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M & M Fin. Serv.

  • Market Cap: Large Cap
  • Industry: Finance/NBFC
  • ISIN: INE774D01024
  • NSEID: M&MFIN
  • BSEID: 532720
INR
262.95
5.75 (2.24%)
BSENSE

Apr 11, 12:53 PM

BSE+NSE Vol: 6.06 lacs

Click here to access the older version
  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-recommendationResults Declared: M & M Fin. Serv. has declared results on 22 Apr 2025! Click here to unlock the latest financial performance
stock-summaryPrice Point
High/Low

1Day

260.90269.85

52 Week

242.00342.90
Valuation
Technical
Day's Volume

CASH

6.06 lacs (-47.62%) Volume

Shareholding (Dec 2024)

FII

10.48%

Held by 195 FIIs

DII

31.16%

Held by 81 DIIs

Promoter

52.16%

iScoreScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy
Dashboard
1

Poor long term growth as Net Sales has grown by an annual rate of 8.90% and Operating profit at 8.51%

 
2

Stock is technically in a Bearish range

3

Underperformed the market in the last 1 year

stock-summaryMojo Parameters
Mojo Parameters
Loading Valuation Snapshot...
Stock DNA
stock-summary
Industry

Finance/NBFC

stock-summary
Market cap

INR 32,490 Cr (Large Cap)

stock-summary
P/E

13.00

stock-summary
Industry P/E

20

stock-summary
Dividend Yield

2.45%

stock-summary
Debt Equity

5.43

stock-summary
Return on Equity

10.86%

stock-summary
Price to Book

1.58

Revenue and Profits (1 Year):
Net Sales:
4,797 Cr
(Quarterly Results - Dec 2024)
Net Profit:
918 Cr
stock-summaryTotal Returns
Total Returns (Price + Dividend) stock-summary
Dividend Yield (2.45%)
TimePeriod
Price Return
Dividend Return
Total Return
6 Months
-7.49%
0%
-7.49%
1 Year
-12.79%
2.38%
-10.41%
2 Years
4.57%
4.18%
8.75%
3 Years
49.79%
9.76%
59.55%
4 Years
36.28%
10.74%
47.02%
5 Years
58.12%
13.09%
71.21%

Latest dividend: 6.3 per share ex-dividend date: Jul-16-2024

Risk Adjusted Returns v/s Sensex stock-summary
Returns Beta
Icon
Beta has not been calculated since enough price history is not available
stock-summaryKey Factors
Quality key factors stock-summary
Factor
Value
Sales Growth (5y)
8.90%
EBIT Growth (5y)
8.51%
Net Debt to Equity (avg)
0
Institutional Holding
41.65%
ROE (avg)
8.72%
Valuation key factors
Factor
Value
P/E Ratio
13
Industry P/E
20
Price to Book Value
1.58
EV to EBIT
12.15
EV to EBITDA
11.82
EV to Capital Employed
1.09
EV to Sales
7.62
PEG Ratio
0.47
Dividend Yield
2.45%
ROCE (Latest)
8.35%
ROE (Latest)
10.86%
Tecnicals key factors
Indicator
Weekly
Monthly
MACD
Bearish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Bearish
Bearish
Moving Averages
Bearish (Daily)
KST
Mildly Bullish
Mildly Bearish
Dow Theory
Mildly Bearish
Mildly Bearish
OBV
Mildly Bearish
Mildly Bullish
stock-summary Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
stock-summaryShareholding
Shareholding Snapshot : Dec 2024stock-summary
Shareholding Compare (%holding) stock-summary
Majority shareholders

Promoters

Pledged Promoter Holdings

None

Mutual Funds

Held by 23 Schemes (17.47%)

FIIs

Held by 195 FIIs (10.48%)

Promoter with highest holding

Mahindra & Mahindra Limited (52.16%)

Highest Public shareholder

Life Insurance Corporation Of India, Lic-p & Gs Fund, Lici Funds (10.24%)

Individual Investors Holdings

5.38%

stock-summaryFinancial
[
  {
    "link": "quarterly",
    "btn_text": "All Quarterly Results",
    "header": "Quarterly Results Snapshot (Consolidated) - Dec'24 - YoY",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in quarter ended Dec 2024 is 16.99% vs 23.36% in Dec 2023",
        "dir": -1
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "YoY Growth in quarter ended Dec 2024 is 47.39% vs -5.88% in Dec 2023",
        "dir": 1
      }
    ],
    "table": {
      "header": [
        "Dec'24",
        "Dec'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "4,796.80",
          "val2": "4,100.08",
          "chgp": "16.99%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "3,471.56",
          "val2": "2,643.70",
          "chgp": "31.31%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "2,174.91",
          "val2": "1,797.76",
          "chgp": "20.98%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "917.57",
          "val2": "622.56",
          "chgp": "47.39%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "72.37%",
          "val2": "64.48%",
          "chgp": "7.89%",
          "chgp_class": "positive"
        }
      ]
    }
  },
  {
    "link": "half-yearly",
    "btn_text": "All Half Yearly Results",
    "header": "Half Yearly Results Snapshot (Consolidated) - Sep'24",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": " Growth in half year ended Sep 2024 is 18.39% vs 25.42% in Sep 2023",
        "dir": -1
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": " Growth in half year ended Sep 2024 is 38.65% vs -12.32% in Sep 2023",
        "dir": 1
      }
    ],
    "table": {
      "header": [
        "Sep'24",
        "Sep'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "8,780.67",
          "val2": "7,416.45",
          "chgp": "18.39%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "5,274.71",
          "val2": "4,188.22",
          "chgp": "25.94%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "4,022.75",
          "val2": "3,300.56",
          "chgp": "21.88%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "887.08",
          "val2": "639.78",
          "chgp": "38.65%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "60.07%",
          "val2": "56.47%",
          "chgp": "3.60%",
          "chgp_class": "positive"
        }
      ]
    }
  },
  {
    "link": "nine-monthly",
    "btn_text": "All Nine Monthly Results",
    "header": "Nine Monthly Results Snapshot (Consolidated) - Dec'24",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in nine months ended Dec 2024 is 17.90% vs 24.68% in Dec 2023",
        "dir": -1
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "YoY Growth in nine months ended Dec 2024 is 42.96% vs -9.25% in Dec 2023",
        "dir": 1
      }
    ],
    "table": {
      "header": [
        "Dec'24",
        "Dec'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "13,577.47",
          "val2": "11,516.53",
          "chgp": "17.90%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "8,746.27",
          "val2": "6,831.92",
          "chgp": "28.02%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "6,197.66",
          "val2": "5,098.32",
          "chgp": "21.56%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "1,804.65",
          "val2": "1,262.34",
          "chgp": "42.96%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "64.42%",
          "val2": "59.32%",
          "chgp": "5.10%",
          "chgp_class": "positive"
        }
      ]
    }
  },
  {
    "link": "annual",
    "btn_text": "All Annual Results",
    "header": "Annual Results Snapshot (Consolidated) - Mar'24",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in year ended Mar 2024 is 24.39% vs 12.21% in Mar 2023",
        "dir": 1
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "YoY Growth in year ended Mar 2024 is -6.74% vs 82.29% in Mar 2023",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Mar'24",
        "Mar'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "15,796.85",
          "val2": "12,699.53",
          "chgp": "24.39%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "9,592.65",
          "val2": "8,003.89",
          "chgp": "19.85%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "6,959.20",
          "val2": "5,094.30",
          "chgp": "36.61%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "-56.06",
          "chgp": "100.00%",
          "chgp_class": "positive"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "1,932.69",
          "val2": "2,072.40",
          "chgp": "-6.74%",
          "chgp_class": "negative"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "60.73%",
          "val2": "63.03%",
          "chgp": "-2.30%",
          "chgp_class": "negative"
        }
      ]
    }
  }
]
Quarterly Results Snapshot (Consolidated) - Dec'24 - YoYstock-summary
Dec'24
Dec'23
Change(%)
Net Sales
4,796.80
4,100.08
16.99%
Operating Profit (PBDIT) excl Other Income
3,471.56
2,643.70
31.31%
Interest
2,174.91
1,797.76
20.98%
Exceptional Items
0.00
0.00
Consolidate Net Profit
917.57
622.56
47.39%
Operating Profit Margin (Excl OI)
72.37%
64.48%
7.89%
Values in Rs Cr.
stock-summary Compare with Peers
Direction Arrows
Net Sales

YoY Growth in quarter ended Dec 2024 is 16.99% vs 23.36% in Dec 2023

Direction Arrows
Consolidated Net Profit

YoY Growth in quarter ended Dec 2024 is 47.39% vs -5.88% in Dec 2023

All Quarterly Resultsstock-summary
Half Yearly Results Snapshot (Consolidated) - Sep'24stock-summary
Sep'24
Sep'23
Change(%)
Net Sales
8,780.67
7,416.45
18.39%
Operating Profit (PBDIT) excl Other Income
5,274.71
4,188.22
25.94%
Interest
4,022.75
3,300.56
21.88%
Exceptional Items
0.00
0.00
Consolidate Net Profit
887.08
639.78
38.65%
Operating Profit Margin (Excl OI)
60.07%
56.47%
3.60%
Values in Rs Cr.
stock-summary Compare with Peers
Direction Arrows
Net Sales

Growth in half year ended Sep 2024 is 18.39% vs 25.42% in Sep 2023

Direction Arrows
Consolidated Net Profit

Growth in half year ended Sep 2024 is 38.65% vs -12.32% in Sep 2023

All Half Yearly Resultsstock-summary
Nine Monthly Results Snapshot (Consolidated) - Dec'24stock-summary
Dec'24
Dec'23
Change(%)
Net Sales
13,577.47
11,516.53
17.90%
Operating Profit (PBDIT) excl Other Income
8,746.27
6,831.92
28.02%
Interest
6,197.66
5,098.32
21.56%
Exceptional Items
0.00
0.00
Consolidate Net Profit
1,804.65
1,262.34
42.96%
Operating Profit Margin (Excl OI)
64.42%
59.32%
5.10%
Values in Rs Cr.
stock-summary Compare with Peers
Direction Arrows
Net Sales

YoY Growth in nine months ended Dec 2024 is 17.90% vs 24.68% in Dec 2023

Direction Arrows
Consolidated Net Profit

YoY Growth in nine months ended Dec 2024 is 42.96% vs -9.25% in Dec 2023

All Nine Monthly Resultsstock-summary
Annual Results Snapshot (Consolidated) - Mar'24stock-summary
Mar'24
Mar'23
Change(%)
Net Sales
15,796.85
12,699.53
24.39%
Operating Profit (PBDIT) excl Other Income
9,592.65
8,003.89
19.85%
Interest
6,959.20
5,094.30
36.61%
Exceptional Items
0.00
-56.06
100.00%
Consolidate Net Profit
1,932.69
2,072.40
-6.74%
Operating Profit Margin (Excl OI)
60.73%
63.03%
-2.30%
Values in Rs Cr.
stock-summary Compare with Peers
Direction Arrows
Net Sales

YoY Growth in year ended Mar 2024 is 24.39% vs 12.21% in Mar 2023

Direction Arrows
Consolidated Net Profit

YoY Growth in year ended Mar 2024 is -6.74% vs 82.29% in Mar 2023

All Annual Resultsstock-summary
stock-summaryCompany CV
About Mahindra & Mahindra Financial Services Ltd stock-summary
stock-summary
Mahindra & Mahindra Financial Services Ltd
Large Cap
Finance/NBFC
Mahindra & Mahindra Financial Services Limited (MMFSL) is one of the leading Non-Banking Finance Companies (NBFCs) with customers primarily in the rural and semi-urban markets of India. It is part of the Mahindra Group, which is one of the largest business conglomerates in India. The Company is primarily engaged in providing financing for new and pre-owned auto and utility vehicles, tractors, cars and commercial vehicles.
Company Coordinates stock-summary
Company Details
Gateway Building, Apollo Bunder Mumbai Maharashtra : 400001
stock-summary
Tel: 91-22-22895500
stock-summary
http://www.mahindrafinance.com
stock-summary
investorhelpline_mmfsl@mahindra.com
Registrar Details
Karvy Computershare Pvt Ltd., Karvy Selenium, Tower-B Plot No 31 & 32, Survey No 116/22, 115/24, 115/25, Financial District, Nanakramguda, Serilingampally, Mandal Ranga Reddy Dist, Hyderabad
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