V B Desai Fin.

Market Cap: Micro Cap
Industry: Finance/NBFC
ISIN: INE848D01018
NSEID: VBDESAIFIN
BSEID: 511110

INR

39.11

-2.05 (-4.98%)

BSENSE

Apr 11, 12:49 PM

BSE+NSE Vol: 8.83 k

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Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Comparison

Company

Score

Quality

Valuation

Financial

Technical

Bajaj Finance

Bajaj Finserv

SBI Life Insuran

V B Desai Fin.

Beryl Securities

Life Insurance

I R F C

Moongipa Capital

Jackson Invest

Mehta Integrat.

Ramchandra Leas.

Why is V B Desai Financial Services Ltd ?

Weak Long Term Fundamental Strength with an average Return on Equity (ROE) of 3.03%

Poor long term growth as Net Sales has grown by an annual rate of 4.22%

Flat results in Dec 24

PBDIT(Q) Lowest at Rs 0.04 cr.
PBT LESS OI(Q) Lowest at Rs 0.04 cr.

With ROE of 4.6, it has a Very Expensive valuation with a 1.6 Price to Book Value

The stock is trading at a premium compared to its peers' average historical valuations
Over the past year, while the stock has generated a return of 153.63%, its profits have risen by 20% ; the PEG ratio of the company is 0.3

Real-Time Research Report

Verdict Report

How much should you sell?

All quantity irrespective of whether you are making profits or losses

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Finance/NBFC)

When to re-enter? - We will constantly monitor the company and review our call based on new data

Is V B Desai Fin. for you?

High Risk, High Return

Absolute

Risk Adjusted

Volatility

V B Desai Fin.

153.63%

2.10

73.14%

SENSEX

0.45%

0.03

14.48%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

4.22%

EBIT Growth (5y)

10.80%

Net Debt to Equity (avg)

Institutional Holding

1.00%

ROE (avg)

3.03%

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

1.59

EV to EBIT

18.11

EV to EBITDA

18.11

EV to Capital Employed

1.62

EV to Sales

5.73

PEG Ratio

0.32

Dividend Yield

ROCE (Latest)

4.20%

ROE (Latest)

4.61%

Loading Valuation Snapshot...

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Bullish

RSI

No Signal

Bearish

Bollinger Bands

Bullish

Moving Averages

Bullish (Daily)

KST

Mildly Bearish

Bullish

Dow Theory

Mildly Bullish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

0What is working for the Company

NO KEY POSITIVE TRIGGERS

-2What is not working for the Company

PBDIT(Q)

Lowest at Rs 0.04 cr.

PBT LESS OI(Q)

Lowest at Rs 0.04 cr.

Loading Valuation Snapshot...

Here's what is not working for V B Desai Fin.

Operating Profit (PBDIT) - Quarterly

Lowest at Rs 0.04 cr.

in the last five quarters

MOJO Watch

Near term Operating Profit trend is negative

Operating Profit (Rs Cr)

Profit Before Tax less Other Income (PBT) - Quarterly

Lowest at Rs 0.04 cr.

in the last five quarters

MOJO Watch

Near term PBT trend is negative

PBT less Other Income (Rs Cr)