I R F C

Market Cap: Large Cap
Industry: Finance/NBFC
ISIN: INE053F01010
NSEID: IRFC
BSEID: 543257

INR

124.60

1.6 (1.3%)

BSENSE

Apr 11, 12:53 PM

BSE+NSE Vol: 69.97 lacs

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Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Comparison

Company

Score

Quality

Valuation

Financial

Technical

Bajaj Finance

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Shriram Finance

Power Fin.Corpn.

HDFC Life Insur.

Life Insurance

I R F C

Jio Financial

Why is Indian Railway Finance Corporation Ltd ?

Flat results in Dec 24

CASH AND CASH EQUIVALENTS(HY) Lowest at Rs 324.76 cr

Stock is technically in a Bearish range

The technical trend has deteriorated from Mildly Bearish on 04-Apr-25
The stocks Bollinger Band and KST technical factors are also Bearish

Despite the size of the company, domestic mutual funds hold only 1.74% of the company

Domestic mutual funds have capability to do in-depth on-the-ground research on companies- their small stake may signify either they are not comfortable at the price or the business

Underperformed the market in the last 1 year

Even though the market (BSE 500) generated negative returns of -0.91% in the last 1 year, its fall in the stock was much higher with a return of -14.90%

Real-Time Research Report

Verdict Report

How much should you sell?

All quantity irrespective of whether you are making profits or losses

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Finance/NBFC)

When to re-enter? - We will constantly monitor the company and review our call based on new data

Is I R F C for you?

High Risk, Low Return

Absolute

Risk Adjusted

Volatility

I R F C

-15.04%

-0.35

42.69%

SENSEX

0.45%

0.03

14.48%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

16.67%

EBIT Growth (5y)

16.74%

Net Debt to Equity (avg)

Institutional Holding

2.25%

ROE (avg)

13.53%

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

3.09

EV to EBIT

21.19

EV to EBITDA

21.19

EV to Capital Employed

1.24

EV to Sales

21.07

PEG Ratio

2.94

Dividend Yield

1.87%

ROCE (Latest)

5.84%

ROE (Latest)

12.56%

Loading Valuation Snapshot...

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Mildly Bullish

Mildly Bearish

RSI

No Signal

Bollinger Bands

Bearish

Moving Averages

Bearish (Daily)

KST

Bearish

Mildly Bearish

Dow Theory

Mildly Bearish

No Trend

OBV

Mildly Bullish

No Trend

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

2What is working for the Company

DEBT-EQUITY RATIO(HY)

Lowest at 7.81 times

-1What is not working for the Company

CASH AND CASH EQUIVALENTS(HY)

Lowest at Rs 324.76 cr

Loading Valuation Snapshot...

Here's what is working for I R F C

Debt-Equity Ratio - Half Yearly

Lowest at 7.81 times and Fallen

each half year in the last five half yearly periods

MOJO Watch

The company has been reducing its borrowing as compared to equity capital

Debt-Equity Ratio

Here's what is not working for I R F C

Cash and Cash Equivalents - Half Yearly

Lowest at Rs 324.76 cr

in the last six half yearly periods

MOJO Watch

Short Term liquidity is deteriorating

Cash and Cash Equivalents