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I R F C

  • Market Cap: Large Cap
  • Industry: Finance/NBFC
  • ISIN: INE053F01010
  • NSEID: IRFC
  • BSEID: 543257
INR
124.60
1.6 (1.3%)
BSENSE

Apr 11, 12:53 PM

BSE+NSE Vol: 69.97 lacs

  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-summaryPrice Point
High/Low

1Day

52 Week

Valuation
Technical
Day's Volume

CASH

69.97 lacs (-40.24%) Volume

Shareholding (Dec 2024)

FII

1.01%

Held by 120 FIIs

DII

1.24%

Held by 41 DIIs

Promoter

86.36%

iScoreScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy
Dashboard
1

Flat results in Dec 24

  • CASH AND CASH EQUIVALENTS(HY) Lowest at Rs 324.76 cr
2

Stock is technically in a Bearish range

3

Despite the size of the company, domestic mutual funds hold only 1.74% of the company

4

Underperformed the market in the last 1 year

stock-summaryMojo Parameters
Mojo Parameters
Loading Valuation Snapshot...
Stock DNA
stock-summary
Industry

Finance/NBFC

stock-summary
Market cap

INR 162,834 Cr (Large Cap)

stock-summary
P/E

25.00

stock-summary
Industry P/E

20

stock-summary
Dividend Yield

1.87%

stock-summary
Debt Equity

7.81

stock-summary
Return on Equity

12.56%

stock-summary
Price to Book

3.09

Revenue and Profits (1 Year):
Net Sales:
6,763 Cr
(Quarterly Results - Dec 2024)
Net Profit:
1,631 Cr
stock-summaryTotal Returns
Total Returns (Price + Dividend) stock-summary
Dividend Yield (1.87%)
TimePeriod
Price Return
Dividend Return
Total Return
6 Months
-18.24%
1.11%
-17.13%
1 Year
-15.04%
1.45%
-13.59%
2 Years
351.94%
10.90%
362.84%
3 Years
455.01%
24.59%
479.6%
4 Years
467.65%
25.54%
493.19%
5 Years
0%
0%
0.0%

Latest dividend: 0.8 per share ex-dividend date: Mar-21-2025

Risk Adjusted Returns v/s Sensex stock-summary
Returns Beta
Icon
Beta has not been calculated since enough price history is not available
stock-summaryKey Factors
Quality key factors stock-summary
Factor
Value
Sales Growth (5y)
16.67%
EBIT Growth (5y)
16.74%
Net Debt to Equity (avg)
0
Institutional Holding
2.25%
ROE (avg)
13.53%
Valuation key factors
Factor
Value
P/E Ratio
25
Industry P/E
20
Price to Book Value
3.09
EV to EBIT
21.19
EV to EBITDA
21.19
EV to Capital Employed
1.24
EV to Sales
21.07
PEG Ratio
2.94
Dividend Yield
1.87%
ROCE (Latest)
5.84%
ROE (Latest)
12.56%
Tecnicals key factors
Indicator
Weekly
Monthly
MACD
Mildly Bullish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Bearish
Bearish
Moving Averages
Bearish (Daily)
KST
Bearish
Mildly Bearish
Dow Theory
Mildly Bearish
No Trend
OBV
Mildly Bullish
No Trend
stock-summary Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
stock-summaryShareholding
Shareholding Snapshot : Dec 2024stock-summary
Shareholding Compare (%holding) stock-summary
Majority shareholders

Promoters

Pledged Promoter Holdings

None

Mutual Funds

Held by 20 Schemes (0.24%)

FIIs

Held by 120 FIIs (1.01%)

Promoter with highest holding

President Of India Acting Through The Mor (86.36%)

Highest Public shareholder

None

Individual Investors Holdings

10.78%

stock-summaryFinancial
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  {
    "link": "quarterly",
    "btn_text": "All Quarterly Results",
    "header": "Quarterly Results Snapshot (Standalone) - Dec'24 - QoQ",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "QoQ Growth in quarter ended Dec 2024 is -1.97% vs 1.98% in Sep 2024",
        "dir": -1
      },
      {
        "prefix": "Standalone Net Profit ",
        "suffix": "QoQ Growth in quarter ended Dec 2024 is 1.12% vs 2.27% in Sep 2024",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Dec'24",
        "Sep'24",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "6,763.43",
          "val2": "6,899.66",
          "chgp": "-1.97%",
          "chgp_class": "negative"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "6,724.11",
          "val2": "6,861.94",
          "chgp": "-2.01%",
          "chgp_class": "negative"
        },
        {
          "field": "Interest",
          "val1": "5,095.07",
          "val2": "5,248.74",
          "chgp": "-2.93%",
          "chgp_class": "positive"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Standalone Net Profit",
          "val1": "1,630.66",
          "val2": "1,612.65",
          "chgp": "1.12%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "99.42%",
          "val2": "99.45%",
          "chgp": "-0.03%",
          "chgp_class": "negative"
        }
      ]
    }
  },
  {
    "link": "half-yearly",
    "btn_text": "All Half Yearly Results",
    "header": "Half Yearly Results Snapshot (Standalone) - Sep'24",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": " Growth in half year ended Sep 2024 is 1.63% vs 17.56% in Sep 2023",
        "dir": -1
      },
      {
        "prefix": "Standalone Net Profit ",
        "suffix": " Growth in half year ended Sep 2024 is 2.67% vs -7.98% in Sep 2023",
        "dir": 1
      }
    ],
    "table": {
      "header": [
        "Sep'24",
        "Sep'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "13,665.29",
          "val2": "13,445.80",
          "chgp": "1.63%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "3,191.22",
          "val2": "3,110.12",
          "chgp": "2.61%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "10,403.65",
          "val2": "10,272.46",
          "chgp": "1.28%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Standalone Net Profit",
          "val1": "3,189.47",
          "val2": "3,106.45",
          "chgp": "2.67%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "23.35%",
          "val2": "23.13%",
          "chgp": "0.22%",
          "chgp_class": "positive"
        }
      ]
    }
  },
  {
    "link": "nine-monthly",
    "btn_text": "All Nine Monthly Results",
    "header": "Nine Monthly Results Snapshot (Standalone) - Dec'24",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in nine months ended Dec 2024 is 1.22% vs 14.31% in Dec 2023",
        "dir": -1
      },
      {
        "prefix": "Standalone Net Profit ",
        "suffix": "YoY Growth in nine months ended Dec 2024 is 2.44% vs -6.07% in Dec 2023",
        "dir": 1
      }
    ],
    "table": {
      "header": [
        "Dec'24",
        "Dec'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "20,428.72",
          "val2": "20,182.40",
          "chgp": "1.22%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "9,915.33",
          "val2": "9,811.26",
          "chgp": "1.06%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "15,498.72",
          "val2": "15,376.75",
          "chgp": "0.79%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Standalone Net Profit",
          "val1": "4,820.13",
          "val2": "4,705.38",
          "chgp": "2.44%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "48.54%",
          "val2": "48.61%",
          "chgp": "-0.07%",
          "chgp_class": "negative"
        }
      ]
    }
  },
  {
    "link": "annual",
    "btn_text": "All Annual Results",
    "header": "Annual Results Snapshot (Standalone) - Mar'24",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in year ended Mar 2024 is 11.52% vs 17.70% in Mar 2023",
        "dir": -1
      },
      {
        "prefix": "Standalone Net Profit ",
        "suffix": "YoY Growth in year ended Mar 2024 is 1.18% vs 4.06% in Mar 2023",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Mar'24",
        "Mar'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "26,645.36",
          "val2": "23,891.83",
          "chgp": "11.52%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "6,410.99",
          "val2": "6,310.27",
          "chgp": "1.60%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "20,101.47",
          "val2": "17,447.21",
          "chgp": "15.21%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Standalone Net Profit",
          "val1": "6,412.10",
          "val2": "6,337.01",
          "chgp": "1.18%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "24.06%",
          "val2": "26.41%",
          "chgp": "-2.35%",
          "chgp_class": "negative"
        }
      ]
    }
  }
]
Quarterly Results Snapshot (Standalone) - Dec'24 - QoQstock-summary
Dec'24
Sep'24
Change(%)
Net Sales
6,763.43
6,899.66
-1.97%
Operating Profit (PBDIT) excl Other Income
6,724.11
6,861.94
-2.01%
Interest
5,095.07
5,248.74
-2.93%
Exceptional Items
0.00
0.00
Standalone Net Profit
1,630.66
1,612.65
1.12%
Operating Profit Margin (Excl OI)
99.42%
99.45%
-0.03%
Values in Rs Cr.
Direction Arrows
Net Sales

QoQ Growth in quarter ended Dec 2024 is -1.97% vs 1.98% in Sep 2024

Direction Arrows
Standalone Net Profit

QoQ Growth in quarter ended Dec 2024 is 1.12% vs 2.27% in Sep 2024

Half Yearly Results Snapshot (Standalone) - Sep'24stock-summary
Sep'24
Sep'23
Change(%)
Net Sales
13,665.29
13,445.80
1.63%
Operating Profit (PBDIT) excl Other Income
3,191.22
3,110.12
2.61%
Interest
10,403.65
10,272.46
1.28%
Exceptional Items
0.00
0.00
Standalone Net Profit
3,189.47
3,106.45
2.67%
Operating Profit Margin (Excl OI)
23.35%
23.13%
0.22%
Values in Rs Cr.
Direction Arrows
Net Sales

Growth in half year ended Sep 2024 is 1.63% vs 17.56% in Sep 2023

Direction Arrows
Standalone Net Profit

Growth in half year ended Sep 2024 is 2.67% vs -7.98% in Sep 2023

Nine Monthly Results Snapshot (Standalone) - Dec'24stock-summary
Dec'24
Dec'23
Change(%)
Net Sales
20,428.72
20,182.40
1.22%
Operating Profit (PBDIT) excl Other Income
9,915.33
9,811.26
1.06%
Interest
15,498.72
15,376.75
0.79%
Exceptional Items
0.00
0.00
Standalone Net Profit
4,820.13
4,705.38
2.44%
Operating Profit Margin (Excl OI)
48.54%
48.61%
-0.07%
Values in Rs Cr.
Direction Arrows
Net Sales

YoY Growth in nine months ended Dec 2024 is 1.22% vs 14.31% in Dec 2023

Direction Arrows
Standalone Net Profit

YoY Growth in nine months ended Dec 2024 is 2.44% vs -6.07% in Dec 2023

Annual Results Snapshot (Standalone) - Mar'24stock-summary
Mar'24
Mar'23
Change(%)
Net Sales
26,645.36
23,891.83
11.52%
Operating Profit (PBDIT) excl Other Income
6,410.99
6,310.27
1.60%
Interest
20,101.47
17,447.21
15.21%
Exceptional Items
0.00
0.00
Standalone Net Profit
6,412.10
6,337.01
1.18%
Operating Profit Margin (Excl OI)
24.06%
26.41%
-2.35%
Values in Rs Cr.
Direction Arrows
Net Sales

YoY Growth in year ended Mar 2024 is 11.52% vs 17.70% in Mar 2023

Direction Arrows
Standalone Net Profit

YoY Growth in year ended Mar 2024 is 1.18% vs 4.06% in Mar 2023

stock-summaryCompany CV
About Indian Railway Finance Corporation Ltd stock-summary
stock-summary
Indian Railway Finance Corporation Ltd
Large Cap
Finance/NBFC
Indian Railway Finance Corporation Limited was incorporated on December 12, 1986 as a Public Limited Company. Thereafter, The Company received a Certificate of Commencement of Business from the RoC on December 23, 1986.
Company Coordinates stock-summary
Icon
No Company Details Available