Annual Results Results Snapshot
Figures in Rs cr
Standalone Annual Results
Mar'24
Mar'23
Mar'22
Mar'21
Mar'20
Mar'19
Mar'18
Interest Earned
22,188.26
16,803.63
13,660.76
13,757.91
13,210.75
11,419.03
9,752.86
Income On Investments
3,691.62
2,795.57
2,338.67
2,348.94
2,184.07
2,037.45
1,917.44
Interest On Balances With Rbi Other Inter Bank Funds
338.87
206.25
220.27
368.17
139.96
73.47
95.81
Interest / Discount On Advances / Bills
17,734.52
13,491.84
10,829.75
10,795.12
10,670.87
9,089.62
7,538.78
Others
423.25
309.97
272.07
245.68
215.85
218.49
200.83
Other Income
3,079.27
2,330.00
2,089.09
1,958.70
1,931.41
1,351.02
1,159.12
Total Income
25,267.53
19,133.63
15,749.85
15,716.61
15,142.16
12,770.05
10,911.98
Interest Expended
13,894.78
9,571.47
7,698.80
8,224.20
8,561.85
7,242.68
6,170.05
Net Interest Income
8,293.48
7,232.16
5,961.96
5,533.71
4,648.90
4,176.35
3,582.81
Total Expenditure (Excl Depreciation)
6,198.27
4,767.77
4,293.20
3,691.72
3,375.61
2,764.27
2,450.90
Employee Cost
2,823.09
2,173.00
2,320.55
2,034.18
1,772.36
1,377.76
1,242.47
Other Operating Expenses
3,375.18
2,594.77
1,972.65
1,657.54
1,603.25
1,386.51
1,208.43
Operating Profit Before Provisions and Contingencies
5,174.48
4,794.39
3,757.85
3,800.69
3,204.70
2,763.10
2,291.03
Exceptional Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provisions and contingencies
196.10
749.89
1,221.77
1,663.42
1,172.17
855.85
947.17
Profit Before Tax
4,978.38
4,044.50
2,536.08
2,137.27
2,032.53
1,907.25
1,343.86
Tax
1,257.78
1,033.91
646.26
546.97
489.75
663.36
465.01
Profit After Tax
3,720.60
3,010.59
1,889.82
1,590.30
1,542.78
1,243.89
878.85
Extraordinary Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net Profit
3,720.60
3,010.59
1,889.82
1,590.30
1,542.78
1,243.89
878.85
Face Value
2.0
2.0
2.0
2.0
2.0
2.0
2.0
Reserves
28,602.34
21,077.99
18,368.32
15,720.23
14,114.07
12,871.02
11,810.80
Earnings per share (EPS)
15.28
14.23
8.99
7.97
7.74
6.27
4.46
Diluted Earnings per share
15.87
14.13
9.06
7.94
7.7
6.24
4.56
Operating Profit Margin (Excl OI)
71.18%
67.16%
59.63%
61.08%
65.58%
68.3%
65.16%
Gross Profit Margin
22.44%
24.07%
18.56%
15.53%
15.39%
16.7%
13.78%
PAT Margin
16.77%
17.92%
13.83%
11.56%
11.68%
10.89%
9.01%
Net Interest Margin
0.0%
3.31%
3.16%
3.23%
3.05%
3.14%
3.21%
Return on Assets
0.0%
0.0%
0.0%
0.85%
0.0%
0.0%
0.0%
CASA (%)
29.38%
32.68%
36.94%
33.81%
30.5%
32.15%
33.26%
CASA Amount
74,200.00
69,741.00
67,122.00
58,370.00
46,450.00
43,388.00
37,252.00
Capital Adequacy Ratio (Total)
16.13%
14.81%
15.77%
14.62%
14.35%
14.14%
14.7%
Capital Adequacy Ratio (Tier 1)
14.61%
13.02%
14.43%
13.85%
13.29%
13.38%
14.18%
Provision Coverage Ratio (%)
71.08%
70.02%
65.54%
65.14%
72.48%
67.16%
65.0%
Amount of Gross NPAs
4,528.87
4,183.77
4,136.74
4,602.39
3,530.83
3,260.68
2,795.62
Amount of Net NPAs
1,255.33
1,205.01
1,392.62
1,569.28
1,607.17
1,626.20
1,551.96
% of Net NPAs
0.6%
0.69%
0.96%
1.19%
1.31%
1.48%
1.69%
% of Gross NPAs
2.13%
2.36%
2.8%
3.41%
2.84%
2.92%
3.0%
Public Share Holdings (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Promotor Holding (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Capital (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Number of ATMs
2015.0
1916.0
1885.0
1957.0
1937.0
1669.0
1696.0
Number of Branches
1504.0
1372.0
1282.0
1272.0
1263.0
1251.0
1252.0
Annual Analysis Highlights
Interest Earned
YoY Growth in year ended Mar 2024 is 32.04% vs 23.01% in Mar 2023
Net Profit
YoY Growth in year ended Mar 2024 is 23.58% vs 59.31% in Mar 2023
Operating Profit (PBDIT)
YoY Growth in year ended Mar 2024 is 7.93% vs 27.58% in Mar 2023
% of Net NPAs
YoY Growth in year ended Mar 2024 is -0.09% vs -0.27% in Mar 2023
% of Gross NPAs
YoY Growth in year ended Mar 2024 is -0.23% vs -0.44% in Mar 2023
Compare Annual Results Of Federal Bank With
Figures in Rs cr
Standalone Annual Results
Change(INR)
Change(%)
Interest Earned
22,188.26
27,585.94
-5,397.68
-19.57%
Income On Investments
3,691.62
4,958.26
-1,266.64
-25.55%
Interest On Balances With Rbi Other Inter Bank Funds
338.87
458.40
-119.53
-26.08%
Interest / Discount On Advances / Bills
17,734.52
21,087.49
-3,352.97
-15.9%
Others
423.25
1,081.79
-658.54
-60.88%
Other Income
3,079.27
5,114.30
-2,035.03
-39.79%
Total Income
25,267.53
32,700.24
-7,432.71
-22.73%
Interest Expended
13,894.78
19,491.32
-5,596.54
-28.71%
Net Interest Income
8,293.48
8,094.62
198.86
2.46%
Total Expenditure (Excl Depreciation)
6,198.27
9,822.66
-3,624.39
-36.9%
Employee Cost
2,823.09
3,774.28
-951.19
-25.2%
Other Operating Expenses
3,375.18
6,048.38
-2,673.20
-44.2%
Operating Profit Before Provisions and Contingencies
5,174.48
3,386.26
1,788.22
52.81%
Exceptional Items
0.00
0.00
0.00
Provisions and contingencies
196.10
1,886.28
-1,690.18
-89.6%
Profit Before Tax
4,978.38
1,499.98
3,478.40
231.9%
Tax
1,257.78
248.90
1,008.88
405.34%
Profit After Tax
3,720.60
1,251.08
2,469.52
197.39%
Extraordinary Items
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
Net Profit
3,720.60
1,251.08
2,469.52
197.39%
Face Value
2.00
2.00
0.00
Reserves
28,602.34
35,443.42
-6,841.08
-19.3%
Earnings per share (EPS)
15.28
0.43
14.85
3453.49%
Diluted Earnings per share
15.87
0.43
15.44
3590.7%
Operating Profit Margin (Excl OI)
71.18%
57.55%
0.00
13.63%
Gross Profit Margin
22.44%
5.44%
0.00
17.00%
PAT Margin
16.77%
4.54%
0.00
12.23%
Net Interest Margin
0.00%
2.40%
-2.40
-2.40%
Return on Assets
0.00%
0.00%
0.00
0.00%
CASA (%)
29.38%
30.90%
-1.52
-1.52%
CASA Amount
74,200.00
82,317.00
-8,117.00
-9.86%
Capital Adequacy Ratio (Total)
16.13%
15.40%
0.73
0.73%
Capital Adequacy Ratio (Tier 1)
14.61%
12.20%
2.41
2.41%
Provision Coverage Ratio (%)
71.08%
79.30%
-8.22
-8.22%
Amount of Gross NPAs
4,528.87
3,982.56
546.31
13.72%
Amount of Net NPAs
1,255.33
1,329.73
-74.40
-5.6%
% of Net NPAs
0.60%
0.60%
0.00
0.00%
% of Gross NPAs
2.13%
1.70%
0.43
0.43%
Public Share Holdings (%)
0.00%
0.00%
0.00
0.00%
Pledged Promotor Holding (%)
0.00%
0.00%
0.00
0.00%
Pledged Capital (%)
0.00%
0.00%
0.00
0.00%
Number of ATMs
2,015.00
1,290.00
725.00
56.2%
Number of Branches
1,504.00
1,234.00
270.00
21.88%
Annual - Interest Earned
Interest Earned 22188.26 Cr
in Mar 2024Figures in Rs Cr
YoY Growth in year ended Mar 2024 is 32.04% vs 23.01% in Mar 2023
Annual - Net Profit
Net Profit 3,720.60 Cr
in Mar 2024Figures in Rs Cr
YoY Growth in year ended Mar 2024 is 23.58% vs 59.31% in Mar 2023
Annual - Operating Profit (PBDIT)
Operating Profit (PBDIT) 5,174.48 Cr
in Mar 2024Figures in Rs Cr
YoY Growth in year ended Mar 2024 is 7.93% vs 27.58% in Mar 2023
Annual - % of Net NPAs
% of Net NPAs 0.60%
in Mar 2024Figures in Rs %
YoY Growth in year ended Mar 2024 is -0.09% vs -0.27% in Mar 2023
Annual - % of Gross NPAs
% of Gross NPAs 2.13%
in Mar 2024Figures in Rs %
YoY Growth in year ended Mar 2024 is -0.23% vs -0.44% in Mar 2023
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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