ScoreWhy is IIFL Finance Ltd ?
1
- Caution : RBI has initiated action on the gold loan finance business of IIFL Finance
2
The company has declared Negative results for the last 3 consecutive quarters
- PBT LESS OI(Q) At Rs 94.65 cr has Fallen at -85.88%
- PAT(Q) At Rs 40.70 cr has Fallen at -91.7%
- PBDIT(Q) Lowest at Rs 1,135.95 cr.
3
Stock is technically in a Bearish range
- The technical trend has deteriorated from Mildly Bearish on 09-Apr-25
- Multiple factors for the stock are Bearish like MACD, Bollinger Band and KST
4
Below par performance in long term as well as near term
- Along with generating -23.16% returns in the last 1 year, the stock has also underperformed BSE 500 in the last 3 years, 1 year and 3 months
Real-Time Research ReportHow much should you sell?
- All quantity irrespective of whether you are making profits or losses
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Finance/NBFC)
When to re-enter? - We will constantly monitor the company and review our call based on new data
Is IIFL Finance for you?
High Risk, Low Return
Absolute
Risk Adjusted
Volatility
IIFL Finance
-23.08%
-0.52
44.35%
SENSEX
0.45%
0.02
14.48%
Management Risk
Growth
Capital StructureValuationValuation Key Factors 
Factor
Value
P/E Ratio
12
Industry P/E
20
Price to Book Value
1.14
EV to EBIT
9.08
EV to EBITDA
8.78
EV to Capital Employed
1.04
EV to Sales
4.78
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
12.57%
ROE (Latest)
13.06%
Loading Valuation Snapshot...
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bullish
Bearish
RSI
No Signal
No Signal
Bollinger Bands
Bearish
Bearish
Moving Averages
Bearish (Daily)
KST
Bearish
Bearish
Dow Theory
Mildly Bearish
Mildly Bearish
OBV
Mildly Bullish
Mildly Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend1What is working for the Company
DEBT-EQUITY RATIO(HY)
Lowest at 3.31 times
-19What is not working for the Company
PBT LESS OI(Q)
At Rs 94.65 cr has Fallen at -85.88%
PAT(Q)
At Rs 40.70 cr has Fallen at -91.7%
PBDIT(Q)
Lowest at Rs 1,135.95 cr.
CASH AND CASH EQUIVALENTS(HY)
Lowest at Rs 3,782.18 cr
NET SALES(Q)
Lowest at Rs 2,442.58 cr
OPERATING PROFIT TO NET SALES (Q)
Lowest at 46.51%
Loading Valuation Snapshot...
Here's what is working for IIFL Finance
Debt-Equity Ratio - Half Yearly
Lowest at 3.31 times
in the last five half yearly periodsMOJO Watch
The company has been reducing its borrowing as compared to equity capital
Debt-Equity Ratio
Here's what is not working for IIFL Finance
Profit Before Tax less Other Income (PBT) - Quarterly
At Rs 94.65 cr has Fallen at -85.88%
Year on Year (YoY)MOJO Watch
Near term PBT trend is very negative
PBT less Other Income (Rs Cr)
Profit After Tax (PAT) - Quarterly
At Rs 40.70 cr has Fallen at -91.7%
Year on Year (YoY)MOJO Watch
Near term PAT trend is very negative
PAT (Rs Cr)
Operating Profit (PBDIT) - Quarterly
Lowest at Rs 1,135.95 cr. and Fallen
each quarter in the last five quartersMOJO Watch
Near term Operating Profit trend is quite negative
Operating Profit (Rs Cr)
Net Sales - Quarterly
Lowest at Rs 2,442.58 cr
in the last five quartersMOJO Watch
Near term sales trend is negative
Net Sales (Rs Cr)
Net Sales - Quarterly
At Rs 2,442.58 cr has Grown at -7.78%
Year on Year (YoY)MOJO Watch
Near term sales trend is negative
Net Sales (Rs Cr)
Operating Profit Margin - Quarterly
Lowest at 46.51%
in the last five quartersMOJO Watch
Company's efficiency has deteriorated
Operating Profit to Sales
Profit Before Tax less Other Income (PBT) - Quarterly
Lowest at Rs 94.65 cr.
in the last five quartersMOJO Watch
Near term PBT trend is negative
PBT less Other Income (Rs Cr)
Cash and Cash Equivalents - Half Yearly
Lowest at Rs 3,782.18 cr
in the last six half yearly periodsMOJO Watch
Short Term liquidity is deteriorating
Cash and Cash Equivalents
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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