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Times Guaranty

  • Market Cap: Micro Cap
  • Industry: Finance/NBFC
  • ISIN: INE289C01025
  • NSEID: TIMESGTY
  • BSEID: 511559
INR
184.65
-11.3 (-5.77%)
BSENSE

Apr 11, 12:14 PM

BSE+NSE Vol: 6.66 k

  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-summaryPrice Point
High/Low

1Day

52 Week

Valuation
Technical
Day's Volume

CASH

6.66 k (-44.66%) Volume

Shareholding (Sep 2024)

FII

0.18%

Held by 1 FIIs

DII

0.05%

Held by 0 DIIs

Promoter

74.92%

iScoreScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy
Dashboard
1

Weak Long Term Fundamental Strength with an average Return on Equity (ROE) of 5.86%

  • Poor long term growth as Net Sales has grown by an annual rate of -2.71% and Operating profit at -2.30%
2

Flat results in Dec 24

 
3

With ROE of 4.4, it has a Very Expensive valuation with a 3.8 Price to Book Value

stock-summaryMojo Parameters
Mojo Parameters
Loading Valuation Snapshot...
Stock DNA
stock-summary
Industry

Finance/NBFC

stock-summary
Market cap

INR 173 Cr (Micro Cap)

stock-summary
P/E

87.00

stock-summary
Industry P/E

9

stock-summary
Dividend Yield

0.00%

stock-summary
Debt Equity

0.00

stock-summary
Return on Equity

4.37%

stock-summary
Price to Book

3.79

Revenue and Profits (1 Year):
Net Sales:
1 Cr
(Quarterly Results - Dec 2024)
Net Profit:
1 Cr
stock-summaryTotal Returns
Total Returns (Price + Dividend) stock-summary
Dividend Yield (0%)
TimePeriod
Price Return
Dividend Return
Total Return
6 Months
33.9%
0%
33.9%
1 Year
84.34%
0%
84.34%
2 Years
192.49%
0%
192.49%
3 Years
193.33%
0%
193.33%
4 Years
617.09%
0%
617.09%
5 Years
919.04%
0%
919.04%

Times Guaranty for the last several years.

Risk Adjusted Returns v/s Sensex stock-summary
Returns Beta
Icon
Beta has not been calculated since enough price history is not available
stock-summaryKey Factors
Quality key factors stock-summary
Factor
Value
Sales Growth (5y)
-2.71%
EBIT Growth (5y)
-2.30%
Net Debt to Equity (avg)
0
Institutional Holding
0.60%
ROE (avg)
5.86%
Valuation key factors
Factor
Value
P/E Ratio
87
Industry P/E
9
Price to Book Value
3.79
EV to EBIT
64.22
EV to EBITDA
64.22
EV to Capital Employed
5.12
EV to Sales
47.55
PEG Ratio
5.91
Dividend Yield
NA
ROCE (Latest)
7.95%
ROE (Latest)
4.37%
Tecnicals key factors
Indicator
Weekly
Monthly
MACD
Bullish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Mildly Bearish
Mildly Bearish
Dow Theory
Mildly Bullish
Mildly Bullish
OBV
Mildly Bullish
Mildly Bullish
stock-summary Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
stock-summaryShareholding
Shareholding Snapshot : Sep 2024stock-summary
Shareholding Compare (%holding) stock-summary
Majority shareholders

Promoters

Pledged Promoter Holdings

None

Mutual Funds

Held by 3 Schemes (0.01%)

FIIs

Held by 1 FIIs (0.18%)

Promoter with highest holding

Team India Managers Ltd (45.31%)

Highest Public shareholder

None

Individual Investors Holdings

22.53%

stock-summaryFinancial
[
  {
    "link": "quarterly",
    "btn_text": "All Quarterly Results",
    "header": "Quarterly Results Snapshot (Standalone) - Dec'24 - QoQ",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "QoQ Growth in quarter ended Dec 2024 is -1.16% vs 1.18% in Sep 2024",
        "dir": -1
      },
      {
        "prefix": "Standalone Net Profit ",
        "suffix": "QoQ Growth in quarter ended Dec 2024 is 16.00% vs -10.71% in Sep 2024",
        "dir": 1
      }
    ],
    "table": {
      "header": [
        "Dec'24",
        "Sep'24",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "0.85",
          "val2": "0.86",
          "chgp": "-1.16%",
          "chgp_class": "negative"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "0.69",
          "val2": "0.60",
          "chgp": "15.00%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Standalone Net Profit",
          "val1": "0.58",
          "val2": "0.50",
          "chgp": "16.00%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "81.18%",
          "val2": "69.77%",
          "chgp": "11.41%",
          "chgp_class": "positive"
        }
      ]
    }
  },
  {
    "link": "half-yearly",
    "btn_text": "All Half Yearly Results",
    "header": "Half Yearly Results Snapshot (Standalone) - Sep'24",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": " Growth in half year ended Sep 2024 is 6.25% vs 113.33% in Sep 2023",
        "dir": -1
      },
      {
        "prefix": "Standalone Net Profit ",
        "suffix": " Growth in half year ended Sep 2024 is 14.13% vs 736.36% in Sep 2023",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Sep'24",
        "Sep'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "1.70",
          "val2": "1.60",
          "chgp": "6.25%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "1.26",
          "val2": "1.12",
          "chgp": "12.50%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Standalone Net Profit",
          "val1": "1.05",
          "val2": "0.92",
          "chgp": "14.13%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "74.12%",
          "val2": "70.00%",
          "chgp": "4.12%",
          "chgp_class": "positive"
        }
      ]
    }
  },
  {
    "link": "nine-monthly",
    "btn_text": "All Nine Monthly Results",
    "header": "Nine Monthly Results Snapshot (Standalone) - Dec'24",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in nine months ended Dec 2024 is 5.81% vs 66.21% in Dec 2023",
        "dir": -1
      },
      {
        "prefix": "Standalone Net Profit ",
        "suffix": "YoY Growth in nine months ended Dec 2024 is 15.60% vs 143.10% in Dec 2023",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Dec'24",
        "Dec'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "2.55",
          "val2": "2.41",
          "chgp": "5.81%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "1.95",
          "val2": "1.80",
          "chgp": "8.33%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Standalone Net Profit",
          "val1": "1.63",
          "val2": "1.41",
          "chgp": "15.60%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "76.47%",
          "val2": "74.69%",
          "chgp": "1.78%",
          "chgp_class": "positive"
        }
      ]
    }
  },
  {
    "link": "annual",
    "btn_text": "All Annual Results",
    "header": "Annual Results Snapshot (Standalone) - Mar'24",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in year ended Mar 2024 is 65.31% vs -27.94% in Mar 2023",
        "dir": 1
      },
      {
        "prefix": "Standalone Net Profit ",
        "suffix": "YoY Growth in year ended Mar 2024 is 90.43% vs -40.13% in Mar 2023",
        "dir": 1
      }
    ],
    "table": {
      "header": [
        "Mar'24",
        "Mar'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "3.24",
          "val2": "1.96",
          "chgp": "65.31%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "2.35",
          "val2": "1.05",
          "chgp": "123.81%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "0.00",
          "val2": "0.01",
          "chgp": "-100.00%",
          "chgp_class": "positive"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Standalone Net Profit",
          "val1": "1.79",
          "val2": "0.94",
          "chgp": "90.43%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "72.53%",
          "val2": "53.57%",
          "chgp": "18.96%",
          "chgp_class": "positive"
        }
      ]
    }
  }
]
Quarterly Results Snapshot (Standalone) - Dec'24 - QoQstock-summary
Dec'24
Sep'24
Change(%)
Net Sales
0.85
0.86
-1.16%
Operating Profit (PBDIT) excl Other Income
0.69
0.60
15.00%
Interest
0.00
0.00
Exceptional Items
0.00
0.00
Standalone Net Profit
0.58
0.50
16.00%
Operating Profit Margin (Excl OI)
81.18%
69.77%
11.41%
Values in Rs Cr.
Direction Arrows
Net Sales

QoQ Growth in quarter ended Dec 2024 is -1.16% vs 1.18% in Sep 2024

Direction Arrows
Standalone Net Profit

QoQ Growth in quarter ended Dec 2024 is 16.00% vs -10.71% in Sep 2024

Half Yearly Results Snapshot (Standalone) - Sep'24stock-summary
Sep'24
Sep'23
Change(%)
Net Sales
1.70
1.60
6.25%
Operating Profit (PBDIT) excl Other Income
1.26
1.12
12.50%
Interest
0.00
0.00
Exceptional Items
0.00
0.00
Standalone Net Profit
1.05
0.92
14.13%
Operating Profit Margin (Excl OI)
74.12%
70.00%
4.12%
Values in Rs Cr.
Direction Arrows
Net Sales

Growth in half year ended Sep 2024 is 6.25% vs 113.33% in Sep 2023

Direction Arrows
Standalone Net Profit

Growth in half year ended Sep 2024 is 14.13% vs 736.36% in Sep 2023

Nine Monthly Results Snapshot (Standalone) - Dec'24stock-summary
Dec'24
Dec'23
Change(%)
Net Sales
2.55
2.41
5.81%
Operating Profit (PBDIT) excl Other Income
1.95
1.80
8.33%
Interest
0.00
0.00
Exceptional Items
0.00
0.00
Standalone Net Profit
1.63
1.41
15.60%
Operating Profit Margin (Excl OI)
76.47%
74.69%
1.78%
Values in Rs Cr.
Direction Arrows
Net Sales

YoY Growth in nine months ended Dec 2024 is 5.81% vs 66.21% in Dec 2023

Direction Arrows
Standalone Net Profit

YoY Growth in nine months ended Dec 2024 is 15.60% vs 143.10% in Dec 2023

Annual Results Snapshot (Standalone) - Mar'24stock-summary
Mar'24
Mar'23
Change(%)
Net Sales
3.24
1.96
65.31%
Operating Profit (PBDIT) excl Other Income
2.35
1.05
123.81%
Interest
0.00
0.01
-100.00%
Exceptional Items
0.00
0.00
Standalone Net Profit
1.79
0.94
90.43%
Operating Profit Margin (Excl OI)
72.53%
53.57%
18.96%
Values in Rs Cr.
Direction Arrows
Net Sales

YoY Growth in year ended Mar 2024 is 65.31% vs -27.94% in Mar 2023

Direction Arrows
Standalone Net Profit

YoY Growth in year ended Mar 2024 is 90.43% vs -40.13% in Mar 2023

stock-summaryCompany CV
About Times Guaranty Ltd stock-summary
stock-summary
Times Guaranty Ltd
Micro Cap
Finance/NBFC
Times Guaranty Limited (Earlier known as Times Guaranty Financials Limited) incorporated on November 27, 1989, received Certificate of Commencement of Business on December 4, 1989 and became active in February, 1990. The Company simultaneously started operations for retail and corporate lending, merchant banking and money market related activities. In April, 1991, it diversified into Portfolio Management Services. In 1993, it became an active player in the OTCEI.
Company Coordinates stock-summary
Company Details
5th Flr Times Tower Kamala Mil, Senapati Bapat Marg LowerParel Mumbai Maharashtra : 400013
stock-summary
Tel: 91-22-65131731
stock-summary
info@timesguarantylimited.com
Registrar Details
Link Intime India Pvt Ltd, C-13 Pannalal Silk Compound, L B S Marg, Bhandup , Mumbai