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Saraswati Commer

  • Market Cap: Small Cap
  • Industry: Finance/NBFC
  • ISIN: INE967G01019
  • NSEID:
  • BSEID: 512020
INR
12,640.85
247.85 (2.0%)
BSENSE

Apr 11, 12:47 PM

BSE+NSE Vol: 10

  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-summaryPrice Point
High/Low

1Day

52 Week

Valuation
Technical
Day's Volume

CASH

10 (-59.68%) Volume

Shareholding (Mar 2025)

FII

0.00%

Held by 0 FIIs

DII

0.00%

Held by 0 DIIs

Promoter

73.99%

iScoreScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy
Dashboard
1

With a Operating Losses, the company has a Weak Long Term Fundamental Strength

 
2

The company has declared negative results in Dec'2024 after 6 consecutive positive quarters

3

Stock is technically in a Mildly Bearish range

stock-summaryMojo Parameters
Mojo Parameters
Loading Valuation Snapshot...
Stock DNA
stock-summary
Industry

Finance/NBFC

stock-summary
Market cap

INR 1,276 Cr (Small Cap)

stock-summary
P/E

13.00

stock-summary
Industry P/E

20

stock-summary
Dividend Yield

0.00%

stock-summary
Debt Equity

0.01

stock-summary
Return on Equity

19.94%

stock-summary
Price to Book

1.48

Revenue and Profits (1 Year):
Net Sales:
-45 Cr
(Quarterly Results - Dec 2024)
Net Profit:
-39 Cr
stock-summaryTotal Returns
Total Returns (Price + Dividend) stock-summary
Dividend Yield (0%)
TimePeriod
Price Return
Dividend Return
Total Return
6 Months
-42.4%
0%
-42.4%
1 Year
125.91%
0%
125.91%
2 Years
344.75%
0%
344.75%
3 Years
348.26%
0%
348.26%
4 Years
416.1%
0%
416.1%
5 Years
6745.84%
0%
6745.84%

Saraswati Commer for the last several years.

Risk Adjusted Returns v/s Sensex stock-summary
Returns Beta
Icon
Beta has not been calculated since enough price history is not available
stock-summaryKey Factors
Quality key factors stock-summary
Factor
Value
Sales Growth (5y)
83.75%
EBIT Growth (5y)
135.60%
Net Debt to Equity (avg)
0
Institutional Holding
0
ROE (avg)
11.94%
Valuation key factors
Factor
Value
P/E Ratio
13
Industry P/E
20
Price to Book Value
1.48
EV to EBIT
10.09
EV to EBITDA
10.09
EV to Capital Employed
1.48
EV to Sales
9.73
PEG Ratio
0.24
Dividend Yield
NA
ROCE (Latest)
24.49%
ROE (Latest)
19.94%
Tecnicals key factors
Indicator
Weekly
Monthly
MACD
Bearish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Bearish
Bullish
Moving Averages
Bearish (Daily)
KST
Bearish
Bullish
Dow Theory
Mildly Bullish
No Trend
stock-summary Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
stock-summaryShareholding
Shareholding Snapshot : Mar 2025stock-summary
Shareholding Compare (%holding) stock-summary
Majority shareholders

Promoters

Pledged Promoter Holdings

None

Mutual Funds

Held by 0 Schemes

FIIs

Held by 0 FIIs

Promoter with highest holding

Winro Commercial (india) Ltd (22.77%)

Highest Public shareholder

Ageless Capital And Finance Private Limited (5.83%)

Individual Investors Holdings

9.17%

stock-summaryFinancial
[
  {
    "link": "quarterly",
    "btn_text": "All Quarterly Results",
    "header": "Quarterly Results Snapshot (Consolidated) - Dec'24 - QoQ",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "QoQ Growth in quarter ended Dec 2024 is -157.26% vs 14.79% in Sep 2024",
        "dir": -1
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "QoQ Growth in quarter ended Dec 2024 is -162.21% vs 20.74% in Sep 2024",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Dec'24",
        "Sep'24",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "-44.84",
          "val2": "78.31",
          "chgp": "-157.26%",
          "chgp_class": "negative"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "-45.62",
          "val2": "76.71",
          "chgp": "-159.47%",
          "chgp_class": "negative"
        },
        {
          "field": "Interest",
          "val1": "0.64",
          "val2": "0.15",
          "chgp": "326.67%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "-39.40",
          "val2": "63.33",
          "chgp": "-162.21%",
          "chgp_class": "negative"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "101.74%",
          "val2": "97.96%",
          "chgp": "3.78%",
          "chgp_class": "positive"
        }
      ]
    }
  },
  {
    "link": "half-yearly",
    "btn_text": "All Half Yearly Results",
    "header": "Half Yearly Results Snapshot (Consolidated) - Sep'24",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": " Growth in half year ended Sep 2024 is 152.20% vs 97.55% in Sep 2023",
        "dir": 1
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": " Growth in half year ended Sep 2024 is 140.09% vs 133.17% in Sep 2023",
        "dir": 1
      }
    ],
    "table": {
      "header": [
        "Sep'24",
        "Sep'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "146.53",
          "val2": "58.10",
          "chgp": "152.20%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "143.59",
          "val2": "56.80",
          "chgp": "152.80%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "0.21",
          "val2": "0.89",
          "chgp": "-76.40%",
          "chgp_class": "positive"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "115.77",
          "val2": "48.22",
          "chgp": "140.09%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "97.99%",
          "val2": "97.76%",
          "chgp": "0.23%",
          "chgp_class": "positive"
        }
      ]
    }
  },
  {
    "link": "nine-monthly",
    "btn_text": "All Nine Monthly Results",
    "header": "Nine Monthly Results Snapshot (Consolidated) - Dec'24",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in nine months ended Dec 2024 is 3.58% vs 135.73% in Dec 2023",
        "dir": -1
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "YoY Growth in nine months ended Dec 2024 is -6.34% vs 180.40% in Dec 2023",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Dec'24",
        "Dec'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "101.69",
          "val2": "98.18",
          "chgp": "3.58%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "97.97",
          "val2": "95.97",
          "chgp": "2.08%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "0.85",
          "val2": "1.15",
          "chgp": "-26.09%",
          "chgp_class": "positive"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "76.37",
          "val2": "81.54",
          "chgp": "-6.34%",
          "chgp_class": "negative"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "96.34%",
          "val2": "97.75%",
          "chgp": "-1.41%",
          "chgp_class": "negative"
        }
      ]
    }
  },
  {
    "link": "annual",
    "btn_text": "All Annual Results",
    "header": "Annual Results Snapshot (Consolidated) - Mar'24",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in year ended Mar 2024 is 434.30% vs -72.36% in Mar 2023",
        "dir": 1
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "YoY Growth in year ended Mar 2024 is 788.79% vs -81.99% in Mar 2023",
        "dir": 1
      }
    ],
    "table": {
      "header": [
        "Mar'24",
        "Mar'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "128.34",
          "val2": "24.02",
          "chgp": "434.30%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "125.17",
          "val2": "20.86",
          "chgp": "500.05%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "1.69",
          "val2": "1.76",
          "chgp": "-3.98%",
          "chgp_class": "positive"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "103.90",
          "val2": "11.69",
          "chgp": "788.79%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "97.53%",
          "val2": "86.84%",
          "chgp": "10.69%",
          "chgp_class": "positive"
        }
      ]
    }
  }
]
Quarterly Results Snapshot (Consolidated) - Dec'24 - QoQstock-summary
Dec'24
Sep'24
Change(%)
Net Sales
-44.84
78.31
-157.26%
Operating Profit (PBDIT) excl Other Income
-45.62
76.71
-159.47%
Interest
0.64
0.15
326.67%
Exceptional Items
0.00
0.00
Consolidate Net Profit
-39.40
63.33
-162.21%
Operating Profit Margin (Excl OI)
101.74%
97.96%
3.78%
Values in Rs Cr.
Direction Arrows
Net Sales

QoQ Growth in quarter ended Dec 2024 is -157.26% vs 14.79% in Sep 2024

Direction Arrows
Consolidated Net Profit

QoQ Growth in quarter ended Dec 2024 is -162.21% vs 20.74% in Sep 2024

Half Yearly Results Snapshot (Consolidated) - Sep'24stock-summary
Sep'24
Sep'23
Change(%)
Net Sales
146.53
58.10
152.20%
Operating Profit (PBDIT) excl Other Income
143.59
56.80
152.80%
Interest
0.21
0.89
-76.40%
Exceptional Items
0.00
0.00
Consolidate Net Profit
115.77
48.22
140.09%
Operating Profit Margin (Excl OI)
97.99%
97.76%
0.23%
Values in Rs Cr.
Direction Arrows
Net Sales

Growth in half year ended Sep 2024 is 152.20% vs 97.55% in Sep 2023

Direction Arrows
Consolidated Net Profit

Growth in half year ended Sep 2024 is 140.09% vs 133.17% in Sep 2023

Nine Monthly Results Snapshot (Consolidated) - Dec'24stock-summary
Dec'24
Dec'23
Change(%)
Net Sales
101.69
98.18
3.58%
Operating Profit (PBDIT) excl Other Income
97.97
95.97
2.08%
Interest
0.85
1.15
-26.09%
Exceptional Items
0.00
0.00
Consolidate Net Profit
76.37
81.54
-6.34%
Operating Profit Margin (Excl OI)
96.34%
97.75%
-1.41%
Values in Rs Cr.
Direction Arrows
Net Sales

YoY Growth in nine months ended Dec 2024 is 3.58% vs 135.73% in Dec 2023

Direction Arrows
Consolidated Net Profit

YoY Growth in nine months ended Dec 2024 is -6.34% vs 180.40% in Dec 2023

Annual Results Snapshot (Consolidated) - Mar'24stock-summary
Mar'24
Mar'23
Change(%)
Net Sales
128.34
24.02
434.30%
Operating Profit (PBDIT) excl Other Income
125.17
20.86
500.05%
Interest
1.69
1.76
-3.98%
Exceptional Items
0.00
0.00
Consolidate Net Profit
103.90
11.69
788.79%
Operating Profit Margin (Excl OI)
97.53%
86.84%
10.69%
Values in Rs Cr.
Direction Arrows
Net Sales

YoY Growth in year ended Mar 2024 is 434.30% vs -72.36% in Mar 2023

Direction Arrows
Consolidated Net Profit

YoY Growth in year ended Mar 2024 is 788.79% vs -81.99% in Mar 2023

stock-summaryCompany CV
About Saraswati Commercial (India) Ltd stock-summary
stock-summary
Saraswati Commercial (India) Ltd
Small Cap
Finance/NBFC
Saraswati Commercial (India) Limited is a Non Banking Financial Company registered with Reserve Bank of India. The Company was incorporated in the year January 24, 1983 and is mainly engaged in the business of investment and trading in shares and securities & lending activities. All the prudential norms for asset classification, income recognition, provisioning etc., are applicable to NBFCs in India.
Company Coordinates stock-summary
Company Details
209/210 Arcadia Building, 2nd Floor 195 Nariman Point Mumbai Maharashtra : 400021
stock-summary
Tel: 91-22-66708600
stock-summary
saraswati.investor@gcvl.in
Registrar Details
TSR Darashaw Ltd, 6-10 , Haji Moosa Patrawala Indl. Est , 20 Dr.E.Moses Road , Mahalaxmi , Mumbai