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Manappuram Fin.

  • Market Cap: Mid Cap
  • Industry: Finance/NBFC
  • ISIN: INE522D01027
  • NSEID: MANAPPURAM
  • BSEID: 531213
INR
225.70
1.1 (0.49%)
BSENSE

Apr 11, 12:53 PM

BSE+NSE Vol: 39.29 lacs

  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-summaryPrice Point
High/Low

1Day

52 Week

Valuation
Technical
Day's Volume

CASH

39.29 lacs (-37.33%) Volume

Shareholding (Dec 2024)

FII

27.01%

Held by 248 FIIs

DII

7.88%

Held by 42 DIIs

Promoter

35.25%

iScoreScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy
Dashboard
1

Strong Long Term Fundamental Strength with an average Return on Equity (ROE) of 19.14%

 
2

Negative results in Dec 24

3

Stock is technically in a Bullish range

4

With ROE of 18, it has a Attractive valuation with a 1.5 Price to Book Value

5

High Institutional Holdings at 34.89%

6

Consistent Returns over the last 3 years

stock-summaryMojo Parameters
Mojo Parameters
Loading Valuation Snapshot...
Stock DNA
stock-summary
Industry

Finance/NBFC

stock-summary
Market cap

INR 19,104 Cr (Mid Cap)

stock-summary
P/E

10.00

stock-summary
Industry P/E

20

stock-summary
Dividend Yield

1.78%

stock-summary
Debt Equity

3.12

stock-summary
Return on Equity

18.04%

stock-summary
Price to Book

1.52

Revenue and Profits (1 Year):
Net Sales:
2,560 Cr
(Quarterly Results - Dec 2024)
Net Profit:
282 Cr
stock-summaryTotal Returns
Total Returns (Price + Dividend) stock-summary
Dividend Yield (1.78%)
TimePeriod
Price Return
Dividend Return
Total Return
6 Months
21.34%
1.35%
22.69%
1 Year
15.62%
1.99%
17.61%
2 Years
75.37%
5.84%
81.21%
3 Years
82.98%
9.37%
92.35%
4 Years
43.71%
8.01%
51.72%
5 Years
101.88%
11.92%
113.8%

Latest dividend: 1 per share ex-dividend date: Feb-21-2025

Risk Adjusted Returns v/s Sensex stock-summary
Returns Beta
Icon
Beta has not been calculated since enough price history is not available
stock-summaryKey Factors
Quality key factors stock-summary
Factor
Value
Sales Growth (5y)
14.79%
EBIT Growth (5y)
11.43%
Net Debt to Equity (avg)
0
Institutional Holding
34.89%
ROE (avg)
19.14%
Valuation key factors
Factor
Value
P/E Ratio
10
Industry P/E
20
Price to Book Value
1.52
EV to EBIT
8.76
EV to EBITDA
8.40
EV to Capital Employed
1.14
EV to Sales
5.30
PEG Ratio
NA
Dividend Yield
1.78%
ROCE (Latest)
13.45%
ROE (Latest)
18.04%
Tecnicals key factors
Indicator
Weekly
Monthly
MACD
Bullish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bullish
Mildly Bullish
Moving Averages
Bullish (Daily)
KST
Bullish
Mildly Bearish
Dow Theory
Bullish
No Trend
OBV
Mildly Bearish
No Trend
stock-summary Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
stock-summaryShareholding
Shareholding Snapshot : Dec 2024stock-summary
Shareholding Compare (%holding) stock-summary
Majority shareholders

Promoters

Pledged Promoter Holdings

None

Mutual Funds

Held by 25 Schemes (6.86%)

FIIs

Held by 248 FIIs (27.01%)

Promoter with highest holding

Nandakumar V P (29.05%)

Highest Public shareholder

Smallcap World Fund, Inc (3.01%)

Individual Investors Holdings

22.94%

stock-summaryFinancial
[
  {
    "link": "quarterly",
    "btn_text": "All Quarterly Results",
    "header": "Quarterly Results Snapshot (Consolidated) - Dec'24 - QoQ",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "QoQ Growth in quarter ended Dec 2024 is -2.79% vs 5.82% in Sep 2024",
        "dir": -1
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "QoQ Growth in quarter ended Dec 2024 is -50.57% vs 2.89% in Sep 2024",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Dec'24",
        "Sep'24",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "2,559.72",
          "val2": "2,633.10",
          "chgp": "-2.79%",
          "chgp_class": "negative"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "1,368.96",
          "val2": "1,740.92",
          "chgp": "-21.37%",
          "chgp_class": "negative"
        },
        {
          "field": "Interest",
          "val1": "925.34",
          "val2": "905.71",
          "chgp": "2.17%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "282.06",
          "val2": "570.65",
          "chgp": "-50.57%",
          "chgp_class": "negative"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "53.48%",
          "val2": "66.12%",
          "chgp": "-12.64%",
          "chgp_class": "negative"
        }
      ]
    }
  },
  {
    "link": "half-yearly",
    "btn_text": "All Half Yearly Results",
    "header": "Half Yearly Results Snapshot (Consolidated) - Sep'24",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": " Growth in half year ended Sep 2024 is 22.20% vs 31.03% in Sep 2023",
        "dir": -1
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": " Growth in half year ended Sep 2024 is 6.73% vs 52.70% in Sep 2023",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Sep'24",
        "Sep'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "5,121.32",
          "val2": "4,190.81",
          "chgp": "22.20%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "3,382.71",
          "val2": "2,843.97",
          "chgp": "18.94%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "1,754.01",
          "val2": "1,337.84",
          "chgp": "31.11%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "1,125.27",
          "val2": "1,054.27",
          "chgp": "6.73%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "66.05%",
          "val2": "67.86%",
          "chgp": "-1.81%",
          "chgp_class": "negative"
        }
      ]
    }
  },
  {
    "link": "nine-monthly",
    "btn_text": "All Nine Monthly Results",
    "header": "Nine Monthly Results Snapshot (Consolidated) - Dec'24",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in nine months ended Dec 2024 is 18.24% vs 32.21% in Dec 2023",
        "dir": -1
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "YoY Growth in nine months ended Dec 2024 is -13.51% vs 50.30% in Dec 2023",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Dec'24",
        "Dec'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "7,681.04",
          "val2": "6,496.09",
          "chgp": "18.24%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "4,751.67",
          "val2": "4,420.15",
          "chgp": "7.50%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "2,679.35",
          "val2": "2,086.54",
          "chgp": "28.41%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "1,407.33",
          "val2": "1,627.14",
          "chgp": "-13.51%",
          "chgp_class": "negative"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "61.86%",
          "val2": "68.04%",
          "chgp": "-6.18%",
          "chgp_class": "negative"
        }
      ]
    }
  },
  {
    "link": "annual",
    "btn_text": "All Annual Results",
    "header": "Annual Results Snapshot (Consolidated) - Mar'24",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in year ended Mar 2024 is 32.11% vs 10.50% in Mar 2023",
        "dir": 1
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "YoY Growth in year ended Mar 2024 is 46.30% vs 12.61% in Mar 2023",
        "dir": 1
      }
    ],
    "table": {
      "header": [
        "Mar'24",
        "Mar'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "8,848.01",
          "val2": "6,697.33",
          "chgp": "32.11%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "5,999.51",
          "val2": "4,379.97",
          "chgp": "36.98%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "2,865.63",
          "val2": "2,187.79",
          "chgp": "30.98%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "2,188.67",
          "val2": "1,495.97",
          "chgp": "46.30%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "67.81%",
          "val2": "65.40%",
          "chgp": "2.41%",
          "chgp_class": "positive"
        }
      ]
    }
  }
]
Quarterly Results Snapshot (Consolidated) - Dec'24 - QoQstock-summary
Dec'24
Sep'24
Change(%)
Net Sales
2,559.72
2,633.10
-2.79%
Operating Profit (PBDIT) excl Other Income
1,368.96
1,740.92
-21.37%
Interest
925.34
905.71
2.17%
Exceptional Items
0.00
0.00
Consolidate Net Profit
282.06
570.65
-50.57%
Operating Profit Margin (Excl OI)
53.48%
66.12%
-12.64%
Values in Rs Cr.
Direction Arrows
Net Sales

QoQ Growth in quarter ended Dec 2024 is -2.79% vs 5.82% in Sep 2024

Direction Arrows
Consolidated Net Profit

QoQ Growth in quarter ended Dec 2024 is -50.57% vs 2.89% in Sep 2024

Half Yearly Results Snapshot (Consolidated) - Sep'24stock-summary
Sep'24
Sep'23
Change(%)
Net Sales
5,121.32
4,190.81
22.20%
Operating Profit (PBDIT) excl Other Income
3,382.71
2,843.97
18.94%
Interest
1,754.01
1,337.84
31.11%
Exceptional Items
0.00
0.00
Consolidate Net Profit
1,125.27
1,054.27
6.73%
Operating Profit Margin (Excl OI)
66.05%
67.86%
-1.81%
Values in Rs Cr.
Direction Arrows
Net Sales

Growth in half year ended Sep 2024 is 22.20% vs 31.03% in Sep 2023

Direction Arrows
Consolidated Net Profit

Growth in half year ended Sep 2024 is 6.73% vs 52.70% in Sep 2023

Nine Monthly Results Snapshot (Consolidated) - Dec'24stock-summary
Dec'24
Dec'23
Change(%)
Net Sales
7,681.04
6,496.09
18.24%
Operating Profit (PBDIT) excl Other Income
4,751.67
4,420.15
7.50%
Interest
2,679.35
2,086.54
28.41%
Exceptional Items
0.00
0.00
Consolidate Net Profit
1,407.33
1,627.14
-13.51%
Operating Profit Margin (Excl OI)
61.86%
68.04%
-6.18%
Values in Rs Cr.
Direction Arrows
Net Sales

YoY Growth in nine months ended Dec 2024 is 18.24% vs 32.21% in Dec 2023

Direction Arrows
Consolidated Net Profit

YoY Growth in nine months ended Dec 2024 is -13.51% vs 50.30% in Dec 2023

Annual Results Snapshot (Consolidated) - Mar'24stock-summary
Mar'24
Mar'23
Change(%)
Net Sales
8,848.01
6,697.33
32.11%
Operating Profit (PBDIT) excl Other Income
5,999.51
4,379.97
36.98%
Interest
2,865.63
2,187.79
30.98%
Exceptional Items
0.00
0.00
Consolidate Net Profit
2,188.67
1,495.97
46.30%
Operating Profit Margin (Excl OI)
67.81%
65.40%
2.41%
Values in Rs Cr.
Direction Arrows
Net Sales

YoY Growth in year ended Mar 2024 is 32.11% vs 10.50% in Mar 2023

Direction Arrows
Consolidated Net Profit

YoY Growth in year ended Mar 2024 is 46.30% vs 12.61% in Mar 2023

stock-summaryCompany CV
About Manappuram Finance Ltd stock-summary
stock-summary
Manappuram Finance Ltd
Mid Cap
Finance/NBFC
Manappuram Finance Limited (MAFIL) (Formerly known as Manappuram General Finance and Leasing Limited) is one of the largest NBFCs in India predominantly dealing in gold loans. The Company offers a range of retail credit products and financial services. It has a diversified lending portfolio encompassing retail, microfinance, SME and commercial customers. It has been the second-largest gold finance NBFC in India. The Company makes credit against the security of used household gold jewellery.
Company Coordinates stock-summary
Company Details
IV/470A (Old) W/638 (New), Manappuram House Valpad P O Thrissur Kerala : 680567
stock-summary
Tel: 91-487-3050108/3050000/3050100
stock-summary
cosecretary@manappuram.com
Registrar Details
SKDC Consultants Ltd , Kanapathy Towers, 3rd Floor, Ganapathy, Coimbatore