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India Home Loans

  • Market Cap: Micro Cap
  • Industry: Finance - Housing
  • ISIN: INE274E01015
  • NSEID:
  • BSEID: 530979
INR
32.91
0.06 (0.18%)
BSENSE

Apr 11, 12:44 PM

BSE+NSE Vol: 201

Click here to access the older version
  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-summaryPrice Point
High/Low

1Day

31.8633.00

52 Week

27.5540.00
Valuation
Technical
Day's Volume

CASH

201 (-74.79%) Volume

Shareholding (Dec 2024)

FII

0.00%

Held by 0 FIIs

DII

24.57%

Held by 0 DIIs

Promoter

38.97%

iScoreScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy
Dashboard
1

Weak Long Term Fundamental Strength with an average Return on Equity (ROE) of 3.20%

  • Poor long term growth as Net Sales has grown by an annual rate of -17.52% and Operating profit at -23.70%
2

Flat results in Dec 24

 
3

Stock is technically in a Bearish range

4

With ROE of -4.5, it has a Expensive valuation with a 1.1 Price to Book Value

5

Below par performance in long term as well as near term

stock-summaryMojo Parameters
Mojo Parameters
Loading Valuation Snapshot...
Stock DNA
stock-summary
Industry

Finance - Housing

stock-summary
Market cap

INR 46 Cr (Micro Cap)

stock-summary
P/E

NA (Loss Making)

stock-summary
Industry P/E

12

stock-summary
Dividend Yield

0.00%

stock-summary
Debt Equity

1.38

stock-summary
Return on Equity

-4.54%

stock-summary
Price to Book

1.14

Revenue and Profits (1 Year):
Net Sales:
3 Cr
(Quarterly Results - Dec 2024)
Net Profit:
0 Cr
stock-summaryTotal Returns
Total Returns (Price + Dividend) stock-summary
Dividend Yield (0%)
TimePeriod
Price Return
Dividend Return
Total Return
6 Months
-2.89%
0%
-2.89%
1 Year
-5.35%
0%
-5.35%
2 Years
-14.3%
0%
-14.3%
3 Years
-8.07%
0%
-8.07%
4 Years
-22.66%
0.21%
-22.45%
5 Years
-1.17%
0.57%
-0.6%

Latest dividend: 0.10000000000000002 per share ex-dividend date: Sep-21-2021

Risk Adjusted Returns v/s Sensex stock-summary
Returns Beta
Icon
Beta has not been calculated since enough price history is not available
stock-summaryKey Factors
Quality key factors stock-summary
Factor
Value
Sales Growth (5y)
-17.52%
EBIT Growth (5y)
-23.70%
Net Debt to Equity (avg)
0
Institutional Holding
24.57%
ROE (avg)
3.20%
Valuation key factors
Factor
Value
P/E Ratio
NA (Loss Making)
Industry P/E
12
Price to Book Value
1.14
EV to EBIT
16.76
EV to EBITDA
16.39
EV to Capital Employed
1.06
EV to Sales
8.46
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
6.26%
ROE (Latest)
-4.54%
Tecnicals key factors
Indicator
Weekly
Monthly
MACD
Bearish
Mildly Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bearish
Mildly Bearish
Moving Averages
Bearish (Daily)
KST
Bearish
Bullish
Dow Theory
Mildly Bearish
Mildly Bearish
stock-summary Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
stock-summaryShareholding
Shareholding Snapshot : Dec 2024stock-summary
Shareholding Compare (%holding) stock-summary
Majority shareholders

Promoters

Pledged Promoter Holdings

None

Mutual Funds

Held by 1 Schemes (0.07%)

FIIs

Held by 0 FIIs

Promoter with highest holding

Ashok Shanabhai Patel (8.63%)

Highest Public shareholder

Jm Financial India Trust Ii-jm Financial India Fund Ii (24.5%)

Individual Investors Holdings

29.97%

stock-summaryFinancial
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  {
    "link": "quarterly",
    "btn_text": "All Quarterly Results",
    "header": "Quarterly Results Snapshot (Standalone) - Dec'24 - QoQ",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "QoQ Growth in quarter ended Dec 2024 is 0.91% vs 0.00% in Sep 2024",
        "dir": 1
      },
      {
        "prefix": "Standalone Net Profit ",
        "suffix": "QoQ Growth in quarter ended Dec 2024 is 33.33% vs -40.00% in Sep 2024",
        "dir": 1
      }
    ],
    "table": {
      "header": [
        "Dec'24",
        "Sep'24",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "3.31",
          "val2": "3.28",
          "chgp": "0.91%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "2.05",
          "val2": "1.99",
          "chgp": "3.02%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "1.91",
          "val2": "1.92",
          "chgp": "-0.52%",
          "chgp_class": "positive"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Standalone Net Profit",
          "val1": "0.08",
          "val2": "0.06",
          "chgp": "33.33%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "61.93%",
          "val2": "60.67%",
          "chgp": "1.26%",
          "chgp_class": "positive"
        }
      ]
    }
  },
  {
    "link": "half-yearly",
    "btn_text": "All Half Yearly Results",
    "header": "Half Yearly Results Snapshot (Standalone) - Sep'24",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": " Growth in half year ended Sep 2024 is -2.52% vs -38.89% in Sep 2023",
        "dir": 1
      },
      {
        "prefix": "Standalone Net Profit ",
        "suffix": " Growth in half year ended Sep 2024 is 188.89% vs -143.90% in Sep 2023",
        "dir": 1
      }
    ],
    "table": {
      "header": [
        "Sep'24",
        "Sep'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "6.57",
          "val2": "6.74",
          "chgp": "-2.52%",
          "chgp_class": "negative"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "0.16",
          "val2": "-0.10",
          "chgp": "260.00%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "3.88",
          "val2": "5.18",
          "chgp": "-25.10%",
          "chgp_class": "positive"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Standalone Net Profit",
          "val1": "0.16",
          "val2": "-0.18",
          "chgp": "188.89%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "2.44%",
          "val2": "-1.48%",
          "chgp": "3.92%",
          "chgp_class": "positive"
        }
      ]
    }
  },
  {
    "link": "nine-monthly",
    "btn_text": "All Nine Monthly Results",
    "header": "Nine Monthly Results Snapshot (Standalone) - Dec'24",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in nine months ended Dec 2024 is 1.96% vs -42.11% in Dec 2023",
        "dir": 1
      },
      {
        "prefix": "Standalone Net Profit ",
        "suffix": "YoY Growth in nine months ended Dec 2024 is 118.05% vs -321.67% in Dec 2023",
        "dir": 1
      }
    ],
    "table": {
      "header": [
        "Dec'24",
        "Dec'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "9.88",
          "val2": "9.69",
          "chgp": "1.96%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "2.21",
          "val2": "0.90",
          "chgp": "145.56%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "5.79",
          "val2": "7.34",
          "chgp": "-21.12%",
          "chgp_class": "positive"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Standalone Net Profit",
          "val1": "0.24",
          "val2": "-1.33",
          "chgp": "118.05%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "22.37%",
          "val2": "9.29%",
          "chgp": "13.08%",
          "chgp_class": "positive"
        }
      ]
    }
  },
  {
    "link": "annual",
    "btn_text": "All Annual Results",
    "header": "Annual Results Snapshot (Standalone) - Mar'24",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in year ended Mar 2024 is -46.20% vs -25.66% in Mar 2023",
        "dir": -1
      },
      {
        "prefix": "Standalone Net Profit ",
        "suffix": "YoY Growth in year ended Mar 2024 is -663.93% vs -68.23% in Mar 2023",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Mar'24",
        "Mar'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "12.02",
          "val2": "22.34",
          "chgp": "-46.20%",
          "chgp_class": "negative"
        },
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          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "-3.27",
          "val2": "0.48",
          "chgp": "-781.25%",
          "chgp_class": "negative"
        },
        {
          "field": "Interest",
          "val1": "9.57",
          "val2": "12.91",
          "chgp": "-25.87%",
          "chgp_class": "positive"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
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          "field": "Standalone Net Profit",
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          "val2": "0.61",
          "chgp": "-663.93%",
          "chgp_class": "negative"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "-27.20%",
          "val2": "2.15%",
          "chgp": "-29.35%",
          "chgp_class": "negative"
        }
      ]
    }
  }
]
Quarterly Results Snapshot (Standalone) - Dec'24 - QoQstock-summary
Dec'24
Sep'24
Change(%)
Net Sales
3.31
3.28
0.91%
Operating Profit (PBDIT) excl Other Income
2.05
1.99
3.02%
Interest
1.91
1.92
-0.52%
Exceptional Items
0.00
0.00
Standalone Net Profit
0.08
0.06
33.33%
Operating Profit Margin (Excl OI)
61.93%
60.67%
1.26%
Values in Rs Cr.
stock-summary Compare with Peers
Direction Arrows
Net Sales

QoQ Growth in quarter ended Dec 2024 is 0.91% vs 0.00% in Sep 2024

Direction Arrows
Standalone Net Profit

QoQ Growth in quarter ended Dec 2024 is 33.33% vs -40.00% in Sep 2024

All Quarterly Resultsstock-summary
Half Yearly Results Snapshot (Standalone) - Sep'24stock-summary
Sep'24
Sep'23
Change(%)
Net Sales
6.57
6.74
-2.52%
Operating Profit (PBDIT) excl Other Income
0.16
-0.10
260.00%
Interest
3.88
5.18
-25.10%
Exceptional Items
0.00
0.00
Standalone Net Profit
0.16
-0.18
188.89%
Operating Profit Margin (Excl OI)
2.44%
-1.48%
3.92%
Values in Rs Cr.
stock-summary Compare with Peers
Direction Arrows
Net Sales

Growth in half year ended Sep 2024 is -2.52% vs -38.89% in Sep 2023

Direction Arrows
Standalone Net Profit

Growth in half year ended Sep 2024 is 188.89% vs -143.90% in Sep 2023

All Half Yearly Resultsstock-summary
Nine Monthly Results Snapshot (Standalone) - Dec'24stock-summary
Dec'24
Dec'23
Change(%)
Net Sales
9.88
9.69
1.96%
Operating Profit (PBDIT) excl Other Income
2.21
0.90
145.56%
Interest
5.79
7.34
-21.12%
Exceptional Items
0.00
0.00
Standalone Net Profit
0.24
-1.33
118.05%
Operating Profit Margin (Excl OI)
22.37%
9.29%
13.08%
Values in Rs Cr.
stock-summary Compare with Peers
Direction Arrows
Net Sales

YoY Growth in nine months ended Dec 2024 is 1.96% vs -42.11% in Dec 2023

Direction Arrows
Standalone Net Profit

YoY Growth in nine months ended Dec 2024 is 118.05% vs -321.67% in Dec 2023

All Nine Monthly Resultsstock-summary
Annual Results Snapshot (Standalone) - Mar'24stock-summary
Mar'24
Mar'23
Change(%)
Net Sales
12.02
22.34
-46.20%
Operating Profit (PBDIT) excl Other Income
-3.27
0.48
-781.25%
Interest
9.57
12.91
-25.87%
Exceptional Items
0.00
0.00
Standalone Net Profit
-3.44
0.61
-663.93%
Operating Profit Margin (Excl OI)
-27.20%
2.15%
-29.35%
Values in Rs Cr.
stock-summary Compare with Peers
Direction Arrows
Net Sales

YoY Growth in year ended Mar 2024 is -46.20% vs -25.66% in Mar 2023

Direction Arrows
Standalone Net Profit

YoY Growth in year ended Mar 2024 is -663.93% vs -68.23% in Mar 2023

All Annual Resultsstock-summary
stock-summaryCompany CV
About India Home Loans Ltd stock-summary
stock-summary
India Home Loans Ltd
Micro Cap
Finance - Housing
India Home Loans Limited (Formerly known as Manoj Housing Finance Company Limited) was incorporated in December 1990. The Company later on changed its name from Manoj Housing Finance Company Limited to India Home Loans Limited. The Company is a housing finance company registered with National Housing Bank of India which is presently merged with Reserve Bank of India. It primarily offers retail home loan products in the affordable housing segment.
Company Coordinates stock-summary
Company Details
504/504A 5-Flr Nirmal Ecstasy, Jatashankar Dossa Rod Mulund-W Mumbai Maharashtra : 400080
stock-summary
Tel: 91-22-25683353/54/55
stock-summary
http://www.indiahomeloans.co.in
stock-summary
ihll@ymail.com
Registrar Details
Purva Shareregistry (India) Pvt Ltd , Gala No 9, Shiv Shakti, Industrial Estate,Sitaram Mill Comp., J R Boricha Marg, Lower Parel [E], Mumbai
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