ScoreWhy is Bajaj Finance Ltd ?
1
Strong Long Term Fundamental Strength with an average Return on Equity (ROE) of 17.23%
- Healthy long term growth as Net Sales has grown by an annual rate of 22.03% and Operating profit at 21.91%
2
The company has declared Positive results for the last 14 consecutive quarters
- NET SALES(Q) Highest at Rs 18,035.11 cr
- PBDIT(Q) Highest at Rs 12,343.95 cr.
- PBT LESS OI(Q) Highest at Rs 5,742.21 cr.
3
Stock is technically in a Bullish range
- The technical trend has improved from Mildly Bullish on 12-Mar-25 and has generated 5.62% returns since then
- Multiple factors for the stock are Bullish like MACD, Bollinger Band, KST and DOW
4
High Institutional Holdings at 35.96%
- These investors have better capability and resources to analyse fundamentals of companies than most retail investors.
5
Market Beating Performance
- Even though the market (BSE 500) has generated negative returns of -0.94% in the last 1 year, the stock has been able to generate 24.05% returns
Real-Time Research ReportHow much should you buy?
- Overall Portfolio exposure to Bajaj Finance should be less than 10%
- Overall Portfolio exposure to Finance/NBFC should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Finance/NBFC)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Bajaj Finance for you?
Medium Risk, High Return
Absolute
Risk Adjusted
Volatility
Bajaj Finance
24.02%
0.89
27.02%
SENSEX
0.45%
0.03
14.48%
Management Risk
Growth
Capital StructureValuationValuation Key Factors 
Factor
Value
P/E Ratio
34
Industry P/E
20
Price to Book Value
6.25
EV to EBIT
19.01
EV to EBITDA
18.67
EV to Capital Employed
2.14
EV to Sales
12.91
PEG Ratio
2.17
Dividend Yield
0.41%
ROCE (Latest)
10.68%
ROE (Latest)
17.71%
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TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bullish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Mildly Bullish
Moving Averages
Bullish (Daily)
KST
Bullish
Bullish
Dow Theory
Mildly Bearish
Bullish
OBV
No Trend
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend17What is working for the Company
NET SALES(Q)
Highest at Rs 18,035.11 cr
PBDIT(Q)
Highest at Rs 12,343.95 cr.
PBT LESS OI(Q)
Highest at Rs 5,742.21 cr.
PAT(Q)
Highest at Rs 4,246.54 cr.
CASH AND CASH EQUIVALENTS(HY)
Highest at Rs 12,359.79 cr
DEBT-EQUITY RATIO(HY)
Lowest at 3.74 times
EPS(Q)
Highest at Rs 68.63
0What is not working for the Company
NO KEY NEGATIVE TRIGGERS
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Here's what is working for Bajaj Finance
Net Sales - Quarterly
Highest at Rs 18,035.11 cr and Grown
each quarter in the last five quartersMOJO Watch
Near term sales trend is very positive
Net Sales (Rs Cr)
Operating Profit (PBDIT) - Quarterly
Highest at Rs 12,343.95 cr. and Grown
each quarter in the last five quartersMOJO Watch
Near term Operating Profit trend is quite positive
Operating Profit (Rs Cr)
Profit Before Tax less Other Income (PBT) - Quarterly
Highest at Rs 5,742.21 cr. and Grown
each quarter in the last five quartersMOJO Watch
Near term PBT trend is very positive
PBT less Other Income (Rs Cr)
Profit After Tax (PAT) - Quarterly
Highest at Rs 4,246.54 cr. and Grown
each quarter in the last five quartersMOJO Watch
Near term PAT trend is very positive
PAT (Rs Cr)
Net Sales - Quarterly
At Rs 18,035.11 cr has Grown at 27.33 %
Year on Year (YoY)MOJO Watch
Near term sales trend is positive
Net Sales (Rs Cr)
Earnings per Share (EPS) - Quarterly
Highest at Rs 68.63
in the last five quartersMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (Rs)
Cash and Cash Equivalents - Half Yearly
Highest at Rs 12,359.79 cr
in the last six half yearly periodsMOJO Watch
Short Term liquidity is improving
Cash and Cash Equivalents
Debt-Equity Ratio - Half Yearly
Lowest at 3.74 times
in the last five half yearly periodsMOJO Watch
The company has been reducing its borrowing as compared to equity capital
Debt-Equity Ratio
Here's what is not working for Bajaj Finance
Non Operating Income - Quarterly
Highest at Rs 23.21 cr
in the last five quartersMOJO Watch
Increased income from non business activities may not be sustainable
Non Operating Income
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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