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South Ind.Bank

  • Market Cap: Mid Cap
  • Industry: Bank - Private
  • ISIN: INE683A01023
  • NSEID: SOUTHBANK
  • BSEID: 532218
INR
23.77
0.42 (1.8%)
BSENSE

Apr 11, 12:53 PM

BSE+NSE Vol: 45.2 lacs

Click here to access the older version
  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-summaryPrice Point
High/Low

1Day

23.6724.12

52 Week

22.1231.82
Valuation
Technical
Day's Volume

CASH

45.2 lacs (-35.69%) Volume

Shareholding (Dec 2024)

FII

11.46%

Held by 123 FIIs

DII

7.25%

Held by 57 DIIs

Promoter

0.00%

iScoreScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy
Dashboard
1

Strong Provisioning Practices with a Provision Coverage Ratio of 60.99%

 
2

Strong Long Term Fundamental Strength with a 31.39% CAGR growth in Net Profits

 
3

Healthy long term growth as Net profit has grown by an annual rate of 31.39%

 
4

The company has declared Positive results for the last 12 consecutive quarters

5

Stock is technically in a Bearish range

6

With ROA of 1.1, it has a Very Attractive valuation with a 0.6 Price to Book Value

7

Increasing Participation by Institutional Investors

stock-summaryMojo Parameters
Mojo Parameters
Loading Valuation Snapshot...
Stock DNA
stock-summary
Industry

Bank - Private

stock-summary
Market cap

INR 6,219 Cr (Mid Cap)

stock-summary
Dividend Yield

1.28%

stock-summary
CAR

16.68%

stock-summary
Return on Assets

1.10%

stock-summary
Net NPA

1.25%

stock-summary
Gross NPA

4.30%

Revenue and Profits (1 Year):
Int. Earned:
2,370.74 Cr
(Quarterly Results - Dec 2024)
Net Profit:
342 Cr
stock-summaryTotal Returns
Total Returns (Price + Dividend) stock-summary
Dividend Yield (1.28%)
TimePeriod
Price Return
Dividend Return
Total Return
6 Months
-0.5%
0%
-0.5%
1 Year
-17.55%
1.03%
-16.52%
2 Years
70.11%
3.99%
74.1%
3 Years
202.61%
8.56%
211.17%
4 Years
198.08%
5.99%
204.07%
5 Years
340.03%
13.22%
353.25%

Latest dividend: 0.3 per share ex-dividend date: Aug-20-2024

Risk Adjusted Returns v/s Sensex stock-summary
Returns Beta
Icon
Beta has not been calculated since enough price history is not available
stock-summaryKey Factors
Quality key factors stock-summary
Factor
Value
Net Interest Income Growth (5y)
10.65%
Net Profit Growth (5y)
31.39%
Advance to Deposit
74.65%
Capital Adequacy Ratio (Tier 1)
13.62%
Gross NPA (latest)
4.30%
Gross NPA (avg)
5.20%
Coverage Ratio (avg)
60.99%
Cost to Income (avg)
59.29%
Net Interest Margin (avg)
2.92%
Operating Profit to Assets (avg)
3.92%
ROA (avg)
0.48%
Valuation key factors
Factor
Value
P/E Ratio
5
Price to Book Value
0.63
PEG Ratio
NA
Dividend Yield
1.28%
ROE (Latest)
12.82%
ROA (Latest)
1.10%
Net NPA to Book Value
10.85
Tecnicals key factors
Indicator
Weekly
Monthly
MACD
Bearish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Bearish
Mildly Bearish
Moving Averages
Bearish (Daily)
KST
Bearish
Mildly Bearish
Dow Theory
Mildly Bearish
Mildly Bearish
OBV
Mildly Bearish
No Trend
stock-summary Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
stock-summaryShareholding
Shareholding Snapshot : Dec 2024stock-summary
Shareholding Compare (%holding) stock-summary
Majority shareholders

Non Institution

Pledged Promoter Holdings

None

Mutual Funds

Held by 5 Schemes (3.79%)

FIIs

Held by 123 FIIs (11.46%)

Promoter with highest holding

None

Highest Public shareholder

Yusuffali Musaliam Veetil Abdul Kader (4.32%)

Individual Investors Holdings

66.76%

stock-summaryFinancial
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  {
    "link": "quarterly",
    "btn_text": "All Quarterly Results",
    "header": "Quarterly Results Snapshot (Standalone) - Dec'24 - QoQ",
    "rhs": [
      {
        "prefix": "Interest Earned ",
        "suffix": "QoQ Growth in quarter ended Dec 2024 is 0.68% vs 1.74% in Sep 2024",
        "dir": -1
      },
      {
        "prefix": "Net Profit ",
        "suffix": "QoQ Growth in quarter ended Dec 2024 is 5.29% vs 10.39% in Sep 2024",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Dec'24",
        "Sep'24",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Interest Earned",
          "val1": 2370.74,
          "val2": 2354.72,
          "chgp": "0.68%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT)",
          "val1": "528.84",
          "val2": "550.25",
          "chgp": "-3.89%",
          "chgp_class": "negative"
        },
        {
          "field": "% of Net NPAs",
          "val1": "1.25%",
          "val2": "1.31%",
          "chgp": "-0.06%",
          "chgp_class": "positive"
        },
        {
          "field": "% of Gross NPAs",
          "val1": "4.30%",
          "val2": "4.40%",
          "chgp": "-0.10%",
          "chgp_class": "positive"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Net Profit",
          "val1": "341.87",
          "val2": "324.69",
          "chgp": "5.29%",
          "chgp_class": "positive"
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    }
  },
  {
    "link": "half-yearly",
    "btn_text": "All Half Yearly Results",
    "header": "Half Yearly Results Snapshot (Standalone) - Sep'24",
    "rhs": [
      {
        "prefix": "Interest Earned ",
        "suffix": " Growth in half year ended Sep 2024 is 12.4% vs 23.56% in Sep 2023",
        "dir": -1
      },
      {
        "prefix": "Net Profit ",
        "suffix": " Growth in half year ended Sep 2024 is 29.69% vs 40.98% in Sep 2023",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Sep'24",
        "Sep'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Interest Earned",
          "val1": 4669.13,
          "val2": 4154.04,
          "chgp": "12.4%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT)",
          "val1": "1,057.93",
          "val2": "950.68",
          "chgp": "11.28%",
          "chgp_class": "positive"
        },
        {
          "field": "% of Net NPAs",
          "val1": "1.31%",
          "val2": "1.70%",
          "chgp": "-0.39%",
          "chgp_class": "positive"
        },
        {
          "field": "% of Gross NPAs",
          "val1": "4.40%",
          "val2": "4.96%",
          "chgp": "-0.56%",
          "chgp_class": "positive"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Net Profit",
          "val1": "618.82",
          "val2": "477.16",
          "chgp": "29.69%",
          "chgp_class": "positive"
        }
      ]
    }
  },
  {
    "link": "nine-monthly",
    "btn_text": "All Nine Monthly Results",
    "header": "Nine Monthly Results Snapshot (Standalone) - Dec'24",
    "rhs": [
      {
        "prefix": "Interest Earned ",
        "suffix": "YoY Growth in nine months ended Dec 2024 is 11.07% vs 20.49% in Dec 2023",
        "dir": -1
      },
      {
        "prefix": "Net Profit ",
        "suffix": "YoY Growth in nine months ended Dec 2024 is 22.77% vs 77.36% in Dec 2023",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Dec'24",
        "Dec'23",
        "Change(%)"
      ],
      "body": [
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          "field": "Interest Earned",
          "val1": 7039.87,
          "val2": 6338.13,
          "chgp": "11.07%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT)",
          "val1": "1,586.77",
          "val2": "1,434.13",
          "chgp": "10.64%",
          "chgp_class": "positive"
        },
        {
          "field": "% of Net NPAs",
          "val1": "1.25%",
          "val2": "1.61%",
          "chgp": "-0.36%",
          "chgp_class": "positive"
        },
        {
          "field": "% of Gross NPAs",
          "val1": "4.30%",
          "val2": "4.74%",
          "chgp": "-0.44%",
          "chgp_class": "positive"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Net Profit",
          "val1": "960.69",
          "val2": "782.52",
          "chgp": "22.77%",
          "chgp_class": "positive"
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    }
  },
  {
    "link": "annual",
    "btn_text": "All Annual Results",
    "header": "Annual Results Snapshot (Standalone) - Mar'24",
    "rhs": [
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        "prefix": "Interest Earned ",
        "suffix": "YoY Growth in year ended Mar 2024 is 19.07% vs 9.82% in Mar 2023",
        "dir": 1
      },
      {
        "prefix": "Net Profit ",
        "suffix": "YoY Growth in year ended Mar 2024 is 38.06% vs 1,623.19% in Mar 2023",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Mar'24",
        "Mar'23",
        "Change(%)"
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      "body": [
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          "field": "Interest Earned",
          "val1": 8612.8,
          "val2": 7233.18,
          "chgp": "19.07%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT)",
          "val1": "1,867.67",
          "val2": "1,507.33",
          "chgp": "23.91%",
          "chgp_class": "positive"
        },
        {
          "field": "% of Net NPAs",
          "val1": "1.46%",
          "val2": "1.86%",
          "chgp": "-0.40%",
          "chgp_class": "positive"
        },
        {
          "field": "% of Gross NPAs",
          "val1": "4.50%",
          "val2": "5.14%",
          "chgp": "-0.64%",
          "chgp_class": "positive"
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        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
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        {
          "field": "Net Profit",
          "val1": "1,070.08",
          "val2": "775.09",
          "chgp": "38.06%",
          "chgp_class": "positive"
        }
      ]
    }
  }
]
Quarterly Results Snapshot (Standalone) - Dec'24 - QoQstock-summary
Dec'24
Sep'24
Change(%)
Interest Earned
2370.74
2354.72
0.68%
Operating Profit (PBDIT)
528.84
550.25
-3.89%
% of Net NPAs
1.25%
1.31%
-0.06%
% of Gross NPAs
4.30%
4.40%
-0.10%
Exceptional Items
0.00
0.00
Net Profit
341.87
324.69
5.29%
Values in Rs Cr.
stock-summary Compare with Peers
Direction Arrows
Interest Earned

QoQ Growth in quarter ended Dec 2024 is 0.68% vs 1.74% in Sep 2024

Direction Arrows
Net Profit

QoQ Growth in quarter ended Dec 2024 is 5.29% vs 10.39% in Sep 2024

All Quarterly Resultsstock-summary
Half Yearly Results Snapshot (Standalone) - Sep'24stock-summary
Sep'24
Sep'23
Change(%)
Interest Earned
4669.13
4154.04
12.4%
Operating Profit (PBDIT)
1,057.93
950.68
11.28%
% of Net NPAs
1.31%
1.70%
-0.39%
% of Gross NPAs
4.40%
4.96%
-0.56%
Exceptional Items
0.00
0.00
Net Profit
618.82
477.16
29.69%
Values in Rs Cr.
stock-summary Compare with Peers
Direction Arrows
Interest Earned

Growth in half year ended Sep 2024 is 12.4% vs 23.56% in Sep 2023

Direction Arrows
Net Profit

Growth in half year ended Sep 2024 is 29.69% vs 40.98% in Sep 2023

All Half Yearly Resultsstock-summary
Nine Monthly Results Snapshot (Standalone) - Dec'24stock-summary
Dec'24
Dec'23
Change(%)
Interest Earned
7039.87
6338.13
11.07%
Operating Profit (PBDIT)
1,586.77
1,434.13
10.64%
% of Net NPAs
1.25%
1.61%
-0.36%
% of Gross NPAs
4.30%
4.74%
-0.44%
Exceptional Items
0.00
0.00
Net Profit
960.69
782.52
22.77%
Values in Rs Cr.
stock-summary Compare with Peers
Direction Arrows
Interest Earned

YoY Growth in nine months ended Dec 2024 is 11.07% vs 20.49% in Dec 2023

Direction Arrows
Net Profit

YoY Growth in nine months ended Dec 2024 is 22.77% vs 77.36% in Dec 2023

All Nine Monthly Resultsstock-summary
Annual Results Snapshot (Standalone) - Mar'24stock-summary
Mar'24
Mar'23
Change(%)
Interest Earned
8612.8
7233.18
19.07%
Operating Profit (PBDIT)
1,867.67
1,507.33
23.91%
% of Net NPAs
1.46%
1.86%
-0.40%
% of Gross NPAs
4.50%
5.14%
-0.64%
Exceptional Items
0.00
0.00
Net Profit
1,070.08
775.09
38.06%
Values in Rs Cr.
stock-summary Compare with Peers
Direction Arrows
Interest Earned

YoY Growth in year ended Mar 2024 is 19.07% vs 9.82% in Mar 2023

Direction Arrows
Net Profit

YoY Growth in year ended Mar 2024 is 38.06% vs 1,623.19% in Mar 2023

All Annual Resultsstock-summary
stock-summaryCompany CV
About South Indian Bank Ltd stock-summary
stock-summary
South Indian Bank Ltd
Mid Cap
Bank - Private
One of the oldest banks in South India, The South Indian Bank (SIB) came into being during the Swadeshi Movement. The South Indian Bank Limited was incorporated on 29 January, 1929 at Thrissur, as a Private Limited Company and was later converted into a Public Limited Company on 11 August, 1939.
Company Coordinates stock-summary
Company Details
SIB House T B Road, Mission Quarters Thrissur Kerala : 680001
stock-summary
Tel: 91-487-2420020
stock-summary
http://www.southindianbank.com
stock-summary
sibcorporate@sib.co.in
Registrar Details
BTS Consultancy Services Pvt Ltd, MS Complex, 1st Floor, 8, Sastri Nagar, Near 200 Feet Road, RTO Kolathur, Chennai
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