down arrow

Mangal Credit

  • Market Cap: Micro Cap
  • Industry: Finance/NBFC
  • ISIN: INE545L01039
  • NSEID: MANCREDIT
  • BSEID: 505850
INR
161.80
1.8 (1.13%)
BSENSE

Apr 11, 12:43 PM

BSE+NSE Vol: 4.46 k

  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-summaryPrice Point
High/Low

1Day

52 Week

Valuation
Technical
Day's Volume

CASH

4.46 k (-76.46%) Volume

Shareholding (Dec 2024)

FII

0.09%

Held by 3 FIIs

DII

0.01%

Held by 0 DIIs

Promoter

51.71%

iScoreScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy
Dashboard
1

Weak Long Term Fundamental Strength with an average Return on Equity (ROE) of 8.10%

 
stock-summaryMojo Parameters
Mojo Parameters
Loading Valuation Snapshot...
Stock DNA
stock-summary
Industry

Finance/NBFC

stock-summary
Market cap

INR 313 Cr (Micro Cap)

stock-summary
P/E

24.00

stock-summary
Industry P/E

20

stock-summary
Dividend Yield

0.38%

stock-summary
Debt Equity

1.29

stock-summary
Return on Equity

9.72%

stock-summary
Price to Book

2.33

Revenue and Profits (1 Year):
Net Sales:
13 Cr
(Quarterly Results - Dec 2024)
Net Profit:
3 Cr
stock-summaryTotal Returns
Total Returns (Price + Dividend) stock-summary
Dividend Yield (0.38%)
TimePeriod
Price Return
Dividend Return
Total Return
6 Months
19.67%
0%
19.67%
1 Year
48.17%
0.55%
48.72%
2 Years
34.5%
0.95%
35.45%
3 Years
24.61%
1.36%
25.97%
4 Years
178.73%
3.63%
182.36%
5 Years
334.95%
7.18%
342.13%

Latest dividend: 0.6 per share ex-dividend date: Sep-17-2024

Risk Adjusted Returns v/s Sensex stock-summary
Returns Beta
Icon
Beta has not been calculated since enough price history is not available
stock-summaryKey Factors
Quality key factors stock-summary
Factor
Value
Sales Growth (5y)
37.11%
EBIT Growth (5y)
30.17%
Net Debt to Equity (avg)
0
Institutional Holding
0.09%
ROE (avg)
8.10%
Valuation key factors
Factor
Value
P/E Ratio
24
Industry P/E
20
Price to Book Value
2.33
EV to EBIT
13.53
EV to EBITDA
13.12
EV to Capital Employed
1.65
EV to Sales
9.98
PEG Ratio
0.89
Dividend Yield
0.38%
ROCE (Latest)
10.99%
ROE (Latest)
9.72%
Tecnicals key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Sideways
Mildly Bullish
Moving Averages
Mildly Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
Mildly Bearish
Bullish
OBV
Mildly Bullish
No Trend
stock-summary Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
stock-summaryShareholding
Shareholding Snapshot : Dec 2024stock-summary
Shareholding Compare (%holding) stock-summary
Majority shareholders

Promoters

Pledged Promoter Holdings

None

Mutual Funds

Held by 0 Schemes

FIIs

Held by 3 FIIs (0.09%)

Promoter with highest holding

Meghraj Sohanlal Jain (24.47%)

Highest Public shareholder

E Ally Consulting India Private Limited (8.59%)

Individual Investors Holdings

24.93%

stock-summaryFinancial
[
  {
    "link": "quarterly",
    "btn_text": "All Quarterly Results",
    "header": "Quarterly Results Snapshot (Standalone) - Dec'24 - QoQ",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "QoQ Growth in quarter ended Dec 2024 is 8.75% vs -1.77% in Sep 2024",
        "dir": 1
      },
      {
        "prefix": "Standalone Net Profit ",
        "suffix": "QoQ Growth in quarter ended Dec 2024 is 8.07% vs -14.13% in Sep 2024",
        "dir": 1
      }
    ],
    "table": {
      "header": [
        "Dec'24",
        "Sep'24",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "12.68",
          "val2": "11.66",
          "chgp": "8.75%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "9.82",
          "val2": "9.00",
          "chgp": "9.11%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "4.76",
          "val2": "4.39",
          "chgp": "8.43%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Standalone Net Profit",
          "val1": "3.48",
          "val2": "3.22",
          "chgp": "8.07%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "77.44%",
          "val2": "77.19%",
          "chgp": "0.25%",
          "chgp_class": "positive"
        }
      ]
    }
  },
  {
    "link": "half-yearly",
    "btn_text": "All Half Yearly Results",
    "header": "Half Yearly Results Snapshot (Standalone) - Sep'24",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": " Growth in half year ended Sep 2024 is 55.93% vs 73.05% in Sep 2023",
        "dir": -1
      },
      {
        "prefix": "Standalone Net Profit ",
        "suffix": " Growth in half year ended Sep 2024 is 36.67% vs 41.27% in Sep 2023",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Sep'24",
        "Sep'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "23.53",
          "val2": "15.09",
          "chgp": "55.93%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "10.18",
          "val2": "7.17",
          "chgp": "41.98%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "8.26",
          "val2": "4.40",
          "chgp": "87.73%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Standalone Net Profit",
          "val1": "6.97",
          "val2": "5.10",
          "chgp": "36.67%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "43.26%",
          "val2": "47.51%",
          "chgp": "-4.25%",
          "chgp_class": "negative"
        }
      ]
    }
  },
  {
    "link": "nine-monthly",
    "btn_text": "All Nine Monthly Results",
    "header": "Nine Monthly Results Snapshot (Standalone) - Dec'24",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in nine months ended Dec 2024 is 52.33% vs 66.92% in Dec 2023",
        "dir": -1
      },
      {
        "prefix": "Standalone Net Profit ",
        "suffix": "YoY Growth in nine months ended Dec 2024 is 31.28% vs 38.68% in Dec 2023",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Dec'24",
        "Dec'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "36.21",
          "val2": "23.77",
          "chgp": "52.33%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "20.00",
          "val2": "13.60",
          "chgp": "47.06%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "13.02",
          "val2": "6.74",
          "chgp": "93.18%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Standalone Net Profit",
          "val1": "10.45",
          "val2": "7.96",
          "chgp": "31.28%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "55.23%",
          "val2": "57.21%",
          "chgp": "-1.98%",
          "chgp_class": "negative"
        }
      ]
    }
  },
  {
    "link": "annual",
    "btn_text": "All Annual Results",
    "header": "Annual Results Snapshot (Standalone) - Mar'24",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in year ended Mar 2024 is 58.62% vs 53.33% in Mar 2023",
        "dir": 1
      },
      {
        "prefix": "Standalone Net Profit ",
        "suffix": "YoY Growth in year ended Mar 2024 is 33.38% vs 30.10% in Mar 2023",
        "dir": 1
      }
    ],
    "table": {
      "header": [
        "Mar'24",
        "Mar'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "33.20",
          "val2": "20.93",
          "chgp": "58.62%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "14.96",
          "val2": "11.17",
          "chgp": "33.93%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "9.50",
          "val2": "4.58",
          "chgp": "107.42%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Standalone Net Profit",
          "val1": "10.55",
          "val2": "7.91",
          "chgp": "33.38%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "45.06%",
          "val2": "53.37%",
          "chgp": "-8.31%",
          "chgp_class": "negative"
        }
      ]
    }
  }
]
Quarterly Results Snapshot (Standalone) - Dec'24 - QoQstock-summary
Dec'24
Sep'24
Change(%)
Net Sales
12.68
11.66
8.75%
Operating Profit (PBDIT) excl Other Income
9.82
9.00
9.11%
Interest
4.76
4.39
8.43%
Exceptional Items
0.00
0.00
Standalone Net Profit
3.48
3.22
8.07%
Operating Profit Margin (Excl OI)
77.44%
77.19%
0.25%
Values in Rs Cr.
Direction Arrows
Net Sales

QoQ Growth in quarter ended Dec 2024 is 8.75% vs -1.77% in Sep 2024

Direction Arrows
Standalone Net Profit

QoQ Growth in quarter ended Dec 2024 is 8.07% vs -14.13% in Sep 2024

Half Yearly Results Snapshot (Standalone) - Sep'24stock-summary
Sep'24
Sep'23
Change(%)
Net Sales
23.53
15.09
55.93%
Operating Profit (PBDIT) excl Other Income
10.18
7.17
41.98%
Interest
8.26
4.40
87.73%
Exceptional Items
0.00
0.00
Standalone Net Profit
6.97
5.10
36.67%
Operating Profit Margin (Excl OI)
43.26%
47.51%
-4.25%
Values in Rs Cr.
Direction Arrows
Net Sales

Growth in half year ended Sep 2024 is 55.93% vs 73.05% in Sep 2023

Direction Arrows
Standalone Net Profit

Growth in half year ended Sep 2024 is 36.67% vs 41.27% in Sep 2023

Nine Monthly Results Snapshot (Standalone) - Dec'24stock-summary
Dec'24
Dec'23
Change(%)
Net Sales
36.21
23.77
52.33%
Operating Profit (PBDIT) excl Other Income
20.00
13.60
47.06%
Interest
13.02
6.74
93.18%
Exceptional Items
0.00
0.00
Standalone Net Profit
10.45
7.96
31.28%
Operating Profit Margin (Excl OI)
55.23%
57.21%
-1.98%
Values in Rs Cr.
Direction Arrows
Net Sales

YoY Growth in nine months ended Dec 2024 is 52.33% vs 66.92% in Dec 2023

Direction Arrows
Standalone Net Profit

YoY Growth in nine months ended Dec 2024 is 31.28% vs 38.68% in Dec 2023

Annual Results Snapshot (Standalone) - Mar'24stock-summary
Mar'24
Mar'23
Change(%)
Net Sales
33.20
20.93
58.62%
Operating Profit (PBDIT) excl Other Income
14.96
11.17
33.93%
Interest
9.50
4.58
107.42%
Exceptional Items
0.00
0.00
Standalone Net Profit
10.55
7.91
33.38%
Operating Profit Margin (Excl OI)
45.06%
53.37%
-8.31%
Values in Rs Cr.
Direction Arrows
Net Sales

YoY Growth in year ended Mar 2024 is 58.62% vs 53.33% in Mar 2023

Direction Arrows
Standalone Net Profit

YoY Growth in year ended Mar 2024 is 33.38% vs 30.10% in Mar 2023

stock-summaryCompany CV
About Mangal Credit & Fincorp Ltd stock-summary
stock-summary
Mangal Credit & Fincorp Ltd
Micro Cap
Finance/NBFC
Mangal Credit & Fincorp Ltd (Formerly known as Tak Machinery and Leasing Ltd) was incorporated in December, 1961. The Company is emerging as a trusted non-banking financial company based out of Mumbai, Maharashtra. Presently, it is engaged in business of providing various type of loans to different type of customers. In 1962-63, the Company entered into a ten-year technical collaboration agreement with Fellows Brothers, Ltd. of England for manufacture of electric hoists and chain pulley blacks.
Company Coordinates stock-summary
Company Details
1701/1702 17th Flr A-Wing, Lotus CorporatePark Goregaon(E Mumbai Maharashtra : 400063
stock-summary
Tel: 91-022-42461300
stock-summary
compliance@mangalfincorp.com
Registrar Details
Link Intime India Pvt Ltd, C-13 Pannalal Silk Compound, L B S Marg, Bhandup , Mumbai