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Muthoot Microfin

  • Market Cap: Small Cap
  • Industry: Finance/NBFC
  • ISIN: INE046W01019
  • NSEID: MUTHOOTMF
  • BSEID: 544055
INR
133.45
2.45 (1.87%)
BSENSE

Apr 11, 12:53 PM

BSE+NSE Vol: 88.01 k

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  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-recommendationScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy
Comparison
Company
Score
Quality
Valuation
Financial
Technical
Bajaj Finance
Bajaj Finserv
SBI Life Insuran
Life Insurance
I R F C
Muthoot Microfin
Indo Thai Sec.
Fusion Finance
One Mobikwik
Summit Securitie
PTC India Fin
Why is Muthoot Microfin Ltd ?
1
Negative results in Dec 24
  • OPERATING PROFIT TO INTEREST (Q) Lowest at 1.06 times
  • PAT(Q) Lowest at Rs 3.80 cr.
  • PBDIT(Q) Lowest at Rs 252.63 cr.
2
Stock is technically in a Bearish range
  • The technical trend has deteriorated from Mildly Bearish on 07-Apr-25 and has generated 3.49% returns since then
  • Multiple factors for the stock are Bearish like MACD, Bollinger Band, KST and DOW
3
Underperformed the market in the last 1 year
  • Even though the market (BSE 500) generated negative returns of -0.93% in the last 1 year, its fall in the stock was much higher with a return of -42.95%
stock-recommendationReal-Time Research Report
Verdict Report
How much should you sell?
  1. All quantity irrespective of whether you are making profits or losses

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Finance/NBFC)

When to re-enter? - We will constantly monitor the company and review our call based on new data

Is Muthoot Microfin for you?

Medium Risk, Low Return

Absolute
Risk Adjusted
Volatility
Muthoot Microfin
-42.95%
-1.46
29.51%
SENSEX
0.45%
0.03
14.48%
stock-recommendationQuality
stock-summaryManagement Risk
stock-summaryGrowth
stock-summaryCapital Structure
stock-recommendation
Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors
Factor
Value
Sales Growth (5y)
64.40%
EBIT Growth (5y)
199.81%
Net Debt to Equity (avg)
3.00
Institutional Holding
28.24%
ROE (avg)
16.12%
stock-recommendationValuation
Valuation Scorecard stock-summary
stock-recommendation
Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors stock-summary
Factor
Value
P/E Ratio
7
Industry P/E
20
Price to Book Value
0.80
EV to EBIT
6.65
EV to EBITDA
6.46
EV to Capital Employed
0.94
EV to Sales
3.41
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
12.58%
ROE (Latest)
10.70%
Loading Valuation Snapshot...
stock-recommendationTechnicals
Technical key factors
Indicator
Weekly
Monthly
MACD
Bearish
RSI
No Signal
No Signal
Bollinger Bands
Bearish
Moving Averages
Bearish (Daily)
KST
Bearish
Dow Theory
Bearish
Bearish
OBV
Mildly Bullish
No Trend
stock-recommendation Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
Technical Movement
Analyse All Technical Factors stock-recommendation
stock-recommendationFinancial Trend
Financial Trend Scorecard stock-summary
stock-recommendation
Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

3What is working for the Company
NET SALES(9M)

At Rs 1,981.07 cr has Grown at 22.36 %

-20What is not working for the Company
OPERATING PROFIT TO INTEREST (Q)

Lowest at 1.06 times

PAT(Q)

Lowest at Rs 3.80 cr.

PBDIT(Q)

Lowest at Rs 252.63 cr.

OPERATING PROFIT TO NET SALES (Q)

Lowest at 37.11%

PBT LESS OI(Q)

Lowest at Rs 4.41 cr.

EPS(Q)

Lowest at Rs 0.22

Loading Valuation Snapshot...
Here's what is working for Muthoot Microfin
Net Sales - Quarterly
Highest at Rs 680.78 cr
in the last five quarters
MOJO Watch
Near term sales trend is positive

Net Sales (Rs Cr)

Here's what is not working for Muthoot Microfin
Profit Before Tax less Other Income (PBT) - Quarterly
At Rs 4.41 cr has Fallen at -96.6 %
over average PBT of the previous four quarters of Rs 131.28 Cr
MOJO Watch
Near term PBT trend is very negative

PBT less Other Income (Rs Cr)

Profit After Tax (PAT) - Quarterly
At Rs 3.80 cr has Fallen at -96.4 %
over average PAT of the previous four quarters of Rs 104.79 Cr
MOJO Watch
Near term PAT trend is very negative

PAT (Rs Cr)

Operating Profit to Interest - Quarterly
Lowest at 1.06 times
in the last five quarters
MOJO Watch
The company's ability to manage interest payments is deteriorating

Operating Profit to Interest

Profit After Tax (PAT) - Quarterly
Lowest at Rs 3.80 cr. and Fallen
each quarter in the last five quarters
MOJO Watch
Near term PAT trend is very negative

PAT (Rs Cr)

Operating Profit (PBDIT) - Quarterly
Lowest at Rs 252.63 cr.
in the last five quarters
MOJO Watch
Near term Operating Profit trend is negative

Operating Profit (Rs Cr)

Operating Profit Margin - Quarterly
Lowest at 37.11%
in the last five quarters
MOJO Watch
Company's efficiency has deteriorated

Operating Profit to Sales

Profit Before Tax less Other Income (PBT) - Quarterly
Lowest at Rs 4.41 cr.
in the last five quarters
MOJO Watch
Near term PBT trend is negative

PBT less Other Income (Rs Cr)

Earnings per Share (EPS) - Quarterly
Lowest at Rs 0.22
in the last five quarters
MOJO Watch
Declining profitability; company has created lower earnings for shareholders

EPS (Rs)

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