Go Digit General

Market Cap: Large Cap
Industry: Finance/NBFC
ISIN: INE03JT01014
NSEID: GODIGIT
BSEID: 544179

INR

280.05

2.25 (0.81%)

BSENSE

Apr 11, 12:53 PM

BSE+NSE Vol: 4.54 lacs

Click here to access the older version

Price Point

High/Low

1Day

52 Week

Valuation

Technical

Day's Volume

CASH

4.54 lacs (25.81%) Volume

Shareholding (Dec 2024)

FII

6.47%

Held by 86 FIIs

DII

15.18%

Held by 32 DIIs

Promoter

73.18%

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Dashboard

With ROE of 3.9, it has a Very Expensive valuation with a 5.5 Price to Book Value

Mojo Parameters

Loading Valuation Snapshot...

Stock DNA

Industry

Finance/NBFC

Market cap

INR 25,849 Cr (Large Cap)

P/E

141.00

Industry P/E

Dividend Yield

0.00%

Debt Equity

0.08

Return on Equity

3.91%

Price to Book

5.52

Revenue and Profits (1 Year):

Net Sales:

2,084 Cr

(Quarterly Results - Dec 2024)

Net Profit:

119 Cr

Total Returns

Total Returns (Price + Dividend)

Dividend Yield (0%)

TimePeriod

Price Return

Dividend Return

Total Return

6 Months

-24.37%

1 Year

0.0%

2 Years

0.0%

3 Years

0.0%

4 Years

0.0%

5 Years

0.0%

Go Digit General for the last several years.

Risk Adjusted Returns v/s Sensex

Returns Beta

Beta has not been calculated since enough price history is not available

Key Factors

Quality key factors

Factor

Value

Sales Growth (5y)

45.60%

EBIT Growth (5y)

61.68%

Net Debt to Equity (avg)

0.10

Institutional Holding

21.65%

ROE (avg)

5.31%

Valuation key factors

Factor

Value

P/E Ratio

141

Industry P/E

Price to Book Value

5.52

EV to EBIT

-90.26

EV to EBITDA

-90.26

EV to Capital Employed

5.33

EV to Sales

3.17

PEG Ratio

Dividend Yield

ROCE (Latest)

-5.90%

ROE (Latest)

3.91%

Tecnicals key factors

Indicator

Weekly

Monthly

MACD

Bearish

RSI

No Signal

Bollinger Bands

Bearish

Moving Averages

Bearish (Daily)

KST

Bearish

Dow Theory

Bearish

OBV

Mildly Bearish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Shareholding

Shareholding Snapshot : Dec 2024

Shareholding Compare (%holding)

Majority shareholders

Promoters

Pledged Promoter Holdings

None

Mutual Funds

Held by 16 Schemes (6.87%)

FIIs

Held by 86 FIIs (6.47%)

Promoter with highest holding

Go Digit Infoworks Services Private Limited (73.17%)

Highest Public shareholder

Mirae Asset Large & Midcap Fund (4.76%)

Individual Investors Holdings

2.1%

Financial

[
  {
    "link": "quarterly",
    "btn_text": "All Quarterly Results",
    "header": "Quarterly Results Snapshot (Standalone) - Dec'24 - QoQ",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "QoQ Growth in quarter ended Dec 2024 is 10.20% vs 3.70% in Sep 2024",
        "dir": 1
      },
      {
        "prefix": "Standalone Net Profit ",
        "suffix": "QoQ Growth in quarter ended Dec 2024 is 32.47% vs -11.71% in Sep 2024",
        "dir": 1
      }
    ],
    "table": {
      "header": [
        "Dec'24",
        "Sep'24",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "2,084.14",
          "val2": "1,891.22",
          "chgp": "10.20%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "118.45",
          "val2": "89.41",
          "chgp": "32.48%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Standalone Net Profit",
          "val1": "118.52",
          "val2": "89.47",
          "chgp": "32.47%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "5.68%",
          "val2": "4.73%",
          "chgp": "0.95%",
          "chgp_class": "positive"
        }
      ]
    }
  },
  {
    "link": "half-yearly",
    "btn_text": "All Half Yearly Results",
    "header": "Half Yearly Results Snapshot (Standalone) - Sep'24",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "Not Applicable: The company has declared_date for only one period",
        "dir": 0
      },
      {
        "prefix": "Standalone Net Profit ",
        "suffix": "Not Applicable: The company has declared_date for only one period",
        "dir": 0
      }
    ],
    "table": {
      "header": [
        "Sep'24",
        "Sep'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "3,714.95",
          "val2": "3,132.22",
          "chgp": "18.60%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "190.67",
          "val2": "86.13",
          "chgp": "121.37%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Standalone Net Profit",
          "val1": "190.81",
          "val2": "86.15",
          "chgp": "121.49%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "5.13%",
          "val2": "2.75%",
          "chgp": "2.38%",
          "chgp_class": "positive"
        }
      ]
    }
  },
  {
    "link": "nine-monthly",
    "btn_text": "All Nine Monthly Results",
    "header": "Nine Monthly Results Snapshot (Standalone) - Dec'24",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "Not Applicable: The company has declared_date for only one period",
        "dir": 0
      },
      {
        "prefix": "Standalone Net Profit ",
        "suffix": "Not Applicable: The company has declared_date for only one period",
        "dir": 0
      }
    ],
    "table": {
      "header": [
        "Dec'24",
        "Dec'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "5,799.09",
          "val2": "5,114.61",
          "chgp": "13.38%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "309.12",
          "val2": "128.99",
          "chgp": "139.65%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Standalone Net Profit",
          "val1": "309.33",
          "val2": "129.02",
          "chgp": "139.75%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "4.56%",
          "val2": "2.19%",
          "chgp": "2.37%",
          "chgp_class": "positive"
        }
      ]
    }
  },
  {
    "link": "annual",
    "btn_text": "All Annual Results",
    "header": "Annual Results Snapshot (Standalone) - Mar'24",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in year ended Mar 2024 is 20.58% vs 53.23% in Mar 2023",
        "dir": -1
      },
      {
        "prefix": "Standalone Net Profit ",
        "suffix": "YoY Growth in year ended Mar 2024 is 411.05% vs 112.02% in Mar 2023",
        "dir": 1
      }
    ],
    "table": {
      "header": [
        "Mar'24",
        "Mar'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "7,096.40",
          "val2": "5,885.45",
          "chgp": "20.58%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "-286.38",
          "val2": "50.44",
          "chgp": "-667.76%",
          "chgp_class": "negative"
        },
        {
          "field": "Interest",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Standalone Net Profit",
          "val1": "181.68",
          "val2": "35.55",
          "chgp": "411.05%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "-4.04%",
          "val2": "0.86%",
          "chgp": "-4.90%",
          "chgp_class": "negative"
        }
      ]
    }
  }
]

Quarterly Results Snapshot (Standalone) - Dec'24 - QoQ

Dec'24

Sep'24

Change(%)

Net Sales

2,084.14

1,891.22

10.20%

Operating Profit (PBDIT) excl Other Income

118.45

89.41

32.48%

Interest

0.00

Exceptional Items

0.00

Standalone Net Profit

118.52

89.47

32.47%

Operating Profit Margin (Excl OI)

5.68%

4.73%

0.95%

Values in Rs Cr.

Compare with Peers

Net Sales

QoQ Growth in quarter ended Dec 2024 is 10.20% vs 3.70% in Sep 2024

Standalone Net Profit

QoQ Growth in quarter ended Dec 2024 is 32.47% vs -11.71% in Sep 2024

All Quarterly Results

Half Yearly Results Snapshot (Standalone) - Sep'24

Sep'24

Sep'23

Change(%)

Net Sales

3,714.95

3,132.22

18.60%

Operating Profit (PBDIT) excl Other Income

190.67

86.13

121.37%

Interest

0.00

Exceptional Items

0.00

Standalone Net Profit

190.81

86.15

121.49%

Operating Profit Margin (Excl OI)

5.13%

2.75%

2.38%

Values in Rs Cr.

Compare with Peers

Net Sales

Not Applicable: The company has declared_date for only one period

Standalone Net Profit

Not Applicable: The company has declared_date for only one period

All Half Yearly Results

Nine Monthly Results Snapshot (Standalone) - Dec'24

Dec'24

Dec'23

Change(%)

Net Sales

5,799.09

5,114.61

13.38%

Operating Profit (PBDIT) excl Other Income

309.12

128.99

139.65%

Interest

0.00

Exceptional Items

0.00

Standalone Net Profit

309.33

129.02

139.75%

Operating Profit Margin (Excl OI)

4.56%

2.19%

2.37%

Values in Rs Cr.

Compare with Peers

Net Sales

Not Applicable: The company has declared_date for only one period

Standalone Net Profit

Not Applicable: The company has declared_date for only one period

All Nine Monthly Results

Annual Results Snapshot (Standalone) - Mar'24

Mar'24

Mar'23

Change(%)

Net Sales

7,096.40

5,885.45

20.58%

Operating Profit (PBDIT) excl Other Income

-286.38

50.44

-667.76%

Interest

0.00

Exceptional Items

0.00

Standalone Net Profit

181.68

35.55

411.05%

Operating Profit Margin (Excl OI)

-4.04%

0.86%

-4.90%

Values in Rs Cr.

Compare with Peers

Net Sales

YoY Growth in year ended Mar 2024 is 20.58% vs 53.23% in Mar 2023

Standalone Net Profit

YoY Growth in year ended Mar 2024 is 411.05% vs 112.02% in Mar 2023

All Annual Results

Company CV

About Go Digit General Insurance Ltd

Go Digit General Insurance Ltd

Large Cap

Finance/NBFC

Go Digit General Insurance Limited was incorporated as `Oben General Insurance Limited' at Pune, Maharashtra on December 7, 2016 by the Registrar of Companies. The Company received certificate of registration from Insurance Regulatory and Development Authority of India (IRDAI) on September 20, 2017. Subsequently, name of the Company was changed to `Go Digit General Insurance Limited', and a fresh Certificate of Incorporation was issued by the RoC on June 12, 2017.

Company Coordinates

No Company Details Available