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Jana Small Finan

  • Market Cap: Small Cap
  • Industry: Bank - Private
  • ISIN: INE953L01027
  • NSEID: JSFB
  • BSEID: 544118
INR
452.90
8.55 (1.92%)
BSENSE

Apr 11, 12:53 PM

BSE+NSE Vol: 1.36 lacs

  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-recommendationQuarterly Results
Results Snapshot
YoYQoQ
Figures in Rs cr
Standalone Quarterly Results
Dec'24
Sep'24
Jun'24
Mar'24
Dec'23
Sep'23
Jun'23
Interest Earned
1,177.41
1,166.05
1,167.06
1,111.08
1,038.02
979.03
884.91
Income On Investments
88.36
94.08
108.92
94.58
88.10
0.00
0.00
Interest On Balances With Rbi Other Inter Bank Funds
15.90
10.00
14.18
15.29
5.02
0.00
0.00
Interest / Discount On Advances / Bills
1,073.15
1,061.96
1,043.95
1,001.20
944.89
0.00
0.00
Others
0.01
0.01
0.01
0.01
0.01
979.03
884.91
Other Income
177.40
175.56
189.01
179.87
139.52
163.55
188.08
Total Income
1,354.82
1,341.61
1,356.07
1,290.95
1,177.54
1,142.58
1,072.99
Interest Expended
584.83
572.14
557.31
520.06
489.53
453.27
423.04
Net Interest Income
592.58
593.91
609.75
591.02
548.49
525.76
461.87
Total Expenditure (Excl Depreciation)
490.90
470.82
442.98
428.95
392.73
406.23
376.93
Employee Cost
309.43
296.09
277.70
259.08
244.50
0.00
0.00
Other Operating Expenses
181.47
174.73
165.28
169.87
148.23
406.23
376.93
Operating Profit Before Provisions and Contingencies
279.09
298.65
355.78
341.94
295.27
283.09
273.02
Exceptional Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provisions and contingencies
173.75
210.28
195.65
175.45
160.63
160.23
182.65
Profit Before Tax
105.34
88.38
160.13
166.49
134.64
122.85
90.36
Tax
-5.32
-8.34
-10.43
-155.19
0.00
0.00
0.00
Profit After Tax
110.66
96.72
170.56
321.68
134.64
122.85
90.36
Extraordinary Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net Profit
110.66
96.72
170.56
321.68
134.64
122.85
90.36
Face Value
10.0
10.0
10.0
10.0
10.0
10.0
10.0
Reserves
0.00
0.00
0.00
0.00
2,363.08
0.00
0.00
Earnings per share (EPS)
10.57
9.25
16.31
30.76
18.29
22.34
16.44
Diluted Earnings per share
10.49
9.15
16.14
34.5
14.84
15.24
14.09
Operating Profit Margin (Excl OI)
43.55%
41.59%
45.28%
45.6%
46.69%
42.14%
36.76%
Gross Profit Margin
8.95%
7.58%
13.72%
14.98%
12.97%
12.55%
10.21%
PAT Margin
9.4%
8.29%
14.61%
28.95%
12.97%
12.55%
10.21%
Net Interest Margin
7.3%
7.7%
8.0%
8.1%
0.0%
0.0%
0.0%
Return on Assets
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
CASA (%)
18.4%
20.1%
20.4%
19.7%
0.0%
0.0%
0.0%
CASA Amount
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Capital Adequacy Ratio (Total)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Capital Adequacy Ratio (Tier 1)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Provision Coverage Ratio (%)
66.94%
67.23%
62.7%
73.7%
0.0%
0.0%
0.0%
Amount of Gross NPAs
757.82
754.65
645.93
494.33
487.21
0.00
0.00
Amount of Net NPAs
250.51
247.29
240.75
130.02
156.41
0.00
0.00
% of Net NPAs
0.94%
0.99%
0.99%
0.56%
0.71%
0.0%
0.0%
% of Gross NPAs
2.8%
2.97%
2.62%
2.11%
2.19%
0.0%
0.0%
Public Share Holdings (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Promotor Holding (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Capital (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Number of ATMs
60.0
61.0
61.0
61.0
0.0
0.0
0.0
Number of Branches
778.0
776.0
268.0
297.0
0.0
0.0
0.0
Quarterly Analysis Highlights - QoQ
stock-summary

Interest Earned

QoQ Growth in quarter ended Dec 2024 is 0.97% vs -0.09% in Sep 2024

stock-summary

Net Profit

QoQ Growth in quarter ended Dec 2024 is 14.41% vs -43.29% in Sep 2024

stock-summary

Operating Profit (PBDIT)

QoQ Growth in quarter ended Dec 2024 is -6.55% vs -16.06% in Sep 2024

stock-summary

% of Net NPAs

QoQ Growth in quarter ended Dec 2024 is -0.05% vs 0.00% in Sep 2024

stock-summary

% of Gross NPAs

QoQ Growth in quarter ended Dec 2024 is -0.17% vs 0.35% in Sep 2024

Compare Quarterly Results Of Jana Small Finan With
Markets Mojo
Figures in Rs cr
Standalone Quarterly Results
Markets Mojo
Markets Mojo
Change(INR)
Change(%)
Interest Earned
1,177.41
7,829.14
-6,651.73
-84.96%
Income On Investments
88.36
1,416.82
-1,328.46
-93.76%
Interest On Balances With Rbi Other Inter Bank Funds
15.90
120.48
-104.58
-86.8%
Interest / Discount On Advances / Bills
1,073.15
5,904.92
-4,831.77
-81.83%
Others
0.01
386.92
-386.91
-100.0%
Other Income
177.40
1,512.01
-1,334.61
-88.27%
Total Income
1,354.82
9,341.15
-7,986.33
-85.5%
Interest Expended
584.83
5,605.62
-5,020.79
-89.57%
Net Interest Income
592.58
2,223.52
-1,630.94
-73.35%
Total Expenditure (Excl Depreciation)
490.90
2,656.51
-2,165.61
-81.52%
Employee Cost
309.43
1,003.87
-694.44
-69.18%
Other Operating Expenses
181.47
1,652.64
-1,471.17
-89.02%
Operating Profit Before Provisions and Contingencies
279.09
1,079.02
-799.93
-74.13%
Exceptional Items
0.00
0.00
0.00
Provisions and contingencies
173.75
258.68
-84.93
-32.83%
Profit Before Tax
105.34
820.34
-715.00
-87.16%
Tax
-5.32
208.07
-213.39
-102.56%
Profit After Tax
110.66
612.27
-501.61
-81.93%
Extraordinary Items
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
Net Profit
110.66
612.27
-501.61
-81.93%
Face Value
10.00
2.00
0.00
Reserves
0.00
0.00
0.00
Earnings per share (EPS)
10.57
0.20
10.37
5185.0%
Diluted Earnings per share
10.49
0.19
10.30
5421.05%
Operating Profit Margin (Excl OI)
43.55%
62.76%
0.00
-19.21%
Gross Profit Margin
8.95%
10.48%
0.00
-1.53%
PAT Margin
9.40%
7.82%
0.00
1.58%
Net Interest Margin
7.30%
2.40%
4.90
4.90%
Return on Assets
0.00%
0.00%
0.00
0.00%
CASA (%)
18.40%
33.10%
-14.70
-14.70%
CASA Amount
0.00
91,650.00
-91,650.00
-100.0%
Capital Adequacy Ratio (Total)
0.00%
15.20%
-15.20
-15.20%
Capital Adequacy Ratio (Tier 1)
0.00%
12.59%
-12.59
-12.59%
Provision Coverage Ratio (%)
66.94%
71.20%
-4.26
-4.26%
Amount of Gross NPAs
757.82
3,963.47
-3,205.65
-80.88%
Amount of Net NPAs
250.51
1,142.62
-892.11
-78.08%
% of Net NPAs
0.94%
0.50%
0.44
0.44%
% of Gross NPAs
2.80%
1.60%
1.20
1.20%
Public Share Holdings (%)
0.00%
0.00%
0.00
0.00%
Pledged Promotor Holding (%)
0.00%
0.00%
0.00
0.00%
Pledged Capital (%)
0.00%
0.00%
0.00
0.00%
Number of ATMs
60.00
1,326.00
-1,266.00
-95.48%
Number of Branches
778.00
1,247.00
-469.00
-37.61%
Quarterly - Interest Earned
Interest Earned 1177.41 Cr
in Dec 2024

Figures in Rs Cr
stock-summary

QoQ Growth in quarter ended Dec 2024 is 0.97% vs -0.09% in Sep 2024

stock-summary

YoY Growth in quarter ended Dec 2024 is 13.43% vs 28.36% in Dec 2023

Quarterly - Net Profit
Net Profit 110.66 Cr
in Dec 2024

Figures in Rs Cr
stock-summary

QoQ Growth in quarter ended Dec 2024 is 14.41% vs -43.29% in Sep 2024

stock-summary

YoY Growth in quarter ended Dec 2024 is -17.81% vs 12.82% in Dec 2023

Quarterly - Operating Profit (PBDIT)
Operating Profit (PBDIT) 279.09 Cr
in Dec 2024

Figures in Rs Cr
stock-summary

QoQ Growth in quarter ended Dec 2024 is -6.55% vs -16.06% in Sep 2024

stock-summary

YoY Growth in quarter ended Dec 2024 is -5.48% vs 3.58% in Dec 2023

Quarterly - % of Net NPAs
% of Net NPAs 0.94%
in Dec 2024

Figures in Rs %
stock-summary

QoQ Growth in quarter ended Dec 2024 is -0.05% vs 0.00% in Sep 2024

stock-summary

YoY Growth in quarter ended Dec 2024 is 0.23% vs -2.91% in Dec 2023

Quarterly - % of Gross NPAs
% of Gross NPAs 2.80%
in Dec 2024

Figures in Rs %
stock-summary

QoQ Growth in quarter ended Dec 2024 is -0.17% vs 0.35% in Sep 2024

stock-summary

YoY Growth in quarter ended Dec 2024 is 0.61% vs -4.19% in Dec 2023