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JM Financial

  • Market Cap: Mid Cap
  • Industry: Finance/NBFC
  • ISIN: INE780C01023
  • NSEID: JMFINANCIL
  • BSEID: 523405
INR
94.98
3.65 (4.0%)
BSENSE

Apr 11, 12:53 PM

BSE+NSE Vol: 15.02 lacs

  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-summaryPrice Point
High/Low

1Day

52 Week

Valuation
Technical
Day's Volume

CASH

15.02 lacs (-41.78%) Volume

Shareholding (Dec 2024)

FII

17.01%

Held by 140 FIIs

DII

7.20%

Held by 31 DIIs

Promoter

56.43%

iScoreScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy
Dashboard
1

Poor long term growth as Operating profit has grown by an annual rate of -1.04%

 
2

Negative results in Dec 24

3

Stock is technically in a Mildly Bearish range

stock-summaryMojo Parameters
Mojo Parameters
Loading Valuation Snapshot...
Stock DNA
stock-summary
Industry

Finance/NBFC

stock-summary
Market cap

INR 9,079 Cr (Mid Cap)

stock-summary
P/E

7.00

stock-summary
Industry P/E

20

stock-summary
Dividend Yield

2.19%

stock-summary
Debt Equity

1.60

stock-summary
Return on Equity

14.91%

stock-summary
Price to Book

1.00

Revenue and Profits (1 Year):
Net Sales:
1,106 Cr
(Quarterly Results - Dec 2024)
Net Profit:
209 Cr
stock-summaryTotal Returns
Total Returns (Price + Dividend) stock-summary
Dividend Yield (2.19%)
TimePeriod
Price Return
Dividend Return
Total Return
6 Months
-38.26%
0%
-38.26%
1 Year
15.04%
2.37%
17.41%
2 Years
52.38%
4.67%
57.05%
3 Years
35.01%
7.88%
42.89%
4 Years
12.74%
7.47%
20.21%
5 Years
38.45%
9.44%
47.89%

Latest dividend: 2 per share ex-dividend date: Jun-07-2024

Risk Adjusted Returns v/s Sensex stock-summary
Returns Beta
Icon
Beta has not been calculated since enough price history is not available
stock-summaryKey Factors
Quality key factors stock-summary
Factor
Value
Sales Growth (5y)
6.51%
EBIT Growth (5y)
-1.04%
Net Debt to Equity (avg)
0
Institutional Holding
24.22%
ROE (avg)
9.95%
Valuation key factors
Factor
Value
P/E Ratio
7
Industry P/E
20
Price to Book Value
1.00
EV to EBIT
7.38
EV to EBITDA
7.19
EV to Capital Employed
1.00
EV to Sales
3.71
PEG Ratio
0.09
Dividend Yield
2.19%
ROCE (Latest)
14.74%
ROE (Latest)
14.91%
Tecnicals key factors
Indicator
Weekly
Monthly
MACD
Bearish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Bearish
Bearish
Moving Averages
Bearish (Daily)
KST
Bearish
Bullish
Dow Theory
Mildly Bearish
Mildly Bearish
OBV
Bullish
Bullish
stock-summary Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
stock-summaryShareholding
Shareholding Snapshot : Dec 2024stock-summary
Shareholding Compare (%holding) stock-summary
Majority shareholders

Promoters

Pledged Promoter Holdings

None

Mutual Funds

Held by 14 Schemes (6.5%)

FIIs

Held by 140 FIIs (17.01%)

Promoter with highest holding

J. M. Financial And Investment Consultancy Services Private Limited (24.31%)

Highest Public shareholder

Icici Prudential (various Schemes) (3.89%)

Individual Investors Holdings

14.91%

stock-summaryFinancial
[
  {
    "link": "quarterly",
    "btn_text": "All Quarterly Results",
    "header": "Quarterly Results Snapshot (Consolidated) - Dec'24 - YoY",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in quarter ended Dec 2024 is -10.51% vs 33.25% in Dec 2023",
        "dir": -1
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "YoY Growth in quarter ended Dec 2024 is -24.76% vs 46.02% in Dec 2023",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Dec'24",
        "Dec'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "1,106.14",
          "val2": "1,235.99",
          "chgp": "-10.51%",
          "chgp_class": "negative"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "606.55",
          "val2": "806.12",
          "chgp": "-24.76%",
          "chgp_class": "negative"
        },
        {
          "field": "Interest",
          "val1": "318.00",
          "val2": "400.29",
          "chgp": "-20.56%",
          "chgp_class": "positive"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "208.92",
          "val2": "277.68",
          "chgp": "-24.76%",
          "chgp_class": "negative"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "55.24%",
          "val2": "65.83%",
          "chgp": "-10.59%",
          "chgp_class": "negative"
        }
      ]
    }
  },
  {
    "link": "half-yearly",
    "btn_text": "All Half Yearly Results",
    "header": "Half Yearly Results Snapshot (Consolidated) - Sep'24",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": " Growth in half year ended Sep 2024 is 0.16% vs 37.07% in Sep 2023",
        "dir": -1
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": " Growth in half year ended Sep 2024 is 11.65% vs 3.09% in Sep 2023",
        "dir": 1
      }
    ],
    "table": {
      "header": [
        "Sep'24",
        "Sep'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "2,267.56",
          "val2": "2,264.03",
          "chgp": "0.16%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "1,105.76",
          "val2": "1,256.49",
          "chgp": "-12.00%",
          "chgp_class": "negative"
        },
        {
          "field": "Interest",
          "val1": "713.34",
          "val2": "753.98",
          "chgp": "-5.39%",
          "chgp_class": "positive"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "402.86",
          "val2": "360.84",
          "chgp": "11.65%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "49.47%",
          "val2": "56.32%",
          "chgp": "-6.85%",
          "chgp_class": "negative"
        }
      ]
    }
  },
  {
    "link": "nine-monthly",
    "btn_text": "All Nine Monthly Results",
    "header": "Nine Monthly Results Snapshot (Consolidated) - Dec'24",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in nine months ended Dec 2024 is -3.61% vs 35.69% in Dec 2023",
        "dir": -1
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "YoY Growth in nine months ended Dec 2024 is -4.19% vs 18.21% in Dec 2023",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Dec'24",
        "Dec'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "3,373.70",
          "val2": "3,500.02",
          "chgp": "-3.61%",
          "chgp_class": "negative"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "1,712.31",
          "val2": "2,062.61",
          "chgp": "-16.98%",
          "chgp_class": "negative"
        },
        {
          "field": "Interest",
          "val1": "1,031.34",
          "val2": "1,154.27",
          "chgp": "-10.65%",
          "chgp_class": "positive"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "611.78",
          "val2": "638.52",
          "chgp": "-4.19%",
          "chgp_class": "negative"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "50.75%",
          "val2": "58.93%",
          "chgp": "-8.18%",
          "chgp_class": "negative"
        }
      ]
    }
  },
  {
    "link": "annual",
    "btn_text": "All Annual Results",
    "header": "Annual Results Snapshot (Consolidated) - Mar'24",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in year ended Mar 2024 is 45.52% vs -11.75% in Mar 2023",
        "dir": 1
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "YoY Growth in year ended Mar 2024 is -31.38% vs -22.75% in Mar 2023",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Mar'24",
        "Mar'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "4,760.72",
          "val2": "3,271.50",
          "chgp": "45.52%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "2,743.34",
          "val2": "2,101.42",
          "chgp": "30.55%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "1,561.52",
          "val2": "1,178.51",
          "chgp": "32.50%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "-846.86",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "409.84",
          "val2": "597.29",
          "chgp": "-31.38%",
          "chgp_class": "negative"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "58.29%",
          "val2": "64.72%",
          "chgp": "-6.43%",
          "chgp_class": "negative"
        }
      ]
    }
  }
]
Quarterly Results Snapshot (Consolidated) - Dec'24 - YoYstock-summary
Dec'24
Dec'23
Change(%)
Net Sales
1,106.14
1,235.99
-10.51%
Operating Profit (PBDIT) excl Other Income
606.55
806.12
-24.76%
Interest
318.00
400.29
-20.56%
Exceptional Items
0.00
0.00
Consolidate Net Profit
208.92
277.68
-24.76%
Operating Profit Margin (Excl OI)
55.24%
65.83%
-10.59%
Values in Rs Cr.
Direction Arrows
Net Sales

YoY Growth in quarter ended Dec 2024 is -10.51% vs 33.25% in Dec 2023

Direction Arrows
Consolidated Net Profit

YoY Growth in quarter ended Dec 2024 is -24.76% vs 46.02% in Dec 2023

Half Yearly Results Snapshot (Consolidated) - Sep'24stock-summary
Sep'24
Sep'23
Change(%)
Net Sales
2,267.56
2,264.03
0.16%
Operating Profit (PBDIT) excl Other Income
1,105.76
1,256.49
-12.00%
Interest
713.34
753.98
-5.39%
Exceptional Items
0.00
0.00
Consolidate Net Profit
402.86
360.84
11.65%
Operating Profit Margin (Excl OI)
49.47%
56.32%
-6.85%
Values in Rs Cr.
Direction Arrows
Net Sales

Growth in half year ended Sep 2024 is 0.16% vs 37.07% in Sep 2023

Direction Arrows
Consolidated Net Profit

Growth in half year ended Sep 2024 is 11.65% vs 3.09% in Sep 2023

Nine Monthly Results Snapshot (Consolidated) - Dec'24stock-summary
Dec'24
Dec'23
Change(%)
Net Sales
3,373.70
3,500.02
-3.61%
Operating Profit (PBDIT) excl Other Income
1,712.31
2,062.61
-16.98%
Interest
1,031.34
1,154.27
-10.65%
Exceptional Items
0.00
0.00
Consolidate Net Profit
611.78
638.52
-4.19%
Operating Profit Margin (Excl OI)
50.75%
58.93%
-8.18%
Values in Rs Cr.
Direction Arrows
Net Sales

YoY Growth in nine months ended Dec 2024 is -3.61% vs 35.69% in Dec 2023

Direction Arrows
Consolidated Net Profit

YoY Growth in nine months ended Dec 2024 is -4.19% vs 18.21% in Dec 2023

Annual Results Snapshot (Consolidated) - Mar'24stock-summary
Mar'24
Mar'23
Change(%)
Net Sales
4,760.72
3,271.50
45.52%
Operating Profit (PBDIT) excl Other Income
2,743.34
2,101.42
30.55%
Interest
1,561.52
1,178.51
32.50%
Exceptional Items
-846.86
0.00
Consolidate Net Profit
409.84
597.29
-31.38%
Operating Profit Margin (Excl OI)
58.29%
64.72%
-6.43%
Values in Rs Cr.
Direction Arrows
Net Sales

YoY Growth in year ended Mar 2024 is 45.52% vs -11.75% in Mar 2023

Direction Arrows
Consolidated Net Profit

YoY Growth in year ended Mar 2024 is -31.38% vs -22.75% in Mar 2023

stock-summaryCompany CV
About JM Financial Ltd stock-summary
stock-summary
JM Financial Ltd
Mid Cap
Finance/NBFC
JM Financial Limited was incorporated as a Private Limited Company under the name of 'J.M. Share and Stock Brokers Private Limited' on January 30, 1986 under the Companies Act, 1956. Subsequently, the Company became a deemed Public Limited Company upon its promoter, J. M. Financial & Investment Consultancy Services Private Limited becoming a deemed Public Limited Company on June 15, 1988. On September 15, 2004, the name of the Company was changed to JM Financial Limited, Public Limited Company.
Company Coordinates stock-summary
Company Details
7th Floor Cnergy Prabhadevi, Appasaheb Marathe Marg Mumbai Maharashtra : 400025
stock-summary
Tel: 91-22-66303030
stock-summary
shareholdergrievance@jmfl.com
Registrar Details
Karvy Computershare Pvt Ltd., Karvy Selenium, Tower-B Plot No 31 & 32, Survey No 116/22, 115/24, 115/25, Financial District, Nanakramguda, Serilingampally, Mandal Ranga Reddy Dist, Hyderabad