down arrow

Union Bank (I)

  • Market Cap: Large Cap
  • Industry: Public Banks
  • ISIN: INE692A01016
  • NSEID: UNIONBANK
  • BSEID: 532477
INR
118.85
2.1 (1.8%)
BSENSE

Apr 11, 12:53 PM

BSE+NSE Vol: 64.67 lacs

Click here to access the older version
  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-recommendationNine Monthly Results
Results Snapshot
Figures in Rs cr
Standalone Nine Monthly Results
Dec'24
Dec'23
Dec'22
Dec'21
Dec'20
Dec'19
Dec'18
Interest Earned
80,030.75
73,427.87
58,738.80
50,769.59
53,292.29
27,941.71
25,717.16
Income On Investments
17,394.12
16,859.16
15,901.40
14,946.53
15,662.79
7,952.78
6,950.97
Interest On Balances With Rbi Other Inter Bank Funds
3,623.86
3,655.97
1,366.82
1,533.65
1,194.51
874.03
807.78
Interest / Discount On Advances / Bills
58,718.73
52,519.69
41,101.33
33,781.41
35,733.59
18,829.61
17,893.40
Others
294.04
393.05
369.25
508.00
701.40
285.29
65.01
Other Income
14,253.83
11,372.77
9,363.92
9,281.74
7,414.63
3,243.21
3,202.44
Total Income
94,284.58
84,800.64
68,102.72
60,051.33
60,706.92
31,184.92
28,919.60
Interest Expended
52,331.13
46,294.09
34,224.01
29,752.48
34,006.72
19,383.07
18,103.75
Net Interest Income
27,699.62
27,133.78
24,514.79
21,017.11
19,285.57
8,558.64
7,613.41
Total Expenditure (Excl Depreciation)
18,563.56
16,828.84
15,234.91
13,945.78
11,992.06
5,273.37
5,024.82
Employee Cost
10,598.51
9,548.06
8,247.48
7,903.03
6,725.62
2,345.07
2,169.86
Other Operating Expenses
7,965.05
7,280.78
6,987.43
6,042.75
5,266.44
2,928.30
2,854.96
Operating Profit Before Provisions and Contingencies
23,389.89
21,677.71
18,643.80
16,353.07
14,708.14
6,528.48
5,791.03
Exceptional Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provisions and contingencies
6,067.06
5,520.69
10,393.86
9,675.68
13,584.31
7,197.08
5,681.74
Profit Before Tax
17,322.83
16,157.02
8,249.94
6,677.39
1,123.83
-668.60
109.29
Tax
4,320.61
5,819.25
2,598.98
2,884.89
-452.37
-274.00
-312.49
Profit After Tax
13,002.22
10,337.77
5,650.96
3,792.50
1,576.20
-394.60
421.78
Extraordinary Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net Profit
13,002.22
10,337.77
5,650.96
3,792.50
1,576.20
-394.60
421.78
Face Value
10.0
10.0
10.0
10.0
10.0
10.0
10.0
Reserves
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Operating Profit Margin (Excl OI)
76.8%
77.08%
74.06%
72.53%
77.5%
81.13%
80.46%
Gross Profit Margin
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
PAT Margin
16.25%
14.08%
9.62%
7.47%
2.96%
-1.41%
1.64%
Net Interest Margin
2.91%
3.08%
3.21%
3.0%
2.94%
2.47%
2.23%
Return on Assets
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
CASA (%)
33.43%
34.4%
35.35%
36.99%
35.38%
34.4%
35.5%
CASA Amount
3,95,328.00
3,97,107.00
3,75,981.00
3,46,754.00
3,12,213.00
1,53,115.00
1,43,007.00
Capital Adequacy Ratio (Total)
16.72%
15.03%
14.45%
13.92%
12.98%
14.71%
11.43%
Capital Adequacy Ratio (Tier 1)
14.89%
13.06%
12.27%
11.75%
10.47%
12.69%
9.02%
Provision Coverage Ratio (%)
93.42%
92.54%
88.5%
82.8%
86.18%
67.42%
58.84%
Amount of Gross NPAs
36,554.25
43,261.88
63,770.16
77,786.12
87,968.62
49,923.58
49,713.34
Amount of Net NPAs
7,568.36
9,351.23
16,195.11
25,257.32
19,063.05
21,510.28
24,141.64
% of Net NPAs
0.82%
1.08%
2.14%
4.09%
3.27%
6.99%
8.27%
% of Gross NPAs
3.85%
4.83%
7.93%
11.62%
13.49%
14.86%
15.66%
Public Share Holdings (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Promotor Holding (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Capital (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Number of ATMs
9087.0
9889.0
10953.0
11455.0
0.0
12272.0
12028.0
Number of Branches
8574.0
8479.0
8710.0
9113.0
0.0
4282.0
4292.0
Nine Monthly Analysis Highlights
stock-summary

Interest Earned

YoY Growth in nine months ended Dec 2024 is 8.99% vs 25.01% in Dec 2023

stock-summary

Net Profit

YoY Growth in nine months ended Dec 2024 is 25.77% vs 82.94% in Dec 2023

stock-summary

Operating Profit (PBDIT)

YoY Growth in nine months ended Dec 2024 is 7.90% vs 16.27% in Dec 2023

stock-summary

% of Net NPAs

YoY Growth in nine months ended Dec 2024 is -0.26% vs -1.06% in Dec 2023

stock-summary

% of Gross NPAs

YoY Growth in nine months ended Dec 2024 is -0.98% vs -3.10% in Dec 2023

Compare Nine Monthly Results Of Union Bank (I) With
Markets Mojo
Figures in Rs cr
Standalone Nine Monthly Results
Markets Mojo
Markets Mojo
Change(INR)
Change(%)
Interest Earned
80,030.75
89,771.27
-9,740.52
-10.85%
Income On Investments
17,394.12
22,688.95
-5,294.83
-23.34%
Interest On Balances With Rbi Other Inter Bank Funds
3,623.86
2,335.95
1,287.91
55.13%
Interest / Discount On Advances / Bills
58,718.73
63,876.03
-5,157.30
-8.07%
Others
294.04
870.34
-576.30
-66.22%
Other Income
14,253.83
11,593.48
2,660.35
22.95%
Total Income
94,284.58
1,01,364.75
-7,080.17
-6.98%
Interest Expended
52,331.13
57,746.08
-5,414.95
-9.38%
Net Interest Income
27,699.62
32,025.19
-4,325.57
-13.51%
Total Expenditure (Excl Depreciation)
18,563.56
23,563.65
-5,000.09
-21.22%
Employee Cost
10,598.51
15,564.99
-4,966.48
-31.91%
Other Operating Expenses
7,965.05
7,998.66
-33.61
-0.42%
Operating Profit Before Provisions and Contingencies
23,389.89
20,055.02
3,334.87
16.63%
Exceptional Items
0.00
0.00
0.00
Provisions and contingencies
6,067.06
1,314.93
4,752.13
361.4%
Profit Before Tax
17,322.83
18,740.09
-1,417.26
-7.56%
Tax
4,320.61
6,676.89
-2,356.28
-35.29%
Profit After Tax
13,002.22
12,063.20
939.02
7.78%
Extraordinary Items
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
Net Profit
13,002.22
12,063.20
939.02
7.78%
Face Value
10.00
2.00
0.00
Reserves
0.00
0.00
0.00
PAT Margin
16.25%
13.44%
0.00
2.81%
Net Interest Margin
2.91%
2.93%
-0.02
-0.02%
Return on Assets
0.00%
0.00%
0.00
0.00%
CASA (%)
33.43%
38.12%
-4.69
-4.69%
CASA Amount
3,95,328.00
5,62,156.00
-1,66,828.00
-29.68%
Capital Adequacy Ratio (Total)
16.72%
15.41%
1.31
1.31%
Capital Adequacy Ratio (Tier 1)
14.89%
12.53%
2.36
2.36%
Provision Coverage Ratio (%)
93.42%
96.77%
-3.35
-3.35%
Amount of Gross NPAs
36,554.25
45,413.98
-8,859.73
-19.51%
Amount of Net NPAs
7,568.36
4,437.43
3,130.93
70.56%
% of Net NPAs
0.82%
0.41%
0.41
0.41%
% of Gross NPAs
3.85%
4.09%
-0.24
-0.24%
Public Share Holdings (%)
0.00%
0.00%
0.00
0.00%
Pledged Promotor Holding (%)
0.00%
0.00%
0.00
0.00%
Pledged Capital (%)
0.00%
0.00%
0.00
0.00%
Number of ATMs
9,087.00
12,034.00
-2,947.00
-24.49%
Number of Branches
8,574.00
10,168.00
-1,594.00
-15.68%
Nine Monthly - Interest Earned
Interest Earned 80030.75 Cr
in Dec 2024

Figures in Rs Cr
stock-summary

YoY Growth in nine months ended Dec 2024 is 8.99% vs 25.01% in Dec 2023

Nine Monthly - Net Profit
Net Profit 13,002.22 Cr
in Dec 2024

Figures in Rs Cr
stock-summary

YoY Growth in nine months ended Dec 2024 is 25.77% vs 82.94% in Dec 2023

Nine Monthly - Operating Profit (PBDIT)
Operating Profit (PBDIT) 23,389.89 Cr
in Dec 2024

Figures in Rs Cr
stock-summary

YoY Growth in nine months ended Dec 2024 is 7.90% vs 16.27% in Dec 2023

Nine Monthly - % of Net NPAs
% of Net NPAs 0.82%
in Dec 2024

Figures in Rs %
stock-summary

YoY Growth in nine months ended Dec 2024 is -0.26% vs -1.06% in Dec 2023

Nine Monthly - % of Gross NPAs
% of Gross NPAs 3.85%
in Dec 2024

Figures in Rs %
stock-summary

YoY Growth in nine months ended Dec 2024 is -0.98% vs -3.10% in Dec 2023

Stock List
ABCDEFGHIJKLMNOPQRSTUVWXYZOther
Footer Logo
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
GET THE MARKETSMOJO APP
Company
Stocks
Portfolio
Market
Webinars
"Investment in securities markets are subject to market risk. Read all the related documents carefully before investing."