Year

305.05%

2 Years

297.28%

3 Years

0.0%

4 Years

0.0%

5 Years

0.0%

J A Finance for the last several years.

Risk Adjusted Returns v/s Sensex

Returns Beta

Beta has not been calculated since enough price history is not available

Key Factors

Quality key factors

Factor

Value

Sales Growth (5y)

19.60%

EBIT Growth (5y)

17.90%

Net Debt to Equity (avg)

0.73

Institutional Holding

ROE (avg)

3.93%

Valuation key factors

Factor

Value

P/E Ratio

109

Industry P/E

Price to Book Value

5.80

EV to EBIT

71.37

EV to EBITDA

71.37

EV to Capital Employed

4.92

EV to Sales

48.80

PEG Ratio

Dividend Yield

ROCE (Latest)

6.74%

ROE (Latest)

5.32%

Tecnicals key factors

Indicator

Weekly

Monthly

MACD

Bullish

RSI

No Signal

Bearish

Bollinger Bands

Bullish

Moving Averages

Bullish (Daily)

KST

Bullish

Dow Theory

Bullish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Shareholding

Shareholding Snapshot : Dec 2024

Shareholding Compare (%holding)

Majority shareholders

Promoters

Pledged Promoter Holdings

None

Mutual Funds

Held by 0 Schemes

FIIs

Held by 0 FIIs

Promoter with highest holding

Dilip Kumar Goyal (19.46%)

Highest Public shareholder

Veena Pawankumar Chamadia (3.68%)

Individual Investors Holdings

31.15%

Financial

[
  {
    "link": "quarterly",
    "btn_text": "All Quarterly Results",
    "header": "Quarterly Results Snapshot (Standalone) - Dec'24 - QoQ",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "QoQ Growth in quarter ended Dec 2024 is 1.72% vs -14.71% in Sep 2024",
        "dir": 1
      },
      {
        "prefix": "Standalone Net Profit ",
        "suffix": "QoQ Growth in quarter ended Dec 2024 is 9.09% vs -24.14% in Sep 2024",
        "dir": 1
      }
    ],
    "table": {
      "header": [
        "Dec'24",
        "Sep'24",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "0.59",
          "val2": "0.58",
          "chgp": "1.72%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "0.39",
          "val2": "0.38",
          "chgp": "2.63%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "0.07",
          "val2": "0.08",
          "chgp": "-12.50%",
          "chgp_class": "positive"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Standalone Net Profit",
          "val1": "0.24",
          "val2": "0.22",
          "chgp": "9.09%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "66.10%",
          "val2": "65.52%",
          "chgp": "0.58%",
          "chgp_class": "positive"
        }
      ]
    }
  },
  {
    "link": "half-yearly",
    "btn_text": "All Half Yearly Results",
    "header": "Half Yearly Results Snapshot (Standalone) - Sep'24",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": " Growth in half year ended Sep 2024 is -29.83% vs 56.03% in Sep 2023",
        "dir": -1
      },
      {
        "prefix": "Standalone Net Profit ",
        "suffix": " Growth in half year ended Sep 2024 is 4.08% vs 40.00% in Sep 2023",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Sep'24",
        "Sep'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "1.27",
          "val2": "1.81",
          "chgp": "-29.83%",
          "chgp_class": "negative"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "0.65",
          "val2": "0.65",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Interest",
          "val1": "0.20",
          "val2": "0.69",
          "chgp": "-71.01%",
          "chgp_class": "positive"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Standalone Net Profit",
          "val1": "0.51",
          "val2": "0.49",
          "chgp": "4.08%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "51.18%",
          "val2": "35.91%",
          "chgp": "15.27%",
          "chgp_class": "positive"
        }
      ]
    }
  },
  {
    "link": "nine-monthly",
    "btn_text": "All Nine Monthly Results",
    "header": "Nine Monthly Results Snapshot (Standalone) - Dec'24",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in nine months ended Dec 2024 is -21.52% vs 36.21% in Dec 2023",
        "dir": -1
      },
      {
        "prefix": "Standalone Net Profit ",
        "suffix": "YoY Growth in nine months ended Dec 2024 is 11.94% vs 28.85% in Dec 2023",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Dec'24",
        "Dec'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "1.86",
          "val2": "2.37",
          "chgp": "-21.52%",
          "chgp_class": "negative"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "1.04",
          "val2": "1.00",
          "chgp": "4.00%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "0.27",
          "val2": "0.80",
          "chgp": "-66.25%",
          "chgp_class": "positive"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Standalone Net Profit",
          "val1": "0.75",
          "val2": "0.67",
          "chgp": "11.94%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "55.91%",
          "val2": "42.19%",
          "chgp": "13.72%",
          "chgp_class": "positive"
        }
      ]
    }
  },
  {
    "link": "annual",
    "btn_text": "All Annual Results",
    "header": "Annual Results Snapshot (Standalone) - Mar'24",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in year ended Mar 2024 is 40.37% vs 1.87% in Mar 2023",
        "dir": 1
      },
      {
        "prefix": "Standalone Net Profit ",
        "suffix": "YoY Growth in year ended Mar 2024 is 146.34% vs -75.88% in Mar 2023",
        "dir": 1
      }
    ],
    "table": {
      "header": [
        "Mar'24",
        "Mar'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "3.06",
          "val2": "2.18",
          "chgp": "40.37%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "1.28",
          "val2": "0.62",
          "chgp": "106.45%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "0.92",
          "val2": "0.64",
          "chgp": "43.75%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Standalone Net Profit",
          "val1": "1.01",
          "val2": "0.41",
          "chgp": "146.34%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "41.83%",
          "val2": "28.44%",
          "chgp": "13.39%",
          "chgp_class": "positive"
        }
      ]
    }
  }
]

Quarterly Results Snapshot (Standalone) - Dec'24 - QoQ

Dec'24

Sep'24

Change(%)

Net Sales

0.59

0.58

1.72%

Operating Profit (PBDIT) excl Other Income

0.39

0.38

2.63%

Interest

0.07

0.08

-12.50%

Exceptional Items

0.00

Standalone Net Profit

0.24

0.22

9.09%

Operating Profit Margin (Excl OI)

66.10%

65.52%

0.58%

Values in Rs Cr.

Compare with Peers

Net Sales

QoQ Growth in quarter ended Dec 2024 is 1.72% vs -14.71% in Sep 2024

Standalone Net Profit

QoQ Growth in quarter ended Dec 2024 is 9.09% vs -24.14% in Sep 2024

All Quarterly Results

Half Yearly Results Snapshot (Standalone) - Sep'24

Sep'24

Sep'23

Change(%)

Net Sales

1.27

1.81

-29.83%

Operating Profit (PBDIT) excl Other Income

0.65

Interest

0.20

0.69

-71.01%

Exceptional Items

0.00

Standalone Net Profit

0.51

0.49

4.08%

Operating Profit Margin (Excl OI)

51.18%

35.91%

15.27%

Values in Rs Cr.

Compare with Peers

Net Sales

Growth in half year ended Sep 2024 is -29.83% vs 56.03% in Sep 2023

Standalone Net Profit

Growth in half year ended Sep 2024 is 4.08% vs 40.00% in Sep 2023

All Half Yearly Results

Nine Monthly Results Snapshot (Standalone) - Dec'24

Dec'24

Dec'23

Change(%)

Net Sales

1.86

2.37

-21.52%

Operating Profit (PBDIT) excl Other Income

1.04

1.00

4.00%

Interest

0.27

0.80

-66.25%

Exceptional Items

0.00

Standalone Net Profit

0.75

0.67

11.94%

Operating Profit Margin (Excl OI)

55.91%

42.19%

13.72%

Values in Rs Cr.

Compare with Peers

Net Sales

YoY Growth in nine months ended Dec 2024 is -21.52% vs 36.21% in Dec 2023

Standalone Net Profit

YoY Growth in nine months ended Dec 2024 is 11.94% vs 28.85% in Dec 2023

All Nine Monthly Results

Annual Results Snapshot (Standalone) - Mar'24

Mar'24

Mar'23

Change(%)

Net Sales

3.06

2.18

40.37%

Operating Profit (PBDIT) excl Other Income

1.28

0.62

106.45%

Interest

0.92

0.64

43.75%

Exceptional Items

0.00

Standalone Net Profit

1.01

0.41

146.34%

Operating Profit Margin (Excl OI)

41.83%

28.44%

13.39%

Values in Rs Cr.

Compare with Peers

Net Sales

YoY Growth in year ended Mar 2024 is 40.37% vs 1.87% in Mar 2023

Standalone Net Profit

YoY Growth in year ended Mar 2024 is 146.34% vs -75.88% in Mar 2023

All Annual Results

Company CV

About J A Finance Ltd

J A Finance Ltd

Micro Cap

Finance/NBFC

J. A. Finance Ltd. was set up in the year 1993 by Shri Dilip Kumar Goyal as a Non-Banking Financial Company (NBFC). The Company registered as Non-Banking Financial Company with the RBI. The Company is primarily engaged in the business of financing and investment in securities like share and derivative trading/transactions. The Company was started in 2007 to provide financial services to Corporate, Mid Corporate and SME.

Company Coordinates

No Company Details Available