ScoreWhy is Aryaman Financial Services Ltd ?
1
Weak Long Term Fundamental Strength with an average Return on Equity (ROE) of 10.75%
- Poor long term growth as Net Sales has grown by an annual rate of -3.12%
2
With a growth in Net Profit of 210.94%, the company declared Very Positive results in Dec 24
- NET SALES(Q) At Rs 37.58 cr has Grown at 124.63%
- PBT LESS OI(Q) At Rs 25.14 cr has Grown at 238.81%
- PAT(Q) At Rs 14.24 cr has Grown at 176.0%
3
Stock is technically in a Mildly Bullish range
- Multiple factors for the stock are Bullish like MACD, KST and DOW
4
With ROE of 17.5, it has a Very Expensive valuation with a 6.6 Price to Book Value
- The stock is trading at a premium compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 98.06%, its profits have risen by 66.2% ; the PEG ratio of the company is 0.3
5
Rising Promoter Confidence
- Promoters have increased their stake in the company by 1.75% over the previous quarter and currently hold 63.92% of the company
- Promoters increasing their stake is a sign of high confidence in the future of the business
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to Aryaman Fin.Serv should be less than 10%
- Overall Portfolio exposure to Finance/NBFC should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Finance/NBFC)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Aryaman Fin.Serv for you?
High Risk, High Return
Absolute
Risk Adjusted
Volatility
Aryaman Fin.Serv
100.02%
2.35
41.75%
SENSEX
0.45%
0.03
14.48%
Management Risk
Growth
Capital StructureValuationValuation Key Factors 
Factor
Value
P/E Ratio
24
Industry P/E
20
Price to Book Value
6.61
EV to EBIT
12.24
EV to EBITDA
12.21
EV to Capital Employed
11.94
EV to Sales
6.60
PEG Ratio
0.34
Dividend Yield
NA
ROCE (Latest)
57.26%
ROE (Latest)
17.54%
Loading Valuation Snapshot...
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
Bearish
Bollinger Bands
Mildly Bullish
Mildly Bullish
Moving Averages
Mildly Bullish (Daily)
KST
Bullish
Mildly Bearish
Dow Theory
Mildly Bearish
Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend27What is working for the Company
NET SALES(Q)
At Rs 37.58 cr has Grown at 124.63%
PBT LESS OI(Q)
At Rs 25.14 cr has Grown at 238.81%
PAT(Q)
At Rs 14.24 cr has Grown at 176.0%
CASH AND CASH EQUIVALENTS(HY)
Highest at Rs 84.51 cr
DEBT-EQUITY RATIO(HY)
Lowest at 0.50 times
PBDIT(Q)
Highest at Rs 26.12 cr.
OPERATING PROFIT TO NET SALES(Q)
Highest at 69.51%
EPS(Q)
Highest at Rs 12.19
0What is not working for the Company
NO KEY NEGATIVE TRIGGERS
Loading Valuation Snapshot...
Here's what is working for Aryaman Fin.Serv
Net Sales - Quarterly
At Rs 37.58 cr has Grown at 124.63%
Year on Year (YoY)MOJO Watch
Near term sales trend is very positive
Net Sales (Rs Cr)
Profit Before Tax less Other Income (PBT) - Quarterly
At Rs 25.14 cr has Grown at 238.81%
Year on Year (YoY)MOJO Watch
Near term PBT trend is very positive
PBT less Other Income (Rs Cr)
Profit After Tax (PAT) - Quarterly
At Rs 14.24 cr has Grown at 176.0%
Year on Year (YoY)MOJO Watch
Near term PAT trend is very positive
PAT (Rs Cr)
Net Sales - Quarterly
Highest at Rs 37.58 cr
in the last five quartersMOJO Watch
Near term sales trend is positive
Net Sales (Rs Cr)
Operating Profit (PBDIT) - Quarterly
Highest at Rs 26.12 cr.
in the last five quartersMOJO Watch
Near term Operating Profit trend is positive
Operating Profit (Rs Cr)
Operating Profit Margin - Quarterly
Highest at 69.51%
in the last five quartersMOJO Watch
Company's efficiency has improved
Operating Profit to Sales
Profit Before Tax less Other Income (PBT) - Quarterly
Highest at Rs 25.14 cr.
in the last five quartersMOJO Watch
Near term PBT trend is positive
PBT less Other Income (Rs Cr)
Profit After Tax (PAT) - Quarterly
Highest at Rs 14.24 cr.
in the last five quartersMOJO Watch
Near term PAT trend is positive
PAT (Rs Cr)
Earnings per Share (EPS) - Quarterly
Highest at Rs 12.19
in the last five quartersMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (Rs)
Cash and Cash Equivalents - Half Yearly
Highest at Rs 84.51 cr
in the last six half yearly periodsMOJO Watch
Short Term liquidity is improving
Cash and Cash Equivalents
Debt-Equity Ratio - Half Yearly
Lowest at 0.50 times
in the last five half yearly periodsMOJO Watch
The company has been reducing its borrowing as compared to equity capital
Debt-Equity Ratio
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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