down arrow

L&T Finance Ltd

  • Market Cap: Large Cap
  • Industry: Finance/NBFC
  • ISIN: INE498L01015
  • NSEID: LTF
  • BSEID: 533519
INR
155.60
2.2 (1.43%)
BSENSE

Apr 11, 12:53 PM

BSE+NSE Vol: 12.28 lacs

Click here to access the older version
  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-recommendationResults Declared: L&T Finance Ltd has declared results on 25 Apr 2025! Click here to unlock the latest financial performance
stock-summaryPrice Point
High/Low

1Day

154.25157.00

52 Week

129.15194.20
Valuation
Technical
Day's Volume

CASH

12.28 lacs (-51.79%) Volume

Shareholding (Dec 2024)

FII

5.30%

Held by 157 FIIs

DII

12.17%

Held by 66 DIIs

Promoter

66.25%

iScoreScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy
Dashboard
1

Poor long term growth as Operating profit has grown by an annual rate of -2.83%

 
2

Flat results in Dec 24

 
3

Stock is technically in a Mildly Bearish range

4

Falling Participation by Institutional Investors

stock-summaryMojo Parameters
Mojo Parameters
Loading Valuation Snapshot...
Stock DNA
stock-summary
Industry

Finance/NBFC

stock-summary
Market cap

INR 38,820 Cr (Large Cap)

stock-summary
P/E

15.00

stock-summary
Industry P/E

20

stock-summary
Dividend Yield

1.63%

stock-summary
Debt Equity

3.50

stock-summary
Return on Equity

10.61%

stock-summary
Price to Book

1.58

Revenue and Profits (1 Year):
Net Sales:
4,098 Cr
(Quarterly Results - Dec 2024)
Net Profit:
626 Cr
stock-summaryTotal Returns
Total Returns (Price + Dividend) stock-summary
Dividend Yield (1.63%)
TimePeriod
Price Return
Dividend Return
Total Return
6 Months
-5.01%
0%
-5.01%
1 Year
-7.96%
1.47%
-6.49%
2 Years
78.15%
4.63%
82.78%
3 Years
84.25%
6.63%
90.88%
4 Years
58.78%
5.65%
64.43%
5 Years
171.79%
9.68%
181.47%

Latest dividend: 2.5 per share ex-dividend date: Jun-18-2024

Risk Adjusted Returns v/s Sensex stock-summary
Returns Beta
Icon
Beta has not been calculated since enough price history is not available
stock-summaryKey Factors
Quality key factors stock-summary
Factor
Value
Sales Growth (5y)
1.95%
EBIT Growth (5y)
-2.83%
Net Debt to Equity (avg)
0
Institutional Holding
17.47%
ROE (avg)
8.20%
Valuation key factors
Factor
Value
P/E Ratio
15
Industry P/E
20
Price to Book Value
1.58
EV to EBIT
12.77
EV to EBITDA
12.60
EV to Capital Employed
1.14
EV to Sales
7.46
PEG Ratio
1.18
Dividend Yield
1.63%
ROCE (Latest)
8.65%
ROE (Latest)
10.61%
Tecnicals key factors
Indicator
Weekly
Monthly
MACD
Mildly Bullish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bullish
Mildly Bearish
Moving Averages
Mildly Bearish (Daily)
KST
Mildly Bullish
Mildly Bearish
Dow Theory
Mildly Bearish
No Trend
OBV
Bullish
No Trend
stock-summary Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
stock-summaryShareholding
Shareholding Snapshot : Dec 2024stock-summary
Shareholding Compare (%holding) stock-summary
Majority shareholders

Promoters

Pledged Promoter Holdings

None

Mutual Funds

Held by 24 Schemes (6.37%)

FIIs

Held by 157 FIIs (5.3%)

Promoter with highest holding

Larsen And Toubro Limited (66.25%)

Highest Public shareholder

Mirae Asset Large & Midcap Fund (2.88%)

Individual Investors Holdings

12.78%

stock-summaryFinancial
[
  {
    "link": "quarterly",
    "btn_text": "All Quarterly Results",
    "header": "Quarterly Results Snapshot (Consolidated) - Dec'24 - YoY",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in quarter ended Dec 2024 is 15.95% vs 2.96% in Dec 2023",
        "dir": 1
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "YoY Growth in quarter ended Dec 2024 is -2.15% vs 41.12% in Dec 2023",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Dec'24",
        "Dec'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "4,097.58",
          "val2": "3,533.96",
          "chgp": "15.95%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "2,421.78",
          "val2": "2,159.36",
          "chgp": "12.15%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "1,569.24",
          "val2": "1,353.43",
          "chgp": "15.95%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "626.40",
          "val2": "640.18",
          "chgp": "-2.15%",
          "chgp_class": "negative"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "59.10%",
          "val2": "61.10%",
          "chgp": "-2.00%",
          "chgp_class": "negative"
        }
      ]
    }
  },
  {
    "link": "half-yearly",
    "btn_text": "All Half Yearly Results",
    "header": "Half Yearly Results Snapshot (Consolidated) - Sep'24",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": " Growth in half year ended Sep 2024 is 21.32% vs 4.99% in Sep 2023",
        "dir": 1
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": " Growth in half year ended Sep 2024 is 22.65% vs 68.44% in Sep 2023",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Sep'24",
        "Sep'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "7,803.74",
          "val2": "6,432.48",
          "chgp": "21.32%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "4,746.37",
          "val2": "3,835.87",
          "chgp": "23.74%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "2,827.69",
          "val2": "2,688.67",
          "chgp": "5.17%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "1,381.09",
          "val2": "1,126.04",
          "chgp": "22.65%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "60.82%",
          "val2": "59.63%",
          "chgp": "1.19%",
          "chgp_class": "positive"
        }
      ]
    }
  },
  {
    "link": "nine-monthly",
    "btn_text": "All Nine Monthly Results",
    "header": "Nine Monthly Results Snapshot (Consolidated) - Dec'24",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in nine months ended Dec 2024 is 19.41% vs 4.26% in Dec 2023",
        "dir": 1
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "YoY Growth in nine months ended Dec 2024 is 13.66% vs 57.39% in Dec 2023",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Dec'24",
        "Dec'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "11,901.32",
          "val2": "9,966.44",
          "chgp": "19.41%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "7,168.15",
          "val2": "5,995.23",
          "chgp": "19.56%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "4,396.93",
          "val2": "4,042.10",
          "chgp": "8.78%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "2,007.49",
          "val2": "1,766.22",
          "chgp": "13.66%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "60.23%",
          "val2": "60.15%",
          "chgp": "0.08%",
          "chgp_class": "positive"
        }
      ]
    }
  },
  {
    "link": "annual",
    "btn_text": "All Annual Results",
    "header": "Annual Results Snapshot (Consolidated) - Mar'24",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in year ended Mar 2024 is 6.31% vs 7.09% in Mar 2023",
        "dir": -1
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "YoY Growth in year ended Mar 2024 is 42.93% vs 51.69% in Mar 2023",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Mar'24",
        "Mar'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "13,580.58",
          "val2": "12,774.95",
          "chgp": "6.31%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "8,046.45",
          "val2": "7,512.38",
          "chgp": "7.11%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "5,377.19",
          "val2": "5,797.24",
          "chgp": "-7.25%",
          "chgp_class": "positive"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "-421.80",
          "chgp": "100.00%",
          "chgp_class": "positive"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "2,320.10",
          "val2": "1,623.25",
          "chgp": "42.93%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "59.25%",
          "val2": "58.81%",
          "chgp": "0.44%",
          "chgp_class": "positive"
        }
      ]
    }
  }
]
Quarterly Results Snapshot (Consolidated) - Dec'24 - YoYstock-summary
Dec'24
Dec'23
Change(%)
Net Sales
4,097.58
3,533.96
15.95%
Operating Profit (PBDIT) excl Other Income
2,421.78
2,159.36
12.15%
Interest
1,569.24
1,353.43
15.95%
Exceptional Items
0.00
0.00
Consolidate Net Profit
626.40
640.18
-2.15%
Operating Profit Margin (Excl OI)
59.10%
61.10%
-2.00%
Values in Rs Cr.
stock-summary Compare with Peers
Direction Arrows
Net Sales

YoY Growth in quarter ended Dec 2024 is 15.95% vs 2.96% in Dec 2023

Direction Arrows
Consolidated Net Profit

YoY Growth in quarter ended Dec 2024 is -2.15% vs 41.12% in Dec 2023

All Quarterly Resultsstock-summary
Half Yearly Results Snapshot (Consolidated) - Sep'24stock-summary
Sep'24
Sep'23
Change(%)
Net Sales
7,803.74
6,432.48
21.32%
Operating Profit (PBDIT) excl Other Income
4,746.37
3,835.87
23.74%
Interest
2,827.69
2,688.67
5.17%
Exceptional Items
0.00
0.00
Consolidate Net Profit
1,381.09
1,126.04
22.65%
Operating Profit Margin (Excl OI)
60.82%
59.63%
1.19%
Values in Rs Cr.
stock-summary Compare with Peers
Direction Arrows
Net Sales

Growth in half year ended Sep 2024 is 21.32% vs 4.99% in Sep 2023

Direction Arrows
Consolidated Net Profit

Growth in half year ended Sep 2024 is 22.65% vs 68.44% in Sep 2023

All Half Yearly Resultsstock-summary
Nine Monthly Results Snapshot (Consolidated) - Dec'24stock-summary
Dec'24
Dec'23
Change(%)
Net Sales
11,901.32
9,966.44
19.41%
Operating Profit (PBDIT) excl Other Income
7,168.15
5,995.23
19.56%
Interest
4,396.93
4,042.10
8.78%
Exceptional Items
0.00
0.00
Consolidate Net Profit
2,007.49
1,766.22
13.66%
Operating Profit Margin (Excl OI)
60.23%
60.15%
0.08%
Values in Rs Cr.
stock-summary Compare with Peers
Direction Arrows
Net Sales

YoY Growth in nine months ended Dec 2024 is 19.41% vs 4.26% in Dec 2023

Direction Arrows
Consolidated Net Profit

YoY Growth in nine months ended Dec 2024 is 13.66% vs 57.39% in Dec 2023

All Nine Monthly Resultsstock-summary
Annual Results Snapshot (Consolidated) - Mar'24stock-summary
Mar'24
Mar'23
Change(%)
Net Sales
13,580.58
12,774.95
6.31%
Operating Profit (PBDIT) excl Other Income
8,046.45
7,512.38
7.11%
Interest
5,377.19
5,797.24
-7.25%
Exceptional Items
0.00
-421.80
100.00%
Consolidate Net Profit
2,320.10
1,623.25
42.93%
Operating Profit Margin (Excl OI)
59.25%
58.81%
0.44%
Values in Rs Cr.
stock-summary Compare with Peers
Direction Arrows
Net Sales

YoY Growth in year ended Mar 2024 is 6.31% vs 7.09% in Mar 2023

Direction Arrows
Consolidated Net Profit

YoY Growth in year ended Mar 2024 is 42.93% vs 51.69% in Mar 2023

All Annual Resultsstock-summary
stock-summaryCompany CV
About L&T Finance Ltd stock-summary
stock-summary
L&T Finance Ltd
Large Cap
Finance/NBFC
L&T Finance Holdings Ltd. (LTFH) is a financial holding company offering a focused range of financial products and services across rural, housing and wholesale finance sectors, as well as mutual fund products and wealth management services, through its wholly-owned subsidiaries, viz., L&T Finance Ltd., L&T Housing Finance Ltd., L&T Infrastructure Finance Company Ltd., L&T Investment Management Ltd. L&T Capital Markets Ltd. and L&T Infra Debt Fund Ltd. LTFH is registered with RBI as a CIC-ND-SI.
Company Coordinates stock-summary
Company Details
Brindavan Plot No 177 CST Road, Kalina Santacruz (East) Mumbai Maharashtra : 400098
stock-summary
Tel: 91-22-62125000
stock-summary
http://www.ltfs.com
stock-summary
igrc@ltfs.com
Registrar Details
Link Intime India Pvt Ltd, C-13 Pannalal Silk Compound, L B S Marg, Bhandup , Mumbai
Stock List
ABCDEFGHIJKLMNOPQRSTUVWXYZOther
Footer Logo
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
GET THE MARKETSMOJO APP
Company
Stocks
Portfolio
Market
Webinars
"Investment in securities markets are subject to market risk. Read all the related documents carefully before investing."