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LIC Housing Fin.

  • Market Cap: Large Cap
  • Industry: Finance - Housing
  • ISIN: INE115A01026
  • NSEID: LICHSGFIN
  • BSEID: 500253
INR
560.00
2.05 (0.37%)
BSENSE

Apr 11, 12:53 PM

BSE+NSE Vol: 6.76 lacs

Click here to access the older version
  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-summaryPrice Point
High/Low

1Day

559.45570.85

52 Week

483.50827.00
Valuation
Technical
Day's Volume

CASH

6.76 lacs (-49.26%) Volume

Shareholding (Dec 2024)

FII

21.23%

Held by 343 FIIs

DII

21.45%

Held by 60 DIIs

Promoter

45.24%

iScoreScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy
Dashboard
1

Poor long term growth as Net Sales has grown by an annual rate of 7.35% and Operating profit at 7.64%

 
2

Positive results in Dec 24

3

Stock is technically in a Mildly Bearish range

4

With ROE of 14.5, it has a Attractive valuation with a 0.9 Price to Book Value

5

High Institutional Holdings at 42.68%

6

Underperformed the market in the last 1 year

stock-summaryMojo Parameters
Mojo Parameters
Loading Valuation Snapshot...
Stock DNA
stock-summary
Industry

Finance - Housing

stock-summary
Market cap

INR 30,804 Cr (Large Cap)

stock-summary
P/E

6.00

stock-summary
Industry P/E

12

stock-summary
Dividend Yield

1.61%

stock-summary
Debt Equity

7.67

stock-summary
Return on Equity

14.53%

stock-summary
Price to Book

0.91

Revenue and Profits (1 Year):
Net Sales:
7,070 Cr
(Quarterly Results - Dec 2024)
Net Profit:
1,435 Cr
stock-summaryTotal Returns
Total Returns (Price + Dividend) stock-summary
Dividend Yield (1.61%)
TimePeriod
Price Return
Dividend Return
Total Return
6 Months
-9.62%
0%
-9.62%
1 Year
-13.67%
1.34%
-12.33%
2 Years
68.12%
4.72%
72.84%
3 Years
42.82%
7.84%
50.66%
4 Years
34.76%
7.91%
42.67%
5 Years
119.09%
17.64%
136.73%

Latest dividend: 9 per share ex-dividend date: Aug-23-2024

Risk Adjusted Returns v/s Sensex stock-summary
Returns Beta
Icon
Beta has not been calculated since enough price history is not available
stock-summaryKey Factors
Quality key factors stock-summary
Factor
Value
Sales Growth (5y)
7.35%
EBIT Growth (5y)
7.64%
Net Debt to Equity (avg)
0
Institutional Holding
42.68%
ROE (avg)
12.15%
Valuation key factors
Factor
Value
P/E Ratio
6
Industry P/E
12
Price to Book Value
0.91
EV to EBIT
11.14
EV to EBITDA
11.10
EV to Capital Employed
0.99
EV to Sales
10.35
PEG Ratio
1.04
Dividend Yield
1.61%
ROCE (Latest)
8.67%
ROE (Latest)
14.53%
Tecnicals key factors
Indicator
Weekly
Monthly
MACD
Mildly Bullish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Bearish
Bearish
Moving Averages
Mildly Bearish (Daily)
KST
Bearish
Mildly Bearish
Dow Theory
Mildly Bearish
No Trend
OBV
Mildly Bearish
No Trend
stock-summary Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
stock-summaryShareholding
Shareholding Snapshot : Dec 2024stock-summary
Shareholding Compare (%holding) stock-summary
Majority shareholders

Promoters

Pledged Promoter Holdings

None

Mutual Funds

Held by 34 Schemes (16.72%)

FIIs

Held by 343 FIIs (21.23%)

Promoter with highest holding

Life Insurance Corporation Of India (45.24%)

Highest Public shareholder

Kotak Mahindra Trustee Co Ltd A/c Kotak Special Opportunities Fund (3.9%)

Individual Investors Holdings

9.77%

stock-summaryFinancial
[
  {
    "link": "quarterly",
    "btn_text": "All Quarterly Results",
    "header": "Quarterly Results Snapshot (Consolidated) - Dec'24 - YoY",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in quarter ended Dec 2024 is 3.91% vs 15.52% in Dec 2023",
        "dir": -1
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "YoY Growth in quarter ended Dec 2024 is 22.75% vs 153.10% in Dec 2023",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Dec'24",
        "Dec'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "7,069.99",
          "val2": "6,804.19",
          "chgp": "3.91%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "6,773.12",
          "val2": "6,118.55",
          "chgp": "10.70%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "4,950.41",
          "val2": "4,645.92",
          "chgp": "6.55%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "1,434.84",
          "val2": "1,168.92",
          "chgp": "22.75%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "95.80%",
          "val2": "89.92%",
          "chgp": "5.88%",
          "chgp_class": "positive"
        }
      ]
    }
  },
  {
    "link": "half-yearly",
    "btn_text": "All Half Yearly Results",
    "header": "Half Yearly Results Snapshot (Consolidated) - Sep'24",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": " Growth in half year ended Sep 2024 is 1.55% vs 30.14% in Sep 2023",
        "dir": -1
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": " Growth in half year ended Sep 2024 is 4.84% vs 102.82% in Sep 2023",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Sep'24",
        "Sep'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "13,734.57",
          "val2": "13,524.57",
          "chgp": "1.55%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "12,970.68",
          "val2": "12,253.02",
          "chgp": "5.86%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "9,627.93",
          "val2": "9,093.02",
          "chgp": "5.88%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "2,634.01",
          "val2": "2,512.46",
          "chgp": "4.84%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "94.44%",
          "val2": "90.60%",
          "chgp": "3.84%",
          "chgp_class": "positive"
        }
      ]
    }
  },
  {
    "link": "nine-monthly",
    "btn_text": "All Nine Monthly Results",
    "header": "Nine Monthly Results Snapshot (Consolidated) - Dec'24",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in nine months ended Dec 2024 is 2.34% vs 24.85% in Dec 2023",
        "dir": -1
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "YoY Growth in nine months ended Dec 2024 is 10.53% vs 116.47% in Dec 2023",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Dec'24",
        "Dec'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "20,804.56",
          "val2": "20,328.76",
          "chgp": "2.34%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "19,743.80",
          "val2": "18,371.57",
          "chgp": "7.47%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "14,578.34",
          "val2": "13,738.94",
          "chgp": "6.11%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "4,068.85",
          "val2": "3,681.38",
          "chgp": "10.53%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "94.90%",
          "val2": "90.37%",
          "chgp": "4.53%",
          "chgp_class": "positive"
        }
      ]
    }
  },
  {
    "link": "annual",
    "btn_text": "All Annual Results",
    "header": "Annual Results Snapshot (Consolidated) - Mar'24",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in year ended Mar 2024 is 20.09% vs 13.72% in Mar 2023",
        "dir": 1
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "YoY Growth in year ended Mar 2024 is 64.75% vs 26.48% in Mar 2023",
        "dir": 1
      }
    ],
    "table": {
      "header": [
        "Mar'24",
        "Mar'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "27,276.97",
          "val2": "22,713.89",
          "chgp": "20.09%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "24,520.64",
          "val2": "19,750.24",
          "chgp": "24.15%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "18,387.87",
          "val2": "16,134.75",
          "chgp": "13.96%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "4,762.97",
          "val2": "2,891.00",
          "chgp": "64.75%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "89.90%",
          "val2": "86.95%",
          "chgp": "2.95%",
          "chgp_class": "positive"
        }
      ]
    }
  }
]
Quarterly Results Snapshot (Consolidated) - Dec'24 - YoYstock-summary
Dec'24
Dec'23
Change(%)
Net Sales
7,069.99
6,804.19
3.91%
Operating Profit (PBDIT) excl Other Income
6,773.12
6,118.55
10.70%
Interest
4,950.41
4,645.92
6.55%
Exceptional Items
0.00
0.00
Consolidate Net Profit
1,434.84
1,168.92
22.75%
Operating Profit Margin (Excl OI)
95.80%
89.92%
5.88%
Values in Rs Cr.
stock-summary Compare with Peers
Direction Arrows
Net Sales

YoY Growth in quarter ended Dec 2024 is 3.91% vs 15.52% in Dec 2023

Direction Arrows
Consolidated Net Profit

YoY Growth in quarter ended Dec 2024 is 22.75% vs 153.10% in Dec 2023

All Quarterly Resultsstock-summary
Half Yearly Results Snapshot (Consolidated) - Sep'24stock-summary
Sep'24
Sep'23
Change(%)
Net Sales
13,734.57
13,524.57
1.55%
Operating Profit (PBDIT) excl Other Income
12,970.68
12,253.02
5.86%
Interest
9,627.93
9,093.02
5.88%
Exceptional Items
0.00
0.00
Consolidate Net Profit
2,634.01
2,512.46
4.84%
Operating Profit Margin (Excl OI)
94.44%
90.60%
3.84%
Values in Rs Cr.
stock-summary Compare with Peers
Direction Arrows
Net Sales

Growth in half year ended Sep 2024 is 1.55% vs 30.14% in Sep 2023

Direction Arrows
Consolidated Net Profit

Growth in half year ended Sep 2024 is 4.84% vs 102.82% in Sep 2023

All Half Yearly Resultsstock-summary
Nine Monthly Results Snapshot (Consolidated) - Dec'24stock-summary
Dec'24
Dec'23
Change(%)
Net Sales
20,804.56
20,328.76
2.34%
Operating Profit (PBDIT) excl Other Income
19,743.80
18,371.57
7.47%
Interest
14,578.34
13,738.94
6.11%
Exceptional Items
0.00
0.00
Consolidate Net Profit
4,068.85
3,681.38
10.53%
Operating Profit Margin (Excl OI)
94.90%
90.37%
4.53%
Values in Rs Cr.
stock-summary Compare with Peers
Direction Arrows
Net Sales

YoY Growth in nine months ended Dec 2024 is 2.34% vs 24.85% in Dec 2023

Direction Arrows
Consolidated Net Profit

YoY Growth in nine months ended Dec 2024 is 10.53% vs 116.47% in Dec 2023

All Nine Monthly Resultsstock-summary
Annual Results Snapshot (Consolidated) - Mar'24stock-summary
Mar'24
Mar'23
Change(%)
Net Sales
27,276.97
22,713.89
20.09%
Operating Profit (PBDIT) excl Other Income
24,520.64
19,750.24
24.15%
Interest
18,387.87
16,134.75
13.96%
Exceptional Items
0.00
0.00
Consolidate Net Profit
4,762.97
2,891.00
64.75%
Operating Profit Margin (Excl OI)
89.90%
86.95%
2.95%
Values in Rs Cr.
stock-summary Compare with Peers
Direction Arrows
Net Sales

YoY Growth in year ended Mar 2024 is 20.09% vs 13.72% in Mar 2023

Direction Arrows
Consolidated Net Profit

YoY Growth in year ended Mar 2024 is 64.75% vs 26.48% in Mar 2023

All Annual Resultsstock-summary
stock-summaryCompany CV
About LIC Housing Finance Ltd stock-summary
stock-summary
LIC Housing Finance Ltd
Large Cap
Finance - Housing
LIC Housing Finance Ltd (LICHFL) is one of the largest housing finance companies in India with a key objective of providing long term finance to individuals for the purchase or construction of house/flat for residential purposes in India. LICHFL also provides finance on existing property for business/personal needs and also gives loans to professionals for purchase/construction of Clinics/Nursing Homes/ Diagnostic Centers/ Office Space and also for purchase of equipment.
Company Coordinates stock-summary
Company Details
Bombay Life Building 2nd Floor, 45/47 Veer Nariman Road Mumbai Maharashtra : 400001
stock-summary
Tel: 91-22-22040006/22049682/22049919
stock-summary
http://www.lichousing.com
stock-summary
lichousing@lichousing.com
Registrar Details
Sharex Dynamic (India) Pvt Ltd , Unit -1, Luthra Ind. Premises , Safed Pool, Andheri-Kurla Road, Andheri (E), Mumbai
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