Smart Finsec

Market Cap: Micro Cap
Industry: Finance/NBFC
ISIN: INE766D01020
NSEID:
BSEID: 539494

INR

12.55

0.17 (1.37%)

BSENSE

Apr 11

BSE+NSE Vol: 30.32 k

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Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Comparison

Company

Score

Quality

Valuation

Financial

Technical

Bajaj Finance Ltd.

Bajaj Finserv Ltd.

SBI Life Insurance Co. Ltd.

Life Insurance

I R F C

Nagreeka Capital & Infrastructure Ltd.

Sulabh Engineers & Services Ltd.

Khandwala Securities Ltd.

Smart Finsec

Yash Trad.& Fin.

RKD Agri

Why is Smart Finsec Ltd ?

Weak Long Term Fundamental Strength with an average Return on Equity (ROE) of 13.66%

Poor long term growth as Net Sales has grown by an annual rate of -0.85%

Flat results in Dec 24

EPS(Q) Lowest at Rs 0.10

Stock is technically in a Mildly Bearish range

The stocks MACD and KST technical factors are also Bearish

With ROE of 10.3, it has a Very Expensive valuation with a 2.6 Price to Book Value

The stock is trading at a premium compared to its peers' average historical valuations
Over the past year, while the stock has generated a return of -9.60%, its profits have fallen by -21.5%

Real-Time Research Report

Verdict Report

How much should you sell?

All quantity irrespective of whether you are making profits or losses

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Finance/NBFC)

When to re-enter? - We will constantly monitor the company and review our call based on new data

Is Smart Finsec for you?

High Risk, Low Return

Absolute

Risk Adjusted

Volatility

Smart Finsec

-8.73%

-0.15

64.16%

SENSEX

0.45%

0.03

14.48%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

-0.85%

EBIT Growth (5y)

6.37%

Net Debt to Equity (avg)

Institutional Holding

ROE (avg)

13.66%

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

2.56

EV to EBIT

18.95

EV to EBITDA

18.57

EV to Capital Employed

2.64

EV to Sales

13.18

PEG Ratio

Dividend Yield

ROCE (Latest)

22.38%

ROE (Latest)

10.34%

Loading Valuation Snapshot...

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Bearish

Mildly Bearish

RSI

No Signal

Bullish

Bollinger Bands

Mildly Bearish

Moving Averages

Mildly Bearish (Daily)

KST

Bearish

Mildly Bearish

Dow Theory

Mildly Bearish

No Trend

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

0What is working for the Company

NO KEY POSITIVE TRIGGERS

-1What is not working for the Company

EPS(Q)

Lowest at Rs 0.10

Loading Valuation Snapshot...

Here's what is not working for Smart Finsec

Earnings per Share (EPS) - Quarterly

Lowest at Rs 0.10

in the last five quarters

MOJO Watch

Declining profitability; company has created lower earnings for shareholders

EPS (Rs)