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PNB Housing

  • Market Cap: Large Cap
  • Industry: Finance - Housing
  • ISIN: INE572E01012
  • NSEID: PNBHOUSING
  • BSEID: 540173
INR
966.65
42.95 (4.65%)
BSENSE

Apr 11, 12:53 PM

BSE+NSE Vol: 9.84 lacs

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  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-summaryPrice Point
High/Low

1Day

925.40968.00

52 Week

615.651,201.45
Valuation
Technical
Day's Volume

CASH

9.84 lacs (-35.60%) Volume

Shareholding (Dec 2024)

FII

24.34%

Held by 176 FIIs

DII

26.86%

Held by 45 DIIs

Promoter

28.11%

iScoreScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy
Dashboard
1

Poor long term growth as Net Sales has grown by an annual rate of -3.00% and Operating profit at -2.28%

 
2

The company has declared Positive results for the last 9 consecutive quarters

3

Technical trend is Sideways signifying no clear price momentum

4

With ROE of 10.6, it has a Fair valuation with a 1.5 Price to Book Value

5

High Institutional Holdings at 51.19%

6

Consistent Returns over the last 3 years

stock-summaryMojo Parameters
Mojo Parameters
Loading Valuation Snapshot...
Stock DNA
stock-summary
Industry

Finance - Housing

stock-summary
Market cap

INR 25,126 Cr (Large Cap)

stock-summary
P/E

13.00

stock-summary
Industry P/E

12

stock-summary
Dividend Yield

0.00%

stock-summary
Debt Equity

3.59

stock-summary
Return on Equity

10.59%

stock-summary
Price to Book

1.51

Revenue and Profits (1 Year):
Net Sales:
1,942 Cr
(Quarterly Results - Dec 2024)
Net Profit:
483 Cr
stock-summaryTotal Returns
Total Returns (Price + Dividend) stock-summary
Dividend Yield (0%)
TimePeriod
Price Return
Dividend Return
Total Return
6 Months
-1.26%
0%
-1.26%
1 Year
25.73%
0%
25.73%
2 Years
117.89%
0%
117.89%
3 Years
191.13%
0%
191.13%
4 Years
192.81%
0%
192.81%
5 Years
588.44%
0%
588.44%

Latest dividend: 9 per share ex-dividend date: Jul-19-2019

Risk Adjusted Returns v/s Sensex stock-summary
Returns Beta
Icon
Beta has not been calculated since enough price history is not available
stock-summaryKey Factors
Quality key factors stock-summary
Factor
Value
Sales Growth (5y)
-3.00%
EBIT Growth (5y)
-2.28%
Net Debt to Equity (avg)
0
Institutional Holding
51.19%
ROE (avg)
8.67%
Valuation key factors
Factor
Value
P/E Ratio
13
Industry P/E
12
Price to Book Value
1.51
EV to EBIT
11.66
EV to EBITDA
11.57
EV to Capital Employed
1.12
EV to Sales
10.58
PEG Ratio
0.37
Dividend Yield
NA
ROCE (Latest)
9.21%
ROE (Latest)
10.59%
Tecnicals key factors
Indicator
Weekly
Monthly
MACD
Bullish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bullish
Bullish
Moving Averages
Mildly Bearish (Daily)
KST
Mildly Bullish
Mildly Bearish
Dow Theory
Mildly Bullish
Mildly Bearish
OBV
Mildly Bullish
Mildly Bullish
stock-summary Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
stock-summaryShareholding
Shareholding Snapshot : Dec 2024stock-summary
Shareholding Compare (%holding) stock-summary
Majority shareholders

Promoters

Pledged Promoter Holdings

None

Mutual Funds

Held by 27 Schemes (18.72%)

FIIs

Held by 176 FIIs (24.34%)

Promoter with highest holding

Punjab National Bank (28.11%)

Highest Public shareholder

Quality Investment Holdings Pcc (10.44%)

Individual Investors Holdings

7.89%

stock-summaryFinancial
[
  {
    "link": "quarterly",
    "btn_text": "All Quarterly Results",
    "header": "Quarterly Results Snapshot (Consolidated) - Dec'24 - YoY",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in quarter ended Dec 2024 is 10.66% vs -2.32% in Dec 2023",
        "dir": 1
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "YoY Growth in quarter ended Dec 2024 is 42.79% vs 25.75% in Dec 2023",
        "dir": 1
      }
    ],
    "table": {
      "header": [
        "Dec'24",
        "Dec'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "1,941.76",
          "val2": "1,754.75",
          "chgp": "10.66%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "1,786.60",
          "val2": "1,538.72",
          "chgp": "16.11%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "1,157.92",
          "val2": "1,086.62",
          "chgp": "6.56%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "483.27",
          "val2": "338.44",
          "chgp": "42.79%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "92.01%",
          "val2": "87.69%",
          "chgp": "4.32%",
          "chgp_class": "positive"
        }
      ]
    }
  },
  {
    "link": "half-yearly",
    "btn_text": "All Half Yearly Results",
    "header": "Half Yearly Results Snapshot (Consolidated) - Sep'24",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": " Growth in half year ended Sep 2024 is 6.21% vs 12.61% in Sep 2023",
        "dir": -1
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": " Growth in half year ended Sep 2024 is 23.57% vs 46.77% in Sep 2023",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Sep'24",
        "Sep'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "3,701.74",
          "val2": "3,485.38",
          "chgp": "6.21%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "3,391.54",
          "val2": "3,080.81",
          "chgp": "10.09%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "2,215.43",
          "val2": "2,104.80",
          "chgp": "5.26%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "902.49",
          "val2": "730.32",
          "chgp": "23.57%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "91.62%",
          "val2": "88.39%",
          "chgp": "3.23%",
          "chgp_class": "positive"
        }
      ]
    }
  },
  {
    "link": "nine-monthly",
    "btn_text": "All Nine Monthly Results",
    "header": "Nine Monthly Results Snapshot (Consolidated) - Dec'24",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in nine months ended Dec 2024 is 7.70% vs 7.12% in Dec 2023",
        "dir": 1
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "YoY Growth in nine months ended Dec 2024 is 29.66% vs 39.39% in Dec 2023",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Dec'24",
        "Dec'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "5,643.50",
          "val2": "5,240.13",
          "chgp": "7.70%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "5,178.14",
          "val2": "4,619.53",
          "chgp": "12.09%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "3,373.35",
          "val2": "3,191.42",
          "chgp": "5.70%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "1,385.76",
          "val2": "1,068.76",
          "chgp": "29.66%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "91.75%",
          "val2": "88.16%",
          "chgp": "3.59%",
          "chgp_class": "positive"
        }
      ]
    }
  },
  {
    "link": "annual",
    "btn_text": "All Annual Results",
    "header": "Annual Results Snapshot (Consolidated) - Mar'24",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in year ended Mar 2024 is 8.01% vs 5.35% in Mar 2023",
        "dir": 1
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "YoY Growth in year ended Mar 2024 is 44.17% vs 25.05% in Mar 2023",
        "dir": 1
      }
    ],
    "table": {
      "header": [
        "Mar'24",
        "Mar'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "7,050.08",
          "val2": "6,527.33",
          "chgp": "8.01%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "6,259.20",
          "val2": "5,308.54",
          "chgp": "17.91%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "4,261.12",
          "val2": "3,898.52",
          "chgp": "9.30%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "1,508.01",
          "val2": "1,046.00",
          "chgp": "44.17%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "88.78%",
          "val2": "81.33%",
          "chgp": "7.45%",
          "chgp_class": "positive"
        }
      ]
    }
  }
]
Quarterly Results Snapshot (Consolidated) - Dec'24 - YoYstock-summary
Dec'24
Dec'23
Change(%)
Net Sales
1,941.76
1,754.75
10.66%
Operating Profit (PBDIT) excl Other Income
1,786.60
1,538.72
16.11%
Interest
1,157.92
1,086.62
6.56%
Exceptional Items
0.00
0.00
Consolidate Net Profit
483.27
338.44
42.79%
Operating Profit Margin (Excl OI)
92.01%
87.69%
4.32%
Values in Rs Cr.
stock-summary Compare with Peers
Direction Arrows
Net Sales

YoY Growth in quarter ended Dec 2024 is 10.66% vs -2.32% in Dec 2023

Direction Arrows
Consolidated Net Profit

YoY Growth in quarter ended Dec 2024 is 42.79% vs 25.75% in Dec 2023

All Quarterly Resultsstock-summary
Half Yearly Results Snapshot (Consolidated) - Sep'24stock-summary
Sep'24
Sep'23
Change(%)
Net Sales
3,701.74
3,485.38
6.21%
Operating Profit (PBDIT) excl Other Income
3,391.54
3,080.81
10.09%
Interest
2,215.43
2,104.80
5.26%
Exceptional Items
0.00
0.00
Consolidate Net Profit
902.49
730.32
23.57%
Operating Profit Margin (Excl OI)
91.62%
88.39%
3.23%
Values in Rs Cr.
stock-summary Compare with Peers
Direction Arrows
Net Sales

Growth in half year ended Sep 2024 is 6.21% vs 12.61% in Sep 2023

Direction Arrows
Consolidated Net Profit

Growth in half year ended Sep 2024 is 23.57% vs 46.77% in Sep 2023

All Half Yearly Resultsstock-summary
Nine Monthly Results Snapshot (Consolidated) - Dec'24stock-summary
Dec'24
Dec'23
Change(%)
Net Sales
5,643.50
5,240.13
7.70%
Operating Profit (PBDIT) excl Other Income
5,178.14
4,619.53
12.09%
Interest
3,373.35
3,191.42
5.70%
Exceptional Items
0.00
0.00
Consolidate Net Profit
1,385.76
1,068.76
29.66%
Operating Profit Margin (Excl OI)
91.75%
88.16%
3.59%
Values in Rs Cr.
stock-summary Compare with Peers
Direction Arrows
Net Sales

YoY Growth in nine months ended Dec 2024 is 7.70% vs 7.12% in Dec 2023

Direction Arrows
Consolidated Net Profit

YoY Growth in nine months ended Dec 2024 is 29.66% vs 39.39% in Dec 2023

All Nine Monthly Resultsstock-summary
Annual Results Snapshot (Consolidated) - Mar'24stock-summary
Mar'24
Mar'23
Change(%)
Net Sales
7,050.08
6,527.33
8.01%
Operating Profit (PBDIT) excl Other Income
6,259.20
5,308.54
17.91%
Interest
4,261.12
3,898.52
9.30%
Exceptional Items
0.00
0.00
Consolidate Net Profit
1,508.01
1,046.00
44.17%
Operating Profit Margin (Excl OI)
88.78%
81.33%
7.45%
Values in Rs Cr.
stock-summary Compare with Peers
Direction Arrows
Net Sales

YoY Growth in year ended Mar 2024 is 8.01% vs 5.35% in Mar 2023

Direction Arrows
Consolidated Net Profit

YoY Growth in year ended Mar 2024 is 44.17% vs 25.05% in Mar 2023

All Annual Resultsstock-summary
stock-summaryCompany CV
About PNB Housing Finance Ltd stock-summary
stock-summary
PNB Housing Finance Ltd
Large Cap
Finance - Housing
PNB Housing Finance Limited is a registered housing finance company with National Housing Bank (NHB), incorporated under the Companies Act, 1956 and commenced its operations on November 11, 1988. It is promoted by Punjab National Bank (PNB), which holds 32.57% of share capital in the Company.
Company Coordinates stock-summary
Company Details
9th Floor Antrish Bhawan, 22 Kasthurba Gandhi Marg New Delhi New Delhi : 110001
stock-summary
Tel: 91-11-23445200
stock-summary
http://www.pnbhfl.com
stock-summary
investor.services@pnbhousing.com
Registrar Details
Link Intime India Pvt Ltd, C-13 Pannalal Silk Compound, L B S Marg, Bhandup , Mumbai
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