Why is CSL Finance Ltd ?
1
Weak Long Term Fundamental Strength with an average Return on Equity (ROE) of 11.52%
2
Flat results in Dec 24
- DEBT-EQUITY RATIO(HY) Highest at 1.14 times
- PBT LESS OI(Q) Lowest at Rs 22.24 cr.
3
Stock is technically in a Bearish range
- The technical trend has deteriorated from Mildly Bearish on 09-Apr-25
- The stocks MACD and Bollinger Band technical factors are also Bearish
4
Falling Participation by Institutional Investors
- Institutional investors have decreased their stake by -1.21% over the previous quarter and collectively hold 1.39% of the company
- These investors have better capability and resources to analyse fundamentals of companies than most retail investors
5
Below par performance in long term as well as near term
- Along with generating -45.21% returns in the last 1 year, the stock has also underperformed BSE 500 in the last 3 years, 1 year and 3 months
How much should you sell?
- All quantity irrespective of whether you are making profits or losses
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Finance/NBFC)
When to re-enter? - We will constantly monitor the company and review our call based on new data
Is CSL Finance for you?
High Risk, Low Return
Absolute
Risk Adjusted
Volatility
CSL Finance
-45.21%
-0.92
48.89%
SENSEX
0.45%
0.03
14.48%
Valuation Key Factors 
Factor
Value
P/E Ratio
8
Industry P/E
20
Price to Book Value
1.15
EV to EBIT
7.14
EV to EBITDA
7.06
EV to Capital Employed
1.07
EV to Sales
5.38
PEG Ratio
0.31
Dividend Yield
NA
ROCE (Latest)
14.55%
ROE (Latest)
14.17%
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Technical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bullish
Bearish
RSI
No Signal
No Signal
Bollinger Bands
Bearish
Bearish
Moving Averages
Bearish (Daily)
KST
Mildly Bullish
Mildly Bearish
Dow Theory
Mildly Bearish
Mildly Bearish
OBV
Mildly Bullish
No Trend
Technical Movement
4What is working for the Company
NET SALES(HY)
At Rs 107.45 cr has Grown at 28.36%
-3What is not working for the Company
DEBT-EQUITY RATIO(HY)
Highest at 1.14 times
PBT LESS OI(Q)
Lowest at Rs 22.24 cr.
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Here's what is working for CSL Finance
Net Sales - Half Yearly
At Rs 107.45 cr has Grown at 28.36%
Year on Year (YoY)MOJO Watch
Near term sales trend is positive
Net Sales (Rs Cr)
Here's what is not working for CSL Finance
Profit Before Tax less Other Income (PBT) - Quarterly
Lowest at Rs 22.24 cr.
in the last five quartersMOJO Watch
Near term PBT trend is negative
PBT less Other Income (Rs Cr)
Profit Before Tax less Other Income (PBT) - Quarterly
At Rs 22.24 cr has Fallen at -5.44%
Year on Year (YoY)MOJO Watch
Near term PBT trend is negative
PBT less Other Income (Rs Cr)
Debt-Equity Ratio - Half Yearly
Highest at 1.14 times
in the last five half yearly periodsMOJO Watch
The company is borrowing more to fund its operations; it's liquidity situation may be stressed
Debt-Equity Ratio