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JMJ Fintech

  • Market Cap: Micro Cap
  • Industry: Finance/NBFC
  • ISIN: INE242Q01016
  • NSEID:
  • BSEID: 538834
INR
23.00
0.01 (0.04%)
BSENSE

Apr 11, 12:52 PM

BSE+NSE Vol: 452

  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-summaryPrice Point
High/Low

1Day

52 Week

Valuation
Technical
Day's Volume

CASH

452 (-92.14%) Volume

Shareholding (Sep 2024)

FII

0.00%

Held by 0 FIIs

DII

0.00%

Held by 0 DIIs

Promoter

23.56%

iScoreScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy
Dashboard
1

Weak Long Term Fundamental Strength with an average Return on Equity (ROE) of 8.57%

 
2

Stock is technically in a Bearish range

3

Reducing Promoter Confidence

stock-summaryMojo Parameters
Mojo Parameters
Loading Valuation Snapshot...
Stock DNA
stock-summary
Industry

Finance/NBFC

stock-summary
Market cap

INR 29 Cr (Micro Cap)

stock-summary
P/E

6.00

stock-summary
Industry P/E

20

stock-summary
Dividend Yield

0.00%

stock-summary
Debt Equity

0.59

stock-summary
Return on Equity

26.08%

stock-summary
Price to Book

1.54

Revenue and Profits (1 Year):
Net Sales:
4 Cr
(Quarterly Results - Dec 2024)
Net Profit:
1 Cr
stock-summaryTotal Returns
Total Returns (Price + Dividend) stock-summary
Dividend Yield (0%)
TimePeriod
Price Return
Dividend Return
Total Return
6 Months
-20.03%
0%
-20.03%
1 Year
5.17%
0%
5.17%
2 Years
36.82%
0%
36.82%
3 Years
48.01%
0%
48.01%
4 Years
862.34%
0%
862.34%
5 Years
272.17%
0%
272.17%

JMJ Fintech for the last several years.

Risk Adjusted Returns v/s Sensex stock-summary
Returns Beta
Icon
Beta has not been calculated since enough price history is not available
stock-summaryKey Factors
Quality key factors stock-summary
Factor
Value
Sales Growth (5y)
39.61%
EBIT Growth (5y)
61.48%
Net Debt to Equity (avg)
0
Institutional Holding
0
ROE (avg)
8.57%
Valuation key factors
Factor
Value
P/E Ratio
6
Industry P/E
20
Price to Book Value
1.54
EV to EBIT
3.97
EV to EBITDA
3.82
EV to Capital Employed
1.40
EV to Sales
2.57
PEG Ratio
0.04
Dividend Yield
NA
ROCE (Latest)
34.01%
ROE (Latest)
26.08%
Tecnicals key factors
Indicator
Weekly
Monthly
MACD
Bearish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Bearish
Bearish
Moving Averages
Bearish (Daily)
KST
Bearish
Mildly Bearish
Dow Theory
Mildly Bearish
Mildly Bullish
stock-summary Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
stock-summaryShareholding
Shareholding Snapshot : Sep 2024stock-summary
Shareholding Compare (%holding) stock-summary
Majority shareholders

Non Institution

Pledged Promoter Holdings

None

Mutual Funds

Held by 0 Schemes

FIIs

Held by 0 FIIs

Promoter with highest holding

Johny M L (14.47%)

Highest Public shareholder

Sajeeth Mohammed Salim (8.35%)

Individual Investors Holdings

66.77%

stock-summaryFinancial
[
  {
    "link": "quarterly",
    "btn_text": "All Quarterly Results",
    "header": "Quarterly Results Snapshot (Standalone) - Dec'24 - YoY",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in quarter ended Dec 2024 is 67.29% vs -22.18% in Dec 2023",
        "dir": 1
      },
      {
        "prefix": "Standalone Net Profit ",
        "suffix": "YoY Growth in quarter ended Dec 2024 is -0.97% vs 635.71% in Dec 2023",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Dec'24",
        "Dec'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "3.58",
          "val2": "2.14",
          "chgp": "67.29%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "1.89",
          "val2": "1.49",
          "chgp": "26.85%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "0.36",
          "val2": "0.25",
          "chgp": "44.00%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Standalone Net Profit",
          "val1": "1.02",
          "val2": "1.03",
          "chgp": "-0.97%",
          "chgp_class": "negative"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "52.79%",
          "val2": "69.63%",
          "chgp": "-16.84%",
          "chgp_class": "negative"
        }
      ]
    }
  },
  {
    "link": "half-yearly",
    "btn_text": "All Half Yearly Results",
    "header": "Half Yearly Results Snapshot (Standalone) - Sep'24",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": " Growth in half year ended Sep 2024 is 230.22% vs 650.00% in Sep 2023",
        "dir": -1
      },
      {
        "prefix": "Standalone Net Profit ",
        "suffix": " Growth in half year ended Sep 2024 is 436.92% vs 22.64% in Sep 2023",
        "dir": 1
      }
    ],
    "table": {
      "header": [
        "Sep'24",
        "Sep'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "7.43",
          "val2": "2.25",
          "chgp": "230.22%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "4.75",
          "val2": "0.97",
          "chgp": "389.69%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "0.70",
          "val2": "0.30",
          "chgp": "133.33%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Standalone Net Profit",
          "val1": "3.49",
          "val2": "0.65",
          "chgp": "436.92%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "63.93%",
          "val2": "43.11%",
          "chgp": "20.82%",
          "chgp_class": "positive"
        }
      ]
    }
  },
  {
    "link": "nine-monthly",
    "btn_text": "All Nine Monthly Results",
    "header": "Nine Monthly Results Snapshot (Standalone) - Dec'24",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in nine months ended Dec 2024 is 150.80% vs 43.93% in Dec 2023",
        "dir": 1
      },
      {
        "prefix": "Standalone Net Profit ",
        "suffix": "YoY Growth in nine months ended Dec 2024 is 168.45% vs 150.75% in Dec 2023",
        "dir": 1
      }
    ],
    "table": {
      "header": [
        "Dec'24",
        "Dec'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "11.01",
          "val2": "4.39",
          "chgp": "150.80%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "6.64",
          "val2": "2.46",
          "chgp": "169.92%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "1.06",
          "val2": "0.55",
          "chgp": "92.73%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Standalone Net Profit",
          "val1": "4.51",
          "val2": "1.68",
          "chgp": "168.45%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "60.14%",
          "val2": "55.91%",
          "chgp": "4.23%",
          "chgp_class": "positive"
        }
      ]
    }
  },
  {
    "link": "annual",
    "btn_text": "All Annual Results",
    "header": "Annual Results Snapshot (Standalone) - Mar'24",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in year ended Mar 2024 is 95.80% vs 524.59% in Mar 2023",
        "dir": -1
      },
      {
        "prefix": "Standalone Net Profit ",
        "suffix": "YoY Growth in year ended Mar 2024 is 157.83% vs 4,050.00% in Mar 2023",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Mar'24",
        "Mar'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "7.46",
          "val2": "3.81",
          "chgp": "95.80%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "4.03",
          "val2": "1.00",
          "chgp": "303.00%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "0.85",
          "val2": "0.06",
          "chgp": "1,316.67%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Standalone Net Profit",
          "val1": "2.14",
          "val2": "0.83",
          "chgp": "157.83%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "54.02%",
          "val2": "26.25%",
          "chgp": "27.77%",
          "chgp_class": "positive"
        }
      ]
    }
  }
]
Quarterly Results Snapshot (Standalone) - Dec'24 - YoYstock-summary
Dec'24
Dec'23
Change(%)
Net Sales
3.58
2.14
67.29%
Operating Profit (PBDIT) excl Other Income
1.89
1.49
26.85%
Interest
0.36
0.25
44.00%
Exceptional Items
0.00
0.00
Standalone Net Profit
1.02
1.03
-0.97%
Operating Profit Margin (Excl OI)
52.79%
69.63%
-16.84%
Values in Rs Cr.
Direction Arrows
Net Sales

YoY Growth in quarter ended Dec 2024 is 67.29% vs -22.18% in Dec 2023

Direction Arrows
Standalone Net Profit

YoY Growth in quarter ended Dec 2024 is -0.97% vs 635.71% in Dec 2023

Half Yearly Results Snapshot (Standalone) - Sep'24stock-summary
Sep'24
Sep'23
Change(%)
Net Sales
7.43
2.25
230.22%
Operating Profit (PBDIT) excl Other Income
4.75
0.97
389.69%
Interest
0.70
0.30
133.33%
Exceptional Items
0.00
0.00
Standalone Net Profit
3.49
0.65
436.92%
Operating Profit Margin (Excl OI)
63.93%
43.11%
20.82%
Values in Rs Cr.
Direction Arrows
Net Sales

Growth in half year ended Sep 2024 is 230.22% vs 650.00% in Sep 2023

Direction Arrows
Standalone Net Profit

Growth in half year ended Sep 2024 is 436.92% vs 22.64% in Sep 2023

Nine Monthly Results Snapshot (Standalone) - Dec'24stock-summary
Dec'24
Dec'23
Change(%)
Net Sales
11.01
4.39
150.80%
Operating Profit (PBDIT) excl Other Income
6.64
2.46
169.92%
Interest
1.06
0.55
92.73%
Exceptional Items
0.00
0.00
Standalone Net Profit
4.51
1.68
168.45%
Operating Profit Margin (Excl OI)
60.14%
55.91%
4.23%
Values in Rs Cr.
Direction Arrows
Net Sales

YoY Growth in nine months ended Dec 2024 is 150.80% vs 43.93% in Dec 2023

Direction Arrows
Standalone Net Profit

YoY Growth in nine months ended Dec 2024 is 168.45% vs 150.75% in Dec 2023

Annual Results Snapshot (Standalone) - Mar'24stock-summary
Mar'24
Mar'23
Change(%)
Net Sales
7.46
3.81
95.80%
Operating Profit (PBDIT) excl Other Income
4.03
1.00
303.00%
Interest
0.85
0.06
1,316.67%
Exceptional Items
0.00
0.00
Standalone Net Profit
2.14
0.83
157.83%
Operating Profit Margin (Excl OI)
54.02%
26.25%
27.77%
Values in Rs Cr.
Direction Arrows
Net Sales

YoY Growth in year ended Mar 2024 is 95.80% vs 524.59% in Mar 2023

Direction Arrows
Standalone Net Profit

YoY Growth in year ended Mar 2024 is 157.83% vs 4,050.00% in Mar 2023

stock-summaryCompany CV
About JMJ Fintech Ltd stock-summary
stock-summary
JMJ Fintech Ltd
Micro Cap
Finance/NBFC
JMJ Fintech Limited was originally incorporated as 'Meenakshi Enterprises Limited' on November 27, 1982. The Company name was changed to JMJ Fintech Limited from Meenakshi Enterprises Limited effective on June 14, 2022. The Company is a RBI registered Non- Banking Financial Company (NBFC). The Company is involved in the business of lending money or providing loans to both corporate clients and HNIs.
Company Coordinates stock-summary
Company Details
Portion No F Door-24 2nd Floor, Venkata Maistry Street Mannady Chennai Tamil Nadu : 600001
stock-summary
Tel: 91-44-48644050
stock-summary
investor@melnbfc.com
Registrar Details
Purva Shareregistry (India) Pvt Ltd , Gala No 9, Shiv Shakti, Industrial Estate,Sitaram Mill Comp., J R Boricha Marg, Lower Parel [E], Mumbai