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Satin Creditcare

  • Market Cap: Small Cap
  • Industry: Finance/NBFC
  • ISIN: INE836B01017
  • NSEID: SATIN
  • BSEID: 539404
INR
149.55
3.25 (2.22%)
BSENSE

Apr 11, 12:53 PM

BSE+NSE Vol: 47.62 k

  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-summaryPrice Point
High/Low

1Day

52 Week

Valuation
Technical
Day's Volume

CASH

47.62 k (-49.27%) Volume

Shareholding (Dec 2024)

FII

4.83%

Held by 38 FIIs

DII

6.11%

Held by 4 DIIs

Promoter

36.17%

iScoreScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy
Dashboard
1

Weak Long Term Fundamental Strength with an average Return on Equity (ROE) of 7.96%

 
2

Negative results in Dec 24

3

Stock is technically in a Mildly Bearish range

4

Falling Participation by Institutional Investors

5

Underperformed the market in the last 1 year

stock-summaryMojo Parameters
Mojo Parameters
Loading Valuation Snapshot...
Stock DNA
stock-summary
Industry

Finance/NBFC

stock-summary
Market cap

INR 1,652 Cr (Small Cap)

stock-summary
P/E

6.00

stock-summary
Industry P/E

20

stock-summary
Dividend Yield

0.00%

stock-summary
Debt Equity

3.30

stock-summary
Return on Equity

15.40%

stock-summary
Price to Book

0.64

Revenue and Profits (1 Year):
Net Sales:
684 Cr
(Quarterly Results - Dec 2024)
Net Profit:
14 Cr
stock-summaryTotal Returns
Total Returns (Price + Dividend) stock-summary
Dividend Yield (0%)
TimePeriod
Price Return
Dividend Return
Total Return
6 Months
-19.98%
0%
-19.98%
1 Year
-39.24%
0%
-39.24%
2 Years
7.17%
0%
7.17%
3 Years
20.46%
0%
20.46%
4 Years
46.91%
0%
46.91%
5 Years
101.69%
0%
101.69%

Satin Creditcare for the last several years.

Risk Adjusted Returns v/s Sensex stock-summary
Returns Beta
Icon
Beta has not been calculated since enough price history is not available
stock-summaryKey Factors
Quality key factors stock-summary
Factor
Value
Sales Growth (5y)
12.70%
EBIT Growth (5y)
10.10%
Net Debt to Equity (avg)
0
Institutional Holding
10.94%
ROE (avg)
7.96%
Valuation key factors
Factor
Value
P/E Ratio
6
Industry P/E
20
Price to Book Value
0.64
EV to EBIT
5.85
EV to EBITDA
5.74
EV to Capital Employed
0.90
EV to Sales
3.16
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
16.67%
ROE (Latest)
15.40%
Tecnicals key factors
Indicator
Weekly
Monthly
MACD
Mildly Bullish
Bearish
RSI
No Signal
No Signal
Bollinger Bands
Sideways
Mildly Bearish
Moving Averages
Mildly Bearish (Daily)
KST
Mildly Bullish
Bearish
Dow Theory
Mildly Bearish
Mildly Bearish
OBV
Mildly Bullish
No Trend
stock-summary Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
stock-summaryShareholding
Shareholding Snapshot : Dec 2024stock-summary
Shareholding Compare (%holding) stock-summary
Majority shareholders

Non Institution

Pledged Promoter Holdings

None

Mutual Funds

Held by 1 Schemes (1.28%)

FIIs

Held by 38 FIIs (4.83%)

Promoter with highest holding

Trishashna Holdings & Investments Private Limited (34.32%)

Highest Public shareholder

Florintree Ventures Llp (11.14%)

Individual Investors Holdings

23.33%

stock-summaryFinancial
[
  {
    "link": "quarterly",
    "btn_text": "All Quarterly Results",
    "header": "Quarterly Results Snapshot (Consolidated) - Dec'24 - QoQ",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "QoQ Growth in quarter ended Dec 2024 is 4.14% vs 3.83% in Sep 2024",
        "dir": 1
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "QoQ Growth in quarter ended Dec 2024 is -68.09% vs -57.55% in Sep 2024",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Dec'24",
        "Sep'24",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "684.07",
          "val2": "656.90",
          "chgp": "4.14%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "286.56",
          "val2": "333.80",
          "chgp": "-14.15%",
          "chgp_class": "negative"
        },
        {
          "field": "Interest",
          "val1": "267.83",
          "val2": "266.09",
          "chgp": "0.65%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "14.26",
          "val2": "44.69",
          "chgp": "-68.09%",
          "chgp_class": "negative"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "41.93%",
          "val2": "50.85%",
          "chgp": "-8.92%",
          "chgp_class": "negative"
        }
      ]
    }
  },
  {
    "link": "half-yearly",
    "btn_text": "All Half Yearly Results",
    "header": "Half Yearly Results Snapshot (Consolidated) - Sep'24",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": " Growth in half year ended Sep 2024 is 29.59% vs 41.26% in Sep 2023",
        "dir": -1
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": " Growth in half year ended Sep 2024 is -22.95% vs 227.64% in Sep 2023",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Sep'24",
        "Sep'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "1,289.56",
          "val2": "995.10",
          "chgp": "29.59%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "729.81",
          "val2": "670.96",
          "chgp": "8.77%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "517.09",
          "val2": "402.17",
          "chgp": "28.57%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "149.97",
          "val2": "194.65",
          "chgp": "-22.95%",
          "chgp_class": "negative"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "56.62%",
          "val2": "67.62%",
          "chgp": "-11.00%",
          "chgp_class": "negative"
        }
      ]
    }
  },
  {
    "link": "nine-monthly",
    "btn_text": "All Nine Monthly Results",
    "header": "Nine Monthly Results Snapshot (Consolidated) - Dec'24",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in nine months ended Dec 2024 is 24.08% vs 41.99% in Dec 2023",
        "dir": -1
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "YoY Growth in nine months ended Dec 2024 is -46.63% vs 428.09% in Dec 2023",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Dec'24",
        "Dec'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "1,973.63",
          "val2": "1,590.67",
          "chgp": "24.08%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "1,016.37",
          "val2": "1,074.18",
          "chgp": "-5.38%",
          "chgp_class": "negative"
        },
        {
          "field": "Interest",
          "val1": "784.92",
          "val2": "649.07",
          "chgp": "20.93%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "164.23",
          "val2": "307.72",
          "chgp": "-46.63%",
          "chgp_class": "negative"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "51.50%",
          "val2": "67.53%",
          "chgp": "-16.03%",
          "chgp_class": "negative"
        }
      ]
    }
  },
  {
    "link": "annual",
    "btn_text": "All Annual Results",
    "header": "Annual Results Snapshot (Consolidated) - Mar'24",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in year ended Mar 2024 is 44.13% vs 12.52% in Mar 2023",
        "dir": 1
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "YoY Growth in year ended Mar 2024 is 8,963.20% vs -76.76% in Mar 2023",
        "dir": 1
      }
    ],
    "table": {
      "header": [
        "Mar'24",
        "Mar'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "2,232.79",
          "val2": "1,549.16",
          "chgp": "44.13%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "1,498.83",
          "val2": "638.63",
          "chgp": "134.69%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "901.02",
          "val2": "616.73",
          "chgp": "46.10%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "435.94",
          "val2": "4.81",
          "chgp": "8,963.20%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "67.27%",
          "val2": "41.26%",
          "chgp": "26.01%",
          "chgp_class": "positive"
        }
      ]
    }
  }
]
Quarterly Results Snapshot (Consolidated) - Dec'24 - QoQstock-summary
Dec'24
Sep'24
Change(%)
Net Sales
684.07
656.90
4.14%
Operating Profit (PBDIT) excl Other Income
286.56
333.80
-14.15%
Interest
267.83
266.09
0.65%
Exceptional Items
0.00
0.00
Consolidate Net Profit
14.26
44.69
-68.09%
Operating Profit Margin (Excl OI)
41.93%
50.85%
-8.92%
Values in Rs Cr.
Direction Arrows
Net Sales

QoQ Growth in quarter ended Dec 2024 is 4.14% vs 3.83% in Sep 2024

Direction Arrows
Consolidated Net Profit

QoQ Growth in quarter ended Dec 2024 is -68.09% vs -57.55% in Sep 2024

Half Yearly Results Snapshot (Consolidated) - Sep'24stock-summary
Sep'24
Sep'23
Change(%)
Net Sales
1,289.56
995.10
29.59%
Operating Profit (PBDIT) excl Other Income
729.81
670.96
8.77%
Interest
517.09
402.17
28.57%
Exceptional Items
0.00
0.00
Consolidate Net Profit
149.97
194.65
-22.95%
Operating Profit Margin (Excl OI)
56.62%
67.62%
-11.00%
Values in Rs Cr.
Direction Arrows
Net Sales

Growth in half year ended Sep 2024 is 29.59% vs 41.26% in Sep 2023

Direction Arrows
Consolidated Net Profit

Growth in half year ended Sep 2024 is -22.95% vs 227.64% in Sep 2023

Nine Monthly Results Snapshot (Consolidated) - Dec'24stock-summary
Dec'24
Dec'23
Change(%)
Net Sales
1,973.63
1,590.67
24.08%
Operating Profit (PBDIT) excl Other Income
1,016.37
1,074.18
-5.38%
Interest
784.92
649.07
20.93%
Exceptional Items
0.00
0.00
Consolidate Net Profit
164.23
307.72
-46.63%
Operating Profit Margin (Excl OI)
51.50%
67.53%
-16.03%
Values in Rs Cr.
Direction Arrows
Net Sales

YoY Growth in nine months ended Dec 2024 is 24.08% vs 41.99% in Dec 2023

Direction Arrows
Consolidated Net Profit

YoY Growth in nine months ended Dec 2024 is -46.63% vs 428.09% in Dec 2023

Annual Results Snapshot (Consolidated) - Mar'24stock-summary
Mar'24
Mar'23
Change(%)
Net Sales
2,232.79
1,549.16
44.13%
Operating Profit (PBDIT) excl Other Income
1,498.83
638.63
134.69%
Interest
901.02
616.73
46.10%
Exceptional Items
0.00
0.00
Consolidate Net Profit
435.94
4.81
8,963.20%
Operating Profit Margin (Excl OI)
67.27%
41.26%
26.01%
Values in Rs Cr.
Direction Arrows
Net Sales

YoY Growth in year ended Mar 2024 is 44.13% vs 12.52% in Mar 2023

Direction Arrows
Consolidated Net Profit

YoY Growth in year ended Mar 2024 is 8,963.20% vs -76.76% in Mar 2023

stock-summaryCompany CV
About Satin Creditcare Network Ltd stock-summary
stock-summary
Satin Creditcare Network Ltd
Small Cap
Finance/NBFC
Satin Creditcare Network Limited (SCNL) was formed in 1990 as a Non-Banking Finance Company (NBFC) with the simple concept of providing individual loans to urban shopkeepers for tiny businesses. Since then the company has expanded and evolved into one of the leading microfinance institutions in India with its current geography in North as well as Central India.
Company Coordinates stock-summary
Company Details
5th Flr Kundan Bhavan Azadpur, Commercial Complex New Delhi New Delhi : 110033
stock-summary
Tel: 91-11-47545000
stock-summary
info@satincreditcare.com
Registrar Details
Link Intime India Pvt Ltd., Narang Tower 44, Community Centre, Naraina Industrial Area , Phase - 1, New Delhi