Mangal Credit

Market Cap: Micro Cap
Industry: Finance/NBFC
ISIN: INE545L01039
NSEID: MANCREDIT
BSEID: 505850

INR

161.80

1.8 (1.13%)

BSENSE

Apr 11, 12:43 PM

BSE+NSE Vol: 4.46 k

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Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Comparison

Company

Score

Quality

Valuation

Financial

Technical

Bajaj Finance

Bajaj Finserv

SBI Life Insuran

Mangal Credit

Life Insurance

Starteck Fin.

I R F C

Sakthi Finance

IL&FS Inv.Manag.

Capital Trade Lk

Aryaman Capital

Why is Mangal Credit & Fincorp Ltd ?

Weak Long Term Fundamental Strength with an average Return on Equity (ROE) of 8.10%

Real-Time Research Report

Verdict Report

How much should you sell?

All quantity irrespective of whether you are making profits or losses

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Finance/NBFC)

When to re-enter? - We will constantly monitor the company and review our call based on new data

Is Mangal Credit for you?

High Risk, High Return

Absolute

Risk Adjusted

Volatility

Mangal Credit

48.17%

1.13

40.27%

SENSEX

0.45%

0.03

14.48%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

37.11%

EBIT Growth (5y)

30.17%

Net Debt to Equity (avg)

Institutional Holding

0.09%

ROE (avg)

8.10%

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

2.33

EV to EBIT

13.53

EV to EBITDA

13.12

EV to Capital Employed

1.65

EV to Sales

9.98

PEG Ratio

0.89

Dividend Yield

0.38%

ROCE (Latest)

10.99%

ROE (Latest)

9.72%

Loading Valuation Snapshot...

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Mildly Bearish

Bullish

RSI

No Signal

Bollinger Bands

Sideways

Mildly Bullish

Moving Averages

Mildly Bullish (Daily)

KST

Mildly Bearish

Bullish

Dow Theory

Mildly Bearish

Bullish

OBV

Mildly Bullish

No Trend

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

15What is working for the Company

NET SALES(HY)

At Rs 24.34 cr has Grown at 49.51 %

PAT(HY)

At Rs 6.70 cr has Grown at 22.04 %

CASH AND CASH EQUIVALENTS(HY)

Highest at Rs 29.80 cr

PBDIT(Q)

Highest at Rs 9.82 cr.

-2What is not working for the Company

DEBT-EQUITY RATIO(HY)

Highest at 1.29 times

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Here's what is working for Mangal Credit

Profit After Tax (PAT) - Half Yearly

At Rs 6.70 cr has Grown at 22.04 %

Year on Year (YoY)

MOJO Watch

Near term PAT trend is positive

PAT (Rs Cr)

Net Sales - Quarterly

Highest at Rs 12.68 cr

in the last five quarters

MOJO Watch

Near term sales trend is positive

Net Sales (Rs Cr)

Net Sales - Quarterly

At Rs 12.68 cr has Grown at 21.8 %

over average Net Sales of the previous four quarters of Rs 10.41 Cr

MOJO Watch

Near term sales trend is positive

Net Sales (Rs Cr)

Operating Profit (PBDIT) - Quarterly

Highest at Rs 9.82 cr.

in the last five quarters

MOJO Watch

Near term Operating Profit trend is positive

Operating Profit (Rs Cr)

Cash and Cash Equivalents - Half Yearly

Highest at Rs 29.80 cr

in the last six half yearly periods

MOJO Watch

Short Term liquidity is improving

Cash and Cash Equivalents

Here's what is not working for Mangal Credit

Debt-Equity Ratio - Half Yearly

Highest at 1.29 times

in the last five half yearly periods

MOJO Watch

The company is borrowing more to fund its operations; it's liquidity situation may be stressed

Debt-Equity Ratio