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Real Touch Fin

  • Market Cap: Micro Cap
  • Industry: Finance/NBFC
  • ISIN: INE840I01014
  • NSEID:
  • BSEID: 538611
INR
31.33
1.49 (4.99%)
BSENSE

Apr 11, 11:30 AM

BSE+NSE Vol: 5

  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-summaryPrice Point
High/Low

1Day

52 Week

Valuation
Technical
Day's Volume

CASH

5 (-86.03%) Volume

Shareholding (Mar 2025)

FII

0.00%

Held by 0 FIIs

DII

0.00%

Held by 0 DIIs

Promoter

54.12%

iScoreScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy
Dashboard
1

Weak Long Term Fundamental Strength with an average Return on Equity (ROE) of 5.52%

 
2

Stock is technically in a Bearish range

3

Below par performance in long term as well as near term

stock-summaryMojo Parameters
Mojo Parameters
Loading Valuation Snapshot...
Stock DNA
stock-summary
Industry

Finance/NBFC

stock-summary
Market cap

INR 40 Cr (Micro Cap)

stock-summary
P/E

8.00

stock-summary
Industry P/E

85

stock-summary
Dividend Yield

0.00%

stock-summary
Debt Equity

3.18

stock-summary
Return on Equity

10.13%

stock-summary
Price to Book

0.86

Revenue and Profits (1 Year):
Net Sales:
8 Cr
(Quarterly Results - Dec 2024)
Net Profit:
2 Cr
stock-summaryTotal Returns
Total Returns (Price + Dividend) stock-summary
Dividend Yield (0%)
TimePeriod
Price Return
Dividend Return
Total Return
6 Months
-59.85%
0%
-59.85%
1 Year
-35.36%
0%
-35.36%
2 Years
-16.21%
0%
-16.21%
3 Years
20.04%
0%
20.04%
4 Years
705.4%
0%
705.4%
5 Years
63.18%
0%
63.18%

Real Touch Fin for the last several years.

Risk Adjusted Returns v/s Sensex stock-summary
Returns Beta
Icon
Beta has not been calculated since enough price history is not available
stock-summaryKey Factors
Quality key factors stock-summary
Factor
Value
Sales Growth (5y)
58.67%
EBIT Growth (5y)
55.64%
Net Debt to Equity (avg)
0
Institutional Holding
0
ROE (avg)
5.52%
Valuation key factors
Factor
Value
P/E Ratio
8
Industry P/E
85
Price to Book Value
0.86
EV to EBIT
9.20
EV to EBITDA
9.07
EV to Capital Employed
0.97
EV to Sales
7.13
PEG Ratio
0.12
Dividend Yield
NA
ROCE (Latest)
9.25%
ROE (Latest)
10.13%
Tecnicals key factors
Indicator
Weekly
Monthly
MACD
Bearish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Bearish
Bearish
Moving Averages
Bearish (Daily)
KST
Bearish
Mildly Bearish
Dow Theory
Mildly Bearish
Mildly Bearish
OBV
Mildly Bearish
Mildly Bearish
stock-summary Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
stock-summaryShareholding
Shareholding Snapshot : Mar 2025stock-summary
Shareholding Compare (%holding) stock-summary
Majority shareholders

Promoters

Pledged Promoter Holdings

None

Mutual Funds

Held by 0 Schemes

FIIs

Held by 0 FIIs

Promoter with highest holding

Ultraplus Housing Estate Private Limited (54.12%)

Highest Public shareholder

Awadh Heemghar Private Limted (2.34%)

Individual Investors Holdings

11.16%

stock-summaryFinancial
[
  {
    "link": "quarterly",
    "btn_text": "All Quarterly Results",
    "header": "Quarterly Results Snapshot (Standalone) - Dec'24 - QoQ",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "QoQ Growth in quarter ended Dec 2024 is 11.29% vs 17.18% in Sep 2024",
        "dir": -1
      },
      {
        "prefix": "Standalone Net Profit ",
        "suffix": "QoQ Growth in quarter ended Dec 2024 is 47.01% vs 12.50% in Sep 2024",
        "dir": 1
      }
    ],
    "table": {
      "header": [
        "Dec'24",
        "Sep'24",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "7.59",
          "val2": "6.82",
          "chgp": "11.29%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "5.86",
          "val2": "5.01",
          "chgp": "16.97%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "3.71",
          "val2": "3.41",
          "chgp": "8.80%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Standalone Net Profit",
          "val1": "1.72",
          "val2": "1.17",
          "chgp": "47.01%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "77.21%",
          "val2": "73.46%",
          "chgp": "3.75%",
          "chgp_class": "positive"
        }
      ]
    }
  },
  {
    "link": "half-yearly",
    "btn_text": "All Half Yearly Results",
    "header": "Half Yearly Results Snapshot (Standalone) - Sep'24",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": " Growth in half year ended Sep 2024 is 36.84% vs 187.50% in Sep 2023",
        "dir": -1
      },
      {
        "prefix": "Standalone Net Profit ",
        "suffix": " Growth in half year ended Sep 2024 is 76.80% vs 14.68% in Sep 2023",
        "dir": 1
      }
    ],
    "table": {
      "header": [
        "Sep'24",
        "Sep'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "11.96",
          "val2": "8.74",
          "chgp": "36.84%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "3.05",
          "val2": "2.30",
          "chgp": "32.61%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "6.76",
          "val2": "3.85",
          "chgp": "75.58%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Standalone Net Profit",
          "val1": "2.21",
          "val2": "1.25",
          "chgp": "76.80%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "25.50%",
          "val2": "26.32%",
          "chgp": "-0.82%",
          "chgp_class": "negative"
        }
      ]
    }
  },
  {
    "link": "nine-monthly",
    "btn_text": "All Nine Monthly Results",
    "header": "Nine Monthly Results Snapshot (Standalone) - Dec'24",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in nine months ended Dec 2024 is 40.24% vs 132.72% in Dec 2023",
        "dir": -1
      },
      {
        "prefix": "Standalone Net Profit ",
        "suffix": "YoY Growth in nine months ended Dec 2024 is 86.26% vs -1.40% in Dec 2023",
        "dir": 1
      }
    ],
    "table": {
      "header": [
        "Dec'24",
        "Dec'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "19.55",
          "val2": "13.94",
          "chgp": "40.24%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "8.91",
          "val2": "5.89",
          "chgp": "51.27%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "10.47",
          "val2": "6.04",
          "chgp": "73.34%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Standalone Net Profit",
          "val1": "3.93",
          "val2": "2.11",
          "chgp": "86.26%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "42.75%",
          "val2": "39.32%",
          "chgp": "3.43%",
          "chgp_class": "positive"
        }
      ]
    }
  },
  {
    "link": "annual",
    "btn_text": "All Annual Results",
    "header": "Annual Results Snapshot (Standalone) - Mar'24",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in year ended Mar 2024 is 99.79% vs 297.46% in Mar 2023",
        "dir": -1
      },
      {
        "prefix": "Standalone Net Profit ",
        "suffix": "YoY Growth in year ended Mar 2024 is 0.38% vs 80.69% in Mar 2023",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Mar'24",
        "Mar'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "18.74",
          "val2": "9.38",
          "chgp": "99.79%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "4.04",
          "val2": "3.75",
          "chgp": "7.73%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "9.36",
          "val2": "4.41",
          "chgp": "112.24%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Standalone Net Profit",
          "val1": "2.63",
          "val2": "2.62",
          "chgp": "0.38%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "21.56%",
          "val2": "39.98%",
          "chgp": "-18.42%",
          "chgp_class": "negative"
        }
      ]
    }
  }
]
Quarterly Results Snapshot (Standalone) - Dec'24 - QoQstock-summary
Dec'24
Sep'24
Change(%)
Net Sales
7.59
6.82
11.29%
Operating Profit (PBDIT) excl Other Income
5.86
5.01
16.97%
Interest
3.71
3.41
8.80%
Exceptional Items
0.00
0.00
Standalone Net Profit
1.72
1.17
47.01%
Operating Profit Margin (Excl OI)
77.21%
73.46%
3.75%
Values in Rs Cr.
Direction Arrows
Net Sales

QoQ Growth in quarter ended Dec 2024 is 11.29% vs 17.18% in Sep 2024

Direction Arrows
Standalone Net Profit

QoQ Growth in quarter ended Dec 2024 is 47.01% vs 12.50% in Sep 2024

Half Yearly Results Snapshot (Standalone) - Sep'24stock-summary
Sep'24
Sep'23
Change(%)
Net Sales
11.96
8.74
36.84%
Operating Profit (PBDIT) excl Other Income
3.05
2.30
32.61%
Interest
6.76
3.85
75.58%
Exceptional Items
0.00
0.00
Standalone Net Profit
2.21
1.25
76.80%
Operating Profit Margin (Excl OI)
25.50%
26.32%
-0.82%
Values in Rs Cr.
Direction Arrows
Net Sales

Growth in half year ended Sep 2024 is 36.84% vs 187.50% in Sep 2023

Direction Arrows
Standalone Net Profit

Growth in half year ended Sep 2024 is 76.80% vs 14.68% in Sep 2023

Nine Monthly Results Snapshot (Standalone) - Dec'24stock-summary
Dec'24
Dec'23
Change(%)
Net Sales
19.55
13.94
40.24%
Operating Profit (PBDIT) excl Other Income
8.91
5.89
51.27%
Interest
10.47
6.04
73.34%
Exceptional Items
0.00
0.00
Standalone Net Profit
3.93
2.11
86.26%
Operating Profit Margin (Excl OI)
42.75%
39.32%
3.43%
Values in Rs Cr.
Direction Arrows
Net Sales

YoY Growth in nine months ended Dec 2024 is 40.24% vs 132.72% in Dec 2023

Direction Arrows
Standalone Net Profit

YoY Growth in nine months ended Dec 2024 is 86.26% vs -1.40% in Dec 2023

Annual Results Snapshot (Standalone) - Mar'24stock-summary
Mar'24
Mar'23
Change(%)
Net Sales
18.74
9.38
99.79%
Operating Profit (PBDIT) excl Other Income
4.04
3.75
7.73%
Interest
9.36
4.41
112.24%
Exceptional Items
0.00
0.00
Standalone Net Profit
2.63
2.62
0.38%
Operating Profit Margin (Excl OI)
21.56%
39.98%
-18.42%
Values in Rs Cr.
Direction Arrows
Net Sales

YoY Growth in year ended Mar 2024 is 99.79% vs 297.46% in Mar 2023

Direction Arrows
Standalone Net Profit

YoY Growth in year ended Mar 2024 is 0.38% vs 80.69% in Mar 2023

stock-summaryCompany CV
About Real Touch Finance Ltd. stock-summary
stock-summary
Real Touch Finance Ltd.
Micro Cap
Finance/NBFC
Real Touch Finance Limited was formerly incorporated in the name of Associated Ceramics Limited on December 27, 1984. The Company changed its name from Associated Ceramics Limited to Real Touch Finance Limited in 2015. Presently, the Company is a subsidiary of M/s Ultraplus Housing Estate Private Limited, holding 68,69,620 shares aggregating to 54.12% in the Company in FY 2023. The Company is engaged into the business of providing loans.
Company Coordinates stock-summary
Company Details
Arihant Encl.Grd Flr 493B/57A, G T Road(South) Shibpur Howrah West Bengal : 711102
stock-summary
Tel: 91-33-26402042
stock-summary
acaasm@rediffmail.com
Registrar Details
Niche Technologies Pvt Ltd , D-511, Bagree Market 5th Floor, 71 B R B B Road , Kolkata