Five-Star Bus.Fi

Market Cap: Large Cap
Industry: Finance/NBFC
ISIN: INE128S01021
NSEID: FIVESTAR
BSEID: 543663

INR

700.35

3 (0.43%)

BSENSE

Apr 11, 12:53 PM

BSE+NSE Vol: 2.19 lacs

Click here to access the older version

Price Point

High/Low

1Day

52 Week

Valuation

Technical

Day's Volume

CASH

2.19 lacs (-79.82%) Volume

Shareholding (Dec 2024)

FII

57.75%

Held by 254 FIIs

DII

10.11%

Held by 32 DIIs

Promoter

21.55%

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Dashboard

Strong Long Term Fundamental Strength with an average Return on Equity (ROE) of 15.92%

Healthy long term growth as Net Sales has grown by an annual rate of 38.62% and Operating profit at 42.14%

The company has declared Positive results for the last 9 consecutive quarters

Stock is technically in a Bearish range

With ROE of 18, it has a Fair valuation with a 3.6 Price to Book Value

High Institutional Holdings at 67.86%

Mojo Parameters

Loading Valuation Snapshot...

Stock DNA

Industry

Finance/NBFC

Market cap

INR 20,620 Cr (Large Cap)

P/E

20.00

Industry P/E

Dividend Yield

0.00%

Debt Equity

1.20

Return on Equity

17.99%

Price to Book

3.59

Revenue and Profits (1 Year):

Net Sales:

727 Cr

(Quarterly Results - Dec 2024)

Net Profit:

274 Cr

Total Returns

Total Returns (Price + Dividend)

Dividend Yield (0%)

TimePeriod

Price Return

Dividend Return

Total Return

6 Months

-13.27%

1 Year

-3.29%

2 Years

29.49%

3 Years

0.0%

4 Years

0.0%

5 Years

0.0%

Five-Star Bus.Fi for the last several years.

Risk Adjusted Returns v/s Sensex

Returns Beta

Beta has not been calculated since enough price history is not available

Key Factors

Quality key factors

Factor

Value

Sales Growth (5y)

38.62%

EBIT Growth (5y)

42.14%

Net Debt to Equity (avg)

Institutional Holding

67.86%

ROE (avg)

15.92%

Valuation key factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

3.59

EV to EBIT

13.11

EV to EBITDA

12.92

EV to Capital Employed

2.31

EV to Sales

9.62

PEG Ratio

0.61

Dividend Yield

ROCE (Latest)

16.61%

ROE (Latest)

17.99%

Tecnicals key factors

Indicator

Weekly

Monthly

MACD

Bearish

RSI

No Signal

Bollinger Bands

Mildly Bearish

Bearish

Moving Averages

Bearish (Daily)

KST

Bearish

Dow Theory

Mildly Bearish

OBV

Mildly Bullish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Shareholding

Shareholding Snapshot : Dec 2024

Shareholding Compare (%holding)

Majority shareholders

FIIs

Pledged Promoter Holdings

0.0003

Mutual Funds

Held by 16 Schemes (5.75%)

FIIs

Held by 254 FIIs (57.75%)

Promoter with highest holding

Lakshmipathy D (10.49%)

Highest Public shareholder

Sirius Ii Pte. Ltd. (6%)

Individual Investors Holdings

5.95%

Financial

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    "btn_text": "All Quarterly Results",
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    "rhs": [
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        "prefix": "Net Sales ",
        "suffix": "QoQ Growth in quarter ended Dec 2024 is 3.61% vs 5.39% in Sep 2024",
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        "prefix": "Standalone Net Profit ",
        "suffix": "QoQ Growth in quarter ended Dec 2024 is 2.21% vs 6.51% in Sep 2024",
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        "Dec'24",
        "Sep'24",
        "Change(%)"
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          "val2": "702.05",
          "chgp": "3.61%",
          "chgp_class": "positive"
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        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "541.14",
          "val2": "524.23",
          "chgp": "3.23%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "171.35",
          "val2": "163.14",
          "chgp": "5.03%",
          "chgp_class": "negative"
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        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
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        {
          "field": "Standalone Net Profit",
          "val1": "273.86",
          "val2": "267.94",
          "chgp": "2.21%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "74.40%",
          "val2": "74.67%",
          "chgp": "-0.27%",
          "chgp_class": "negative"
        }
      ]
    }
  },
  {
    "link": "half-yearly",
    "btn_text": "All Half Yearly Results",
    "header": "Half Yearly Results Snapshot (Standalone) - Sep'24",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": " Growth in half year ended Sep 2024 is 36.93% vs 43.04% in Sep 2023",
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        "prefix": "Standalone Net Profit ",
        "suffix": " Growth in half year ended Sep 2024 is 35.61% vs 35.08% in Sep 2023",
        "dir": 1
      }
    ],
    "table": {
      "header": [
        "Sep'24",
        "Sep'23",
        "Change(%)"
      ],
      "body": [
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          "field": "Net Sales",
          "val1": "1,368.19",
          "val2": "999.19",
          "chgp": "36.93%",
          "chgp_class": "positive"
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          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "700.40",
          "val2": "516.64",
          "chgp": "35.57%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "321.33",
          "val2": "202.06",
          "chgp": "59.03%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
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        {
          "field": "Standalone Net Profit",
          "val1": "519.51",
          "val2": "383.10",
          "chgp": "35.61%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "51.19%",
          "val2": "51.71%",
          "chgp": "-0.52%",
          "chgp_class": "negative"
        }
      ]
    }
  },
  {
    "link": "nine-monthly",
    "btn_text": "All Nine Monthly Results",
    "header": "Nine Monthly Results Snapshot (Standalone) - Dec'24",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in nine months ended Dec 2024 is 33.77% vs 44.38% in Dec 2023",
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      },
      {
        "prefix": "Standalone Net Profit ",
        "suffix": "YoY Growth in nine months ended Dec 2024 is 32.26% vs 38.02% in Dec 2023",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Dec'24",
        "Dec'23",
        "Change(%)"
      ],
      "body": [
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          "field": "Net Sales",
          "val1": "2,095.57",
          "val2": "1,566.56",
          "chgp": "33.77%",
          "chgp_class": "positive"
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        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "1,241.54",
          "val2": "939.24",
          "chgp": "32.19%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "492.68",
          "val2": "330.77",
          "chgp": "48.95%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
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        {
          "field": "Standalone Net Profit",
          "val1": "793.37",
          "val2": "599.86",
          "chgp": "32.26%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "59.25%",
          "val2": "59.96%",
          "chgp": "-0.71%",
          "chgp_class": "negative"
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      ]
    }
  },
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    "link": "annual",
    "btn_text": "All Annual Results",
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    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in year ended Mar 2024 is 43.53% vs 21.27% in Mar 2023",
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        "prefix": "Standalone Net Profit ",
        "suffix": "YoY Growth in year ended Mar 2024 is 38.51% vs 33.06% in Mar 2023",
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        "Mar'24",
        "Mar'23",
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          "field": "Interest",
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          "val2": "266.25",
          "chgp": "75.96%",
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          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
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          "field": "Standalone Net Profit",
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        {
          "field": "Operating Profit Margin (Excl OI)",
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          "val2": "53.52%",
          "chgp": "-1.83%",
          "chgp_class": "negative"
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      ]
    }
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]

Quarterly Results Snapshot (Standalone) - Dec'24 - QoQ

Dec'24

Sep'24

Change(%)

Net Sales

727.38

702.05

3.61%

Operating Profit (PBDIT) excl Other Income

541.14

524.23

3.23%

Interest

171.35

163.14

5.03%

Exceptional Items

0.00

Standalone Net Profit

273.86

267.94

2.21%

Operating Profit Margin (Excl OI)

74.40%

74.67%

-0.27%

Values in Rs Cr.

Compare with Peers

Net Sales

QoQ Growth in quarter ended Dec 2024 is 3.61% vs 5.39% in Sep 2024

Standalone Net Profit

QoQ Growth in quarter ended Dec 2024 is 2.21% vs 6.51% in Sep 2024

All Quarterly Results

Half Yearly Results Snapshot (Standalone) - Sep'24

Sep'24

Sep'23

Change(%)

Net Sales

1,368.19

999.19

36.93%

Operating Profit (PBDIT) excl Other Income

700.40

516.64

35.57%

Interest

321.33

202.06

59.03%

Exceptional Items

0.00

Standalone Net Profit

519.51

383.10

35.61%

Operating Profit Margin (Excl OI)

51.19%

51.71%

-0.52%

Values in Rs Cr.

Compare with Peers

Net Sales

Growth in half year ended Sep 2024 is 36.93% vs 43.04% in Sep 2023

Standalone Net Profit

Growth in half year ended Sep 2024 is 35.61% vs 35.08% in Sep 2023

All Half Yearly Results

Nine Monthly Results Snapshot (Standalone) - Dec'24

Dec'24

Dec'23

Change(%)

Net Sales

2,095.57

1,566.56

33.77%

Operating Profit (PBDIT) excl Other Income

1,241.54

939.24

32.19%

Interest

492.68

330.77

48.95%

Exceptional Items

0.00

Standalone Net Profit

793.37

599.86

32.26%

Operating Profit Margin (Excl OI)

59.25%

59.96%

-0.71%

Values in Rs Cr.

Compare with Peers

Net Sales

YoY Growth in nine months ended Dec 2024 is 33.77% vs 44.38% in Dec 2023

Standalone Net Profit

YoY Growth in nine months ended Dec 2024 is 32.26% vs 38.02% in Dec 2023

All Nine Monthly Results

Annual Results Snapshot (Standalone) - Mar'24

Mar'24

Mar'23

Change(%)

Net Sales

2,182.85

1,520.85

43.53%

Operating Profit (PBDIT) excl Other Income

1,128.25

813.97

38.61%

Interest

468.50

266.25

75.96%

Exceptional Items

0.00

Standalone Net Profit

835.92

603.50

38.51%

Operating Profit Margin (Excl OI)

51.69%

53.52%

-1.83%

Values in Rs Cr.

Compare with Peers

Net Sales

YoY Growth in year ended Mar 2024 is 43.53% vs 21.27% in Mar 2023

Standalone Net Profit

YoY Growth in year ended Mar 2024 is 38.51% vs 33.06% in Mar 2023

All Annual Results

Company CV

About Five-Star Business Finance Ltd

Five-Star Business Finance Ltd

Large Cap

Finance/NBFC

Five-Star Business Finance Limited was incorporated as a Private Limited Company under the name, 'Five-Star Business Credits Private Limited' at Chennai, Tamil Nadu dated May 7, 1984. The Company converted from a Private Limited to a Public Limited and consequently, name of the Company was changed from `Five-Star Business Credits Private Limited' to `Five-Star Business Credits Limited' on October 3, 1988.

Company Coordinates

No Company Details Available