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Mahindra Life

  • Market Cap: Small Cap
  • Industry: Construction - Real Estate
  • ISIN: INE813A01018
  • NSEID: MAHLIFE
  • BSEID: 532313
INR
292.40
7.9 (2.78%)
BSENSE

Apr 11, 12:53 PM

BSE+NSE Vol: 3.34 lacs

  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-recommendationScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy
Comparison
Company
Score
Quality
Valuation
Financial
Technical
Macrotech Devel.
Oberoi Realty
DLF
Phoenix Mills
Ajmera Realty
Godrej Propert.
Mahindra Life
TARC Ltd
Ceigall India
Hemisphere Prop.
Intellig Sup Tru
Why is Mahindra Lifespace Developers Ltd ?
1
With a Operating Losses, the company has a Weak Long Term Fundamental Strength
  • Poor long term growth as Net Sales has grown by an annual rate of -12.69% and Operating profit at -312.82% over the last 5 years
  • Company's ability to service its debt is weak with a poor EBIT to Interest (avg) ratio of -12.63
2
Flat results in Dec 24
  • PAT(Q) At Rs -22.49 cr has Fallen at -174.9% (vs previous 4Q average)
  • INTEREST(Latest six months) At Rs 11.24 cr has Grown at 30.24%
  • PBT LESS OI(Q) Lowest at Rs -23.64 cr.
3
Stock is technically in a Bearish range
  • The technical trend has deteriorated from Mildly Bearish on 07-Apr-25
  • Multiple factors for the stock are Bearish like MACD, Bollinger Band and KST
4
Risky - Negative EBITDA
  • The stock is trading risky as compared to its average historical valuations
  • Over the past year, while the stock has generated a return of -52.60%, its profits have risen by 74.8% ; the PEG ratio of the company is 1.2
5
Below par performance in long term as well as near term
  • Along with generating -52.60% returns in the last 1 year, the stock has also underperformed BSE 500 in the last 3 years, 1 year and 3 months
stock-recommendationReal-Time Research Report
Verdict Report
How much should you sell?
  1. All quantity irrespective of whether you are making profits or losses

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Construction - Real Estate)

When to re-enter? - We will constantly monitor the company and review our call based on new data

Is Mahindra Life for you?

Medium Risk, Low Return

Absolute
Risk Adjusted
Volatility
Mahindra Life
-52.78%
-1.57
33.40%
SENSEX
0.45%
0.03
14.48%
stock-recommendationQuality
stock-summaryManagement Risk
stock-summaryGrowth
stock-summaryCapital Structure
stock-recommendation
Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors
Factor
Value
Sales Growth (5y)
-12.69%
EBIT Growth (5y)
-312.82%
EBIT to Interest (avg)
-12.63
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0.18
Tax Ratio
Tax Ratio is Negative%
Dividend Payout Ratio
41.81%
Pledged Shares
0
Institutional Holding
29.65%
ROCE (avg)
-6.28%
ROE (avg)
2.53%
stock-recommendationValuation
Valuation Scorecard stock-summary
stock-recommendation
Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors stock-summary
Factor
Value
P/E Ratio
92
Industry P/E
36
Price to Book Value
2.41
EV to EBIT
-27.09
EV to EBITDA
-29.68
EV to Capital Employed
2.06
EV to Sales
13.28
PEG Ratio
1.24
Dividend Yield
0.91%
ROCE (Latest)
-8.17%
ROE (Latest)
6.56%
Loading Valuation Snapshot...
stock-recommendationTechnicals
Technical key factors
Indicator
Weekly
Monthly
MACD
Bearish
Bearish
RSI
No Signal
No Signal
Bollinger Bands
Bearish
Bearish
Moving Averages
Bearish (Daily)
KST
Bearish
Bearish
Dow Theory
Mildly Bearish
Mildly Bearish
OBV
No Trend
Bullish
stock-recommendation Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
Technical Movement
stock-recommendationFinancial Trend
Financial Trend Scorecard stock-summary
stock-recommendation
Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

13What is working for the Company
NET SALES(9M)

Higher at Rs 363.03 cr

PBDIT(Q)

Highest at Rs -25.40 cr.

OPERATING PROFIT TO NET SALES(Q)

Highest at -15.18%

-17What is not working for the Company
PAT(Q)

At Rs -22.49 cr has Fallen at -174.9% (vs previous 4Q average

INTEREST(Latest six months)

At Rs 11.24 cr has Grown at 30.24%

PBT LESS OI(Q)

Lowest at Rs -23.64 cr.

DEBT-EQUITY RATIO(HY)

Highest at 0.51 times

DEBTORS TURNOVER RATIO(HY)

Lowest at 1.74 times

EPS(Q)

Lowest at Rs -1.45

Loading Valuation Snapshot...
Here's what is working for Mahindra Life
Net Sales - Quarterly
At Rs 167.28 cr has Grown at 129.1% (vs previous 4Q average)
over average Net Sales of the previous four quarters of Rs 73.01 Cr
MOJO Watch
Near term sales trend is very positive

Net Sales (Rs Cr)

Operating Profit (PBDIT) - Quarterly
Highest at Rs -25.40 cr.
in the last five quarters
MOJO Watch
Near term Operating Profit trend is positive

Operating Profit (Rs Cr)

Operating Profit Margin - Quarterly
Highest at -15.18%
in the last five quarters
MOJO Watch
Company's efficiency has improved

Operating Profit to Sales

Here's what is not working for Mahindra Life
Profit Before Tax less Other Income (PBT) - Quarterly
At Rs -23.64 cr has Fallen at -841.1% (vs previous 4Q average)
over average PBT of the previous four quarters of Rs 3.19 Cr
MOJO Watch
Near term PBT trend is very negative

PBT less Other Income (Rs Cr)

Profit After Tax (PAT) - Quarterly
At Rs -22.49 cr has Fallen at -174.9% (vs previous 4Q average)
over average PAT of the previous four quarters of Rs 30.05 Cr
MOJO Watch
Near term PAT trend is very negative

PAT (Rs Cr)

Profit Before Tax less Other Income (PBT) - Quarterly
Lowest at Rs -23.64 cr. and Fallen
each quarter in the last five quarters
MOJO Watch
Near term PBT trend is very negative

PBT less Other Income (Rs Cr)

Interest - Latest six months
At Rs 11.24 cr has Grown at 30.24%
over previous Half yearly period
MOJO Watch
Rising interest cost signifies increased borrowings

Interest Paid (Rs cr)

Earnings per Share (EPS) - Quarterly
Lowest at Rs -1.45
in the last five quarters
MOJO Watch
Declining profitability; company has created lower earnings for shareholders

EPS (Rs)

Debt-Equity Ratio - Half Yearly
Highest at 0.51 times
in the last five half yearly periods
MOJO Watch
The company is borrowing more to fund its operations; it's liquidity situation may be stressed

Debt-Equity Ratio

Debtors Turnover Ratio- Half Yearly
Lowest at 1.74 times
in the last five half yearly periods
MOJO Watch
Company's pace of settling its Debtors has slowed

Debtors Turnover Ratio