down arrow

Jhaveri Credits

  • Market Cap: Micro Cap
  • Industry: Finance/NBFC
  • ISIN: INE865D01012
  • NSEID:
  • BSEID: 531550
INR
215.15
0.95 (0.44%)
BSENSE

Apr 11, 12:50 PM

BSE+NSE Vol: 894

  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-summaryPrice Point
High/Low

1Day

52 Week

Valuation
Technical
Day's Volume

CASH

894 (-85.41%) Volume

Shareholding (Dec 2024)

FII

3.61%

Held by 3 FIIs

DII

0.78%

Held by 0 DIIs

Promoter

53.03%

iScoreScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy
Dashboard
1

Weak Long Term Fundamental Strength with an average Return on Equity (ROE) of 4.93%

 
2

Stock is technically in a Mildly Bearish range

3

With ROE of 4.2, it has a Very Expensive valuation with a 2.2 Price to Book Value

4

Underperformed the market in the last 1 year

stock-summaryMojo Parameters
Mojo Parameters
Loading Valuation Snapshot...
Stock DNA
stock-summary
Industry

Finance/NBFC

stock-summary
Market cap

INR 196 Cr (Micro Cap)

stock-summary
P/E

51.00

stock-summary
Industry P/E

20

stock-summary
Dividend Yield

0.00%

stock-summary
Debt Equity

0.00

stock-summary
Return on Equity

4.22%

stock-summary
Price to Book

2.17

Revenue and Profits (1 Year):
Net Sales:
0 Cr
(Quarterly Results - Dec 2024)
Net Profit:
1 Cr
stock-summaryTotal Returns
Total Returns (Price + Dividend) stock-summary
Dividend Yield (0%)
TimePeriod
Price Return
Dividend Return
Total Return
6 Months
-42.16%
0%
-42.16%
1 Year
-50.92%
0%
-50.92%
2 Years
178.76%
0%
178.76%
3 Years
3194.79%
0%
3194.79%
4 Years
8206.95%
0%
8206.95%
5 Years
8939.92%
0%
8939.92%

Jhaveri Credits for the last several years.

Risk Adjusted Returns v/s Sensex stock-summary
Returns Beta
Icon
Beta has not been calculated since enough price history is not available
stock-summaryKey Factors
Quality key factors stock-summary
Factor
Value
Sales Growth (5y)
88.31%
EBIT Growth (5y)
47.79%
Net Debt to Equity (avg)
0
Institutional Holding
4.39%
ROE (avg)
4.93%
Valuation key factors
Factor
Value
P/E Ratio
51
Industry P/E
20
Price to Book Value
2.17
EV to EBIT
60.54
EV to EBITDA
49.16
EV to Capital Employed
6.48
EV to Sales
5.30
PEG Ratio
3.56
Dividend Yield
NA
ROCE (Latest)
18.50%
ROE (Latest)
4.22%
Tecnicals key factors
Indicator
Weekly
Monthly
MACD
Mildly Bullish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bearish
Mildly Bearish
Moving Averages
Mildly Bearish (Daily)
KST
Bearish
Mildly Bearish
Dow Theory
No Trend
Mildly Bearish
stock-summary Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
stock-summaryShareholding
Shareholding Snapshot : Dec 2024stock-summary
Shareholding Compare (%holding) stock-summary
Majority shareholders

Promoters

Pledged Promoter Holdings

None

Mutual Funds

Held by 0 Schemes

FIIs

Held by 3 FIIs (3.61%)

Promoter with highest holding

Vishnubhai Vitthalbhai Patel (52.99%)

Highest Public shareholder

Riddhi Landmark Llp (5.56%)

Individual Investors Holdings

27.76%

stock-summaryFinancial
[
  {
    "link": "quarterly",
    "btn_text": "All Quarterly Results",
    "header": "Quarterly Results Snapshot (Standalone) - Dec'24 - QoQ",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "QoQ Growth in quarter ended Dec 2024 is -92.31% vs -54.37% in Sep 2024",
        "dir": -1
      },
      {
        "prefix": "Standalone Net Profit ",
        "suffix": "QoQ Growth in quarter ended Dec 2024 is -24.29% vs 50.54% in Sep 2024",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Dec'24",
        "Sep'24",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "0.43",
          "val2": "5.59",
          "chgp": "-92.31%",
          "chgp_class": "negative"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "0.01",
          "val2": "0.63",
          "chgp": "-98.41%",
          "chgp_class": "negative"
        },
        {
          "field": "Interest",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Standalone Net Profit",
          "val1": "1.06",
          "val2": "1.40",
          "chgp": "-24.29%",
          "chgp_class": "negative"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "2.33%",
          "val2": "11.27%",
          "chgp": "-8.94%",
          "chgp_class": "negative"
        }
      ]
    }
  },
  {
    "link": "half-yearly",
    "btn_text": "All Half Yearly Results",
    "header": "Half Yearly Results Snapshot (Standalone) - Sep'24",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": " Growth in half year ended Sep 2024 is 5,306.06% vs 94.12% in Sep 2023",
        "dir": 1
      },
      {
        "prefix": "Standalone Net Profit ",
        "suffix": " Growth in half year ended Sep 2024 is 529.73% vs 408.33% in Sep 2023",
        "dir": 1
      }
    ],
    "table": {
      "header": [
        "Sep'24",
        "Sep'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "17.84",
          "val2": "0.33",
          "chgp": "5,306.06%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "1.29",
          "val2": "0.17",
          "chgp": "658.82%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "0.02",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Standalone Net Profit",
          "val1": "2.33",
          "val2": "0.37",
          "chgp": "529.73%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "7.23%",
          "val2": "51.52%",
          "chgp": "-44.29%",
          "chgp_class": "negative"
        }
      ]
    }
  },
  {
    "link": "nine-monthly",
    "btn_text": "All Nine Monthly Results",
    "header": "Nine Monthly Results Snapshot (Standalone) - Dec'24",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in nine months ended Dec 2024 is 950.00% vs 480.00% in Dec 2023",
        "dir": 1
      },
      {
        "prefix": "Standalone Net Profit ",
        "suffix": "YoY Growth in nine months ended Dec 2024 is 137.06% vs 1,400.00% in Dec 2023",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Dec'24",
        "Dec'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "18.27",
          "val2": "1.74",
          "chgp": "950.00%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "1.30",
          "val2": "1.54",
          "chgp": "-15.58%",
          "chgp_class": "negative"
        },
        {
          "field": "Interest",
          "val1": "0.02",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Standalone Net Profit",
          "val1": "3.39",
          "val2": "1.43",
          "chgp": "137.06%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "7.12%",
          "val2": "88.51%",
          "chgp": "-81.39%",
          "chgp_class": "negative"
        }
      ]
    }
  },
  {
    "link": "annual",
    "btn_text": "All Annual Results",
    "header": "Annual Results Snapshot (Standalone) - Mar'24",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in year ended Mar 2024 is 125.47% vs 28.26% in Mar 2023",
        "dir": 1
      },
      {
        "prefix": "Standalone Net Profit ",
        "suffix": "YoY Growth in year ended Mar 2024 is 103.80% vs 192.59% in Mar 2023",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Mar'24",
        "Mar'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "26.20",
          "val2": "11.62",
          "chgp": "125.47%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "2.50",
          "val2": "0.64",
          "chgp": "290.62%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "0.03",
          "val2": "0.24",
          "chgp": "-87.50%",
          "chgp_class": "positive"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Standalone Net Profit",
          "val1": "1.61",
          "val2": "0.79",
          "chgp": "103.80%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "9.54%",
          "val2": "5.51%",
          "chgp": "4.03%",
          "chgp_class": "positive"
        }
      ]
    }
  }
]
Quarterly Results Snapshot (Standalone) - Dec'24 - QoQstock-summary
Dec'24
Sep'24
Change(%)
Net Sales
0.43
5.59
-92.31%
Operating Profit (PBDIT) excl Other Income
0.01
0.63
-98.41%
Interest
0.00
0.00
Exceptional Items
0.00
0.00
Standalone Net Profit
1.06
1.40
-24.29%
Operating Profit Margin (Excl OI)
2.33%
11.27%
-8.94%
Values in Rs Cr.
Direction Arrows
Net Sales

QoQ Growth in quarter ended Dec 2024 is -92.31% vs -54.37% in Sep 2024

Direction Arrows
Standalone Net Profit

QoQ Growth in quarter ended Dec 2024 is -24.29% vs 50.54% in Sep 2024

Half Yearly Results Snapshot (Standalone) - Sep'24stock-summary
Sep'24
Sep'23
Change(%)
Net Sales
17.84
0.33
5,306.06%
Operating Profit (PBDIT) excl Other Income
1.29
0.17
658.82%
Interest
0.02
0.00
Exceptional Items
0.00
0.00
Standalone Net Profit
2.33
0.37
529.73%
Operating Profit Margin (Excl OI)
7.23%
51.52%
-44.29%
Values in Rs Cr.
Direction Arrows
Net Sales

Growth in half year ended Sep 2024 is 5,306.06% vs 94.12% in Sep 2023

Direction Arrows
Standalone Net Profit

Growth in half year ended Sep 2024 is 529.73% vs 408.33% in Sep 2023

Nine Monthly Results Snapshot (Standalone) - Dec'24stock-summary
Dec'24
Dec'23
Change(%)
Net Sales
18.27
1.74
950.00%
Operating Profit (PBDIT) excl Other Income
1.30
1.54
-15.58%
Interest
0.02
0.00
Exceptional Items
0.00
0.00
Standalone Net Profit
3.39
1.43
137.06%
Operating Profit Margin (Excl OI)
7.12%
88.51%
-81.39%
Values in Rs Cr.
Direction Arrows
Net Sales

YoY Growth in nine months ended Dec 2024 is 950.00% vs 480.00% in Dec 2023

Direction Arrows
Standalone Net Profit

YoY Growth in nine months ended Dec 2024 is 137.06% vs 1,400.00% in Dec 2023

Annual Results Snapshot (Standalone) - Mar'24stock-summary
Mar'24
Mar'23
Change(%)
Net Sales
26.20
11.62
125.47%
Operating Profit (PBDIT) excl Other Income
2.50
0.64
290.62%
Interest
0.03
0.24
-87.50%
Exceptional Items
0.00
0.00
Standalone Net Profit
1.61
0.79
103.80%
Operating Profit Margin (Excl OI)
9.54%
5.51%
4.03%
Values in Rs Cr.
Direction Arrows
Net Sales

YoY Growth in year ended Mar 2024 is 125.47% vs 28.26% in Mar 2023

Direction Arrows
Standalone Net Profit

YoY Growth in year ended Mar 2024 is 103.80% vs 192.59% in Mar 2023

stock-summaryCompany CV
About Jhaveri Credits & Capital Ltd stock-summary
stock-summary
Jhaveri Credits & Capital Ltd
Micro Cap
Finance/NBFC
Jhaveri Credits & Capital Ltd was incorporated on October 7, 1993. The company was promoted Jitendra B Jhaveri, Shakuntala Jhaveri and Rajesh Jhaveri for the purpose of carry on the business of leasing and hire purchase, bill discounting etc. The Company provides financial products and services in India. It offers lease and hire purchase services, as well as engages in commodity broking activities. The company is headquartered in Vadodara.
Company Coordinates stock-summary
Company Details
301 Payal Towers, Sayajigunj Vadodara Gujarat : 390020
stock-summary
Tel: 91-265-2362027/2361096
stock-summary
igc@jhaverisec.com
Registrar Details
MCS Ltd , Neelam Apartment , 88 Sampatrao Colony, Above Chappan Bhog Sweets, Vadodara