down arrow

Jana Small Finan

  • Market Cap: Small Cap
  • Industry: Bank - Private
  • ISIN: INE953L01027
  • NSEID: JSFB
  • BSEID: 544118
INR
452.90
8.55 (1.92%)
BSENSE

Apr 11, 12:53 PM

BSE+NSE Vol: 1.36 lacs

  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-recommendationHalf Yearly Results
Results Snapshot
Figures in Rs cr
Standalone Half Yearly Results
Sep'24
Sep'23
Sep'22
Interest Earned
2,333.10
1,863.94
1,396.23
Income On Investments
203.00
0.00
0.00
Interest On Balances With Rbi Other Inter Bank Funds
24.18
0.00
0.00
Interest / Discount On Advances / Bills
2,105.91
0.00
0.00
Others
0.01
1,863.94
1,396.23
Other Income
364.57
351.63
293.39
Total Income
2,697.68
2,215.57
1,689.62
Interest Expended
1,129.45
876.31
644.36
Net Interest Income
1,203.65
987.63
751.87
Total Expenditure (Excl Depreciation)
913.80
783.16
610.60
Employee Cost
573.79
0.00
0.00
Other Operating Expenses
340.01
783.16
610.60
Operating Profit Before Provisions and Contingencies
654.43
556.10
434.65
Exceptional Items
0.00
0.00
0.00
Provisions and contingencies
405.93
342.88
379.02
Profit Before Tax
248.50
213.22
55.63
Tax
-18.78
0.00
0.00
Profit After Tax
267.28
213.22
55.63
Extraordinary Items
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
Net Profit
267.28
213.22
55.63
Face Value
10.0
10.0
10.0
Reserves
0.00
0.00
0.00
Earnings per share (EPS)
25.56
38.78
10.12
Diluted Earnings per share
25.29
29.45
9.76
Operating Profit Margin (Excl OI)
43.44%
39.59%
29.12%
Gross Profit Margin
10.65%
11.44%
3.98%
PAT Margin
11.46%
11.44%
3.98%
Net Interest Margin
7.8%
0.0%
0.0%
Return on Assets
0.0%
0.0%
0.0%
CASA (%)
20.1%
0.0%
0.0%
CASA Amount
0.00
0.00
0.00
Capital Adequacy Ratio (Total)
0.0%
0.0%
0.0%
Capital Adequacy Ratio (Tier 1)
0.0%
0.0%
0.0%
Provision Coverage Ratio (%)
67.2%
0.0%
0.0%
Amount of Gross NPAs
754.65
0.00
0.00
Amount of Net NPAs
247.29
0.00
0.00
% of Net NPAs
0.99%
0.0%
0.0%
% of Gross NPAs
2.97%
0.0%
0.0%
Public Share Holdings (%)
0.0%
0.0%
0.0%
Pledged Promotor Holding (%)
0.0%
0.0%
0.0%
Pledged Capital (%)
0.0%
0.0%
0.0%
Number of ATMs
61.0
0.0
0.0
Number of Branches
776.0
0.0
0.0
Half Yearly Analysis Highlights
stock-summary

Interest Earned

Growth in half year ended Sep 2024 is 25.17% vs 33.5% in Sep 2023

stock-summary

Net Profit

Growth in half year ended Sep 2024 is 25.35% vs 283.28% in Sep 2023

stock-summary

Operating Profit (PBDIT)

Growth in half year ended Sep 2024 is 17.68% vs 27.94% in Sep 2023

stock-summary

% of Net NPAs

Growth in half year ended Sep 2024 is 0.99% vs 0.00% in Sep 2023

stock-summary

% of Gross NPAs

Growth in half year ended Sep 2024 is 2.97% vs 0.00% in Sep 2023

Compare Half Yearly Results Of Jana Small Finan With
Markets Mojo
Figures in Rs cr
Standalone Half Yearly Results
Markets Mojo
Markets Mojo
Change(INR)
Change(%)
Interest Earned
2,333.10
15,449.64
-13,116.54
-84.9%
Income On Investments
203.00
2,938.08
-2,735.08
-93.09%
Interest On Balances With Rbi Other Inter Bank Funds
24.18
170.92
-146.74
-85.85%
Interest / Discount On Advances / Bills
2,105.91
11,559.18
-9,453.27
-81.78%
Others
0.01
781.46
-781.45
-100.0%
Other Income
364.57
2,605.59
-2,241.02
-86.01%
Total Income
2,697.68
18,055.23
-15,357.55
-85.06%
Interest Expended
1,129.45
11,005.16
-9,875.71
-89.74%
Net Interest Income
1,203.65
4,444.48
-3,240.83
-72.92%
Total Expenditure (Excl Depreciation)
913.80
5,189.51
-4,275.71
-82.39%
Employee Cost
573.79
1,987.72
-1,413.93
-71.13%
Other Operating Expenses
340.01
3,201.79
-2,861.78
-89.38%
Operating Profit Before Provisions and Contingencies
654.43
1,860.56
-1,206.13
-64.83%
Exceptional Items
0.00
0.00
0.00
Provisions and contingencies
405.93
508.87
-102.94
-20.23%
Profit Before Tax
248.50
1,351.69
-1,103.19
-81.62%
Tax
-18.78
296.22
-315.00
-106.34%
Profit After Tax
267.28
1,055.47
-788.19
-74.68%
Extraordinary Items
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
Net Profit
267.28
1,055.47
-788.19
-74.68%
Face Value
10.00
2.00
0.00
Reserves
0.00
0.00
0.00
Earnings per share (EPS)
25.56
0.34
25.22
7417.65%
Diluted Earnings per share
25.29
0.34
24.95
7338.24%
Operating Profit Margin (Excl OI)
43.44%
63.12%
0.00
-19.68%
Gross Profit Margin
10.65%
8.75%
0.00
1.90%
PAT Margin
11.46%
6.83%
0.00
4.63%
Net Interest Margin
7.80%
0.00%
7.80
7.80%
Return on Assets
0.00%
0.00%
0.00
0.00%
CASA (%)
20.10%
32.00%
-11.90
-11.90%
CASA Amount
0.00
88,601.00
-88,601.00
-100.0%
Capital Adequacy Ratio (Total)
0.00%
15.60%
-15.60
-15.60%
Capital Adequacy Ratio (Tier 1)
0.00%
13.20%
-13.20
-13.20%
Provision Coverage Ratio (%)
67.20%
70.00%
-2.80
-2.80%
Amount of Gross NPAs
754.65
3,889.43
-3,134.78
-80.6%
Amount of Net NPAs
247.29
1,168.02
-920.73
-78.83%
% of Net NPAs
0.99%
1.60%
-0.61
-0.61%
% of Gross NPAs
2.97%
1.60%
1.37
1.37%
Public Share Holdings (%)
0.00%
0.00%
0.00
0.00%
Pledged Promotor Holding (%)
0.00%
0.00%
0.00
0.00%
Pledged Capital (%)
0.00%
0.00%
0.00
0.00%
Number of ATMs
61.00
1,325.00
-1,264.00
-95.4%
Number of Branches
776.00
1,237.00
-461.00
-37.27%
Half Yearly - Interest Earned
Interest Earned 2333.1 Cr
in Sep 2024

Figures in Rs Cr
stock-summary

Growth in half year ended Sep 2024 is 25.17% vs 33.5% in Sep 2023

Half Yearly - Net Profit
Net Profit 267.28 Cr
in Sep 2024

Figures in Rs Cr
stock-summary

Growth in half year ended Sep 2024 is 25.35% vs 283.28% in Sep 2023

Half Yearly - Operating Profit (PBDIT)
Operating Profit (PBDIT) 654.43 Cr
in Sep 2024

Figures in Rs Cr
stock-summary

Growth in half year ended Sep 2024 is 17.68% vs 27.94% in Sep 2023

Half Yearly - % of Net NPAs
% of Net NPAs 0.99%
in Sep 2024

Figures in Rs %
stock-summary

Growth in half year ended Sep 2024 is 0.99% vs 0.00% in Sep 2023

Half Yearly - % of Gross NPAs
% of Gross NPAs 2.97%
in Sep 2024

Figures in Rs %
stock-summary

Growth in half year ended Sep 2024 is 2.97% vs 0.00% in Sep 2023