ScoreWhy is India Home Loans Ltd ?
1
Weak Long Term Fundamental Strength with an average Return on Equity (ROE) of 3.20%
- Poor long term growth as Net Sales has grown by an annual rate of -17.52% and Operating profit at -23.70%
2
Flat results in Dec 24
3
Stock is technically in a Bearish range
- The technical trend has deteriorated from Mildly Bearish on 07-Apr-25 and has generated 10.8% returns since then
- Multiple factors for the stock are Bearish like MACD, Bollinger Band and KST
4
With ROE of -4.5, it has a Expensive valuation with a 1.1 Price to Book Value
- The stock is trading at a discount compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of -5.29%, its profits have fallen by -40.6%
5
Below par performance in long term as well as near term
- Along with generating -5.29% returns in the last 1 year, the stock has also underperformed BSE 500 in the last 3 years, 1 year and 3 months
Real-Time Research ReportHow much should you sell?
- All quantity irrespective of whether you are making profits or losses
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Finance - Housing)
When to re-enter? - We will constantly monitor the company and review our call based on new data
Is India Home Loans for you?
High Risk, Low Return
Absolute
Risk Adjusted
Volatility
India Home Loans
-5.35%
-0.15
34.55%
SENSEX
0.45%
0.03
14.48%
Management Risk
Growth
Capital StructureValuationValuation Key Factors 
Factor
Value
P/E Ratio
NA (Loss Making)
Industry P/E
12
Price to Book Value
1.14
EV to EBIT
16.76
EV to EBITDA
16.39
EV to Capital Employed
1.06
EV to Sales
8.46
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
6.26%
ROE (Latest)
-4.54%
Loading Valuation Snapshot...
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bearish
Mildly Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bearish
Mildly Bearish
Moving Averages
Bearish (Daily)
KST
Bearish
Bullish
Dow Theory
Mildly Bearish
Mildly Bearish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend5What is working for the Company
PAT(9M)
Higher at Rs 0.24 Cr
PBDIT(Q)
Highest at Rs 2.05 cr.
PBT LESS OI(Q)
Highest at Rs 0.07 cr.
0What is not working for the Company
NO KEY NEGATIVE TRIGGERS
Loading Valuation Snapshot...
Here's what is working for India Home Loans
Profit After Tax (PAT) - Half Yearly
Higher at Rs 0.14 cr
than preceding 12 month period ended Dec 2024 of Rs -3.07 crMOJO Watch
In the half year the company has already crossed PAT of the previous twelve months
PAT (Rs Cr)
Operating Profit (PBDIT) - Quarterly
Highest at Rs 2.05 cr.
in the last five quartersMOJO Watch
Near term Operating Profit trend is positive
Operating Profit (Rs Cr)
Profit Before Tax less Other Income (PBT) - Quarterly
Highest at Rs 0.07 cr.
in the last five quartersMOJO Watch
Near term PBT trend is positive
PBT less Other Income (Rs Cr)
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