Regency Fincorp

Market Cap: Micro Cap
Industry: Finance/NBFC
ISIN: INE964R01013
NSEID:
BSEID: 540175

INR

32.29

1.29 (4.16%)

BSENSE

Apr 11, 12:40 PM

BSE+NSE Vol: 4.72 k

Click here to access the older version

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Comparison

Company

Score

Quality

Valuation

Financial

Technical

Bajaj Finance

Bajaj Finserv

SBI Life Insuran

Regency Fincorp

Life Insurance

Maha Rashtra Apx

I R F C

Jhaveri Credits

Regis Industries

Available Fin.

MILGREY FIN.&INV

Why is Regency Fincorp Ltd ?

Weak Long Term Fundamental Strength with an average Return on Equity (ROE) of 3.64%

With ROE of 5.1, it has a Very Expensive valuation with a 3.2 Price to Book Value

The stock is trading at a premium compared to its peers' average historical valuations
Over the past year, while the stock has generated a return of 166.86%, its profits have risen by 138.2% ; the PEG ratio of the company is 1.8

Real-Time Research Report

Verdict Report

How much should you sell?

All quantity irrespective of whether you are making profits or losses

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Finance/NBFC)

When to re-enter? - We will constantly monitor the company and review our call based on new data

Is Regency Fincorp for you?

High Risk, High Return

Absolute

Risk Adjusted

Volatility

Regency Fincorp

166.86%

2.89

57.78%

SENSEX

0.45%

0.02

14.48%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

40.83%

EBIT Growth (5y)

39.26%

Net Debt to Equity (avg)

Institutional Holding

ROE (avg)

3.64%

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

3.20

EV to EBIT

16.29

EV to EBITDA

15.27

EV to Capital Employed

3.96

EV to Sales

10.99

PEG Ratio

1.75

Dividend Yield

ROCE (Latest)

22.88%

ROE (Latest)

5.07%

Loading Valuation Snapshot...

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Mildly Bearish

Bullish

RSI

No Signal

Bollinger Bands

Bearish

Bullish

Moving Averages

Bullish (Daily)

KST

Bearish

Bullish

Dow Theory

No Trend

Mildly Bullish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

9What is working for the Company

PBDIT(Q)

Highest at Rs 3.88 cr.

PBT LESS OI(Q)

Highest at Rs 1.15 cr.

PAT(Q)

Highest at Rs 1.03 cr.

EPS(Q)

Highest at Rs 0.21

0What is not working for the Company

NO KEY NEGATIVE TRIGGERS

Loading Valuation Snapshot...

Here's what is working for Regency Fincorp

Operating Profit (PBDIT) - Quarterly

Highest at Rs 3.88 cr.

in the last five quarters

MOJO Watch

Near term Operating Profit trend is positive

Operating Profit (Rs Cr)

Profit Before Tax less Other Income (PBT) - Quarterly

Highest at Rs 1.15 cr.

in the last five quarters

MOJO Watch

Near term PBT trend is positive

PBT less Other Income (Rs Cr)

Profit After Tax (PAT) - Quarterly

Highest at Rs 1.03 cr.

in the last five quarters

MOJO Watch

Near term PAT trend is positive

PAT (Rs Cr)

Earnings per Share (EPS) - Quarterly

Highest at Rs 0.21

in the last five quarters

MOJO Watch

Increasing profitability; company has created higher earnings for shareholders

EPS (Rs)