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Muthoot Finance

  • Market Cap: Large Cap
  • Industry: Finance/NBFC
  • ISIN: INE414G01012
  • NSEID: MUTHOOTFIN
  • BSEID: 533398
INR
2,026.95
-113.35 (-5.3%)
BSENSE

Apr 11, 12:53 PM

BSE+NSE Vol: 30.52 lacs

  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-summaryPrice Point
High/Low

1Day

52 Week

Valuation
Technical
Day's Volume

CASH

30.52 lacs (170.07%) Volume

Shareholding (Dec 2024)

FII

10.26%

Held by 546 FIIs

DII

12.99%

Held by 33 DIIs

Promoter

73.35%

iScoreScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy
Dashboard
1

Strong Long Term Fundamental Strength with an average Return on Equity (ROE) of 20.23%

 
2

The company has declared Positive results for the last 7 consecutive quarters

3

Stock is technically in a Mildly Bullish range

4

With ROE of 17.8, it has a Fair valuation with a 3.1 Price to Book Value

5

High Institutional Holdings at 23.25%

stock-summaryMojo Parameters
Mojo Parameters
Loading Valuation Snapshot...
Stock DNA
stock-summary
Industry

Finance/NBFC

stock-summary
Market cap

INR 81,375 Cr (Large Cap)

stock-summary
P/E

17.00

stock-summary
Industry P/E

20

stock-summary
Dividend Yield

1.12%

stock-summary
Debt Equity

3.16

stock-summary
Return on Equity

17.75%

stock-summary
Price to Book

3.07

Revenue and Profits (1 Year):
Net Sales:
5,190 Cr
(Quarterly Results - Dec 2024)
Net Profit:
1,389 Cr
stock-summaryTotal Returns
Total Returns (Price + Dividend) stock-summary
Dividend Yield (1.12%)
TimePeriod
Price Return
Dividend Return
Total Return
6 Months
4.17%
0%
4.17%
1 Year
22.92%
1.40%
24.32%
2 Years
97.21%
2.25%
99.46%
3 Years
47.74%
4.14%
51.88%
4 Years
64.27%
5.40%
69.67%
5 Years
175.64%
10.68%
186.32%

Latest dividend: 24 per share ex-dividend date: May-31-2024

Risk Adjusted Returns v/s Sensex stock-summary
Returns Beta
Icon
Beta has not been calculated since enough price history is not available
stock-summaryKey Factors
Quality key factors stock-summary
Factor
Value
Sales Growth (5y)
15.47%
EBIT Growth (5y)
14.40%
Net Debt to Equity (avg)
0
Institutional Holding
23.25%
ROE (avg)
20.23%
Valuation key factors
Factor
Value
P/E Ratio
17
Industry P/E
20
Price to Book Value
3.07
EV to EBIT
12.44
EV to EBITDA
12.34
EV to Capital Employed
1.52
EV to Sales
9.00
PEG Ratio
0.89
Dividend Yield
1.12%
ROCE (Latest)
12.24%
ROE (Latest)
17.75%
Tecnicals key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bearish
Mildly Bullish
Moving Averages
Mildly Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
Mildly Bearish
Mildly Bearish
OBV
No Trend
No Trend
stock-summary Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
stock-summaryShareholding
Shareholding Snapshot : Dec 2024stock-summary
Shareholding Compare (%holding) stock-summary
Majority shareholders

Promoters

Pledged Promoter Holdings

None

Mutual Funds

Held by 30 Schemes (11.33%)

FIIs

Held by 546 FIIs (10.26%)

Promoter with highest holding

George Thomas (10.87%)

Highest Public shareholder

Sbi Mutual Fund (7.35%)

Individual Investors Holdings

2.94%

stock-summaryFinancial
[
  {
    "link": "quarterly",
    "btn_text": "All Quarterly Results",
    "header": "Quarterly Results Snapshot (Consolidated) - Dec'24 - YoY",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in quarter ended Dec 2024 is 35.86% vs 26.93% in Dec 2023",
        "dir": 1
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "YoY Growth in quarter ended Dec 2024 is 25.89% vs 18.95% in Dec 2023",
        "dir": 1
      }
    ],
    "table": {
      "header": [
        "Dec'24",
        "Dec'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "5,189.73",
          "val2": "3,820.02",
          "chgp": "35.86%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "3,784.50",
          "val2": "2,948.30",
          "chgp": "28.36%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "1,899.55",
          "val2": "1,412.48",
          "chgp": "34.48%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "1,389.18",
          "val2": "1,103.52",
          "chgp": "25.89%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "72.92%",
          "val2": "77.18%",
          "chgp": "-4.26%",
          "chgp_class": "negative"
        }
      ]
    }
  },
  {
    "link": "half-yearly",
    "btn_text": "All Half Yearly Results",
    "header": "Half Yearly Results Snapshot (Consolidated) - Sep'24",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": " Growth in half year ended Sep 2024 is 32.85% vs 26.09% in Sep 2023",
        "dir": 1
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": " Growth in half year ended Sep 2024 is 17.00% vs 21.66% in Sep 2023",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Sep'24",
        "Sep'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "9,402.68",
          "val2": "7,077.84",
          "chgp": "32.85%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "6,852.53",
          "val2": "5,426.49",
          "chgp": "26.28%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "3,401.53",
          "val2": "2,570.95",
          "chgp": "32.31%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "2,435.63",
          "val2": "2,081.69",
          "chgp": "17.00%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "72.88%",
          "val2": "76.67%",
          "chgp": "-3.79%",
          "chgp_class": "negative"
        }
      ]
    }
  },
  {
    "link": "nine-monthly",
    "btn_text": "All Nine Monthly Results",
    "header": "Nine Monthly Results Snapshot (Consolidated) - Dec'24",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in nine months ended Dec 2024 is 33.90% vs 26.38% in Dec 2023",
        "dir": 1
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "YoY Growth in nine months ended Dec 2024 is 20.08% vs 20.71% in Dec 2023",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Dec'24",
        "Dec'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "14,592.41",
          "val2": "10,897.86",
          "chgp": "33.90%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "10,637.03",
          "val2": "8,374.79",
          "chgp": "27.01%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "5,301.08",
          "val2": "3,983.43",
          "chgp": "33.08%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "3,824.81",
          "val2": "3,185.21",
          "chgp": "20.08%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "72.89%",
          "val2": "76.85%",
          "chgp": "-3.96%",
          "chgp_class": "negative"
        }
      ]
    }
  },
  {
    "link": "annual",
    "btn_text": "All Annual Results",
    "header": "Annual Results Snapshot (Consolidated) - Mar'24",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in year ended Mar 2024 is 26.59% vs -2.36% in Mar 2023",
        "dir": 1
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "YoY Growth in year ended Mar 2024 is 19.71% vs -10.07% in Mar 2023",
        "dir": 1
      }
    ],
    "table": {
      "header": [
        "Mar'24",
        "Mar'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "15,061.66",
          "val2": "11,897.66",
          "chgp": "26.59%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "11,417.61",
          "val2": "9,132.77",
          "chgp": "25.02%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "5,430.08",
          "val2": "4,209.18",
          "chgp": "29.01%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "4,324.29",
          "val2": "3,612.30",
          "chgp": "19.71%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "75.81%",
          "val2": "76.76%",
          "chgp": "-0.95%",
          "chgp_class": "negative"
        }
      ]
    }
  }
]
Quarterly Results Snapshot (Consolidated) - Dec'24 - YoYstock-summary
Dec'24
Dec'23
Change(%)
Net Sales
5,189.73
3,820.02
35.86%
Operating Profit (PBDIT) excl Other Income
3,784.50
2,948.30
28.36%
Interest
1,899.55
1,412.48
34.48%
Exceptional Items
0.00
0.00
Consolidate Net Profit
1,389.18
1,103.52
25.89%
Operating Profit Margin (Excl OI)
72.92%
77.18%
-4.26%
Values in Rs Cr.
Direction Arrows
Net Sales

YoY Growth in quarter ended Dec 2024 is 35.86% vs 26.93% in Dec 2023

Direction Arrows
Consolidated Net Profit

YoY Growth in quarter ended Dec 2024 is 25.89% vs 18.95% in Dec 2023

Half Yearly Results Snapshot (Consolidated) - Sep'24stock-summary
Sep'24
Sep'23
Change(%)
Net Sales
9,402.68
7,077.84
32.85%
Operating Profit (PBDIT) excl Other Income
6,852.53
5,426.49
26.28%
Interest
3,401.53
2,570.95
32.31%
Exceptional Items
0.00
0.00
Consolidate Net Profit
2,435.63
2,081.69
17.00%
Operating Profit Margin (Excl OI)
72.88%
76.67%
-3.79%
Values in Rs Cr.
Direction Arrows
Net Sales

Growth in half year ended Sep 2024 is 32.85% vs 26.09% in Sep 2023

Direction Arrows
Consolidated Net Profit

Growth in half year ended Sep 2024 is 17.00% vs 21.66% in Sep 2023

Nine Monthly Results Snapshot (Consolidated) - Dec'24stock-summary
Dec'24
Dec'23
Change(%)
Net Sales
14,592.41
10,897.86
33.90%
Operating Profit (PBDIT) excl Other Income
10,637.03
8,374.79
27.01%
Interest
5,301.08
3,983.43
33.08%
Exceptional Items
0.00
0.00
Consolidate Net Profit
3,824.81
3,185.21
20.08%
Operating Profit Margin (Excl OI)
72.89%
76.85%
-3.96%
Values in Rs Cr.
Direction Arrows
Net Sales

YoY Growth in nine months ended Dec 2024 is 33.90% vs 26.38% in Dec 2023

Direction Arrows
Consolidated Net Profit

YoY Growth in nine months ended Dec 2024 is 20.08% vs 20.71% in Dec 2023

Annual Results Snapshot (Consolidated) - Mar'24stock-summary
Mar'24
Mar'23
Change(%)
Net Sales
15,061.66
11,897.66
26.59%
Operating Profit (PBDIT) excl Other Income
11,417.61
9,132.77
25.02%
Interest
5,430.08
4,209.18
29.01%
Exceptional Items
0.00
0.00
Consolidate Net Profit
4,324.29
3,612.30
19.71%
Operating Profit Margin (Excl OI)
75.81%
76.76%
-0.95%
Values in Rs Cr.
Direction Arrows
Net Sales

YoY Growth in year ended Mar 2024 is 26.59% vs -2.36% in Mar 2023

Direction Arrows
Consolidated Net Profit

YoY Growth in year ended Mar 2024 is 19.71% vs -10.07% in Mar 2023

stock-summaryCompany CV
About Muthoot Finance Ltd stock-summary
stock-summary
Muthoot Finance Ltd
Large Cap
Finance/NBFC
Muthoot Finance Limited is the largest gold financing company in India in terms of loan portfolio. Headquartered in Kerala, the Company provides personal and business loans secured by gold jewellery, or Gold Loans, primarily to individuals who possess gold jewellery but could not access formal credit within a reasonable time, or to whom credit may not be available at all, to meet unanticipated or other short-term liquidity requirements.
Company Coordinates stock-summary
Company Details
Muthoot Chambers 2nd Floor, Opp Saritha Theatre Banerji Rd Kochi Kerala : 682018
stock-summary
Tel: 91-484-2394712
stock-summary
mails@muthootgroup.com
Registrar Details
Link Intime India Pvt Ltd, Coimbatore Branch Surya , 35 Mayflower Avenue, Behind Senthil Nagar, Sowripalayam Road, Coimbatore