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Muthoot Microfin

  • Market Cap: Small Cap
  • Industry: Finance/NBFC
  • ISIN: INE046W01019
  • NSEID: MUTHOOTMF
  • BSEID: 544055
INR
133.45
2.45 (1.87%)
BSENSE

Apr 11, 12:53 PM

BSE+NSE Vol: 88.01 k

  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-summaryPrice Point
High/Low

1Day

52 Week

Valuation
Technical
Day's Volume

CASH

88.01 k (-22.08%) Volume

Shareholding (Sep 2024)

FII

3.09%

Held by 22 FIIs

DII

25.34%

Held by 16 DIIs

Promoter

55.47%

iScoreScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy
Dashboard
1

Negative results in Dec 24

  • OPERATING PROFIT TO INTEREST (Q) Lowest at 1.06 times
  • PAT(Q) Lowest at Rs 3.80 cr.
  • PBDIT(Q) Lowest at Rs 252.63 cr.
2

Stock is technically in a Bearish range

3

Underperformed the market in the last 1 year

stock-summaryMojo Parameters
Mojo Parameters
Loading Valuation Snapshot...
Stock DNA
stock-summary
Industry

Finance/NBFC

stock-summary
Market cap

INR 2,275 Cr (Small Cap)

stock-summary
P/E

7.00

stock-summary
Industry P/E

20

stock-summary
Dividend Yield

0.00%

stock-summary
Debt Equity

3.00

stock-summary
Return on Equity

10.70%

stock-summary
Price to Book

0.80

Revenue and Profits (1 Year):
Net Sales:
681 Cr
(Quarterly Results - Dec 2024)
Net Profit:
4 Cr
stock-summaryTotal Returns
Total Returns (Price + Dividend) stock-summary
Dividend Yield (0%)
TimePeriod
Price Return
Dividend Return
Total Return
6 Months
-39.91%
0%
-39.91%
1 Year
-42.95%
0%
-42.95%
2 Years
0%
0%
0.0%
3 Years
0%
0%
0.0%
4 Years
0%
0%
0.0%
5 Years
0%
0%
0.0%

Muthoot Microfin for the last several years.

Risk Adjusted Returns v/s Sensex stock-summary
Returns Beta
Icon
Beta has not been calculated since enough price history is not available
stock-summaryKey Factors
Quality key factors stock-summary
Factor
Value
Sales Growth (5y)
64.40%
EBIT Growth (5y)
199.81%
Net Debt to Equity (avg)
3.00
Institutional Holding
28.24%
ROE (avg)
16.12%
Valuation key factors
Factor
Value
P/E Ratio
7
Industry P/E
20
Price to Book Value
0.80
EV to EBIT
6.65
EV to EBITDA
6.46
EV to Capital Employed
0.94
EV to Sales
3.41
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
12.58%
ROE (Latest)
10.70%
Tecnicals key factors
Indicator
Weekly
Monthly
MACD
Bearish
RSI
No Signal
No Signal
Bollinger Bands
Bearish
Moving Averages
Bearish (Daily)
KST
Bearish
Dow Theory
Bearish
Bearish
OBV
Mildly Bullish
No Trend
stock-summary Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
stock-summaryShareholding
Shareholding Snapshot : Sep 2024stock-summary
Shareholding Compare (%holding) stock-summary
Majority shareholders

Promoters

Pledged Promoter Holdings

None

Mutual Funds

Held by 3 Schemes (0.08%)

FIIs

Held by 22 FIIs (3.09%)

Promoter with highest holding

Muthoot Fincorp Ltd (50.21%)

Highest Public shareholder

Greater Pacific Capital Wiv Ltd (15.13%)

Individual Investors Holdings

12.08%

stock-summaryFinancial
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  {
    "link": "quarterly",
    "btn_text": "All Quarterly Results",
    "header": "Quarterly Results Snapshot (Standalone) - Dec'24 - QoQ",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "QoQ Growth in quarter ended Dec 2024 is 2.77% vs 3.85% in Sep 2024",
        "dir": -1
      },
      {
        "prefix": "Standalone Net Profit ",
        "suffix": "QoQ Growth in quarter ended Dec 2024 is -93.83% vs -45.58% in Sep 2024",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Dec'24",
        "Sep'24",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "680.78",
          "val2": "662.41",
          "chgp": "2.77%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "252.63",
          "val2": "328.51",
          "chgp": "-23.10%",
          "chgp_class": "negative"
        },
        {
          "field": "Interest",
          "val1": "237.29",
          "val2": "237.41",
          "chgp": "-0.05%",
          "chgp_class": "positive"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Standalone Net Profit",
          "val1": "3.80",
          "val2": "61.61",
          "chgp": "-93.83%",
          "chgp_class": "negative"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "37.11%",
          "val2": "49.59%",
          "chgp": "-12.48%",
          "chgp_class": "negative"
        }
      ]
    }
  },
  {
    "link": "half-yearly",
    "btn_text": "All Half Yearly Results",
    "header": "Half Yearly Results Snapshot (Standalone) - Sep'24",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": " Growth in half year ended Sep 2024 is 25.15% vs 72.36% in Sep 2023",
        "dir": -1
      },
      {
        "prefix": "Standalone Net Profit ",
        "suffix": " Growth in half year ended Sep 2024 is -14.83% vs 1,546.03% in Sep 2023",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Sep'24",
        "Sep'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "1,304.46",
          "val2": "1,042.33",
          "chgp": "25.15%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "247.55",
          "val2": "288.92",
          "chgp": "-14.32%",
          "chgp_class": "negative"
        },
        {
          "field": "Interest",
          "val1": "477.94",
          "val2": "415.33",
          "chgp": "15.07%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Standalone Net Profit",
          "val1": "174.83",
          "val2": "205.26",
          "chgp": "-14.83%",
          "chgp_class": "negative"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "18.98%",
          "val2": "27.72%",
          "chgp": "-8.74%",
          "chgp_class": "negative"
        }
      ]
    }
  },
  {
    "link": "nine-monthly",
    "btn_text": "All Nine Monthly Results",
    "header": "Nine Monthly Results Snapshot (Standalone) - Dec'24",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in nine months ended Dec 2024 is 22.61% vs 25.95% in Dec 2023",
        "dir": -1
      },
      {
        "prefix": "Standalone Net Profit ",
        "suffix": "YoY Growth in nine months ended Dec 2024 is -45.84% vs 1,927.23% in Dec 2023",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Dec'24",
        "Dec'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "1,985.24",
          "val2": "1,619.09",
          "chgp": "22.61%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "500.18",
          "val2": "657.24",
          "chgp": "-23.90%",
          "chgp_class": "negative"
        },
        {
          "field": "Interest",
          "val1": "715.23",
          "val2": "646.93",
          "chgp": "10.56%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Standalone Net Profit",
          "val1": "178.63",
          "val2": "329.83",
          "chgp": "-45.84%",
          "chgp_class": "negative"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "25.19%",
          "val2": "40.59%",
          "chgp": "-15.40%",
          "chgp_class": "negative"
        }
      ]
    }
  },
  {
    "link": "annual",
    "btn_text": "All Annual Results",
    "header": "Annual Results Snapshot (Standalone) - Mar'24",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in year ended Mar 2024 is 57.40% vs 71.62% in Mar 2023",
        "dir": -1
      },
      {
        "prefix": "Standalone Net Profit ",
        "suffix": "YoY Growth in year ended Mar 2024 is 174.32% vs 245.76% in Mar 2023",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Mar'24",
        "Mar'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "2,248.93",
          "val2": "1,428.76",
          "chgp": "57.40%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "610.93",
          "val2": "221.90",
          "chgp": "175.32%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "866.04",
          "val2": "549.01",
          "chgp": "57.75%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Standalone Net Profit",
          "val1": "449.58",
          "val2": "163.89",
          "chgp": "174.32%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "27.17%",
          "val2": "15.53%",
          "chgp": "11.64%",
          "chgp_class": "positive"
        }
      ]
    }
  }
]
Quarterly Results Snapshot (Standalone) - Dec'24 - QoQstock-summary
Dec'24
Sep'24
Change(%)
Net Sales
680.78
662.41
2.77%
Operating Profit (PBDIT) excl Other Income
252.63
328.51
-23.10%
Interest
237.29
237.41
-0.05%
Exceptional Items
0.00
0.00
Standalone Net Profit
3.80
61.61
-93.83%
Operating Profit Margin (Excl OI)
37.11%
49.59%
-12.48%
Values in Rs Cr.
Direction Arrows
Net Sales

QoQ Growth in quarter ended Dec 2024 is 2.77% vs 3.85% in Sep 2024

Direction Arrows
Standalone Net Profit

QoQ Growth in quarter ended Dec 2024 is -93.83% vs -45.58% in Sep 2024

Half Yearly Results Snapshot (Standalone) - Sep'24stock-summary
Sep'24
Sep'23
Change(%)
Net Sales
1,304.46
1,042.33
25.15%
Operating Profit (PBDIT) excl Other Income
247.55
288.92
-14.32%
Interest
477.94
415.33
15.07%
Exceptional Items
0.00
0.00
Standalone Net Profit
174.83
205.26
-14.83%
Operating Profit Margin (Excl OI)
18.98%
27.72%
-8.74%
Values in Rs Cr.
Direction Arrows
Net Sales

Growth in half year ended Sep 2024 is 25.15% vs 72.36% in Sep 2023

Direction Arrows
Standalone Net Profit

Growth in half year ended Sep 2024 is -14.83% vs 1,546.03% in Sep 2023

Nine Monthly Results Snapshot (Standalone) - Dec'24stock-summary
Dec'24
Dec'23
Change(%)
Net Sales
1,985.24
1,619.09
22.61%
Operating Profit (PBDIT) excl Other Income
500.18
657.24
-23.90%
Interest
715.23
646.93
10.56%
Exceptional Items
0.00
0.00
Standalone Net Profit
178.63
329.83
-45.84%
Operating Profit Margin (Excl OI)
25.19%
40.59%
-15.40%
Values in Rs Cr.
Direction Arrows
Net Sales

YoY Growth in nine months ended Dec 2024 is 22.61% vs 25.95% in Dec 2023

Direction Arrows
Standalone Net Profit

YoY Growth in nine months ended Dec 2024 is -45.84% vs 1,927.23% in Dec 2023

Annual Results Snapshot (Standalone) - Mar'24stock-summary
Mar'24
Mar'23
Change(%)
Net Sales
2,248.93
1,428.76
57.40%
Operating Profit (PBDIT) excl Other Income
610.93
221.90
175.32%
Interest
866.04
549.01
57.75%
Exceptional Items
0.00
0.00
Standalone Net Profit
449.58
163.89
174.32%
Operating Profit Margin (Excl OI)
27.17%
15.53%
11.64%
Values in Rs Cr.
Direction Arrows
Net Sales

YoY Growth in year ended Mar 2024 is 57.40% vs 71.62% in Mar 2023

Direction Arrows
Standalone Net Profit

YoY Growth in year ended Mar 2024 is 174.32% vs 245.76% in Mar 2023

stock-summaryCompany CV
About Muthoot Microfin Ltd stock-summary
stock-summary
Muthoot Microfin Ltd
Small Cap
Finance/NBFC
Muthoot Microfin Limited was formerly incorporated as "Panchratna Stock and Investment Consultancy Services Private Limited" on April 06, 1992 at Mumbai, Maharashtra. The Company was converted into a Public Limited Company on April 30, 1994 and name was changed to "Panchratna Stock and Investment Consultancy Services Limited" on June 09, 1994. Thereafter, name changed to "Panchratna Securities Limited" on June 22, 1994.
Company Coordinates stock-summary
Company Details
13th Floor Parinee Crescenzo, Bandra Kurla Cmpx Bandra East Mumbai Maharashtra : 400051
stock-summary
Tel: +91 48 4427 7500
stock-summary
info@muthootmicrofin.com
Registrar Details