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South Ind.Bank

  • Market Cap: Mid Cap
  • Industry: Bank - Private
  • ISIN: INE683A01023
  • NSEID: SOUTHBANK
  • BSEID: 532218
INR
23.77
0.42 (1.8%)
BSENSE

Apr 11, 12:53 PM

BSE+NSE Vol: 45.2 lacs

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stock-recommendationHalf Yearly Results
Results Snapshot
Figures in Rs cr
Standalone Half Yearly Results
Sep'24
Sep'23
Sep'22
Sep'21
Sep'20
Sep'19
Mar'19
Interest Earned
4,669.13
4,154.04
3,361.95
3,279.98
3,785.72
3,848.82
3,526.10
Income On Investments
801.47
745.81
608.71
503.73
657.66
693.06
646.61
Interest On Balances With Rbi Other Inter Bank Funds
81.48
47.42
72.27
149.64
17.12
17.84
22.70
Interest / Discount On Advances / Bills
3,719.48
3,323.20
2,621.74
2,549.47
3,013.85
3,057.28
2,778.14
Others
66.70
37.61
59.23
77.14
97.09
80.64
78.65
Other Income
871.19
717.08
501.44
547.78
524.88
431.12
422.42
Total Income
5,540.32
4,871.12
3,863.39
3,827.76
4,310.60
4,279.94
3,948.52
Interest Expended
2,921.08
2,515.69
2,032.20
2,210.83
2,535.72
2,728.86
2,507.12
Net Interest Income
1,748.05
1,638.35
1,329.75
1,069.15
1,250.00
1,119.96
1,018.98
Total Expenditure (Excl Depreciation)
1,561.31
1,404.75
1,088.65
997.64
957.23
822.00
781.84
Employee Cost
839.97
820.60
635.47
597.41
586.28
456.78
414.11
Other Operating Expenses
721.34
584.15
453.18
400.23
370.95
365.22
367.73
Operating Profit Before Provisions and Contingencies
1,057.93
950.68
742.54
619.29
817.65
729.08
659.56
Exceptional Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provisions and contingencies
222.96
249.75
318.70
855.09
619.48
511.35
422.27
Profit Before Tax
834.97
700.93
423.84
-235.80
198.17
217.73
237.29
Tax
216.15
223.77
85.39
-59.05
51.43
59.99
82.93
Profit After Tax
618.82
477.16
338.45
-176.75
146.74
157.74
154.36
Extraordinary Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net Profit
618.82
477.16
338.45
-176.75
146.74
157.74
154.36
Face Value
1.0
1.0
1.0
1.0
1.0
1.0
1.0
Reserves
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Earnings per share (EPS)
2.37
2.09
1.49
-0.84
0.81
0.87
0.85
Diluted Earnings per share
2.36
2.09
1.49
-0.84
0.81
0.87
0.0
Operating Profit Margin (Excl OI)
61.79%
60.17%
58.14%
43.51%
58.35%
65.36%
65.85%
Gross Profit Margin
17.88%
16.87%
12.61%
-7.19%
5.23%
5.66%
77.83%
PAT Margin
13.25%
11.49%
10.07%
-5.39%
3.88%
4.1%
4.38%
Net Interest Margin
0.0%
0.0%
0.0%
0.0%
2.78%
2.61%
0.0%
Return on Assets
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
CASA (%)
31.8%
32.03%
34.53%
0.0%
27.8%
24.9%
0.0%
CASA Amount
33,531.00
31,100.00
30,548.00
0.00
22,978.00
20,614.00
0.00
Capital Adequacy Ratio (Total)
18.04%
16.69%
16.04%
15.74%
13.94%
12.08%
0.0%
Capital Adequacy Ratio (Tier 1)
16.63%
14.22%
13.42%
0.0%
11.2%
9.6%
0.0%
Provision Coverage Ratio (%)
80.72%
77.82%
72.79%
0.0%
65.2%
24.9%
0.0%
Amount of Gross NPAs
3,731.31
3,713.87
3,856.13
3,879.60
3,182.16
3,145.20
3,131.67
Amount of Net NPAs
1,073.10
1,234.00
1,647.13
2,178.49
1,655.39
2,193.15
2,163.62
% of Net NPAs
1.31%
1.7%
2.51%
3.85%
2.59%
3.48%
3.45%
% of Gross NPAs
4.4%
4.96%
5.67%
6.65%
4.87%
4.92%
4.92%
Public Share Holdings (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Promotor Holding (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Capital (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Number of ATMs
1285.0
1310.0
1275.0
0.0
1438.0
1395.0
0.0
Number of Branches
955.0
944.0
926.0
0.0
875.0
922.0
0.0
Half Yearly Analysis Highlights
stock-summary

Interest Earned

Growth in half year ended Sep 2024 is 12.4% vs 23.56% in Sep 2023

stock-summary

Net Profit

Growth in half year ended Sep 2024 is 29.69% vs 40.98% in Sep 2023

stock-summary

Operating Profit (PBDIT)

Growth in half year ended Sep 2024 is 11.28% vs 28.03% in Sep 2023

stock-summary

% of Net NPAs

Growth in half year ended Sep 2024 is -0.39% vs -0.81% in Sep 2023

stock-summary

% of Gross NPAs

Growth in half year ended Sep 2024 is -0.56% vs -0.71% in Sep 2023

Compare Half Yearly Results Of South Ind.Bank With
Markets Mojo
Figures in Rs cr
Standalone Half Yearly Results
Markets Mojo
Markets Mojo
Change(INR)
Change(%)
Interest Earned
4,669.13
15,449.64
-10,780.51
-69.78%
Income On Investments
801.47
2,938.08
-2,136.61
-72.72%
Interest On Balances With Rbi Other Inter Bank Funds
81.48
170.92
-89.44
-52.33%
Interest / Discount On Advances / Bills
3,719.48
11,559.18
-7,839.70
-67.82%
Others
66.70
781.46
-714.76
-91.46%
Other Income
871.19
2,605.59
-1,734.40
-66.56%
Total Income
5,540.32
18,055.23
-12,514.91
-69.31%
Interest Expended
2,921.08
11,005.16
-8,084.08
-73.46%
Net Interest Income
1,748.05
4,444.48
-2,696.43
-60.67%
Total Expenditure (Excl Depreciation)
1,561.31
5,189.51
-3,628.20
-69.91%
Employee Cost
839.97
1,987.72
-1,147.75
-57.74%
Other Operating Expenses
721.34
3,201.79
-2,480.45
-77.47%
Operating Profit Before Provisions and Contingencies
1,057.93
1,860.56
-802.63
-43.14%
Exceptional Items
0.00
0.00
0.00
Provisions and contingencies
222.96
508.87
-285.91
-56.19%
Profit Before Tax
834.97
1,351.69
-516.72
-38.23%
Tax
216.15
296.22
-80.07
-27.03%
Profit After Tax
618.82
1,055.47
-436.65
-41.37%
Extraordinary Items
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
Net Profit
618.82
1,055.47
-436.65
-41.37%
Face Value
1.00
2.00
0.00
Reserves
0.00
0.00
0.00
Earnings per share (EPS)
2.37
0.34
2.03
597.06%
Diluted Earnings per share
2.36
0.34
2.02
594.12%
Operating Profit Margin (Excl OI)
61.79%
63.12%
0.00
-1.33%
Gross Profit Margin
17.88%
8.75%
0.00
9.13%
PAT Margin
13.25%
6.83%
0.00
6.42%
Net Interest Margin
0.00%
0.00%
0.00
0.00%
Return on Assets
0.00%
0.00%
0.00
0.00%
CASA (%)
31.80%
32.00%
-0.20
-0.20%
CASA Amount
33,531.00
88,601.00
-55,070.00
-62.16%
Capital Adequacy Ratio (Total)
18.04%
15.60%
2.44
2.44%
Capital Adequacy Ratio (Tier 1)
16.63%
13.20%
3.43
3.43%
Provision Coverage Ratio (%)
80.72%
70.00%
10.72
10.72%
Amount of Gross NPAs
3,731.31
3,889.43
-158.12
-4.07%
Amount of Net NPAs
1,073.10
1,168.02
-94.92
-8.13%
% of Net NPAs
1.31%
1.60%
-0.29
-0.29%
% of Gross NPAs
4.40%
1.60%
2.80
2.80%
Public Share Holdings (%)
0.00%
0.00%
0.00
0.00%
Pledged Promotor Holding (%)
0.00%
0.00%
0.00
0.00%
Pledged Capital (%)
0.00%
0.00%
0.00
0.00%
Number of ATMs
1,285.00
1,325.00
-40.00
-3.02%
Number of Branches
955.00
1,237.00
-282.00
-22.8%
Half Yearly - Interest Earned
Interest Earned 4669.13 Cr
in Sep 2024

Figures in Rs Cr
stock-summary

Growth in half year ended Sep 2024 is 12.4% vs 23.56% in Sep 2023

Half Yearly - Net Profit
Net Profit 618.82 Cr
in Sep 2024

Figures in Rs Cr
stock-summary

Growth in half year ended Sep 2024 is 29.69% vs 40.98% in Sep 2023

Half Yearly - Operating Profit (PBDIT)
Operating Profit (PBDIT) 1,057.93 Cr
in Sep 2024

Figures in Rs Cr
stock-summary

Growth in half year ended Sep 2024 is 11.28% vs 28.03% in Sep 2023

Half Yearly - % of Net NPAs
% of Net NPAs 1.31%
in Sep 2024

Figures in Rs %
stock-summary

Growth in half year ended Sep 2024 is -0.39% vs -0.81% in Sep 2023

Half Yearly - % of Gross NPAs
% of Gross NPAs 4.40%
in Sep 2024

Figures in Rs %
stock-summary

Growth in half year ended Sep 2024 is -0.56% vs -0.71% in Sep 2023

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